The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANNALY CAPITAL MANAGEMENT IN COM 035710409 261 44,263 SH   SOLE NONE 0 0 44,263
APPLE INC COM 037833100 830 6,073 SH   SOLE NONE 0 0 6,073
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 238 873 SH   SOLE NONE 0 0 873
BK OF AMERICA CORP COM 060505104 403 12,953 SH   SOLE NONE 0 0 12,953
BLACKSTONE MTG TR INC COM CL A 09257W100 297 10,759 SH   SOLE NONE 0 0 10,759
BROADCOM INC COM 11135F101 309 636 SH   SOLE NONE 0 0 636
BUTTERFLY NETWORK INC COM CL A 124155102 102 33,535 SH   SOLE NONE 0 0 33,535
GENERAL DYNAMICS CORP COM 369550108 327 1,479 SH   SOLE NONE 0 0 1,479
HYPERFINE INC COM CL A 44916K106 23 10,571 SH   SOLE NONE 0 0 10,571
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 283 22,935 SH   SOLE NONE 0 0 22,935
INVESCO QQQ TR UNIT SER 1 46090E103 273 976 SH   SOLE NONE 0 0 976
ISHARES INC CORE MSCI EMKT 46434G103 6,525 133,000 SH   SOLE NONE 0 0 133,000
ISHARES TR CORE S&P TTL STK 464287150 1,281 15,294 SH   SOLE NONE 0 0 15,294
ISHARES TR SELECT DIVID ETF 464287168 3,047 25,902 SH   SOLE NONE 0 0 25,902
ISHARES TR TIPS BD ETF 464287176 4,543 39,889 SH   SOLE NONE 0 0 39,889
ISHARES TR CORE S&P500 ETF 464287200 28,654 75,575 SH   SOLE NONE 0 0 75,575
ISHARES TR CORE US AGGBD ET 464287226 1,556 15,305 SH   SOLE NONE 0 0 15,305
ISHARES TR S&P 500 GRWT ETF 464287309 11,755 194,783 SH   SOLE NONE 0 0 194,783
ISHARES TR S&P 500 VAL ETF 464287408 6,787 49,378 SH   SOLE NONE 0 0 49,378
ISHARES TR MSCI EAFE ETF 464287465 631 10,111 SH   SOLE NONE 0 0 10,111
ISHARES TR RUS MDCP VAL ETF 464287473 525 5,174 SH   SOLE NONE 0 0 5,174
ISHARES TR CORE S&P MCP ETF 464287507 9,686 42,815 SH   SOLE NONE 0 0 42,815
ISHARES TR RUS 1000 VAL ETF 464287598 617 4,259 SH   SOLE NONE 0 0 4,259
ISHARES TR S&P MC 400GR ETF 464287606 3,989 62,606 SH   SOLE NONE 0 0 62,606
ISHARES TR RUS 1000 GRW ETF 464287614 1,235 5,647 SH   SOLE NONE 0 0 5,647
ISHARES TR RUS 2000 VAL ETF 464287630 609 4,473 SH   SOLE NONE 0 0 4,473
ISHARES TR RUS 2000 GRW ETF 464287648 593 2,876 SH   SOLE NONE 0 0 2,876
ISHARES TR RUSSELL 2000 ETF 464287655 338 1,998 SH   SOLE NONE 0 0 1,998
ISHARES TR CORE S&P US VLU 464287663 2,476 37,034 SH   SOLE NONE 0 0 37,034
ISHARES TR S&P MC 400VL ETF 464287705 1,620 17,168 SH   SOLE NONE 0 0 17,168
ISHARES TR U.S. REAL ES ETF 464287739 3,595 39,095 SH   SOLE NONE 0 0 39,095
ISHARES TR US HLTHCARE ETF 464287762 501 1,866 SH   SOLE NONE 0 0 1,866
ISHARES TR CORE S&P SCP ETF 464287804 10,928 118,258 SH   SOLE NONE 0 0 118,258
ISHARES TR SP SMCP600VL ETF 464287879 356 4,004 SH   SOLE NONE 0 0 4,004
ISHARES TR S&P SML 600 GWT 464287887 3,685 34,990 SH   SOLE NONE 0 0 34,990
ISHARES TR SHRT NAT MUN ETF 464288158 1,375 13,144 SH   SOLE NONE 0 0 13,144
ISHARES TR MSCI ACWI EX US 464288240 334 7,438 SH   SOLE NONE 0 0 7,438
ISHARES TR EAFE SML CP ETF 464288273 3,717 68,093 SH   SOLE NONE 0 0 68,093
ISHARES TR NEW YORK MUN ETF 464288323 211 4,012 SH   SOLE NONE 0 0 4,012
ISHARES TR INTL SEL DIV ETF 464288448 244 8,997 SH   SOLE NONE 0 0 8,997
ISHARES TR IBOXX HI YD ETF 464288513 447 6,080 SH   SOLE NONE 0 0 6,080
ISHARES TR ISHS 1-5YR INVS 464288646 1,792 35,468 SH   SOLE NONE 0 0 35,468
ISHARES TR PFD AND INCM SEC 464288687 1,255 38,173 SH   SOLE NONE 0 0 38,173
