The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 535 308 SH   SOLE   0 0 308
APPLE INC COM 037833100 577 2,578 SH   SOLE   0 0 2,578
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 571 2,746 SH   SOLE   0 0 2,746
BOEING CO COM 097023105 326 858 SH   SOLE   0 0 858
COCA COLA CO COM 191216100 241 4,430 SH   SOLE   0 0 4,430
DOMINION ENERGY INC COM 25746U109 207 2,555 SH   SOLE   0 0 2,555
EXXON MOBIL CORP COM 30231G102 208 2,946 SH   SOLE   0 0 2,946
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 HY 46138J403 214 8,949 SH   SOLE   0 0 8,949
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 19,532 165,724 SH   SOLE   0 0 165,724
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 5,548 46,847 SH   SOLE   0 0 46,847
ISHARES TR RUS 1000 GRW ETF 464287614 257 1,612 SH   SOLE   0 0 1,612
ISHARES TR RUSSELL 2000 ETF 464287655 928 6,130 SH   SOLE   0 0 6,130
ISHARES TR MSCI EAFE ETF 464287465 256 3,924 SH   SOLE   0 0 3,924
ISHARES TR RUS MID CAP ETF 464287499 511 9,134 SH   SOLE   0 0 9,134
ISHARES TR MSCI EMG MKT ETF 464287234 484 11,832 SH   SOLE   0 0 11,832
ISHARES TR CORE US AGGBD ET 464287226 413 3,649 SH   SOLE   0 0 3,649
ISHARES TR CORE S&P TTL STK 464287150 635 9,464 SH   SOLE   0 0 9,464
ISHARES TR MODERT ALLOC ETF 464289875 6,388 162,585 SH   SOLE   0 0 162,585
ISHARES TR CONSER ALLOC ETF 464289883 2,193 61,499 SH   SOLE   0 0 61,499
ISHARES TR GRWT ALLOCAT ETF 464289867 1,976 42,905 SH   SOLE   0 0 42,905
ISHARES TR MRNGSTR INC ETF 46432F875 256 10,243 SH   SOLE   0 0 10,243
JOHNSON & JOHNSON COM 478160104 359 2,775 SH   SOLE   0 0 2,775
JPMORGAN CHASE & CO COM 46625H100 321 2,724 SH   SOLE   0 0 2,724
LOCKHEED MARTIN CORP COM 539830109 359 921 SH   SOLE   0 0 921
MARRIOTT INTL INC NEW CL A 571903202 289 2,324 SH   SOLE   0 0 2,324
MCDONALDS CORP COM 580135101 204 951 SH   SOLE   0 0 951
MICROSOFT CORP COM 594918104 768 5,525 SH   SOLE   0 0 5,525
NORTHROP GRUMMAN CORP COM 666807102 318 849 SH   SOLE   0 0 849
PROCTER & GAMBLE CO COM 742718109 327 2,633 SH   SOLE   0 0 2,633
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,930 91,977 SH   SOLE   0 0 91,977
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,427 40,798 SH   SOLE   0 0 40,798
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,464 58,264 SH   SOLE   0 0 58,264
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 335 5,927 SH   SOLE   0 0 5,927
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,377 44,147 SH   SOLE   0 0 44,147
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,528 40,473 SH   SOLE   0 0 40,473
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 5,134 129,812 SH   SOLE   0 0 129,812
SPDR S&P 500 ETF TR TR UNIT 78462F103 393 1,325 SH   SOLE   0 0 1,325
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 17,097 439,631 SH   SOLE   0 0 439,631
SPDR SERIES TRUST S&P DIVID ETF 78464A763 209 2,037 SH   SOLE   0 0 2,037
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,287 87,071 SH   SOLE   0 0 87,071
UNITEDHEALTH GROUP INC COM 91324P102 384 1,765 SH   SOLE   0 0 1,765
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 12,936 153,217 SH   SOLE   0 0 153,217
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,696 23,177 SH   SOLE   0 0 23,177
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,256 273,992 SH   SOLE   0 0 273,992
VERIZON COMMUNICATIONS INC COM 92343V104 233 3,865 SH   SOLE   0 0 3,865