The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106   293,874 1,213 SH   SOLE   1,213 0 0
ALPHABET INC CAP STK CL A 02079K305   1,319,581 8,743 SH   SOLE   8,743 0 0
ALPHABET INC CAP STK CL C 02079K107   277,113 1,820 SH   SOLE   1,820 0 0
AMAZON COM INC COM 023135106   437,659 2,426 SH   SOLE   2,426 0 0
AMGEN INC COM 031162100   407,146 1,432 SH   SOLE   1,432 0 0
APPLE INC COM 037833100   3,704,744 21,605 SH   SOLE   21,605 0 0
BARINGS BDC INC COM 06759L103   344,584 37,052 SH   SOLE   37,052 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   844,404 2,008 SH   SOLE   2,008 0 0
BLACKROCK INC COM 09247X101   401,843 482 SH   SOLE   482 0 0
BOOKING HOLDINGS INC COM 09857L108   402,695 111 SH   SOLE   111 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   341,649 6,300 SH   SOLE   6,300 0 0
CENCORA INC COM 03073E105   317,588 1,307 SH   SOLE   1,307 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   249,764 10,983 SH   SOLE   10,983 0 0
CLOROX CO DEL COM 189054109   1,782,966 11,645 SH   SOLE   11,645 0 0
COCA COLA CO COM 191216100   500,596 8,182 SH   SOLE   8,182 0 0
COMCAST CORP NEW CL A 20030N101   395,352 9,120 SH   SOLE   9,120 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   433,067 4,478 SH   SOLE   4,478 0 0
EDISON INTL COM 281020107   286,103 4,045 SH   SOLE   4,045 0 0
ELI LILLY & CO COM 532457108   247,391 318 SH   SOLE   318 0 0
ENBRIDGE INC COM 29250N105   813,255 22,478 SH   SOLE   22,478 0 0
EXXON MOBIL CORP COM 30231G102   362,088 3,115 SH   SOLE   3,115 0 0
GENERAL MLS INC COM 370334104   266,236 3,805 SH   SOLE   3,805 0 0
GENUINE PARTS CO COM 372460105   348,438 2,249 SH   SOLE   2,249 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   1,943,110 108,493 SH   SOLE   108,493 0 0
INTEL CORP COM 458140100   201,724 4,567 SH   SOLE   4,567 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,517,710 24,987 SH   SOLE   24,987 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,064,879 9,635 SH   SOLE   9,635 0 0
ISHARES TR CORE S&P US GWT 464287671   20,026,958 170,864 SH   SOLE   170,864 0 0
ISHARES TR CORE S&P US VLU 464287663   20,046,997 221,661 SH   SOLE   221,661 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,476,119 25,282 SH   SOLE   25,282 0 0
ISHARES TR IBOXX INV CP ETF 464287242   4,241,620 38,943 SH   SOLE   38,943 0 0
ISHARES TR NATIONAL MUN ETF 464288414   363,365 3,377 SH   SOLE   3,377 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   1,331,867 10,627 SH   SOLE   10,627 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   568,535 6,733 SH   SOLE   6,733 0 0
ISHARES TR S&P 500 VAL ETF 464287408   2,964,675 15,870 SH   SOLE   15,870 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,599,521 17,529 SH   SOLE   17,529 0 0
ISHARES TR SP SMCP600VL ETF 464287879   996,800 9,700 SH   SOLE   9,700 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   443,203 4,232 SH   SOLE   4,232 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,921,259 30,874 SH   SOLE   30,874 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   655,727 5,662 SH   SOLE   5,662 0 0
ISHARES TR BROAD USD HIGH 46435U853   59,455,448 1,624,910 SH   SOLE   1,624,910 0 0
ISHARES TR ESG AWARE MSCI 46435U663   401,118 9,961 SH   SOLE   9,961 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   282,117 12,271 SH   SOLE   12,271 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874   587,009 24,520 SH   SOLE   24,520 0 0
