The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 411 4,300 SH   SOLE   0 0 4,300
ALPHABET INC CAP STK CL C 02079K107 1,228 12,772 SH   SOLE   0 0 12,772
AMAZON COM INC COM 023135106 1,418 12,551 SH   SOLE   0 0 12,551
AMDOCS LTD SHS G02602103 206 2,587 SH   SOLE   0 0 2,587
AMGEN INC COM 031162100 209 929 SH   SOLE   0 0 929
APPLE INC COM 037833100 3,682 26,643 SH   SOLE   0 0 26,643
AT&T INC COM 00206R102 631 41,116 SH   SOLE   0 0 41,116
BAIDU INC SPON ADR REP A 056752108 241 2,048 SH   SOLE   0 0 2,048
BLOCK H & R INC COM 093671105 209 4,912 SH   SOLE   0 0 4,912
CEMEX SAB DE CV SPON ADR NEW 151290889 423 123,387 SH   SOLE   0 0 123,387
CITIGROUP INC COM NEW 172967424 387 9,282 SH   SOLE   0 0 9,282
CREDICORP LTD COM G2519Y108 207 1,687 SH   SOLE   0 0 1,687
CVS HEALTH CORP COM 126650100 1,379 14,456 SH   SOLE   0 0 14,456
DISNEY WALT CO COM 254687106 216 2,287 SH   SOLE   0 0 2,287
F N B CORP COM 302520101 211 18,204 SH   SOLE   0 0 18,204
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 300 2,376 SH   SOLE   0 0 2,376
FMC CORP COM NEW 302491303 208 1,968 SH   SOLE   0 0 1,968
FORD MTR CO DEL COM 345370860 147 13,140 SH   SOLE   0 0 13,140
FS KKR CAP CORP COM 302635206 174 10,265 SH   SOLE   0 0 10,265
GEO GROUP INC NEW COM 36162J106 202 26,287 SH   SOLE   0 0 26,287
HOST HOTELS & RESORTS INC COM 44107P104 192 12,101 SH   SOLE   0 0 12,101
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 207 4,529 SH   SOLE   0 0 4,529
INVESCO QQQ TR UNIT SER 1 46090E103 2,352 8,799 SH   SOLE   0 0 8,799
ISHARES INC MSCI EMERG MRKT 464286533 498 9,814 SH   SOLE   0 0 9,814
ISHARES INC CORE MSCI EMKT 46434G103 1,110 25,830 SH   SOLE   0 0 25,830
ISHARES TR 0-5 YR TIPS ETF 46429B747 829 8,630 SH   SOLE   0 0 8,630
ISHARES TR 0-5YR HI YL CP 46434V407 724 18,123 SH   SOLE   0 0 18,123
ISHARES TR CYBERSECURITY 46435U135 623 18,339 SH   SOLE   0 0 18,339
ISHARES TR IBONDS DEC 26 46435U259 277 11,263 SH   SOLE   0 0 11,263
ISHARES TR CORE S&P TTL STK 464287150 215 2,705 SH   SOLE   0 0 2,705
ISHARES TR INTL SEL DIV ETF 464288448 329 14,584 SH   SOLE   0 0 14,584
ISHARES TR USD INV GRDE ETF 464288620 830 17,274 SH   SOLE   0 0 17,274
ISHARES TR US HLTHCARE ETF 464287762 418 1,653 SH   SOLE   0 0 1,653
ISHARES TR IBONDS 27 ETF 46435UAA9 412 17,919 PRN   SOLE   0 0 17,919
ISHARES TR BLACKROCK ULTRA 46434V878 433 8,667 SH   SOLE   0 0 8,667
ISHARES TR CORE S&P500 ETF 464287200 1,758 4,900 SH   SOLE   0 0 4,900
ISHARES TR CORE TOTAL USD 46434V613 2,170 48,785 SH   SOLE   0 0 48,785
ISHARES TR CORE S&P SCP ETF 464287804 3,451 39,577 SH   SOLE   0 0 39,577
ISHARES TR MBS ETF 464288588 624 6,818 SH   SOLE   0 0 6,818
ISHARES TR GL CLEAN ENE ETF 464288224 705 36,940 SH   SOLE   0 0 36,940
ISHARES TR JPMORGAN USD EMG 464288281 1,955 24,631 SH   SOLE   0 0 24,631
ISHARES TR IBOXX INV CP ETF 464287242 2,312 22,561 SH   SOLE   0 0 22,561
ISHARES TR TIPS BD ETF 464287176 492 4,692 SH   SOLE   0 0 4,692
ISHARES TR US TREAS BD ETF 46429B267 5,590 245,639 SH   SOLE   0 0 245,639
ISHARES TR 20 YR TR BD ETF 464287432 386 3,767 SH   SOLE   0 0 3,767
