The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104 223 8,443 SH   SOLE 0 0 0 8,443
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,021 4,042 SH   SOLE 0 0 0 4,042
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,005 3,490 SH   SOLE 0 0 0 3,490
ALPHABET INC CAP STK CL A 02079K305 1,895 19,621 SH   SOLE 0 0 0 19,621
ALTRIA GROUP INC COM 02209S103 566 12,520 SH   SOLE 0 0 0 12,520
AMAZON COM INC COM 023135106 1,554 14,537 SH   SOLE 0 0 0 14,537
AMERICAN ELEC PWR CO INC COM 025537101 1,009 12,079 SH   SOLE 0 0 0 12,079
AMERICAN EXPRESS CO COM 025816109 290 2,117 SH   SOLE 0 0 0 2,117
AMERICAN WTR WKS CO INC NEW COM 030420103 588 4,577 SH   SOLE 0 0 0 4,577
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 746 16,363 SH   SOLE 0 0 0 16,363
AON PLC SHS CL A G0403H108 718 2,652 SH   SOLE 0 0 0 2,652
APPLE INC COM 037833100 5,200 37,577 SH   SOLE 0 0 0 37,577
ARES CAPITAL CORP COM 04010L103 753 42,539 SH   SOLE 0 0 0 42,539
ASML HOLDING N V N Y REGISTRY SHS N07059210 605 1,595 SH   SOLE 0 0 0 1,595
AT&T INC COM 00206R102 611 40,750 SH   SOLE 0 0 0 40,750
AVANGRID INC COM 05351W103 531 13,464 SH   SOLE 0 0 0 13,464
BCE INC COM NEW 05534B760 625 14,949 SH   SOLE 0 0 0 14,949
BECTON DICKINSON & CO COM 075887109 498 2,217 SH   SOLE 0 0 0 2,217
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,225 4,494 SH   SOLE 0 0 0 4,494
BK OF AMERICA CORP COM 060505104 515 16,255 SH   SOLE 0 0 0 16,255
BLACKSTONE INC COM 09260D107 1,254 14,910 SH   SOLE 0 0 0 14,910
CHEVRON CORP NEW COM 166764100 1,120 6,995 SH   SOLE 0 0 0 6,995
CINCINNATI FINL CORP COM 172062101 750 7,570 SH   SOLE 0 0 0 7,570
CINTAS CORP COM 172908105 1,410 3,698 SH   SOLE 0 0 0 3,698
CISCO SYS INC COM 17275R102 637 15,842 SH   SOLE 0 0 0 15,842
CITIZENS FINL GROUP INC COM 174610105 696 19,426 SH   SOLE 0 0 0 19,426
CME GROUP INC COM 12572Q105 882 5,136 SH   SOLE 0 0 0 5,136
COCA COLA CO COM 191216100 1,042 18,948 SH   SOLE 0 0 0 18,948
COMCAST CORP NEW CL A 20030N101 555 18,480 SH   SOLE 0 0 0 18,480
CONOCOPHILLIPS COM 20825C104 362 3,072 SH   SOLE 0 0 0 3,072
COSTCO WHSL CORP NEW COM 22160K105 1,459 3,209 SH   SOLE 0 0 0 3,209
COTERRA ENERGY INC COM 127097103 402 14,130 SH   SOLE 0 0 0 14,130
CROWN CASTLE INC COM 22822V101 428 3,355 SH   SOLE 0 0 0 3,355
DANAHER CORPORATION COM 235851102 977 3,850 SH   SOLE 0 0 0 3,850
DBX ETF TR XTRACK USD HIGH 233051432 1,108 33,833 SH   SOLE 0 0 0 33,833
DISNEY WALT CO COM 254687106 969 10,263 SH   SOLE 0 0 0 10,263
DOMINION ENERGY INC COM 25746U109 726 11,284 SH   SOLE 0 0 0 11,284
DUKE ENERGY CORP NEW COM NEW 26441C204 835 9,618 SH   SOLE 0 0 0 9,618
EDWARDS LIFESCIENCES CORP COM 28176E108 723 8,768 SH   SOLE 0 0 0 8,768
EMERSON ELEC CO COM 291011104 795 10,167 SH   SOLE 0 0 0 10,167
ENTERGY CORP NEW COM 29364G103 574 5,741 SH   SOLE 0 0 0 5,741