ISHARES TR IBOXX HI YD ETF 464288513   852,682 10,970 SH   SOLE   10,970 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,131,182 3,356 SH   SOLE   3,356 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,261,569 11,053 SH   SOLE   11,053 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,021,878 7,817 SH   SOLE   7,817 0 0
ISHARES TR SHORT TREAS BD 464288679   705,885 6,386 SH   SOLE   6,386 0 0
ISHARES TR US TREAS BD ETF 46429B267   19,174,397 842,091 SH   SOLE   842,091 0 0
ISHARES TR CORE DIV GRWTH 46434V621   636,163 10,957 SH   SOLE   10,957 0 0
ISHARES TR S&P MC 400VL ETF 464287705   585,654 4,951 SH   SOLE   4,951 0 0
JPMORGAN CHASE & CO COM 46625H100   944,601 4,716 SH   SOLE   4,716 0 0
LAMAR ADVERTISING CO NEW CL A 512816109   361,932 3,031 SH   SOLE   3,031 0 0
LOCKHEED MARTIN CORP COM 539830109   282,474 621 SH   SOLE   621 0 0
MASTERCARD INCORPORATED CL A 57636Q104   589,923 1,225 SH   SOLE   1,225 0 0
MEDTRONIC PLC SHS G5960L103   296,461 3,402 SH   SOLE   3,402 0 0
META PLATFORMS INC CL A 30303M102   844,424 1,739 SH   SOLE   1,739 0 0
MICROSOFT CORP COM 594918104   2,519,271 5,988 SH   SOLE   5,988 0 0
NUSHARES ETF TR ESG HI TLD CRP 67092P854   497,672 23,562 SH   SOLE   23,562 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409   239,665 5,388 SH   SOLE   5,388 0 0
OMNICOM GROUP INC COM 681919106   331,403 3,425 SH   SOLE   3,425 0 0
PENTAIR PLC SHS G7S00T104   260,773 3,052 SH   SOLE   3,052 0 0
PEPSICO INC COM 713448108   451,701 2,581 SH   SOLE   2,581 0 0
PFIZER INC COM 717081103   211,678 7,628 SH   SOLE   7,628 0 0
PHILIP MORRIS INTL INC COM 718172109   297,490 3,247 SH   SOLE   3,247 0 0
PROCTER AND GAMBLE CO COM 742718109   372,384 2,295 SH   SOLE   2,295 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,409,281 91,460 SH   SOLE   91,460 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   657,690 25,601 SH   SOLE   25,601 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   340,667 7,181 SH   SOLE   7,181 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   39,444,657 1,206,628 SH   SOLE   1,206,628 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   28,560,822 1,022,220 SH   SOLE   1,022,220 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   71,939,362 983,450 SH   SOLE   983,450 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   77,298,604 1,542,886 SH   SOLE   1,542,886 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   19,087,029 218,813 SH   SOLE   218,813 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   19,992,188 240,957 SH   SOLE   240,957 0 0
UNITED PARCEL SERVICE INC CL B 911312106   450,646 3,032 SH   SOLE   3,032 0 0
UNITEDHEALTH GROUP INC COM 91324P102   218,657 442 SH   SOLE   442 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   628,845 12,033 SH   SOLE   12,033 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   429,033 3,816 SH   SOLE   3,816 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   492,718 1,025 SH   SOLE   1,025 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   25,337,063 107,456 SH   SOLE   107,456 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   26,127,641 167,582 SH   SOLE   167,582 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   404,496 7,994 SH   SOLE   7,994 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   202,632 665 SH   SOLE   665 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   329,302 7,848 SH   SOLE   7,848 0 0
VISA INC COM CL A 92826C839   381,781 1,368 SH   SOLE   1,368 0 0
WELLS FARGO CO NEW COM 949746101   386,767 6,673 SH   SOLE   6,673 0 0