The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 201 1,426 SH   SOLE   0 0 1,426
ABBVIE INC COM 00287Y109 201 1,481 SH   SOLE   0 0 1,481
ALPHABET INC CAP STK CL A 02079K305 788 272 SH   SOLE   0 0 272
ALPHABET INC CAP STK CL C 02079K107 1,215 420 SH   SOLE   0 0 420
AMAZON COM INC COM 023135106 824 247 SH   SOLE   0 0 247
ANTHEM INC COM 036752103 324 700 SH   SOLE   0 0 700
APPLE INC COM 037833100 1,256 7,076 SH   SOLE   0 0 7,076
AT&T INC COM 00206R102 209 8,490 SH   SOLE   0 0 8,490
AUTOMATIC DATA PROCESSING IN COM 053015103 223 903 SH   SOLE   0 0 903
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 62 10,594 SH   SOLE   0 0 10,594
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 214 716 SH   SOLE   0 0 716
BOEING CO COM 097023105 219 1,088 SH   SOLE   0 0 1,088
CAPITAL ONE FINL CORP COM 14040H105 267 1,837 SH   SOLE   0 0 1,837
COCA COLA CO COM 191216100 249 4,205 SH   SOLE   0 0 4,205
COSTCO WHSL CORP NEW COM 22160K105 239 420 SH   SOLE   0 0 420
DANAHER CORPORATION COM 235851102 232 706 SH   SOLE   0 0 706
EXXON MOBIL CORP COM 30231G102 217 3,546 SH   SOLE   0 0 3,546
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 4,116 19,526 SH   SOLE   0 0 19,526
ISHARES TR RUS 1000 GRW ETF 464287614 509 1,666 SH   SOLE   0 0 1,666
ISHARES TR RUSSELL 2000 ETF 464287655 329 1,477 SH   SOLE   0 0 1,477
ISHARES TR MSCI EAFE ETF 464287465 1,224 15,561 SH   SOLE   0 0 15,561
ISHARES TR RUS MID CAP ETF 464287499 559 6,737 SH   SOLE   0 0 6,737
ISHARES TR MSCI EMG MKT ETF 464287234 511 10,467 SH   SOLE   0 0 10,467
ISHARES TR S&P 100 ETF 464287101 245 1,116 SH   SOLE   0 0 1,116
ISHARES TR CORE S&P TTL STK 464287150 227 2,118 SH   SOLE   0 0 2,118
ISHARES TR MSCI ACWI EX US 464288240 300 5,404 SH   SOLE   0 0 5,404
ISHARES TR MODERT ALLOC ETF 464289875 2,371 52,151 SH   SOLE   0 0 52,151
ISHARES TR CONSER ALLOC ETF 464289883 880 22,001 SH   SOLE   0 0 22,001
ISHARES TR GRWT ALLOCAT ETF 464289867 509 8,923 SH   SOLE   0 0 8,923
ISHARES TR MRNGSTR INC ETF 46432F875 273 11,356 SH   SOLE   0 0 11,356
JOHNSON & JOHNSON COM 478160104 360 2,102 SH   SOLE   0 0 2,102
JPMORGAN CHASE & CO COM 46625H100 815 5,146 SH   SOLE   0 0 5,146
LILLY ELI & CO COM 532457108 244 882 SH   SOLE   0 0 882
LOCKHEED MARTIN CORP COM 539830109 248 697 SH   SOLE   0 0 697
MARRIOTT INTL INC NEW CL A 571903202 336 2,035 SH   SOLE   0 0 2,035
MCDONALDS CORP COM 580135101 204 760 SH   SOLE   0 0 760
MICROSOFT CORP COM 594918104 1,597 4,750 SH   SOLE   0 0 4,750
NORTHROP GRUMMAN CORP COM 666807102 322 831 SH   SOLE   0 0 831
NVIDIA CORPORATION COM 67066G104 508 1,728 SH   SOLE   0 0 1,728
PFIZER INC COM 717081103 261 4,422 SH   SOLE   0 0 4,422
PROCTER AND GAMBLE CO COM 742718109 257 1,572 SH   SOLE   0 0 1,572
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,683 120,488 SH   SOLE   0 0 120,488
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,280 32,243 SH   SOLE   0 0 32,243
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,592 87,519 SH   SOLE   0 0 87,519
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 992 19,518 SH   SOLE   0 0 19,518
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 384 4,776 SH   SOLE   0 0 4,776
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,844 145,530 SH   SOLE   0 0 145,530
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,761 49,654 SH   SOLE   0 0 49,654
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 7,983 136,203 SH   SOLE   0 0 136,203
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 26,614 729,554 SH   SOLE   0 0 729,554
SPDR S&P 500 ETF TR TR UNIT 78462F103 558 1,175 SH   SOLE   0 0 1,175
SPDR SER TR S&P 600 SMCP VAL 78464A300 7,816 92,251 SH   SOLE   0 0 92,251
SPDR SER TR PRTFLO S&P500 GW 78464A409 29,467 406,605 SH   SOLE   0 0 406,605
SPDR SER TR PRTFLO S&P500 VL 78464A508 38,107 907,302 SH   SOLE   0 0 907,302
SPDR SER TR PORTFOLIO S&P400 78464A847 719 14,465 SH   SOLE   0 0 14,465
SPDR SER TR S&P 600 SML CAP 78464A813 211 2,122 SH   SOLE   0 0 2,122
SPDR SER TR PORTFOLIO AGRGTE 78464A649 32,792 1,107,100 SH   SOLE   0 0 1,107,100
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,413 156,599 SH   SOLE   0 0 156,599
TESLA INC COM 88160R101 426 403 SH   SOLE   0 0 403
UNION PAC CORP COM 907818108 523 2,077 SH   SOLE   0 0 2,077
UNITEDHEALTH GROUP INC COM 91324P102 356 709 SH   SOLE   0 0 709
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,227 38,075 SH   SOLE   0 0 38,075
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 986 5,393 SH   SOLE   0 0 5,393
VERIZON COMMUNICATIONS INC COM 92343V104 228 4,393 SH   SOLE   0 0 4,393