The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 287 247 SH   SOLE   0 0 247
ALPHABET INC CAP STK CL C 02079K107 699 601 SH   SOLE   0 0 601
AMAZON COM INC COM 023135106 616 316 SH   SOLE   0 0 316
APPLE INC COM 037833100 523 2,056 SH   SOLE   0 0 2,056
DUKE ENERGY CORP NEW COM NEW 26441C204 325 4,018 SH   SOLE   0 0 4,018
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 783 8,471 SH   SOLE   0 0 8,471
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 3,573 35,678 SH   SOLE   0 0 35,678
ISHARES TR RUS 1000 GRW ETF 464287614 251 1,666 SH   SOLE   0 0 1,666
ISHARES TR RUSSELL 2000 ETF 464287655 337 2,941 SH   SOLE   0 0 2,941
ISHARES TR MSCI EAFE ETF 464287465 913 17,075 SH   SOLE   0 0 17,075
ISHARES TR RUS MID CAP ETF 464287499 328 7,601 SH   SOLE   0 0 7,601
ISHARES TR MSCI EMG MKT ETF 464287234 345 10,103 SH   SOLE   0 0 10,103
ISHARES TR CORE US AGGBD ET 464287226 203 1,757 SH   SOLE   0 0 1,757
ISHARES TR CORE S&P TTL STK 464287150 216 3,773 SH   SOLE   0 0 3,773
ISHARES TR MODERT ALLOC ETF 464289875 5,439 148,039 SH   SOLE   0 0 148,039
ISHARES TR CONSER ALLOC ETF 464289883 1,700 50,335 SH   SOLE   0 0 50,335
ISHARES TR GRWT ALLOCAT ETF 464289867 1,124 27,168 SH   SOLE   0 0 27,168
ISHARES TR MRNGSTR INC ETF 46432F875 210 10,518 SH   SOLE   0 0 10,518
JOHNSON & JOHNSON COM 478160104 359 2,739 SH   SOLE   0 0 2,739
JPMORGAN CHASE & CO COM 46625H100 228 2,534 SH   SOLE   0 0 2,534
LOCKHEED MARTIN CORP COM 539830109 299 883 SH   SOLE   0 0 883
MICROSOFT CORP COM 594918104 778 4,934 SH   SOLE   0 0 4,934
NORTHROP GRUMMAN CORP COM 666807102 257 849 SH   SOLE   0 0 849
PROCTER & GAMBLE CO COM 742718109 237 2,155 SH   SOLE   0 0 2,155
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,194 123,604 SH   SOLE   0 0 123,604
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,249 40,796 SH   SOLE   0 0 40,796
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,046 50,550 SH   SOLE   0 0 50,550
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 228 5,398 SH   SOLE   0 0 5,398
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,004 55,358 SH   SOLE   0 0 55,358
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 991 38,312 SH   SOLE   0 0 38,312
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 4,196 133,915 SH   SOLE   0 0 133,915
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 21,158 883,784 SH   SOLE   0 0 883,784
SPDR S&P 500 ETF TR TR UNIT 78462F103 337 1,306 SH   SOLE   0 0 1,306
SPDR SER TR PRTFLO S&P500 GW 78464A409 22,313 624,301 SH   SOLE   0 0 624,301
SPDR SER TR PRTFLO S&P500 VL 78464A508 19,992 773,666 SH   SOLE   0 0 773,666
SPDR SER TR PORTFOLIO S&P400 78464A847 604 23,865 SH   SOLE   0 0 23,865
SPDR SER TR PORTFOLIO AGRGTE 78464A649 11,521 381,230 SH   SOLE   0 0 381,230
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 5,426 113,139 SH   SOLE   0 0 113,139
UNITEDHEALTH GROUP INC COM 91324P102 408 1,637 SH   SOLE   0 0 1,637
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,323 62,372 SH   SOLE   0 0 62,372
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,265 13,972 SH   SOLE   0 0 13,972
VERIZON COMMUNICATIONS INC COM 92343V104 257 4,785 SH   SOLE   0 0 4,785