The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 8,606 17,208 SH   SOLE   0 0 17,208
AGNC INVT CORP COM 00123Q104 335 21,505 SH   SOLE   0 0 21,505
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,510 6,487 SH   SOLE   0 0 6,487
ALPHABET INC CAP STK CL A 02079K305 8,341 4,759 SH   SOLE   0 0 4,759
ALPHABET INC CAP STK CL C 02079K107 466 266 SH   SOLE   0 0 266
AMAZON COM INC COM 023135106 9,097 2,793 SH   SOLE   0 0 2,793
AMERICAN ELEC PWR CO INC COM 025537101 2,995 35,966 SH   SOLE   0 0 35,966
AMERICAN TOWER CORP NEW COM 03027X100 8,144 36,282 SH   SOLE   0 0 36,282
AMERISOURCEBERGEN CORP COM 03073E105 2,368 24,222 SH   SOLE   0 0 24,222
AMGEN INC COM 031162100 5,489 23,873 SH   SOLE   0 0 23,873
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 61 11,258 SH   SOLE   0 0 11,258
APPLE INC COM 037833100 1,697 12,793 SH   SOLE   0 0 12,793
ATLANTIC AMERN CORP COM 048209100 103 49,500 SH   SOLE   0 0 49,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 308 1,330 SH   SOLE   0 0 1,330
BJS WHSL CLUB HLDGS INC COM 05550J101 991 26,571 SH   SOLE   0 0 26,571
BK OF AMERICA CORP COM 060505104 320 10,564 SH   SOLE   0 0 10,564
BLACKROCK INC COM 09247X101 5,701 7,901 SH   SOLE   0 0 7,901
BOOKING HOLDINGS INC COM 09857L108 9,303 4,177 SH   SOLE   0 0 4,177
BOSTON SCIENTIFIC CORP COM 101137107 1,737 48,318 SH   SOLE   0 0 48,318
BROADCOM INC COM 11135F101 6,283 14,350 SH   SOLE   0 0 14,350
CERNER CORP COM 156782104 2,505 31,917 SH   SOLE   0 0 31,917
CIGNA CORP NEW COM 125523100 1,538 7,387 SH   SOLE   0 0 7,387
CISCO SYS INC COM 17275R102 4,345 97,100 SH   SOLE   0 0 97,100
CITRIX SYS INC COM 177376100 1,205 9,264 SH   SOLE   0 0 9,264
COCA COLA CO COM 191216100 322 5,866 SH   SOLE   0 0 5,866
COMCAST CORP NEW CL A 20030N101 1,711 32,657 SH   SOLE   0 0 32,657
DISNEY WALT CO COM 254687106 242 1,338 SH   SOLE   0 0 1,338
DOCUSIGN INC COM 256163106 133 600 SH   SOLE   0 0 600
DOCUSIGN INC COM 256163106 101 500 SH Call SOLE   0 0 500
DOMINION ENERGY INC COM 25746U109 1,957 26,025 SH   SOLE   0 0 26,025
DUKE ENERGY CORP NEW COM NEW 26441C204 282 3,075 SH   SOLE   0 0 3,075
ELECTRONIC ARTS INC COM 285512109 1,608 11,197 SH   SOLE   0 0 11,197
EMERSON ELEC CO COM 291011104 2,150 26,752 SH   SOLE   0 0 26,752
ENBRIDGE INC COM 29250N105 2,052 64,158 SH   SOLE   0 0 64,158
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 96 15,486 SH   SOLE   0 0 15,486
EXXON MOBIL CORP COM 30231G102 250 6,056 SH   SOLE   0 0 6,056
FACEBOOK INC CL A 30303M102 8,589 31,442 SH   SOLE   0 0 31,442
GARMIN LTD SHS H2906T109 1,457 12,172 SH   SOLE   0 0 12,172
GENERAL MLS INC COM 370334104 1,577 26,819 SH   SOLE   0 0 26,819
GENUINE PARTS CO COM 372460105 5,527 55,036 SH   SOLE   0 0 55,036
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 966 26,240 SH   SOLE   0 0 26,240
HOME DEPOT INC COM 437076102 329 1,240 SH   SOLE   0 0 1,240
IDEANOMICS INC COM 45166V106 35 17,500 SH   SOLE   0 0 17,500
ILLUMINA INC COM 452327109 9,157 24,749 SH   SOLE   0 0 24,749
INTERNATIONAL BUSINESS MACHS COM 459200101 264 2,095 SH   SOLE   0 0 2,095
INTERPUBLIC GROUP COS INC COM 460690100 883 37,541 SH   SOLE   0 0 37,541
INVESCO QQQ TR UNIT SER 1 46090E103 381 1,213 SH   SOLE   0 0 1,213
ISHARES INC MSCI EMERG MRKT 464286533 2,935 48,055 SH   SOLE   0 0 48,055
