The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105 259 11,452 SH   SOLE   0 0 11,451
AT&T INC COM 00206R102 223 14,509 SH   SOLE   0 0 14,508
ABBOTT LABS COM 002824100 329 3,400 SH   SOLE   0 0 3,400
ABBVIE INC COM 00287Y109 1,349 10,051 SH   SOLE   0 0 10,051
ADOBE SYSTEMS INCORPORATED COM 00724F101 457 1,661 SH   SOLE   0 0 1,661
ALLSTATE CORP COM 020002101 520 4,172 SH   SOLE   0 0 4,172
ALLY FINL INC COM 02005N100 307 11,028 SH   SOLE   0 0 11,028
ALPHABET INC CAP STK CL C 02079K107 1,400 14,557 SH   SOLE   0 0 14,557
ALPHABET INC CAP STK CL A 02079K305 1,211 12,663 SH   SOLE   0 0 12,663
ALTRIA GROUP INC COM 02209S103 217 5,386 SH   SOLE   0 0 5,385
AMAZON COM INC COM 023135106 2,245 19,869 SH   SOLE   0 0 19,869
AMERICAN EXPRESS CO COM 025816109 595 4,412 SH   SOLE   0 0 4,412
AMERICAN TOWER CORP NEW COM 03027X100 635 2,956 SH   SOLE   0 0 2,955
AMGEN INC COM 031162100 380 1,686 SH   SOLE   0 0 1,686
APOLLO GLOBAL MGMT INC COM 03769M106 358 7,696 SH   SOLE   0 0 7,696
APPLE INC COM 037833100 15,428 111,638 SH   SOLE   0 0 111,637
AUTOMATIC DATA PROCESSING IN COM 053015103 497 2,198 SH   SOLE   0 0 2,198
AUTONATION INC COM 05329W102 402 3,945 SH   SOLE   0 0 3,944
AUTOZONE INC COM 053332102 388 181 SH   SOLE   0 0 181
BGC PARTNERS INC CL A 05541T101 71 22,532 SH   SOLE   0 0 22,532
BK OF AMERICA CORP COM 060505104 483 15,987 SH   SOLE   0 0 15,986
BANK NEW YORK MELLON CORP COM 064058100 402 10,434 SH   SOLE   0 0 10,434
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,164 11,850 SH   SOLE   0 0 11,849
BLACKROCK INC COM 09247X101 220 401 SH   SOLE   0 0 400
BLACKSTONE INC COM 09260D107 583 6,967 SH   SOLE   0 0 6,967
BOEING CO COM 097023105 274 2,264 SH   SOLE   0 0 2,264
BRISTOL-MYERS SQUIBB CO COM 110122108 538 7,568 SH   SOLE   0 0 7,567
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 298 7,291 SH   SOLE   0 0 7,291
CIGNA CORP NEW COM 125523100 787 2,838 SH   SOLE   0 0 2,838
CSX CORP COM 126408103 210 7,875 SH   SOLE   0 0 7,875
CVS HEALTH CORP COM 126650100 368 3,856 SH   SOLE   0 0 3,855
CARNIVAL CORP COMMON STOCK 143658300 106 15,036 SH   SOLE   0 0 15,036
CARRIER GLOBAL CORPORATION COM 14448C104 426 11,990 SH   SOLE   0 0 11,990
CATERPILLAR INC COM 149123101 340 2,070 SH   SOLE   0 0 2,070
CHEVRON CORP NEW COM 166764100 848 5,901 SH   SOLE   0 0 5,901
CISCO SYS INC COM 17275R102 326 8,149 SH   SOLE   0 0 8,149
CITIGROUP INC COM NEW 172967424 473 11,354 SH   SOLE   0 0 11,353
COCA COLA CO COM 191216100 1,286 22,947 SH   SOLE   0 0 22,947
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 6,068 362,732 SH   SOLE   0 0 362,731
COMCAST CORP NEW CL A 20030N101 280 9,554 SH   SOLE   0 0 9,553
CONAGRA BRANDS INC COM 205887102 394 12,068 SH   SOLE   0 0 12,067
CONOCOPHILLIPS COM 20825C104 1,159 11,320 SH   SOLE   0 0 11,320
COSTCO WHSL CORP NEW COM 22160K105 794 1,680 SH   SOLE   0 0 1,680
COSTAR GROUP INC COM 22160N109 434 6,229 SH   SOLE   0 0 6,229
DANAHER CORPORATION COM 235851102 498 1,929 SH   SOLE   0 0 1,929
DEERE & CO COM 244199105 365 1,092 SH   SOLE   0 0 1,092
DISNEY WALT CO COM 254687106 537 5,698 SH   SOLE   0 0 5,697
ELECTRONIC ARTS INC COM 285512109 549 4,744 SH   SOLE   0 0 4,743
ENTERPRISE PRODS PARTNERS L COM 293792107 311 13,071 SH   SOLE   0 0 13,070
EXXON MOBIL CORP COM 30231G102 1,726 19,772 SH   SOLE   0 0 19,771