EOG RES INC COM 26875P101 680 5,636 SH   SOLE 0 0 0 5,636
EQUINIX INC COM 29444U700 335 663 SH   SOLE 0 0 0 663
EVERSOURCE ENERGY COM 30040W108 699 9,632 SH   SOLE 0 0 0 9,632
FIFTH THIRD BANCORP COM 316773100 974 28,694 SH   SOLE 0 0 0 28,694
FIRST HORIZON CORPORATION COM 320517105 704 29,615 SH   SOLE 0 0 0 29,615
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 873 19,692 SH   SOLE 0 0 0 19,692
FIRSTENERGY CORP COM 337932107 290 8,026 SH   SOLE 0 0 0 8,026
FORTINET INC COM 34959E109 333 6,920 SH   SOLE 0 0 0 6,920
GALLAGHER ARTHUR J & CO COM 363576109 222 1,302 SH   SOLE 0 0 0 1,302
GENERAL MLS INC COM 370334104 906 11,663 SH   SOLE 0 0 0 11,663
GENUINE PARTS CO COM 372460105 590 3,817 SH   SOLE 0 0 0 3,817
GILEAD SCIENCES INC COM 375558103 884 13,362 SH   SOLE 0 0 0 13,362
GLOBAL X FDS US PFD ETF 37954Y657 695 35,470 SH   SOLE 0 0 0 35,470
HARTFORD FINL SVCS GROUP INC COM 416515104 994 15,357 SH   SOLE 0 0 0 15,357
HCA HEALTHCARE INC COM 40412C101 1,163 5,774 SH   SOLE 0 0 0 5,774
HOME DEPOT INC COM 437076102 1,511 5,466 SH   SOLE 0 0 0 5,466
INTEL CORP COM 458140100 288 11,097 SH   SOLE 0 0 0 11,097
INTERNATIONAL BUSINESS MACHS COM 459200101 387 3,228 SH   SOLE 0 0 0 3,228
INTERNATIONAL PAPER CO COM 460146103 550 16,855 SH   SOLE 0 0 0 16,855
INTERPUBLIC GROUP COS INC COM 460690100 483 17,583 SH   SOLE 0 0 0 17,583
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 792 38,273 SH   SOLE 0 0 0 38,273
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 206 3,579 SH   SOLE 0 0 0 3,579
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 201 9,813 SH   SOLE 0 0 0 9,813
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 482 3,762 SH   SOLE 0 0 0 3,762
ISHARES INC ESG AWR MSCI EM 46434G863 262 9,644 SH   SOLE 0 0 0 9,644
ISHARES INC JP MRGN EM HI BD 464286285 1,531 47,942 SH   SOLE 0 0 0 47,942
ISHARES INC MSCI GBL MIN VOL 464286525 324 3,693 SH   SOLE 0 0 0 3,693
ISHARES TR S&P SML 600 GWT 464287887 247 2,398 SH   SOLE 0 0 0 2,398
ISHARES TR MSCI INTL VLU FT 46435G409 664 33,261 SH   SOLE 0 0 0 33,261
ISHARES TR EUROPE ETF 464287861 388 10,214 SH   SOLE 0 0 0 10,214
ISHARES TR EAFE GRWTH ETF 464288885 1,640 22,684 SH   SOLE 0 0 0 22,684
ISHARES TR CORE HIGH DV ETF 46429B663 426 4,496 SH   SOLE 0 0 0 4,496
ISHARES TR CORE MSCI EAFE 46432F842 743 14,110 SH   SOLE 0 0 0 14,110
ISHARES TR RUSSELL 2000 ETF 464287655 2,972 17,818 SH   SOLE 0 0 0 17,818
ISHARES TR CORE S&P500 ETF 464287200 3,253 9,060 SH   SOLE 0 0 0 9,060
ISHARES TR BROAD USD HIGH 46435U853 13,057 388,710 SH   SOLE 0 0 0 388,710
ISHARES TR 20 YR TR BD ETF 464287432 295 2,994 SH   SOLE 0 0 0 2,994
ISHARES TR ISHS 1-5YR INVS 464288646 1,186 24,294 SH   SOLE 0 0 0 24,294
ISHARES TR EAFE VALUE ETF 464288877 1,404 36,063 SH   SOLE 0 0 0 36,063
ISHARES TR ESG MSCI EM LDRS 46436E601 253 6,372 SH   SOLE 0 0 0 6,372
