0001768130-22-000001.txt : 20220127 0001768130-22-000001.hdr.sgml : 20220127 20220127134012 ACCESSION NUMBER: 0001768130-22-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220127 DATE AS OF CHANGE: 20220127 EFFECTIVENESS DATE: 20220127 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HOWARD FINANCIAL SERVICES, LTD. CENTRAL INDEX KEY: 0001768130 IRS NUMBER: 000000000 STATE OF INCORPORATION: TX FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19410 FILM NUMBER: 22562200 BUSINESS ADDRESS: STREET 1: 8350 MEADOW ROAD STREET 2: SUITE 181 CITY: DALLAS STATE: TX ZIP: 75231 BUSINESS PHONE: 214-346-0785 MAIL ADDRESS: STREET 1: 8350 MEADOW ROAD STREET 2: SUITE 181 CITY: DALLAS STATE: TX ZIP: 75231 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001768130 XXXXXXXX 12-31-2021 12-31-2021 HOWARD FINANCIAL SERVICES, LTD.

8350 MEADOW ROAD SUITE 181 DALLAS TX 75231

13F HOLDINGS REPORT 028-19410 N John Howard 214-346-0760 John Howard Dallas TX 01-27-2022 0 134 333405 false INFORMATION TABLE 2 Howard_4q2021.inftbl.xml ABBOTT LABS COM 002824100 216 1535 SH SOLE 0 0 0 1535 ABBVIE INC COM 00287Y109 419 3092 SH SOLE 0 0 0 3092 AGNC INVT CORP COM 00123Q104 567 37709 SH SOLE 0 0 0 37709 ALPHABET INC CAP STK CL C 02079K107 645 223 SH SOLE 0 0 0 223 ALPHABET INC CAP STK CL A 02079K305 652 225 SH SOLE 0 0 0 225 ALTRIA GROUP INC COM 02209S103 247 5222 SH SOLE 0 0 0 5222 AMAZON COM INC COM 023135106 2454 736 SH SOLE 0 0 0 736 AMGEN INC COM 031162100 333 1481 SH SOLE 0 0 0 1481 ANNALY CAPITAL MANAGEMENT IN COM 035710409 572 73165 SH SOLE 0 0 0 73165 APPLE INC COM 037833100 12110 68201 SH SOLE 0 0 0 68201 ARK ETF TR INNOVATION ETF 00214Q104 1035 15000 SH Call SOLE 0 0 0 15000 ARK ETF TR INNOVATION ETF 00214Q104 690 10000 SH Call SOLE 0 0 0 10000 ARK ETF TR INNOVATION ETF 00214Q104 23 244 SH SOLE 0 0 0 244 AT&T INC COM 00206R102 243 10000 SH Call SOLE 0 0 0 10000 AT&T INC COM 00206R102 89 3627 SH SOLE 0 0 0 3627 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 292 975 SH SOLE 0 0 0 975 BLACK STONE MINERALS L P COM UNIT 09225M101 816 79027 SH SOLE 0 0 0 79027 BLACKSTONE INC COM 09260D107 398 3077 SH SOLE 0 0 0 3077 CARNIVAL CORP COMMON STOCK 143658300 256 12699 SH SOLE 0 0 0 12699 CHEVRON CORP NEW COM 166764100 277 2358 SH SOLE 0 0 0 2358 CHIPOTLE MEXICAN GRILL INC COM 169656105 3059 1750 SH SOLE 0 0 0 1750 CINEMARK HLDGS INC COM 17243V102 179 11111 SH SOLE 0 0 0 11111 CISCO SYS INC COM 17275R102 409 6449 SH SOLE 0 0 0 6449 CONDUENT INC COM 206787103 53 10000 SH SOLE 0 0 0 10000 CONOCOPHILLIPS COM 20825C104 310 4294 SH SOLE 0 0 0 4294 DIREXION SHS ETF TR DAILY LATIN AMER 25460E273 358 6600 SH SOLE 0 0 0 6600 DIREXION SHS ETF TR DLY MIDCAP ETF3X 25459W730 557 8000 SH SOLE 0 0 0 8000 DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 330 3872 SH SOLE 0 0 0 3872 DISNEY WALT CO COM 254687106 298 1922 SH SOLE 0 0 0 1922 DORCHESTER MINERALS LP COM UNIT 25820R105 653 32983 SH SOLE 0 0 0 32983 DYNEX CAP INC COM 26817Q886 288 17249 SH SOLE 0 0 0 17249 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 1284 155970 SH SOLE 0 0 0 155970 EXXON MOBIL CORP COM 30231G102 330 5388 SH SOLE 0 0 0 5388 EZCORP INC CL A NON VTG 302301106 111 15000 SH SOLE 0 0 0 15000 FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 136 11430 SH SOLE 0 0 0 11430 FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 242 1950 SH SOLE 0 0 0 1950 FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1750 