The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   559,588 3,845 SH   SOLE 0 0 0 3,845
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,189,948 3,928 SH   SOLE 0 0 0 3,928
ADOBE INC COM 00724F101   1,609,979 2,897 SH   SOLE 0 0 0 2,897
ALPHABET INC CAP STK CL A 02079K305   2,745,358 19,930 SH   SOLE 0 0 0 19,930
ALTRIA GROUP INC COM 02209S103   682,314 16,013 SH   SOLE 0 0 0 16,013
AMAZON COM INC COM 023135106   2,546,686 19,834 SH   SOLE 0 0 0 19,834
AMERICAN ELEC PWR CO INC COM 025537101   1,177,920 15,828 SH   SOLE 0 0 0 15,828
AMERICAN TOWER CORP NEW COM 03027X100   260,509 1,634 SH   SOLE 0 0 0 1,634
AMERICAN WTR WKS CO INC NEW COM 030420103   599,493 5,123 SH   SOLE 0 0 0 5,123
AMGEN INC COM 031162100   677,649 2,415 SH   SOLE 0 0 0 2,415
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   1,225,760 23,006 SH   SOLE 0 0 0 23,006
APPLE INC COM 037833100   8,196,834 46,716 SH   SOLE 0 0 0 46,716
ARES CAPITAL CORP COM 04010L103   1,068,261 56,462 SH   SOLE 0 0 0 56,462
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,077,309 1,833 SH   SOLE 0 0 0 1,833
AT&T INC COM 00206R102   1,024,816 67,157 SH   SOLE 0 0 0 67,157
AVANGRID INC COM 05351W103   242,060 7,877 SH   SOLE 0 0 0 7,877
BECTON DICKINSON & CO COM 075887109   852,259 3,310 SH   SOLE 0 0 0 3,310
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,839,940 5,433 SH   SOLE 0 0 0 5,433
CHEVRON CORP NEW COM 166764100   1,294,347 7,654 SH   SOLE 0 0 0 7,654
CINCINNATI FINL CORP COM 172062101   963,887 9,551 SH   SOLE 0 0 0 9,551
CINTAS CORP COM 172908105   1,842,332 3,664 SH   SOLE 0 0 0 3,664
CISCO SYS INC COM 17275R102   742,748 13,930 SH   SOLE 0 0 0 13,930
CITIGROUP INC COM NEW 172967424   315,392 7,873 SH   SOLE 0 0 0 7,873
CITIZENS FINL GROUP INC COM 174610105   643,894 25,880 SH   SOLE 0 0 0 25,880
CME GROUP INC COM 12572Q105   663,130 3,097 SH   SOLE 0 0 0 3,097
COCA COLA CO COM 191216100   1,132,437 20,836 SH   SOLE 0 0 0 20,836
COMCAST CORP NEW CL A 20030N101   754,285 17,513 SH   SOLE 0 0 0 17,513
CONOCOPHILLIPS COM 20825C104   283,470 2,243 SH   SOLE 0 0 0 2,243
COSTCO WHSL CORP NEW COM 22160K105   2,004,593 3,544 SH   SOLE 0 0 0 3,544
DISNEY WALT CO COM 254687106   1,012,320 12,160 SH   SOLE 0 0 0 12,160
DOMINION ENERGY INC COM 25746U109   657,419 16,177 SH   SOLE 0 0 0 16,177
DTE ENERGY CO COM 233331107   293,122 3,030 SH   SOLE 0 0 0 3,030
DUKE ENERGY CORP NEW COM NEW 26441C204   1,106,555 12,606 SH   SOLE 0 0 0 12,606
EDWARDS LIFESCIENCES CORP COM 28176E108   590,772 8,552 SH   SOLE 0 0 0 8,552
EMERSON ELEC CO COM 291011104   802,774 8,619 SH   SOLE 0 0 0 8,619
ENTERGY CORP NEW COM 29364G103   840,050 8,997 SH   SOLE 0 0 0 8,997
EOG RES INC COM 26875P101   898,846 6,598 SH   SOLE 0 0 0 6,598
EQUINIX INC COM 29444U700   543,341 772 SH   SOLE 0 0 0 772
EVERSOURCE ENERGY COM 30040W108   612,196 11,358 SH   SOLE 0 0 0 11,358
EXXON MOBIL CORP COM 30231G102   492,857 4,361 SH   SOLE 0 0 0 4,361
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   218,937 5,700 SH   SOLE 0 0 0 5,700
