The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 200 1,729 SH   SOLE   0 0 1,729
ABBVIE INC COM 00287Y109 1,476 13,104 SH   SOLE   0 0 13,104
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,704 9,173 SH   SOLE   0 0 9,173
ALPHABET INC CAP STK CL A 02079K305 584 239 SH   SOLE   0 0 239
AMAZON COM INC COM 023135106 863 251 SH   SOLE   0 0 251
AMERIS BANCORP COM 03076K108 506 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100 3,645 26,613 SH   SOLE   0 0 26,613
AT&T INC COM 00206R102 885 30,753 SH   SOLE   0 0 30,753
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 351 1,263 SH   SOLE   0 0 1,263
BK OF AMERICA CORP COM 060505104 307 7,441 SH   SOLE   0 0 7,441
COMCAST CORP NEW CL A 20030N101 300 5,256 SH   SOLE   0 0 5,256
CSX CORP COM 126408103 281 8,769 SH   SOLE   0 0 8,769
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 470 9,965 SH   SOLE   0 0 9,965
DISNEY WALT CO COM 254687106 333 1,895 SH   SOLE   0 0 1,895
EXXON MOBIL CORP COM 30231G102 509 8,073 SH   SOLE   0 0 8,073
FACEBOOK INC CL A 30303M102 371 1,068 SH   SOLE   0 0 1,068
GABELLI DIVID & INCOME TR COM 36242H104 263 10,000 SH   SOLE   0 0 10,000
GENUINE PARTS CO COM 372460105 1,527 12,071 SH   SOLE   0 0 12,071
GOLUB CAP BDC INC COM 38173M102 199 12,882 SH   SOLE   0 0 12,882
GRAINGER W W INC COM 384802104 270 616 SH   SOLE   0 0 616
HOME DEPOT INC COM 437076102 3,677 11,531 SH   SOLE   0 0 11,531
INTERNATIONAL BUSINESS MACHS COM 459200101 610 4,163 SH   SOLE   0 0 4,163
INTUITIVE SURGICAL INC COM NEW 46120E602 215 234 SH   SOLE   0 0 234
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 34,886 231,449 SH   SOLE   0 0 231,449
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 10,727 556,092 SH   SOLE   0 0 556,092
INVESCO QQQ TR UNIT SER 1 46090E103 527 1,486 SH   SOLE   0 0 1,486
ISHARES TR CORE S&P500 ETF 464287200 44,847 104,314 SH   SOLE   0 0 104,314
ISHARES TR MSCI EMG MKT ETF 464287234 1,807 32,766 SH   SOLE   0 0 32,766
ISHARES TR RUS MD CP GR ETF 464287481 289 2,550 SH   SOLE   0 0 2,550
ISHARES TR RUS MID CAP ETF 464287499 2,242 28,297 SH   SOLE   0 0 28,297
ISHARES TR RUS 1000 VAL ETF 464287598 1,929 12,164 SH   SOLE   0 0 12,164
ISHARES TR RUS 1000 GRW ETF 464287614 20,726 76,346 SH   SOLE   0 0 76,346
ISHARES TR RUS 1000 ETF 464287622 81,428 336,367 SH   SOLE   0 0 336,367
ISHARES TR RUS 2000 GRW ETF 464287648 227 728 SH   SOLE   0 0 728
ISHARES TR RUSSELL 2000 ETF 464287655 4,282 18,667 SH   SOLE   0 0 18,667
ISHARES TR RUSSELL 3000 ETF 464287689 290 1,132 SH   SOLE   0 0 1,132
ISHARES TR MSCI ACWI ETF 464288257 998 9,865 SH   SOLE   0 0 9,865
ISHARES TR CORE HIGH DV ETF 46429B663 14,880 154,150 SH   SOLE   0 0 154,150
ISHARES TR CORE MSCI EAFE 46432F842 1,412 18,865 SH   SOLE   0 0 18,865
ISHARES TR US SML CP VALUE 46436E536 14,789 481,405 SH   SOLE   0 0 481,405
JOHNSON & JOHNSON COM 478160104 356 2,158 SH   SOLE   0 0 2,158
JPMORGAN CHASE & CO COM 46625H100 464 2,985 SH   SOLE   0 0 2,985
MICROSOFT CORP COM 594918104 2,566 9,473 SH   SOLE   0 0 9,473
PIMCO CORPORATE & INCOME OPP COM 72201B101 198 10,000 SH   SOLE   0 0 10,000
PROCTER AND GAMBLE CO COM 742718109 484 3,585 SH   SOLE   0 0 3,585
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 229 2,200 SH   SOLE   0 0 2,200
SOUTHERN CO COM 842587107 427 7,051 SH   SOLE   0 0 7,051
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 252 5,547 SH   SOLE   0 0 5,547
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,674 17,928 SH   SOLE   0 0 17,928
SPDR SER TR PRTFLO S&P500 GW 78464A409 737 11,703 SH   SOLE   0 0 11,703
TESLA INC COM 88160R101 215 316 SH   SOLE   0 0 316
TRUIST FINL CORP COM 89832Q109 426 7,678 SH   SOLE   0 0 7,678
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 255 2,509 SH   SOLE   0 0 2,509
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,590 11,623 SH   SOLE   0 0 11,623
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,687 159,954 SH   SOLE   0 0 159,954
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 45,544 294,232 SH   SOLE   0 0 294,232
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,079 16,424 SH   SOLE   0 0 16,424
VERIZON COMMUNICATIONS INC COM 92343V104 672 12,000 SH   SOLE   0 0 12,000
VIACOMCBS INC CL B 92556H206 212 4,689 SH   SOLE   0 0 4,689