ISHARES TR CONV BD ETF 46435G102 256 3,737 SH   SOLE 0 0 0 3,737
ISHARES TR S&P 100 ETF 464287101 1,333 8,219 SH   SOLE 0 0 0 8,219
ISHARES TR PFD AND INCM SEC 464288687 766 25,021 SH   SOLE 0 0 0 25,021
ISHARES TR ESG ADV TTL USD 46436E619 289 7,021 SH   SOLE 0 0 0 7,021
ISHARES TR MSCI EMG MKT ETF 464287234 393 11,490 SH   SOLE 0 0 0 11,490
ISHARES TR IBOXX HI YD ETF 464288513 1,760 24,615 SH   SOLE 0 0 0 24,615
ISHARES TR ESG AWR MSCI USA 46435G425 4,898 61,727 SH   SOLE 0 0 0 61,727
ISHARES TR CORE US AGGBD ET 464287226 230 2,429 SH   SOLE 0 0 0 2,429
ISHARES TR RUS MDCP VAL ETF 464287473 571 5,909 SH   SOLE 0 0 0 5,909
ISHARES TR ESG AWR US AGRGT 46435U549 260 5,694 SH   SOLE 0 0 0 5,694
ISHARES TR US TREAS BD ETF 46429B267 1,682 74,930 SH   SOLE 0 0 0 74,930
ISHARES TR CORE S&P SCP ETF 464287804 567 6,347 SH   SOLE 0 0 0 6,347
ISHARES TR CORE TOTAL USD 46434V613 989 22,632 SH   SOLE 0 0 0 22,632
ISHARES TR MSCI KLD400 SOC 464288570 526 7,909 SH   SOLE 0 0 0 7,909
ISHARES TR JPMORGAN USD EMG 464288281 702 9,025 SH   SOLE 0 0 0 9,025
ISHARES TR SHRT NAT MUN ETF 464288158 759 7,371 SH   SOLE 0 0 0 7,371
ISHARES TR NATIONAL MUN ETF 464288414 3,023 29,286 SH   SOLE 0 0 0 29,286
ISHARES TR ESG MSCI LEADR 46435U218 1,264 20,603 SH   SOLE 0 0 0 20,603
ISHARES TR MSCI USA MIN VOL 46429B697 864 13,108 SH   SOLE 0 0 0 13,108
ISHARES TR 10-20 YR TRS ETF 464288653 541 5,121 SH   SOLE 0 0 0 5,121
ISHARES TR ESG AW MSCI EAFE 46435G516 505 9,005 SH   SOLE 0 0 0 9,005
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 232 6,155 SH   SOLE 0 0 0 6,155
JOHNSON & JOHNSON COM 478160104 573 3,483 SH   SOLE 0 0 0 3,483
JPMORGAN CHASE & CO COM 46625H100 1,126 10,131 SH   SOLE 0 0 0 10,131
KEYCORP COM 493267108 755 45,823 SH   SOLE 0 0 0 45,823
LOCKHEED MARTIN CORP COM 539830109 798 2,048 SH   SOLE 0 0 0 2,048
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 391 5,026 SH   SOLE 0 0 0 5,026
MARATHON PETE CORP COM 56585A102 817 7,853 SH   SOLE 0 0 0 7,853
MASTERCARD INCORPORATED CL A 57636Q104 1,548 5,363 SH   SOLE 0 0 0 5,363
MCDONALDS CORP COM 580135101 1,069 4,398 SH   SOLE 0 0 0 4,398
MERCK & CO INC COM 58933Y105 1,017 11,030 SH   SOLE 0 0 0 11,030
METLIFE INC COM 59156R108 1,150 17,660 SH   SOLE 0 0 0 17,660
MICROSOFT CORP COM 594918104 4,286 18,753 SH   SOLE 0 0 0 18,753
MID-AMER APT CMNTYS INC COM 59522J103 433 3,044 SH   SOLE 0 0 0 3,044
NATIONAL RETAIL PROPERTIES I COM 637417106 609 15,795 SH   SOLE 0 0 0 15,795
NEWELL BRANDS INC COM 651229106 353 24,120 SH   SOLE 0 0 0 24,120
NEXTERA ENERGY INC COM 65339F101 755 10,519 SH   SOLE 0 0 0 10,519
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 509 7,486 SH   SOLE 0 0 0 7,486
NIKE INC CL B 654106103 467 5,336 SH   SOLE 0 0 0 5,336
NORTHROP GRUMMAN CORP COM 666807102 618 1,331 SH   SOLE 0 0 0 1,331