FIFTH THIRD BANCORP COM 316773100   870,107 34,916 SH   SOLE 0 0 0 34,916
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   1,222,806 26,728 SH   SOLE 0 0 0 26,728
FIRSTENERGY CORP COM 337932107   630,254 17,674 SH   SOLE 0 0 0 17,674
FORD MTR CO DEL COM 345370860   505,936 43,880 SH   SOLE 0 0 0 43,880
FORTINET INC COM 34959E109   399,768 6,920 SH   SOLE 0 0 0 6,920
FRANKLIN RESOURCES INC COM 354613101   264,635 11,694 SH   SOLE 0 0 0 11,694
GALLAGHER ARTHUR J & CO COM 363576109   217,630 942 SH   SOLE 0 0 0 942
GENERAL MLS INC COM 370334104   910,967 14,492 SH   SOLE 0 0 0 14,492
GENUINE PARTS CO COM 372460105   669,858 5,148 SH   SOLE 0 0 0 5,148
GILEAD SCIENCES INC COM 375558103   1,173,146 14,956 SH   SOLE 0 0 0 14,956
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   39,000 25,000 SH   SOLE 0 0 0 25,000
GLOBAL X FDS US PFD ETF 37954Y657   640,661 36,630 SH   SOLE 0 0 0 36,630
HARTFORD FINL SVCS GROUP INC COM 416515104   1,212,600 16,844 SH   SOLE 0 0 0 16,844
HCA HEALTHCARE INC COM 40412C101   1,337,394 5,480 SH   SOLE 0 0 0 5,480
HOME DEPOT INC COM 437076102   1,858,874 6,482 SH   SOLE 0 0 0 6,482
HP INC COM 40434L105   346,495 13,100 SH   SOLE 0 0 0 13,100
INTERNATIONAL BUSINESS MACHS COM 459200101   742,356 5,379 SH   SOLE 0 0 0 5,379
INTERNATIONAL PAPER CO COM 460146103   865,545 25,264 SH   SOLE 0 0 0 25,264
INTERPUBLIC GROUP COS INC COM 460690100   587,239 20,576 SH   SOLE 0 0 0 20,576
ISHARES INC MSCI EMRG CHN 46434G764   816,197 16,549 SH   SOLE 0 0 0 16,549
ISHARES INC CORE MSCI EMKT 46434G103   1,624,023 34,798 SH   SOLE 0 0 0 34,798
ISHARES TR S&P 100 ETF 464287101   3,079,535 15,297 SH   SOLE 0 0 0 15,297
ISHARES TR PFD AND INCM SEC 464288687   440,602 15,547 SH   SOLE 0 0 0 15,547
ISHARES TR TRS FLT RT BD 46434V860   2,268,127 44,772 SH   SOLE 0 0 0 44,772
ISHARES TR RUS MDCP VAL ETF 464287473   581,596 5,743 SH   SOLE 0 0 0 5,743
ISHARES TR ESG MSCI EM LDRS 46436E601   266,381 6,353 SH   SOLE 0 0 0 6,353
ISHARES TR S&P 500 GRWT ETF 464287309   1,357,303 19,751 SH   SOLE 0 0 0 19,751
ISHARES TR IBOXX HI YD ETF 464288513   7,056,835 98,312 SH   SOLE 0 0 0 98,312
ISHARES TR ESG AWR MSCI USA 46435G425   3,105,595 33,233 SH   SOLE 0 0 0 33,233
ISHARES TR AGGRES ALLOC ETF 464289859   285,262 4,572 SH   SOLE 0 0 0 4,572
ISHARES TR MSCI KLD400 SOC 464288570   214,680 2,657 SH   SOLE 0 0 0 2,657
ISHARES TR JPMORGAN USD EMG 464288281   2,455,869 30,810 SH   SOLE 0 0 0 30,810
ISHARES TR U.S. TECH ETF 464287721   1,897,299 17,743 SH   SOLE 0 0 0 17,743
ISHARES TR 1 3 YR TREAS BD 464287457   1,577,002 19,515 SH   SOLE 0 0 0 19,515
ISHARES TR GLOBAL ENERG ETF 464287341   510,992 12,152 SH   SOLE 0 0 0 12,152
ISHARES TR CORE TOTAL USD 46434V613   7,418,941 174,154 SH   SOLE 0 0 0 174,154
ISHARES TR US TREAS BD ETF 46429B267   449,056 20,790 SH   SOLE 0 0 0 20,790
ISHARES TR TIPS BD ETF 464287176   491,409 4,793 SH   SOLE 0 0 0 4,793
ISHARES TR SELECT DIVID ETF 464287168   259,692 2,446 SH   SOLE 0 0 0 2,446
ISHARES TR ESG MSCI LEADR 46435U218   1,187,248 15,834 SH   SOLE 0 0 0 15,834