ISHARES TR 20 YR TR BD ETF 464287432 4,316 27,363 SH   SOLE   0 0 27,363
ISHARES TR CORE S&P SCP ETF 464287804 12,254 133,345 SH   SOLE   0 0 133,345
ISHARES TR CORE S&P500 ETF 464287200 315 840 SH   SOLE   0 0 840
ISHARES TR EAFE SML CP ETF 464288273 604 8,831 SH   SOLE   0 0 8,831
ISHARES TR MSCI EAFE ETF 464287465 433 5,930 SH   SOLE   0 0 5,930
ISHARES TR MSCI EAFE MIN VL 46429B689 10,156 138,345 SH   SOLE   0 0 138,345
ISHARES TR MSCI INTL QUALTY 46434V456 776 21,762 SH   SOLE   0 0 21,762
ISHARES TR MSCI USA MIN VOL 46429B697 217 3,196 SH   SOLE   0 0 3,196
ISHARES TR NATIONAL MUN ETF 464288414 7,872 67,164 SH   SOLE   0 0 67,164
ISHARES TR PHLX SEMICND ETF 464287523 223 588 SH   SOLE   0 0 588
ISHARES TR SHRT NAT MUN ETF 464288158 438 4,056 SH   SOLE   0 0 4,056
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,878 37,423 SH   SOLE   0 0 37,423
JOHNSON & JOHNSON COM 478160104 6,137 38,994 SH   SOLE   0 0 38,994
JPMORGAN CHASE & CO COM 46625H100 633 4,978 SH   SOLE   0 0 4,978
KEURIG DR PEPPER INC COM 49271V100 5,790 180,928 SH   SOLE   0 0 180,928
KIMBERLY-CLARK CORP COM 494368103 954 7,074 SH   SOLE   0 0 7,074
LAM RESEARCH CORP COM 512807108 9,139 19,351 SH   SOLE   0 0 19,351
LOWES COS INC COM 548661107 6,363 39,644 SH   SOLE   0 0 39,644
LPL FINL HLDGS INC COM 50212V100 1,661 15,942 SH   SOLE   0 0 15,942
MASCO CORP COM 574599106 738 13,438 SH   SOLE   0 0 13,438
MASTERCARD INCORPORATED CL A 57636Q104 8,713 24,409 SH   SOLE   0 0 24,409
MERCADOLIBRE INC COM 58733R102 921 550 SH   SOLE   0 0 550
METLIFE INC COM 59156R108 1,750 37,273 SH   SOLE   0 0 37,273
MICROSOFT CORP COM 594918104 6,157 27,684 SH   SOLE   0 0 27,684
MICROSOFT CORP COM 594918104 20 300 SH Call SOLE   0 0 300
MONDELEZ INTL INC CL A 609207105 1,570 26,859 SH   SOLE   0 0 26,859
MONGODB INC CL A 60937P106 323 900 SH   SOLE   0 0 900
MONGODB INC CL A 60937P106 27 100 SH Call SOLE   0 0 100
NASDAQ INC COM 631103108 1,758 13,242 SH   SOLE   0 0 13,242
NETEASE INC SPONSORED ADS 64110W102 1,835 19,159 SH   SOLE   0 0 19,159
NOVARTIS AG SPONSORED ADR 66987V109 4,234 44,836 SH   SOLE   0 0 44,836
NVIDIA CORPORATION COM 67066G104 578 1,107 SH   SOLE   0 0 1,107
NXP SEMICONDUCTORS N V COM N6596X109 6,342 39,884 SH   SOLE   0 0 39,884
OREILLY AUTOMOTIVE INC COM 67103H107 7,390 16,330 SH   SOLE   0 0 16,330
OSHKOSH CORP COM 688239201 537 6,236 SH   SOLE   0 0 6,236
PAYCOM SOFTWARE INC COM 70432V102 362 800 SH   SOLE   0 0 800
PAYPAL HLDGS INC COM 70450Y103 9,131 38,988 SH   SOLE   0 0 38,988
PEPSICO INC COM 713448108 2,065 13,924 SH   SOLE   0 0 13,924
PFIZER INC COM 717081103 2,678 72,757 SH   SOLE   0 0 72,757
PHILIP MORRIS INTL INC COM 718172109 1,723 20,816 SH   SOLE   0 0 20,816
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 265 12,503 SH   SOLE   0 0 12,503
PPL CORP COM 69351T106 1,630 57,799 SH   SOLE   0 0 57,799
PROCTER AND GAMBLE CO COM 742718109 2,120 15,240 SH   SOLE   0 0 15,240
REALTY INCOME CORP COM 756109104 5,539 89,101 SH   SOLE   0 0 89,101
SANDSTORM GOLD LTD COM NEW 80013R206 75 10,510 SH   SOLE   0 0 10,510
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 264 8,606 SH   SOLE   0 0 8,606
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,240 86,059 SH   SOLE   0 0 86,059