META PLATFORMS INC CL A 30303M102 1,022 7,534 SH   SOLE   0 0 7,534
FACTSET RESH SYS INC COM 303075105 541 1,351 SH   SOLE   0 0 1,351
FEDEX CORP COM 31428X106 465 3,132 SH   SOLE   0 0 3,132
FOCUS FINL PARTNERS INC COM CL A 34417P100 347 11,000 SH   SOLE   0 0 11,000
GENERAL DYNAMICS CORP COM 369550108 317 1,495 SH   SOLE   0 0 1,495
GENERAL ELECTRIC CO COM NEW 369604301 211 3,401 SH   SOLE   0 0 3,400
GILEAD SCIENCES INC COM 375558103 655 10,611 SH   SOLE   0 0 10,611
GSK PLC SPONSORED ADR 37733W204 265 8,993 SH   SOLE   0 0 8,993
GOLDMAN SACHS GROUP INC COM 38141G104 449 1,532 SH   SOLE   0 0 1,532
HALEON PLC SPON ADS 405552100 72 11,782 SH   SOLE   0 0 11,782
HOME DEPOT INC COM 437076102 882 3,197 SH   SOLE   0 0 3,196
HONEYWELL INTL INC COM 438516106 341 2,045 SH   SOLE   0 0 2,044
HORMEL FOODS CORP COM 440452100 360 7,929 SH   SOLE   0 0 7,928
INGREDION INC COM 457187102 205 2,552 SH   SOLE   0 0 2,552
INTEL CORP COM 458140100 555 21,543 SH   SOLE   0 0 21,543
INTERNATIONAL BUSINESS MACHS COM 459200101 548 4,610 SH   SOLE   0 0 4,610
INVESCO QQQ TR UNIT SER 1 46090E103 2,490 9,317 SH   SOLE   0 0 9,316
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 309 2,555 SH   SOLE   0 0 2,555
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 818 5,745 SH   SOLE   0 0 5,745
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,344 18,663 SH   SOLE   0 0 18,663
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 509 16,769 SH   SOLE   0 0 16,769
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 206 2,481 SH   SOLE   0 0 2,481
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,069 34,260 SH   SOLE   0 0 34,259
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 427 8,920 SH   SOLE   0 0 8,920
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 254 3,877 SH   SOLE   0 0 3,876
SEMPRA COM 816851109 223 1,485 SH   SOLE   0 0 1,485
STARBUCKS CORP COM 855244109 642 7,616 SH   SOLE   0 0 7,615
TESLA INC COM 88160R101 427 1,611 SH   SOLE   0 0 1,611
THERMO FISHER SCIENTIFIC INC COM 883556102 255 502 SH   SOLE   0 0 502
3M CO COM 88579Y101 253 2,292 SH   SOLE   0 0 2,292
US BANCORP DEL COM NEW 902973304 244 6,052 SH   SOLE   0 0 6,052
UNION PAC CORP COM 907818108 598 3,070 SH   SOLE   0 0 3,070
UNITED PARCEL SERVICE INC CL B 911312106 926 5,733 SH   SOLE   0 0 5,733
UNITEDHEALTH GROUP INC COM 91324P102 1,239 2,453 SH   SOLE   0 0 2,452
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 16,638 123,097 SH   SOLE   0 0 123,097
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 2,033 9,748 SH   SOLE   0 0 9,748
VANGUARD WELLINGTON FD US QUALITY 921935706 9,250 97,117 SH   SOLE   0 0 97,116
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,493 193,703 SH   SOLE   0 0 193,703
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 336 4,716 SH   SOLE   0 0 4,716
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,181 32,359 SH   SOLE   0 0 32,359
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 8,004 35,778 SH   SOLE   0 0 35,777
VANGUARD WORLD FDS INF TECH ETF 92204A702 211 686 SH   SOLE   0 0 686
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,066 6,293 SH   SOLE   0 0 6,293
VANGUARD INDEX FDS MID CAP ETF 922908629 2,012 10,704 SH   SOLE   0 0 10,703
VANGUARD INDEX FDS VALUE ETF 922908744 1,235 9,998 SH   SOLE   0 0 9,998
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,942 44,252 SH   SOLE   0 0 44,252