ISHARES TR NATIONAL MUN ETF 464288414   2,910,049 28,784 SH   SOLE 0 0 0 28,784
ISHARES TR SHRT NAT MUN ETF 464288158   679,667 6,612 SH   SOLE 0 0 0 6,612
ISHARES TR MSCI USA QLT FCT 46432F339   4,168,681 31,360 SH   SOLE 0 0 0 31,360
ISHARES TR 10-20 YR TRS ETF 464288653   614,592 6,601 SH   SOLE 0 0 0 6,601
ISHARES TR MSCI USA MIN VOL 46429B697   2,683,668 37,134 SH   SOLE 0 0 0 37,134
ISHARES TR MSCI INTL VLU FT 46435G409   895,198 36,494 SH   SOLE 0 0 0 36,494
ISHARES TR EUROPE ETF 464287861   746,693 15,996 SH   SOLE 0 0 0 15,996
ISHARES TR 0-5YR HI YL CP 46434V407   6,089,468 151,517 SH   SOLE 0 0 0 151,517
ISHARES TR CORE MSCI EAFE 46432F842   448,386 7,165 SH   SOLE 0 0 0 7,165
ISHARES TR BROAD USD HIGH 46435U853   280,930 8,314 SH   SOLE 0 0 0 8,314
ISHARES TR 20 YR TR BD ETF 464287432   1,836,816 22,192 SH   SOLE 0 0 0 22,192
ISHARES TR ISHS 1-5YR INVS 464288646   886,891 17,946 SH   SOLE 0 0 0 17,946
ISHARES TR EAFE VALUE ETF 464288877   3,995,957 83,843 SH   SOLE 0 0 0 83,843
ISHARES TR MBS ETF 464288588   2,349,337 27,375 SH   SOLE 0 0 0 27,375
ISHARES TR MSCI USA ESG SLC 464288802   210,916 2,372 SH   SOLE 0 0 0 2,372
ISHARES TR CORE S&P500 ETF 464287200   6,899,332 16,105 SH   SOLE 0 0 0 16,105
ISHARES TR EAFE GRWTH ETF 464288885   2,834,504 33,716 SH   SOLE 0 0 0 33,716
ISHARES TR US INFRASTRUC 46435U713   409,171 11,562 SH   SOLE 0 0 0 11,562
JOBY AVIATION INC COMMON STOCK G65163100   107,481 17,197 SH   SOLE 0 0 0 17,197
JOHNSON & JOHNSON COM 478160104   328,278 2,155 SH   SOLE 0 0 0 2,155
JPMORGAN CHASE & CO COM 46625H100   1,539,553 10,596 SH   SOLE 0 0 0 10,596
LINDE PLC SHS G54950103   468,967 1,267 SH   SOLE 0 0 0 1,267
LOCKHEED MARTIN CORP COM 539830109   1,035,809 2,306 SH   SOLE 0 0 0 2,306
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   846,715 9,129 SH   SOLE 0 0 0 9,129
MARATHON PETE CORP COM 56585A102   1,039,618 6,802 SH   SOLE 0 0 0 6,802
MASTERCARD INCORPORATED CL A 57636Q104   2,044,075 5,270 SH   SOLE 0 0 0 5,270
MCDONALDS CORP COM 580135101   1,339,542 5,184 SH   SOLE 0 0 0 5,184
MERCK & CO INC COM 58933Y105   976,042 9,719 SH   SOLE 0 0 0 9,719
METLIFE INC COM 59156R108   1,090,411 17,610 SH   SOLE 0 0 0 17,610
MICROSOFT CORP COM 594918104   7,461,101 22,519 SH   SOLE 0 0 0 22,519
MID-AMER APT CMNTYS INC COM 59522J103   265,989 2,032 SH   SOLE 0 0 0 2,032
NETFLIX INC COM 64110L106   202,894 505 SH   SOLE 0 0 0 505
NEXTERA ENERGY INC COM 65339F101   614,954 11,738 SH   SOLE 0 0 0 11,738
NIKE INC CL B 654106103   676,008 6,560 SH   SOLE 0 0 0 6,560
NISOURCE INC COM 65473P105   520,468 20,307 SH   SOLE 0 0 0 20,307
NNN REIT INC COM 637417106   360,880 10,203 SH   SOLE 0 0 0 10,203
NORTHROP GRUMMAN CORP COM 666807102   748,628 1,528 SH   SOLE 0 0 0 1,528
NVIDIA CORPORATION COM 67066G104   1,019,365 2,421 SH   SOLE 0 0 0 2,421
NXP SEMICONDUCTORS N V COM N6596X109   934,388 4,972 SH   SOLE 0 0 0 4,972
PACIFIC BIOSCIENCES CALIF IN COM 69404D108   74,400 10,000 SH   SOLE 0 0 0 10,000
PARKER-HANNIFIN CORP COM 701094104   289,110 771 SH   SOLE 0 0 0 771