32882 SH SOLE 0 0 0 32882 GANNETT CO INC COM 36472T109 320 60000 SH SOLE 0 0 0 60000 GRAHAM HLDGS CO COM CL B 384637104 510 810 SH SOLE 0 0 0 810 HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 3026 76158 SH SOLE 0 0 0 76158 HOME DEPOT INC COM 437076102 213 513 SH SOLE 0 0 0 513 HONEYWELL INTL INC COM 438516106 248 1189 SH SOLE 0 0 0 1189 INDEPENDENT BANK GROUP INC COM 45384B106 1891 26216 SH SOLE 0 0 0 26216 INTEL CORP COM 458140100 309 6006 SH SOLE 0 0 0 6006 INTUITIVE SURGICAL INC COM NEW 46120E602 256 712 SH SOLE 0 0 0 712 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 45082 277004 SH SOLE 0 0 0 277004 INVESCO QQQ TR UNIT SER 1 46090E103 6589 16560 SH SOLE 0 0 0 16560 ISHARES SILVER TR ISHARES 46428Q109 218 10137 SH SOLE 0 0 0 10137 ISHARES TR U.S. MED DVC ETF 464288810 240 3646 SH SOLE 0 0 0 3646 ISHARES TR MSCI USA MIN VOL 46429B697 284 3512 SH SOLE 0 0 0 3512 ISHARES TR GL CLEAN ENE ETF 464288224 203 9574 SH SOLE 0 0 0 9574 ISHARES TR MSCI USA QLT FCT 46432F339 46804 321542 SH SOLE 0 0 0 321542 ISHARES TR MSCI INTL QUALTY 46434V456 12706 322659 SH SOLE 0 0 0 322659 ISHARES TR MSCI LW CRB TG 46434V464 374 2149 SH SOLE 0 0 0 2149 ISHARES TR ESG AWR MSCI USA 46435G425 455 4219 SH SOLE 0 0 0 4219 ISHARES TR 20 YR TR BD ETF 464287432 1405 10000 SH Put SOLE 0 0 0 10000 ISHARES TR MSCI EAFE ETF 464287465 384 4884 SH SOLE 0 0 0 4884 ISHARES TR CORE S&P MCP ETF 464287507 671 2371 SH SOLE 0 0 0 2371 ISHARES TR CORE S&P500 ETF 464287200 1794 3762 SH SOLE 0 0 0 3762 ISHARES TR S&P 500 GRWT ETF 464287309 259 3095 SH SOLE 0 0 0 3095 ISHARES TR RUS 1000 ETF 464287622 287 1085 SH SOLE 0 0 0 1085 ISHARES TR RUS 1000 GRW ETF 464287614 213 697 SH SOLE 0 0 0 697 ISHARES TR RUSSELL 2000 ETF 464287655 491 2209 SH SOLE 0 0 0 2209 ISHARES TR EXPANDED TECH 464287515 262 659 SH SOLE 0 0 0 659 ISHARES TR 1 3 YR TREAS BD 464287457 565 6602 SH SOLE 0 0 0 6602 J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 15531 307661 SH SOLE 0 0 0 307661 J P MORGAN EXCHANGE-TRADED F BETABUILDERS EUR 46641Q191 814 13631 SH SOLE 0 0 0 13631 J P MORGAN EXCHANGE-TRADED F BETABUILDERS CDA 46641Q225 268 3985 SH SOLE 0 0 0 3985 J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 278 5438 SH SOLE 0 0 0 5438 JOHNSON & JOHNSON COM 478160104 462 2700 SH SOLE 0 0 0 2700 JPMORGAN CHASE & CO COM 46625H100 1389 8773 SH SOLE 0 0 0 8773 KEURIG DR PEPPER INC COM 49271V100 481 13044 SH SOLE 0 0 0 13044 LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 11685 388072 SH SOLE 0 0 0 388072 MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720 592 26623 SH SOLE 0 0 0 26623 MASTERCARD INCORPORATED CL A 57636Q104 369 1027 SH SOLE 0 0 0 1027 MCDONALDS CORP COM 580135101 245 913 SH SOLE 0 0 0 913 MERCK & CO INC COM 58933Y105 236 3076 SH SOLE 0 0 0 3076 MERCURY GENL CORP NEW COM 589400100 447 8416 SH SOLE 0 0 0 8416 META PLATFORMS INC CL A 30303M102 398 1182 SH SOLE 0 0 0 1182 MICROSOFT CORP COM 594918104 3614 10747 SH SOLE 0 0 0 10747 NETFLIX INC COM 64110L106 518 860 SH SOLE 0 0 0 860 NORFOLK SOUTHN CORP COM 655844108 583 1958 SH SOLE 0 0 0 1958 NORTHROP GRUMMAN CORP COM 666807102 638 1649 SH SOLE 0 0 0 1649 NVIDIA CORPORATION COM 67066G104 868 2950 SH SOLE 0 0 0 2950 ONEOK INC NEW COM 682680103 804 13686 SH SOLE 0 0 0 13686 PACER FDS TR PACER US SMALL 69374H857 3195 74702 SH SOLE 0 0 0 74702 PALANTIR TECHNOLOGIES INC CL A 69608A108 182 10000 SH SOLE 