ISHARES TR EAFE GRWTH ETF 464288885 578 7,193 SH   SOLE NONE 0 0 7,193
ISHARES TR FLTG RATE NT ETF 46429B655 4,117 82,491 SH   SOLE NONE 0 0 82,491
ISHARES TR MSCI EAFE MIN VL 46429B689 663 10,485 SH   SOLE NONE 0 0 10,485
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,489 44,262 SH   SOLE NONE 0 0 44,262
ISHARES TR CORE MSCI TOTAL 46432F834 2,143 37,588 SH   SOLE NONE 0 0 37,588
ISHARES TR CORE MSCI EAFE 46432F842 11,268 191,481 SH   SOLE NONE 0 0 191,481
ISHARES TR CORE 1 5 YR USD 46432F859 4,295 90,629 SH   SOLE NONE 0 0 90,629
ISHARES TR 0-5YR HI YL CP 46434V407 1,913 47,178 SH   SOLE NONE 0 0 47,178
ISHARES TR CORE DIV GRWTH 46434V621 2,937 61,663 SH   SOLE NONE 0 0 61,663
ISHARES TR IBONDS DEC23 ETF 46434VAX8 2,513 100,172 SH   SOLE NONE 0 0 100,172
ISHARES TR IBONDS DEC22 ETF 46434VBA7 1,973 78,896 SH   SOLE NONE 0 0 78,896
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,764 111,921 SH   SOLE NONE 0 0 111,921
ISHARES TR IBONDS DEC24 ETF 46434VBG4 532 21,512 SH   SOLE NONE 0 0 21,512
ISHARES TR IBONDS DEC2023 46435G318 850 33,346 SH   SOLE NONE 0 0 33,346
ISHARES TR IBONDS DEC2022 46435G755 354 13,684 SH   SOLE NONE 0 0 13,684
ISHARES TR IBONDS DEC2026 46435GAA0 2,728 114,689 SH   SOLE NONE 0 0 114,689
ISHARES TR IBDS DEC28 ETF 46435U515 2,725 109,178 SH   SOLE NONE 0 0 109,178
ISHARES TR IBONDS DEC 46435U697 250 9,619 SH   SOLE NONE 0 0 9,619
ISHARES TR IBONDS 27 ETF 46435UAA9 2,714 113,713 SH   SOLE NONE 0 0 113,713
ISHARES TR IBONDS DEC 29 46436E205 2,654 116,159 SH   SOLE NONE 0 0 116,159
ISHARES TR IBONDS DEC 2030 46436E726 2,628 122,845 SH   SOLE NONE 0 0 122,845
JOHNSON &JOHNSON COM 478160104 308 1,738 SH   SOLE NONE 0 0 1,738
JPMORGAN CHASE &CO COM 46625H100 45,108 400,571 SH   SOLE NONE 0 0 400,571
MFA FINL INC COM 55272X607 165 15,392 SH   SOLE NONE 0 0 15,392
MICROSOFT CORP COM 594918104 854 3,325 SH   SOLE NONE 0 0 3,325
PROCTER AND GAMBLE CO COM 742718109 570 3,964 SH   SOLE NONE 0 0 3,964
QUANTUM SI INC COM CL A 74765K105 59 25,742 SH   SOLE NONE 0 0 25,742
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 424 13,487 SH   SOLE NONE 0 0 13,487
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 254 2,005 SH   SOLE NONE 0 0 2,005
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,037 8,052 SH   SOLE NONE 0 0 8,052
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 200 485 SH   SOLE NONE 0 0 485
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 562 11,351 SH   SOLE NONE 0 0 11,351
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 753 5,816 SH   SOLE NONE 0 0 5,816
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 684 7,512 SH   SOLE NONE 0 0 7,512
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,245 8,316 SH   SOLE NONE 0 0 8,316
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 260 2,528 SH   SOLE NONE 0 0 2,528
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 543 7,949 SH   SOLE NONE 0 0 7,949
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 258 4,232 SH   SOLE NONE 0 0 4,232
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,021 21,359 SH   SOLE NONE 0 0 21,359
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 224 2,203 SH   SOLE NONE 0 0 2,203
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,889 12,399 SH   SOLE NONE 0 0 12,399