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799   610,595 44,150 SH   SOLE 0 0 0 44,150
PEPSICO INC COM 713448108   1,420,956 8,850 SH   SOLE 0 0 0 8,850
PFIZER INC COM 717081103   419,162 13,439 SH   SOLE 0 0 0 13,439
PHILIP MORRIS INTL INC COM 718172109   694,629 7,656 SH   SOLE 0 0 0 7,656
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   2,438,018 71,391 SH   SOLE 0 0 0 71,391
PIONEER NAT RES CO COM 723787107   234,648 919 SH   SOLE 0 0 0 919
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   324,125 4,663 SH   SOLE 0 0 0 4,663
PROCTER AND GAMBLE CO COM 742718109   1,186,334 8,002 SH   SOLE 0 0 0 8,002
PROLOGIS INC. COM 74340W103   444,479 4,333 SH   SOLE 0 0 0 4,333
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   335,048 5,600 SH   SOLE 0 0 0 5,600
QUANTA SVCS INC COM 74762E102   760,680 4,508 SH   SOLE 0 0 0 4,508
REALTY INCOME CORP COM 756109104   627,683 12,701 SH   SOLE 0 0 0 12,701
REGIONS FINANCIAL CORP NEW COM 7591EP100   237,971 14,440 SH   SOLE 0 0 0 14,440
ROPER TECHNOLOGIES INC COM 776696106   1,027,226 2,107 SH   SOLE 0 0 0 2,107
S&P GLOBAL INC COM 78409V104   592,119 1,656 SH   SOLE 0 0 0 1,656
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   318,135 5,028 SH   SOLE 0 0 0 5,028
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,256,725 17,117 SH   SOLE 0 0 0 17,117
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   575,581 11,423 SH   SOLE 0 0 0 11,423
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   792,843 19,357 SH   SOLE 0 0 0 19,357
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,791,884 87,999 SH   SOLE 0 0 0 87,999
SEMPRA COM 816851109   710,245 10,212 SH   SOLE 0 0 0 10,212
SHERWIN WILLIAMS CO COM 824348106   242,234 1,014 SH   SOLE 0 0 0 1,014
SONOCO PRODS CO COM 835495102   675,835 12,952 SH   SOLE 0 0 0 12,952
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   473,428 15,692 SH   SOLE 0 0 0 15,692
SPDR SER TR S&P DIVID ETF 78464A763   745,398 6,614 SH   SOLE 0 0 0 6,614
SPDR SER TR PORTFOLIO S&P600 78468R853   415,672 11,716 SH   SOLE 0 0 0 11,716
SPDR SER TR NUVEEN BLMBRG MU 78468R721   423,809 9,822 SH   SOLE 0 0 0 9,822
SPDR SER TR PORTFOLIO S&P500 78464A854   15,459,888 308,211 SH   SOLE 0 0 0 308,211
SPDR SER TR NUVEEN BLMBRG SH 78468R739   310,979 6,737 SH   SOLE 0 0 0 6,737
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,455,991 59,152 SH   SOLE 0 0 0 59,152
STARBUCKS CORP COM 855244109   1,235,863 13,089 SH   SOLE 0 0 0 13,089
SYNOPSYS INC COM 871607107   319,811 663 SH   SOLE 0 0 0 663
T-MOBILE US INC COM 872590104   1,485,088 10,774 SH   SOLE 0 0 0 10,774
TESLA INC COM 88160R101   272,496 1,238 SH   SOLE 0 0 0 1,238
THERMO FISHER SCIENTIFIC INC COM 883556102   1,364,861 2,906 SH   SOLE 0 0 0 2,906
TJX COS INC NEW COM 872540109   1,306,218 14,541 SH   SOLE 0 0 0 14,541
TRANE TECHNOLOGIES PLC SHS G8994E103   1,197,663 6,260 SH   SOLE 0 0 0 6,260
UNITEDHEALTH GROUP INC COM 91324P102   3,207,876 6,034 SH   SOLE 0 0 0 6,034
UNUM GROUP COM 91529Y106   445,385 8,830 SH   SOLE 0 0 0 8,830
