The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   294,960 15,435 SH   SOLE   0 0 15,435
APPLE INC COM 037833100   1,004,745 6,093 SH   SOLE   0 0 6,093
BANK AMERICA CORP COM 060505104   374,478 13,094 SH   SOLE   0 0 13,094
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   269,557 873 SH   SOLE   0 0 873
BROADCOM INC COM 11135F101   417,822 651 SH   SOLE   0 0 651
BUTTERFLY NETWORK INC COM CL A 124155102   63,046 33,535 SH   SOLE   0 0 33,535
GENERAL DYNAMICS CORP COM 369550108   337,700 1,480 SH   SOLE   0 0 1,480
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   19,950 15,000 SH   SOLE   0 0 15,000
HYPERFINE INC COM CL A 44916K106   15,222 10,571 SH   SOLE   0 0 10,571
INVESCO QQQ TR UNIT SER 1 46090E103   436,559 1,361 SH   SOLE   0 0 1,361
ISHARES INC CORE MSCI EMKT 46434G103   6,423,578 131,657 SH   SOLE   0 0 131,657
ISHARES TR 0-5YR HI YL CP 46434V407   1,174,593 28,183 SH   SOLE   0 0 28,183
ISHARES TR IBDS DEC28 ETF 46435U515   3,940,580 158,002 SH   SOLE   0 0 158,002
ISHARES TR CORE S&P SCP ETF 464287804   12,426,783 128,508 SH   SOLE   0 0 128,508
ISHARES TR IBONDS DEC24 ETF 46434VBG4   441,317 17,947 PRN   SOLE   0 0 17,947
ISHARES TR S&P MC 400GR ETF 464287606   4,406,581 61,623 SH   SOLE   0 0 61,623
ISHARES TR FLTG RATE NT ETF 46429B655   2,491,059 49,439 SH   SOLE   0 0 49,439
ISHARES TR S&P SML 600 GWT 464287887   3,874,395 35,241 SH   SOLE   0 0 35,241
ISHARES TR CORE S&P US VLU 464287663   3,967,865 53,780 SH   SOLE   0 0 53,780
ISHARES TR CORE MSCI TOTAL 46432F834   2,057,845 33,216 SH   SOLE   0 0 33,216
ISHARES TR IBONDS DEC23 ETF 46434VAX8   1,099,980 43,668 PRN   SOLE   0 0 43,668
ISHARES TR CORE 1 5 YR USD 46432F859   1,883,437 39,942 SH   SOLE   0 0 39,942
ISHARES TR S&P 500 VAL ETF 464287408   8,052,003 53,055 SH   SOLE   0 0 53,055
ISHARES TR CORE S&P500 ETF 464287200   35,448,722 86,238 SH   SOLE   0 0 86,238
ISHARES TR TIPS BD ETF 464287176   4,036,378 36,610 SH   SOLE   0 0 36,610
ISHARES TR EAFE SML CP ETF 464288273   3,319,027 55,773 SH   SOLE   0 0 55,773
ISHARES TR PFD AND INCM SEC 464288687   1,216,436 38,962 SH   SOLE   0 0 38,962
ISHARES TR RUS 1000 GRW ETF 464287614   1,384,431 5,666 SH   SOLE   0 0 5,666
ISHARES TR S&P MC 400VL ETF 464287705   1,988,996 19,354 SH   SOLE   0 0 19,354
ISHARES TR IBONDS DEC 2030 46436E726   3,864,198 179,479 SH   SOLE   0 0 179,479
ISHARES TR RUS 1000 VAL ETF 464287598   658,638 4,326 SH   SOLE   0 0 4,326
ISHARES TR CORE S&P MCP ETF 464287507   11,849,847 47,367 SH   SOLE   0 0 47,367
ISHARES TR U.S. REAL ES ETF 464287739   3,708,795 43,685 SH   SOLE   0 0 43,685
ISHARES TR CORE US AGGBD ET 464287226   1,090,691 10,945 SH   SOLE   0 0 10,945
ISHARES TR ISHS 1-5YR INVS 464288646   333,202 6,593 SH   SOLE   0 0 6,593
ISHARES TR IBONDS DEC 2031 46436E486   503,684 24,403 SH   SOLE   0 0 24,403
ISHARES TR RUSSELL 2000 ETF 464287655   357,975 2,007 SH   SOLE   0 0 2,007
ISHARES TR S&P 500 GRWT ETF 464287309   12,381,466 193,793 SH   SOLE   0 0 193,793
ISHARES TR MSCI EAFE ETF 464287465   662,743 9,266 SH   SOLE   0 0 9,266
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,957,855 161,347 PRN   SOLE   0 0 161,347