ISHARES TR EAFE GRWTH ETF 464288885 390 5,368 SH   SOLE   0 0 5,368
ISHARES TR MSCI USA VALUE 46432F388 375 4,583 SH   SOLE   0 0 4,583
ISHARES TR 1 3 YR TREAS BD 464287457 6,783 83,530 SH   SOLE   0 0 83,530
ISHARES TR FALN ANGLS USD 46435G474 488 20,446 SH   SOLE   0 0 20,446
ISHARES TR ISHS 1-5YR INVS 464288646 270 5,471 SH   SOLE   0 0 5,471
ISHARES TR MSCI USA MIN VOL 46429B697 1,292 19,545 SH   SOLE   0 0 19,545
ISHARES TR ESG AWR MSCI USA 46435G425 2,830 35,642 SH   SOLE   0 0 35,642
ISHARES TR IBOXX HI YD ETF 464288513 664 9,297 SH   SOLE   0 0 9,297
ISHARES TR EAFE VALUE ETF 464288877 454 11,778 SH   SOLE   0 0 11,778
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,415 39,599 SH   SOLE   0 0 39,599
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 218 42,244 SH   SOLE   0 0 42,244
JABIL INC COM 466313103 210 3,637 SH   SOLE   0 0 3,637
KRAFT HEINZ CO COM 500754106 217 6,511 SH   SOLE   0 0 6,511
MANCHESTER UTD PLC NEW ORD CL A G5784H106 133 10,050 SH   SOLE   0 0 10,050
MASTERCARD INCORPORATED CL A 57636Q104 354 1,246 SH   SOLE   0 0 1,246
MEDPACE HLDGS INC COM 58506Q109 209 1,329 SH   SOLE   0 0 1,329
META PLATFORMS INC CL A 30303M102 416 3,067 SH   SOLE   0 0 3,067
MICROCHIP TECHNOLOGY INC. COM 595017104 201 3,295 SH   SOLE   0 0 3,295
MICROSOFT CORP COM 594918104 1,737 7,456 SH   SOLE   0 0 7,456
NEWMARK GROUP INC CL A 65158N102 84 10,472 SH   SOLE   0 0 10,472
NOKIA CORP SPONSORED ADR 654902204 184 43,190 SH   SOLE   0 0 43,190
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 178 15,650 SH   SOLE   0 0 15,650
ORACLE CORP COM 68389X105 201 3,289 SH   SOLE   0 0 3,289
PAYPAL HLDGS INC COM 70450Y103 283 3,286 SH   SOLE   0 0 3,286
PFIZER INC COM 717081103 276 6,300 SH   SOLE   0 0 6,300
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,692 37,351 SH   SOLE   0 0 37,351
PROSHARES TR SHORT S&P 500 NE 74347B425 259 15,000 SH   SOLE   0 0 15,000
RAYTHEON TECHNOLOGIES CORP COM 75513E101 201 2,460 SH   SOLE   0 0 2,460
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,029 17,083 SH   SOLE   0 0 17,083
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,262 41,579 SH   SOLE   0 0 41,579
SONDER HOLDINGS INC CLASS A COM 83542D102 166 100,000 SH   SOLE   0 0 100,000
SPDR GOLD TR GOLD SHS 78463V107 464 3,000 SH   SOLE   0 0 3,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,272 9,162 SH   SOLE   0 0 9,162
SPDR SER TR BLOOMBERG HIGH Y 78468R622 3,840 43,708 SH   SOLE   0 0 43,708
SPINNAKER ETF SERIES CANNABIS ETF 84858T400 28 10,000 SH   SOLE   0 0 10,000
TILRAY BRANDS INC COM CL 2 88688T100 33 12,035 SH   SOLE   0 0 12,035
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,202 46,140 SH   SOLE   0 0 46,140
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,153 3,511 SH   SOLE   0 0 3,511
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 223 4,836 SH   SOLE   0 0 4,836
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,176 23,496 SH   SOLE   0 0 23,496
VISA INC COM CL A 92826C839 878 4,940 SH   SOLE   0 0 4,940
WELLS FARGO CO NEW COM 949746101 536 13,317 SH   SOLE   0 0 13,317