US BANCORP DEL COM NEW 902973304   612,982 18,717 SH   SOLE 0 0 0 18,717
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   223,769 4,703 SH   SOLE 0 0 0 4,703
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   480,430 7,061 SH   SOLE 0 0 0 7,061
VANGUARD INDEX FDS VALUE ETF 922908744   1,491,900 10,943 SH   SOLE 0 0 0 10,943
VANGUARD INDEX FDS TOTAL STK MKT 922908769   758,272 3,592 SH   SOLE 0 0 0 3,592
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   273,917 699 SH   SOLE 0 0 0 699
VANGUARD INDEX FDS GROWTH ETF 922908736   1,378,983 5,034 SH   SOLE 0 0 0 5,034
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   613,650 4,802 SH   SOLE 0 0 0 4,802
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,235,675 68,292 SH   SOLE 0 0 0 68,292
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   682,398 9,246 SH   SOLE 0 0 0 9,246
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   483,865 11,369 SH   SOLE 0 0 0 11,369
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,006,192 16,590 SH   SOLE 0 0 0 16,590
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,031,797 10,096 SH   SOLE 0 0 0 10,096
VERIZON COMMUNICATIONS INC COM 92343V104   854,839 27,069 SH   SOLE 0 0 0 27,069
VERTEX PHARMACEUTICALS INC COM 92532F100   446,880 1,225 SH   SOLE 0 0 0 1,225
VISA INC COM CL A 92826C839   2,137,959 9,144 SH   SOLE 0 0 0 9,144
WALMART INC COM 931142103   1,255,131 7,807 SH   SOLE 0 0 0 7,807
WENDYS CO COM 95058W100   341,865 17,750 SH   SOLE 0 0 0 17,750
WHIRLPOOL CORP COM 963320106   267,470 2,071 SH   SOLE 0 0 0 2,071
WILLIAMS COS INC COM 969457100   1,102,657 31,000 SH   SOLE 0 0 0 31,000
WISDOMTREE TR US QTLY DIV GRT 97717X669   429,659 6,779 SH   SOLE 0 0 0 6,779
WISDOMTREE TR EM EX ST-OWNED 97717X578   681,810 26,103 SH   SOLE 0 0 0 26,103
WISDOMTREE TR US TOTAL DIVIDND 97717W109   2,125,012 35,542 SH   SOLE 0 0 0 35,542
WISDOMTREE TR YIELD ENHANCD US 97717X511   2,945,802 72,432 SH   SOLE 0 0 0 72,432
WISDOMTREE TR EMG MKTS SMCAP 97717W281   584,903 13,085 SH   SOLE 0 0 0 13,085
WISDOMTREE TR US HGH YLD CORP 97717X172   806,903 19,108 SH   SOLE 0 0 0 19,108
WISDOMTREE TR EMER MKT HIGH FD 97717W315   475,940 12,836 SH   SOLE 0 0 0 12,836
WISDOMTREE TR MORTGAGE PLUS BD 97717Y725   384,672 9,478 SH   SOLE 0 0 0 9,478
WISDOMTREE TR US MULTIFACTOR 97717Y857   1,272,122 33,276 SH   SOLE 0 0 0 33,276
WISDOMTREE TR US LARGECAP FUND 97717W588   461,151 10,087 SH   SOLE 0 0 0 10,087
WISDOMTREE TR US S CAP QTY DIV 97717X651   421,145 10,634 SH   SOLE 0 0 0 10,634
WISDOMTREE TR INTL QULTY DIV 97717X131   1,551,697 49,701 SH   SOLE 0 0 0 49,701
WISDOMTREE TR US ESG FUND 97717W596   366,191 8,309 SH   SOLE 0 0 0 8,309
WISDOMTREE TR INTL ESG FUND 97717Y709   244,950 9,292 SH   SOLE 0 0 0 9,292
WISDOMTREE TR US MIDCAP DIVID 97717W505   882,844 22,071 SH   SOLE 0 0 0 22,071
WISDOMTREE TR INTL SMCAP DIV 97717W760   202,751 3,668 SH   SOLE 0 0 0 3,668
WISDOMTREE TR FUTRE STRAT FD 97717W125   713,708 20,376 SH   SOLE 0 0 0 20,376
ZOETIS INC CL A 98978V103   771,976 4,594 SH   SOLE 0 0 0 4,594