0 0 0 10000 PAYCOM SOFTWARE INC COM 70432V102 228 550 SH SOLE 0 0 0 550 PEPSICO INC COM 713448108 3253 18726 SH SOLE 0 0 0 18726 PFIZER INC COM 717081103 273 4616 SH SOLE 0 0 0 4616 PHILIP MORRIS INTL INC COM 718172109 352 3701 SH SOLE 0 0 0 3701 PROCTER AND GAMBLE CO COM 742718109 242 1477 SH SOLE 0 0 0 1477 QUALCOMM INC COM 747525103 213 1163 SH SOLE 0 0 0 1163 SABINE RTY TR UNIT BEN INT 785688102 1020 24610 SH SOLE 0 0 0 24610 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3253 83686 SH SOLE 0 0 0 83686 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 622 20997 SH SOLE 0 0 0 20997 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 760 14951 SH SOLE 0 0 0 14951 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 43723 540922 SH SOLE 0 0 0 540922 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 548 9846 SH SOLE 0 0 0 9846 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1838 56533 SH SOLE 0 0 0 56533 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 209 1200 SH SOLE 0 0 0 1200 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 230 1635 SH SOLE 0 0 0 1635 SIREN ETF TR DIVCN LDRS ETF 829658301 237 3922 SH SOLE 0 0 0 3922 SOUTHWEST AIRLS CO COM 844741108 820 19142 SH SOLE 0 0 0 19142 SPDR GOLD TR GOLD SHS 78463V107 367 2147 SH SOLE 0 0 0 2147 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 266 4921 SH SOLE 0 0 0 4921 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 482 11615 SH SOLE 0 0 0 11615 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 857 23484 SH SOLE 0 0 0 23484 SPDR S&P 500 ETF TR TR UNIT 78462F103 9779 20590 SH SOLE 0 0 0 20590 SPDR SER TR S&P 600 SMCP VAL 78464A300 447 5280 SH SOLE 0 0 0 5280 SPDR SER TR PRTFLO S&P500 HI 78468R788 408 9706 SH SOLE 0 0 0 9706 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1614 34103 SH SOLE 0 0 0 34103 SUNCOR ENERGY INC NEW COM 867224107 93 3700 SH SOLE 0 0 0 3700 SUNCOR ENERGY INC NEW COM 867224107 279 10000 SH Call SOLE 0 0 0 10000 TESLA INC COM 88160R101 938 888 SH SOLE 0 0 0 888 TEXAS INSTRS INC COM 882508104 346 1835 SH SOLE 0 0 0 1835 TRIUMPH BANCORP INC COM 89679E300 357 3000 SH SOLE 0 0 0 3000 TWO HBRS INVT CORP COM NEW 90187B408 782 135603 SH SOLE 0 0 0 135603 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1339 17587 SH SOLE 0 0 0 17587 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1495 6194 SH SOLE 0 0 0 6194 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 488 2671 SH SOLE 0 0 0 2671 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 807 6955 SH SOLE 0 0 0 6955 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 677 13692 SH SOLE 0 0 0 13692 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 24228 141064 SH SOLE 0 0 0 141064 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 476 9326 SH SOLE 0 0 0 9326 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 10370 121403 SH SOLE 0 0 0 121403 VANGUARD WORLD FDS INF TECH ETF 92204A702 382 834 SH SOLE 0 0 0 834 VERIZON COMMUNICATIONS INC COM 92343V104 240 4627 SH SOLE 0 0 0 4627 VIPER ENERGY PARTNERS LP COM UNT RP INT 92763M105 405 19015 SH SOLE 0 0 0 19015 VISA INC COM CL A 92826C839 396 1827 SH SOLE 0 0 0 1827 WALMART INC COM 931142103 273 1890 SH SOLE 0 0 0 1890 WISDOMTREE TR US QTLY DIV GRT 97717X669 3493 53042 SH SOLE 0 0 0 53042 WISDOMTREE TR EM EX ST-OWNED 97717X578 10790 292798 SH SOLE 0 0 0 292798 YUM BRANDS INC COM 988498101 373 2688 SH SOLE 0 0 0 2688