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 858 18,953 SH   SOLE   0 0 18,953
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 693 16,142 SH   SOLE   0 0 16,142
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 255 9,012 SH   SOLE   0 0 9,012
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 525 17,931 SH   SOLE   0 0 17,931
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,104 99,310 SH   SOLE   0 0 99,310
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,077 11,842 SH   SOLE   0 0 11,842
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,946 46,304 SH   SOLE   0 0 46,304
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 50,977 560,493 SH   SOLE   0 0 560,493
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,149 31,513 SH   SOLE   0 0 31,513
SCHWAB STRATEGIC TR US REIT ETF 808524847 319 8,414 SH   SOLE   0 0 8,414
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,203 35,987 SH   SOLE   0 0 35,987
SHOPIFY INC CL A 82509L107 1,189 1,050 SH   SOLE   0 0 1,050
SOUTHERN CO COM 842587107 1,834 29,851 SH   SOLE   0 0 29,851
SPDR S&P 500 ETF TR TR UNIT 78462F103 386 1,033 SH   SOLE   0 0 1,033
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,331 19,195 SH   SOLE   0 0 19,195
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,101 14,420 SH   SOLE   0 0 14,420
SQUARE INC CL A 852234103 286 1,313 SH   SOLE   0 0 1,313
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 1,895 26,053 SH   SOLE   0 0 26,053
STERIS PLC SHS USD G8473T100 1,389 7,327 SH   SOLE   0 0 7,327
TE CONNECTIVITY LTD REG SHS H84989104 5,219 43,111 SH   SOLE   0 0 43,111
THE TRADE DESK INC COM CL A 88339J105 638 797 SH   SOLE   0 0 797
THERMO FISHER SCIENTIFIC INC COM 883556102 219 470 SH   SOLE   0 0 470
TRUIST FINL CORP COM 89832Q109 3,222 67,220 SH   SOLE   0 0 67,220
UNITED PARCEL SERVICE INC CL B 911312106 1,820 10,807 SH   SOLE   0 0 10,807
VALERO ENERGY CORP COM 91913Y100 5,844 103,313 SH   SOLE   0 0 103,313
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,293 63,850 SH   SOLE   0 0 63,850
VANGUARD INDEX FDS GROWTH ETF 922908736 945 3,729 SH   SOLE   0 0 3,729
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,034 8,695 SH   SOLE   0 0 8,695
VANGUARD INDEX FDS MID CAP ETF 922908629 22,626 109,426 SH   SOLE   0 0 109,426
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,529 88,654 SH   SOLE   0 0 88,654
VANGUARD INDEX FDS VALUE ETF 922908744 11,348 95,395 SH   SOLE   0 0 95,395
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 302 5,468 SH   SOLE   0 0 5,468
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,420 121,285 SH   SOLE   0 0 121,285
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 540 11,429 SH   SOLE   0 0 11,429
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 309 3,754 SH   SOLE   0 0 3,754
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,030 37,232 SH   SOLE   0 0 37,232
VERIZON COMMUNICATIONS INC COM 92343V104 1,664 28,317 SH   SOLE   0 0 28,317
VISA INC COM CL A 92826C839 246 1,126 SH   SOLE   0 0 1,126
VULCAN MATLS CO COM 929160109 6,653 44,859 SH   SOLE   0 0 44,859
WALMART INC COM 931142103 1,254 8,697 SH   SOLE   0 0 8,697
WHEATON PRECIOUS METALS CORP COM 962879102 303 7,264 SH   SOLE   0 0 7,264
XPO LOGISTICS INC COM 983793100 1,224 10,268 SH   SOLE   0 0 10,268