VERIZON COMMUNICATIONS INC COM 92343V104 1,021 26,890 SH   SOLE   0 0 26,889
VISA INC COM CL A 92826C839 1,070 6,024 SH   SOLE   0 0 6,024
WALMART INC COM 931142103 625 4,821 SH   SOLE   0 0 4,821
WISDOMTREE TR US LARGECAP DIVD 97717W307 659 11,923 SH   SOLE   0 0 11,922
WISDOMTREE TR EMER MKT HIGH FD 97717W315 579 17,791 SH   SOLE   0 0 17,790
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,002 26,602 SH   SOLE   0 0 26,601
WISDOMTREE TR US SMALLCAP DIVD 97717W604 778 30,237 SH   SOLE   0 0 30,237
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 286 4,600 SH   SOLE   0 0 4,600
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 219 6,102 SH   SOLE   0 0 6,102
LINDE PLC SHS G5494J103 767 2,846 SH   SOLE   0 0 2,846
MEDTRONIC PLC SHS G5960L103 724 8,964 SH   SOLE   0 0 8,963
WEJO GROUP LIMITED COMMON SHARES G9525W109 65 59,538 SH   SOLE   0 0 59,538
EXPRO GROUP HOLDINGS NV COM N3144W105 498 39,052 SH   SOLE   0 0 39,052
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,496 11,753 SH   SOLE   0 0 11,753
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 768 13,276 SH   SOLE   0 0 13,275
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,311 194,550 SH   SOLE   0 0 194,549
ISHARES TR CORE S&P TTL STK 464287150 301 3,780 SH   SOLE   0 0 3,780
ISHARES TR SELECT DIVID ETF 464287168 489 4,562 SH   SOLE   0 0 4,562
ISHARES TR CORE S&P500 ETF 464287200 7,531 20,997 SH   SOLE   0 0 20,996
ISHARES TR MSCI EMG MKT ETF 464287234 455 13,041 SH   SOLE   0 0 13,041
ISHARES TR MSCI EAFE ETF 464287465 1,197 21,362 SH   SOLE   0 0 21,362
ISHARES TR RUS MDCP VAL ETF 464287473 257 2,678 SH   SOLE   0 0 2,678
ISHARES TR RUS MD CP GR ETF 464287481 352 4,489 SH   SOLE   0 0 4,489
ISHARES TR RUS MID CAP ETF 464287499 328 5,270 SH   SOLE   0 0 5,270
ISHARES TR CORE S&P MCP ETF 464287507 4,807 21,923 SH   SOLE   0 0 21,923
ISHARES TR COHEN STEER REIT 464287564 962 17,933 SH   SOLE   0 0 17,933
ISHARES TR RUS 1000 VAL ETF 464287598 425 3,127 SH   SOLE   0 0 3,126
ISHARES TR S&P MC 400GR ETF 464287606 260 4,124 SH   SOLE   0 0 4,124
ISHARES TR RUS 1000 GRW ETF 464287614 599 2,847 SH   SOLE   0 0 2,846
ISHARES TR RUSSELL 2000 ETF 464287655 743 4,508 SH   SOLE   0 0 4,508
ISHARES TR U.S. REAL ES ETF 464287739 353 4,337 SH   SOLE   0 0 4,337
ISHARES TR CORE S&P SCP ETF 464287804 1,027 11,784 SH   SOLE   0 0 11,784
ISHARES TR NATIONAL MUN ETF 464288414 10,030 97,773 SH   SOLE   0 0 97,773
ISHARES TR INTL SEL DIV ETF 464288448 283 12,572 SH   SOLE   0 0 12,571
ISHARES TR SHORT TREAS BD 464288679 1,631 14,828 SH   SOLE   0 0 14,828
ISHARES TR PFD AND INCM SEC 464288687 463 14,606 SH   SOLE   0 0 14,606
ISHARES TR EAFE VALUE ETF 464288877 295 7,651 SH   SOLE   0 0 7,651
ISHARES TR EAFE GRWTH ETF 464288885 592 8,155 SH   SOLE   0 0 8,155
ISHARES TR RUS TOP 200 ETF 464289446 335 3,949 SH   SOLE   0 0 3,949
ISHARES TR GRWT ALLOCAT ETF 464289867 302 6,754 SH   SOLE   0 0 6,754
ISHARES TR 0-5 YR TIPS ETF 46429B747 10,710 111,438 SH   SOLE   0 0 111,438
ISHARES TR MSCI USA QLT FCT 46432F339 65,916 634,172 SH   SOLE   0 0 634,172
ISHARES TR CORE MSCI EAFE 46432F842 4,310 81,827 SH   SOLE   0 0 81,826
ISHARES INC CORE MSCI EMKT 46434G103 2,904 67,567 SH   SOLE   0 0 67,567
ISHARES TR MSCI USA SML CP 46434V290 10,007 223,568 SH   SOLE   0 0 223,568
ISHARES TR CORE TOTAL USD 46434V613 6,695 150,461 SH   SOLE   0 0 150,460