ISHARES TR INTL SEL DIV ETF 464288448   234,745 8,540 SH   SOLE   0 0 8,540
ISHARES TR IBONDS DEC 29 46436E205   3,908,449 170,824 SH   SOLE   0 0 170,824
ISHARES TR US HLTHCARE ETF 464287762   543,934 1,992 SH   SOLE   0 0 1,992
ISHARES TR MSCI ACWI EX US 464288240   224,906 4,611 SH   SOLE   0 0 4,611
ISHARES TR CORE MSCI EAFE 46432F842   15,240,915 227,984 SH   SOLE   0 0 227,984
ISHARES TR RUS 2000 GRW ETF 464287648   657,245 2,898 SH   SOLE   0 0 2,898
ISHARES TR SP SMCP600VL ETF 464287879   379,494 4,054 SH   SOLE   0 0 4,054
ISHARES TR RUS MDCP VAL ETF 464287473   558,653 5,261 SH   SOLE   0 0 5,261
ISHARES TR CORE DIV GRWTH 46434V621   3,273,813 65,489 SH   SOLE   0 0 65,489
ISHARES TR IBONDS DEC2026 46435GAA0   3,858,390 162,596 PRN   SOLE   0 0 162,596
ISHARES TR IBONDS DEC2023 46435G318   369,253 14,521 SH   SOLE   0 0 14,521
ISHARES TR RUS 2000 VAL ETF 464287630   623,909 4,555 SH   SOLE   0 0 4,555
ISHARES TR SELECT DIVID ETF 464287168   2,969,891 25,345 SH   SOLE   0 0 25,345
ISHARES TR IBONDS 27 ETF 46435UAA9   3,896,134 163,565 PRN   SOLE   0 0 163,565
ISHARES TR CORE S&P TTL STK 464287150   1,385,196 15,298 SH   SOLE   0 0 15,298
ISHARES TR 0-5 YR TIPS ETF 46429B747   267,606 2,696 SH   SOLE   0 0 2,696
ISHARES TR IBONDS DEC 46435U697   244,634 9,456 SH   SOLE   0 0 9,456
ISHARES TR 1 3 YR TREAS BD 464287457   2,069,675 25,188 SH   SOLE   0 0 25,188
JOHNSON & JOHNSON COM 478160104   264,625 1,707 SH   SOLE   0 0 1,707
JPMORGAN CHASE & CO COM 46625H100   52,199,629 400,579 SH   SOLE   0 0 400,579
LAM RESEARCH CORP COM 512807108   235,653 445 SH   SOLE   0 0 445
MICROSOFT CORP COM 594918104   938,902 3,256 SH   SOLE   0 0 3,256
PROCTER AND GAMBLE CO COM 742718109   582,983 3,920 SH   SOLE   0 0 3,920
QUANTUM SI INC COM CL A 74765K105   45,306 25,742 SH   SOLE   0 0 25,742
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   305,169 2,021 SH   SOLE   0 0 2,021
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   440,696 13,707 SH   SOLE   0 0 13,707
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,466,280 8,468 SH   SOLE   0 0 8,468
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   284,402 621 SH   SOLE   0 0 621
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   794,818 5,928 SH   SOLE   0 0 5,928
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,344,398 8,468 SH   SOLE   0 0 8,468
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   652,363 7,855 SH   SOLE   0 0 7,855
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   281,568 2,578 SH   SOLE   0 0 2,578
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   264,483 4,411 SH   SOLE   0 0 4,411
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   205,021 4,404 SH   SOLE   0 0 4,404
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   616,068 8,547 SH   SOLE   0 0 8,547
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   201,100 1,305 SH   SOLE   0 0 1,305
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   241,919 5,356 SH   SOLE   0 0 5,356
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,689,846 11,456 SH   SOLE   0 0 11,456