The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 400 2,275 SH   SOLE   0 0 2,275
AMPHENOL CORP NEW CL A 032095101 277 2,929 SH   SOLE   0 0 2,929
APPLE INC COM 037833100 3,127 16,464 SH   SOLE   0 0 16,464
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 377 1,879 SH   SOLE   0 0 1,879
BOEING CO COM 097023105 3,051 8,000 SH   SOLE   0 0 8,000
DBX ETF TR XTRACK USD HIGH 233051432 919 18,490 SH   SOLE   0 0 18,490
FIDELITY MSCI RL EST ETF 316092857 336 12,955 SH   SOLE   0 0 12,955
INDEXIQ ETF TR IQ ENCH BD US 45409B487 1,158 61,505 SH   SOLE   0 0 61,505
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 1,607 76,291 SH   SOLE   0 0 76,291
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 5,703 268,733 SH   SOLE   0 0 268,733
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 2,672 95,411 SH   SOLE   0 0 95,411
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 2,753 147,595 SH   SOLE   0 0 147,595
INVESCO QQQ TR UNIT SER 1 46090E103 1,008 5,608 SH   SOLE   0 0 5,608
ISHARES INC CORE MSCI EMKT 46434G103 1,046 20,228 SH   SOLE   0 0 20,228
ISHARES INC EM MKT SM-CP ETF 464286475 516 11,459 SH   SOLE   0 0 11,459
ISHARES TR CALIF MUN BD ETF 464288356 1,156 19,400 SH   SOLE   0 0 19,400
ISHARES TR CORE MSCI EAFE 46432F842 1,051 17,290 SH   SOLE   0 0 17,290
ISHARES TR CORE MSCI TOTAL 46432F834 245 4,222 SH   SOLE   0 0 4,222
ISHARES TR CORE S&P MCP ETF 464287507 1,239 6,542 SH   SOLE   0 0 6,542
ISHARES TR CORE S&P SCP ETF 464287804 1,676 21,726 SH   SOLE   0 0 21,726
ISHARES TR CORE S&P US GWT 464287671 244 4,049 SH   SOLE   0 0 4,049
ISHARES TR CORE S&P500 ETF 464287200 1,581 5,555 SH   SOLE   0 0 5,555
ISHARES TR CORE US AGGBD ET 464287226 2,223 20,378 SH   SOLE   0 0 20,378
ISHARES TR EAFE SML CP ETF 464288273 1,016 17,690 SH   SOLE   0 0 17,690
ISHARES TR IBOXX HI YD ETF 464288513 3,531 40,829 SH   SOLE   0 0 40,829
ISHARES TR IBOXX INV CP ETF 464287242 3,343 28,077 SH   SOLE   0 0 28,077
ISHARES TR INTL TREA BD ETF 464288117 976 19,909 SH   SOLE   0 0 19,909
ISHARES TR JPMORGAN USD EMG 464288281 3,121 28,354 SH   SOLE   0 0 28,354
ISHARES TR MICRO-CAP ETF 464288869 211 2,276 SH   SOLE   0 0 2,276
ISHARES TR PFD AND INCM SEC 464288687 224 6,135 SH   SOLE   0 0 6,135
ISHARES TR RUS 1000 ETF 464287622 7,782 49,470 SH   SOLE   0 0 49,470
ISHARES TR RUS TOP 200 ETF 464289446 503 7,670 SH   SOLE   0 0 7,670
ISHARES TR S&P MC 400GR ETF 464287606 444 2,028 SH   SOLE   0 0 2,028
ISHARES TR S&P MC 400VL ETF 464287705 1,079 6,874 SH   SOLE   0 0 6,874
ISHARES TR SELECT DIVID ETF 464287168 6,388 65,067 SH   SOLE   0 0 65,067
ISHARES TR SHRT NAT MUN ETF 464288158 336 3,167 SH   SOLE   0 0 3,167
ISHARES TR U.S. REAL ES ETF 464287739 1,997 22,944 SH   SOLE   0 0 22,944
JOHN HANCOCK ETF TRUST MULTI INTL ETF 47804J859 799 28,453 SH   SOLE   0 0 28,453
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 218 4,020 SH   SOLE   0 0 4,020
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 889 18,480 SH   SOLE   0 0 18,480
NETFLIX INC COM 64110L106 251 703 SH   SOLE   0 0 703
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 933 33,509 SH   SOLE   0 0 33,509
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,522 135,405 SH   SOLE   0 0 135,405
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,302 105,475 SH   SOLE   0 0 105,475
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,990 61,693 SH   SOLE   0 0 61,693
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,195 138,679 SH   SOLE   0 0 138,679
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 548 6,902 SH   SOLE   0 0 6,902
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,772 85,378 SH   SOLE   0 0 85,378
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,742 211,985 SH   SOLE   0 0 211,985
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,676 127,741 SH   SOLE   0 0 127,741
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,130 59,061 SH   SOLE   0 0 59,061
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,463 49,223 SH   SOLE   0 0 49,223
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,195 26,810 SH   SOLE   0 0 26,810
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,853 10,100 SH   SOLE   0 0 10,100
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,104 22,777 SH   SOLE   0 0 22,777
SPDR SER TR NUVEEN BRC MUNIC 78468R721 1,631 33,103 SH   SOLE   0 0 33,103
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 3,087 93,113 SH   SOLE   0 0 93,113
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 531 15,938 SH   SOLE   0 0 15,938
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 2,486 49,343 SH   SOLE   0 0 49,343
VANGUARD INDEX FDS MID CAP ETF 922908629 361 2,246 SH   SOLE   0 0 2,246
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,463 74,366 SH   SOLE   0 0 74,366
VISA INC COM CL A 92826C839 673 4,312 SH   SOLE   0 0 4,312
WISDOMTREE TR US S CAP QTY DIV 97717X651 486 14,002 SH   SOLE   0 0 14,002