NXP SEMICONDUCTORS N V COM N6596X109 609 4,411 SH   SOLE 0 0 0 4,411
OLD DOMINION FREIGHT LINE IN COM 679580100 623 2,401 SH   SOLE 0 0 0 2,401
PEPSICO INC COM 713448108 1,304 7,663 SH   SOLE 0 0 0 7,663
PFIZER INC COM 717081103 804 18,752 SH   SOLE 0 0 0 18,752
PHILIP MORRIS INTL INC COM 718172109 569 6,674 SH   SOLE 0 0 0 6,674
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 2,325 82,286 SH   SOLE 0 0 0 82,286
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 529 6,902 SH   SOLE 0 0 0 6,902
PROCTER AND GAMBLE CO COM 742718109 891 7,125 SH   SOLE 0 0 0 7,125
PROLOGIS INC. COM 74340W103 576 5,786 SH   SOLE 0 0 0 5,786
QUALCOMM INC COM 747525103 355 3,231 SH   SOLE 0 0 0 3,231
QUANTA SVCS INC COM 74762E102 410 3,319 SH   SOLE 0 0 0 3,319
REALTY INCOME CORP COM 756109104 749 13,482 SH   SOLE 0 0 0 13,482
ROPER TECHNOLOGIES INC COM 776696106 676 1,861 SH   SOLE 0 0 0 1,861
S&P GLOBAL INC COM 78409V104 407 1,419 SH   SOLE 0 0 0 1,419
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 470 7,887 SH   SOLE 0 0 0 7,887
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 238 4,964 SH   SOLE 0 0 0 4,964
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 924 16,942 SH   SOLE 0 0 0 16,942
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,982 70,518 SH   SOLE 0 0 0 70,518
SCHWAB STRATEGIC TR US TIPS ETF 808524870 549 10,564 SH   SOLE 0 0 0 10,564
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 783 20,466 SH   SOLE 0 0 0 20,466
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,157 25,997 SH   SOLE 0 0 0 25,997
SEMPRA COM 816851109 482 3,408 SH   SOLE 0 0 0 3,408
SHERWIN WILLIAMS CO COM 824348106 700 3,469 SH   SOLE 0 0 0 3,469
SONOCO PRODS CO COM 835495102 657 10,916 SH   SOLE 0 0 0 10,916
SPDR SER TR S&P DIVID ETF 78464A763 764 6,731 SH   SOLE 0 0 0 6,731
SPDR SER TR NUVEEN BLMBRG MU 78468R721 1,768 39,880 SH   SOLE 0 0 0 39,880
SPDR SER TR PORTFOLIO S&P600 78468R853 432 12,413 SH   SOLE 0 0 0 12,413
SPDR SER TR NUVEEN BLOOMBERG 78464A284 500 10,425 SH   SOLE 0 0 0 10,425
SPDR SER TR PORTFOLIO S&P500 78464A854 4,710 112,000 SH   SOLE 0 0 0 112,000
SPDR SER TR NUVEEN BLMBRG SH 78468R739 311 6,727 SH   SOLE 0 0 0 6,727
STARBUCKS CORP COM 855244109 1,177 13,628 SH   SOLE 0 0 0 13,628
T-MOBILE US INC COM 872590104 1,280 9,731 SH   SOLE 0 0 0 9,731
THERMO FISHER SCIENTIFIC INC COM 883556102 1,406 2,795 SH   SOLE 0 0 0 2,795
TJX COS INC NEW COM 872540109 846 13,306 SH   SOLE 0 0 0 13,306
TRANE TECHNOLOGIES PLC SHS G8994E103 762 5,364 SH   SOLE 0 0 0 5,364
TRANSUNION COM 89400J107 434 7,865 SH   SOLE 0 0 0 7,865
UNITEDHEALTH GROUP INC COM 91324P102 2,966 5,780 SH   SOLE 0 0 0 5,780
US BANCORP DEL COM NEW 902973304 485 11,354 SH   SOLE 0 0 0 11,354
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,361 27,330 SH   SOLE 0 0 0 27,330