ISHARES TR ESG AWR US AGRGT 46435U549 1,212 26,093 SH   SOLE   0 0 26,093
ISHARES TR BROAD USD HIGH 46435U853 1,354 40,288 SH   SOLE   0 0 40,288
JPMORGAN CHASE & CO COM 46625H100 2,222 21,263 SH   SOLE   0 0 21,263
JOHNSON & JOHNSON COM 478160104 1,462 8,951 SH   SOLE   0 0 8,950
LKQ CORP COM 501889208 381 8,072 SH   SOLE   0 0 8,072
LILLY ELI & CO COM 532457108 4,867 15,053 SH   SOLE   0 0 15,053
LOWES COS INC COM 548661107 254 1,350 SH   SOLE   0 0 1,350
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 217 4,576 SH   SOLE   0 0 4,575
MARRIOTT INTL INC NEW CL A 571903202 262 1,869 SH   SOLE   0 0 1,868
MASTERCARD INCORPORATED CL A 57636Q104 267 939 SH   SOLE   0 0 939
MCDONALDS CORP COM 580135101 648 2,809 SH   SOLE   0 0 2,809
MERCK & CO INC COM 58933Y105 1,828 21,223 SH   SOLE   0 0 21,223
MICROSOFT CORP COM 594918104 5,411 23,231 SH   SOLE   0 0 23,231
MONROE CAP CORP COM 610335101 113 15,658 SH   SOLE   0 0 15,657
MONSTER BEVERAGE CORP NEW COM 61174X109 383 4,405 SH   SOLE   0 0 4,405
NRG ENERGY INC COM NEW 629377508 276 7,211 SH   SOLE   0 0 7,210
NETFLIX INC COM 64110L106 975 4,140 SH   SOLE   0 0 4,140
NEW MTN FIN CORP COM 647551100 149 12,885 SH   SOLE   0 0 12,885
NEXTERA ENERGY INC COM 65339F101 1,102 14,056 SH   SOLE   0 0 14,055
NVIDIA CORPORATION COM 67066G104 508 4,181 SH   SOLE   0 0 4,181
ORACLE CORP COM 68389X105 612 10,015 SH   SOLE   0 0 10,015
OTIS WORLDWIDE CORP COM 68902V107 248 3,884 SH   SOLE   0 0 3,884
PVH CORPORATION COM 693656100 426 9,507 SH   SOLE   0 0 9,507
PALO ALTO NETWORKS INC COM 697435105 216 1,317 SH   SOLE   0 0 1,317
PEPSICO INC COM 713448108 783 4,797 SH   SOLE   0 0 4,796
PFIZER INC COM 717081103 955 21,827 SH   SOLE   0 0 21,827
PROCTER AND GAMBLE CO COM 742718109 2,044 16,187 SH   SOLE   0 0 16,186
QUALCOMM INC COM 747525103 696 6,156 SH   SOLE   0 0 6,156
QUANTA SVCS INC COM 74762E102 637 5,000 SH   SOLE   0 0 5,000
QUEST DIAGNOSTICS INC COM 74834L100 2,042 16,642 SH   SOLE   0 0 16,642
RAYTHEON TECHNOLOGIES CORP COM 75513E101 757 9,248 SH   SOLE   0 0 9,247
REALTY INCOME CORP COM 756109104 440 7,562 SH   SOLE   0 0 7,561
REPUBLIC SVCS INC COM 760759100 713 5,244 SH   SOLE   0 0 5,244
RESTAURANT BRANDS INTL INC COM 76131D103 430 8,091 SH   SOLE   0 0 8,090
S&P GLOBAL INC COM 78409V104 381 1,247 SH   SOLE   0 0 1,247
SPDR S&P 500 ETF TR TR UNIT 78462F103 25,913 72,548 SH   SOLE   0 0 72,548
SPDR GOLD TR GOLD SHS 78463V107 406 2,624 SH   SOLE   0 0 2,623
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 391 10,102 SH   SOLE   0 0 10,102
SPDR SER TR NUVEEN BLOOMBERG 78464A284 542 11,318 SH   SOLE   0 0 11,318
SPDR SER TR PORTFOLIO INTRMD 78464A375 814 25,984 SH   SOLE   0 0 25,983
SPDR SER TR PORTFOLIO AGRGTE 78464A649 6,082 243,751 SH   SOLE   0 0 243,750
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 650 2,262 SH   SOLE   0 0 2,262
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 301 750 SH   SOLE   0 0 750
SPDR SER TR S&P KENSHO NEW 78468R648 339 8,777 SH   SOLE   0 0 8,777
SPDR SER TR SPDR S&P 500 ETF 78468R796 340 3,903 SH   SOLE   0 0 3,903
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,957 165,683 SH   SOLE   0 0 165,682
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,434 64,000 SH   SOLE   0 0 63,999
SCHWAB STRATEGIC TR US REIT ETF 808524847 455 24,370 SH   SOLE   0 0 24,370