The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104   1,769,477 35,333 SH   SOLE   0 0 35,333
ABBOTT LABS COM 002824100   550,796 4,846 SH   DFND 1 0 0 4,846
ADOBE INC COM 00724F101   491,480 974 SH   DFND 1 0 0 974
AIRBNB INC COM CL A 009066101   525,398 3,185 SH   DFND 1 0 0 3,185
ALPHABET INC CAP STK CL C 02079K107   1,277,309 8,389 SH   DFND 1,2 0 0 8,389
ALPHABET INC CAP STK CL A 02079K305   561,460 3,720 SH   SOLE   0 0 3,720
AMAZON COM INC COM 023135106   3,659,549 20,288 SH   DFND 1 0 0 20,288
APPLE INC COM 037833100   4,072,806 23,751 SH   SOLE   0 0 23,751
AUTODESK INC COM 052769106   381,515 1,465 SH   DFND 1 0 0 1,465
AVANTOR INC COM 05352A100   242,915 9,500 SH   DFND 2 0 0 9,500
BANK AMERICA CORP COM 060505104   413,328 10,900 SH   DFND 2 0 0 10,900
BAXTER INTL INC COM 071813109   401,756 9,400 SH   DFND 2 0 0 9,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   784,270 1,865 SH   DFND 2 0 0 1,865
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   391,718 24,225 SH   DFND 2 0 0 24,225
CORNING INC COM 219350105   332,896 10,100 SH   DFND 2 0 0 10,100
DISNEY WALT CO COM 254687106   418,961 3,424 SH   DFND 2 0 0 3,424
ELANCO ANIMAL HEALTH INC COM 28414H103   385,022 23,650 SH   DFND 2 0 0 23,650
EXXON MOBIL CORP COM 30231G102   1,220,940 10,504 SH   SOLE   0 0 10,504
GARTNER INC COM 366651107   281,712 591 SH   DFND 1 0 0 591
GOLUB CAP BDC INC COM 38173M102   298,552 17,953 SH   SOLE   0 0 17,953
GRAPHIC PACKAGING HLDG CO COM 388689101   411,438 14,100 SH   DFND 2 0 0 14,100
HOME DEPOT INC COM 437076102   690,864 1,801 SH   SOLE   0 0 1,801
INFINERA CORP COM 45667G103   166,428 27,600 SH   DFND 2 0 0 27,600
INTERNATIONAL BUSINESS MACHS COM 459200101   248,248 1,300 SH   SOLE   0 0 1,300
ISHARES TR CORE S&P500 ETF 464287200   11,413,060 21,709 SH   SOLE   0 0 21,709
ISHARES TR CORE US AGGBD ET 464287226   2,655,251 27,111 SH   SOLE   0 0 27,111
ISHARES TR CORE S&P SCP ETF 464287804   208,873 1,890 SH   SOLE   0 0 1,890
ISHARES TR SHRT NAT MUN ETF 464288158   2,081,372 19,874 SH   SOLE   0 0 19,874
ISHARES TR EAFE SML CP ETF 464288273   1,915,666 30,249 SH   SOLE   0 0 30,249
ISHARES TR IBOXX HI YD ETF 464288513   1,750,635 22,522 SH   SOLE   0 0 22,522
ISHARES TR ISHS 5-10YR INVT 464288638   214,398 4,155 SH   SOLE   0 0 4,155
ISHARES TR ISHS 1-5YR INVS 464288646   4,059,517 79,164 SH   SOLE   0 0 79,164
ISHARES TR MSCI USA MIN VOL 46429B697   277,235 3,317 SH   SOLE   0 0 3,317
ISHARES TR CORE MSCI EAFE 46432F842   598,441 8,063 SH   SOLE   0 0 8,063
JPMORGAN CHASE & CO COM 46625H100   435,885 2,176 SH   SOLE   0 0 2,176
JOHNSON & JOHNSON COM 478160104   312,900 1,978 SH   SOLE   0 0 1,978
L3HARRIS TECHNOLOGIES INC COM 502431109   363,336 1,705 SH   DFND 2 0 0 1,705
ELI LILLY & CO COM 532457108   319,742 411 SH   DFND 1 0 0 411
LIONS GATE ENTMNT CORP CL B NON VTG 535919500   354,246 38,050 SH   DFND 2 0 0 38,050
MASTERCARD INCORPORATED CL A 57636Q104   623,633 1,295 SH   DFND 1 0 0 1,295
MICROSOFT CORP COM 594918104   2,926,705 6,956 SH   DFND 1 0 0 6,956
MICRON TECHNOLOGY INC COM 595112103   483,349 4,100 SH   DFND 2 0 0 4,100
MOHAWK INDS INC COM 608190104   382,199 2,920 SH   DFND 2 0 0 2,920
NASDAQ INC COM 631103108   242,935 3,850 SH   DFND 2 0 0 3,850
NETFLIX INC COM 64110L106   737,906 1,215 SH   DFND 1 0 0 1,215
NEXTERA ENERGY INC COM 65339F101   204,512 3,200 SH   SOLE   0 0 3,200
NIKE INC CL B 654106103   276,301 2,940 SH   DFND 1 0 0 2,940
NOVO-NORDISK A S ADR 670100205   289,799 2,257 SH   DFND 1 0 0 2,257
NVIDIA CORPORATION COM 67066G104   497,862 551 SH   SOLE   0 0 551
PENN ENTERTAINMENT INC COM 707569109   404,262 22,200 SH   DFND 2 0 0 22,200
SS&C TECHNOLOGIES HLDGS INC COM 78467J100   395,876 6,150 SH   DFND 2 0 0 6,150
SALESFORCE INC COM 79466L302   675,246 2,242 SH   DFND 1 0 0 2,242
SERVICENOW INC COM 81762P102   610,682 801 SH   DFND 1 0 0 801
TJX COS INC NEW COM 872540109   279,879,646 2,759,610 SH   SOLE   0 0 2,759,610
THERMO FISHER SCIENTIFIC INC COM 883556102   705,007 1,213 SH   DFND 1 0 0 1,213
3M CO COM 88579Y101   404,339 3,812 SH   SOLE   0 0 3,812
UNITEDHEALTH GROUP INC COM 91324P102   355,689 719 SH   DFND 1 0 0 719
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   283,411 1,552 SH   SOLE   0 0 1,552
VANGUARD STAR FDS VG TL INTL STK F 921909768   295,651 4,903 SH   SOLE   0 0 4,903
VANGUARD INDEX FDS TOTAL STK MKT 922908769   768,524 2,957 SH   SOLE   0 0 2,957
VERIZON COMMUNICATIONS INC COM 92343V104   207,198 4,938 SH   SOLE   0 0 4,938
VISA INC COM CL A 92826C839   874,078 3,132 SH   DFND 1 0 0 3,132
WISDOMTREE TR US QTLY DIV GRT 97717X669   437,153 5,738 SH   SOLE   0 0 5,738
WORKDAY INC CL A 98138H101   263,204 965 SH   DFND 1 0 0 965
ZIMMER BIOMET HOLDINGS INC COM 98956P102   416,133 3,153 SH   DFND 2 0 0 3,153
ZOETIS INC CL A 98978V103   476,327 2,815 SH   DFND 1 0 0 2,815
AXALTA COATING SYS LTD COM G0750C108   237,291 6,900 SH   SOLE   0 0 6,900
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   446,434 1,288 SH   SOLE   0 0 1,288
SENSATA TECHNOLOGIES HLDG PL SHS G8060N102   378,422 10,300 SH   SOLE   0 0 10,300