VANECK ETF TRUST EMERGING MRKT HI 92189F353 3,171 190,884 SH   SOLE 0 0 0 190,884
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 694 30,802 SH   SOLE 0 0 0 30,802
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,183 45,400 SH   SOLE 0 0 0 45,400
VANGUARD INDEX FDS SML CP GRW ETF 922908595 232 1,208 SH   SOLE 0 0 0 1,208
VANGUARD INDEX FDS VALUE ETF 922908744 1,789 14,161 SH   SOLE 0 0 0 14,161
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 897 7,303 SH   SOLE 0 0 0 7,303
VANGUARD INDEX FDS GROWTH ETF 922908736 1,238 5,936 SH   SOLE 0 0 0 5,936
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 210 640 SH   SOLE 0 0 0 640
VANGUARD INDEX FDS SM CP VAL ETF 922908611 341 2,306 SH   SOLE 0 0 0 2,306
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 841 23,581 SH   SOLE 0 0 0 23,581
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 577 12,149 SH   SOLE 0 0 0 12,149
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 636 13,128 SH   SOLE 0 0 0 13,128
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 751 10,105 SH   SOLE 0 0 0 10,105
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,563 70,599 SH   SOLE 0 0 0 70,599
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,061 20,303 SH   SOLE 0 0 0 20,303
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,219 12,506 SH   SOLE 0 0 0 12,506
VERIZON COMMUNICATIONS INC COM 92343V104 657 18,059 SH   SOLE 0 0 0 18,059
VISA INC COM CL A 92826C839 1,905 10,432 SH   SOLE 0 0 0 10,432
WALMART INC COM 931142103 952 7,300 SH   SOLE 0 0 0 7,300
WILLIAMS COS INC COM 969457100 705 23,981 SH   SOLE 0 0 0 23,981
WISDOMTREE TR US TOTAL DIVIDND 97717W109 1,878 33,796 SH   SOLE 0 0 0 33,796
WISDOMTREE TR EM EX ST-OWNED 97717X578 617 25,561 SH   SOLE 0 0 0 25,561
WISDOMTREE TR EMG MKTS SMCAP 97717W281 506 12,822 SH   SOLE 0 0 0 12,822
WISDOMTREE TR US HGH YLD CORP 97717X172 731 17,000 SH   SOLE 0 0 0 17,000
WISDOMTREE TR EMER MKT HIGH FD 97717W315 479 14,804 SH   SOLE 0 0 0 14,804
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 443 20,184 SH   SOLE 0 0 0 20,184
WISDOMTREE TR US MULTIFACTOR 97717Y857 989 28,279 SH   SOLE 0 0 0 28,279
WISDOMTREE TR US LARGECAP FUND 97717W588 1,783 46,006 SH   SOLE 0 0 0 46,006
WISDOMTREE TR YIELD ENHANCD US 97717X511 2,437 58,694 SH   SOLE 0 0 0 58,694
WISDOMTREE TR US S CAP QTY DIV 97717X651 450 12,073 SH   SOLE 0 0 0 12,073
WISDOMTREE TR US ESG FUND 97717W596 255 6,616 SH   SOLE 0 0 0 6,616
WISDOMTREE TR INTL QULTY DIV 97717X131 448 17,106 SH   SOLE 0 0 0 17,106
WISDOMTREE TR FUTRE STRAT FD 97717W125 439 12,667 SH   SOLE 0 0 0 12,667
WISDOMTREE TR INTL ESG FUND 97717Y709 203 9,285 SH   SOLE 0 0 0 9,285
WISDOMTREE TR US MIDCAP DIVID 97717W505 725 18,725 SH   SOLE 0 0 0 18,725
WISDOMTREE TR INTL EQUITY FD 97717W703 1,128 28,149 SH   SOLE 0 0 0 28,149
ZOETIS INC CL A 98978V103 650 4,471 SH   SOLE 0 0 0 4,471