The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 89,941 216,636 SH   SOLE   0 0 216,636
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 32,619 679,139 SH   SOLE   0 0 679,139
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 28,260 362,769 SH   SOLE   0 0 362,769
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 23,554 449,161 SH   SOLE   0 0 449,161
ISHARES TR CORE S&P500 ETF 464287200 21,237 46,810 SH   SOLE   0 0 46,810
ISHARES TR CORE S&P MCP ETF 464287507 20,776 77,422 SH   SOLE   0 0 77,422
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 15,827 140,995 SH   SOLE   0 0 140,995
VANGUARD BD INDEX FDS INTERMED TERM 921937819 15,725 192,007 SH   SOLE   0 0 192,007
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15,700 96,821 SH   SOLE   0 0 96,821
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 10,552 204,685 SH   SOLE   0 0 204,685
ISHARES TR CORE S&P SCP ETF 464287804 10,383 96,246 SH   SOLE   0 0 96,246
ISHARES TR CORE MSCI EAFE 46432F842 9,209 132,486 SH   SOLE   0 0 132,486
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8,955 151,115 SH   SOLE   0 0 151,115
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,038 174,244 SH   SOLE   0 0 174,244
VANGUARD WORLD FD ESG US STK ETF 921910733 6,235 76,899 SH   SOLE   0 0 76,899
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 5,884 87,009 SH   SOLE   0 0 87,009
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 5,598 70,814 SH   SOLE   0 0 70,814
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,616 20,275 SH   SOLE   0 0 20,275
ABBVIE INC COM 00287Y109 3,960 24,428 SH   SOLE   0 0 24,428
APPLE INC COM 037833100 3,904 22,359 SH   SOLE   0 0 22,359
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,833 41,808 SH   SOLE   0 0 41,808
VANGUARD WORLD FD ESG INTL STK ETF 921910725 3,349 58,548 SH   SOLE   0 0 58,548
NIKE INC CL B 654106103 3,313 24,624 SH   SOLE   0 0 24,624
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,216 40,436 SH   SOLE   0 0 40,436
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,869 26,475 SH   SOLE   0 0 26,475
BROADCOM INC COM 11135F101 2,797 4,442 SH   SOLE   0 0 4,442
PFIZER INC COM 717081103 2,250 43,452 SH   SOLE   0 0 43,452
ISHARES INC CORE MSCI EMKT 46434G103 2,201 39,625 SH   SOLE   0 0 39,625
TEXAS INSTRS INC COM 882508104 2,179 11,878 SH   SOLE   0 0 11,878
BLOCK H & R INC COM 093671105 2,172 83,398 SH   SOLE   0 0 83,398
MICROSOFT CORP COM 594918104 2,154 6,986 SH   SOLE   0 0 6,986
INTEL CORP COM 458140100 2,097 42,304 SH   SOLE   0 0 42,304
VANGUARD WORLD FD ESG US CORP BD 921910691 2,028 29,869 SH   SOLE   0 0 29,869
AMGEN INC COM 031162100 1,890 7,815 SH   SOLE   0 0 7,815
QUALCOMM INC COM 747525103 1,849 12,102 SH   SOLE   0 0 12,102
HOME DEPOT INC COM 437076102 1,823 6,089 SH   SOLE   0 0 6,089
NOVO-NORDISK A S ADR 670100205 1,772 15,954 SH   SOLE   0 0 15,954
MERCK & CO INC COM 58933Y105 1,755 21,394 SH   SOLE   0 0 21,394
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,682 26,744 SH   SOLE   0 0 26,744
DEVON ENERGY CORP NEW COM 25179M103 1,530 25,874 SH   SOLE   0 0 25,874
ALTRIA GROUP INC COM 02209S103 1,526 29,214 SH   SOLE   0 0 29,214
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,504 27,927 SH   SOLE   0 0 27,927
VERIZON COMMUNICATIONS INC COM 92343V104 1,474 28,943 SH   SOLE   0 0 28,943
LILLY ELI & CO COM 532457108 1,464 5,111 SH   SOLE   0 0 5,111
HP INC COM 40434L105 1,441 39,710 SH   SOLE   0 0 39,710
PHILIP MORRIS INTL INC COM 718172109 1,429 15,217 SH   SOLE   0 0 15,217
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,360 15,128 SH   SOLE   0 0 15,128
PAYCHEX INC COM 704326107 1,356 9,935 SH   SOLE   0 0 9,935
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,308 21,889 SH   SOLE   0 0 21,889
NUCOR CORP COM 670346105 1,301 8,755 SH   SOLE   0 0 8,755
JOHNSON & JOHNSON COM 478160104 1,256 7,088 SH   SOLE   0 0 7,088
BRISTOL-MYERS SQUIBB CO COM 110122108 1,241 16,999 SH   SOLE   0 0 16,999
UNITED PARCEL SERVICE INC CL B 911312106 1,191 5,553 SH   SOLE   0 0 5,553
INFOSYS LTD SPONSORED ADR 456788108 1,170 47,006 SH   SOLE   0 0 47,006
CISCO SYS INC COM 17275R102 1,167 20,937 SH   SOLE   0 0 20,937
MCDONALDS CORP COM 580135101 1,156 4,676 SH   SOLE   0 0 4,676
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,155 5,542 SH   SOLE   0 0 5,542
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,105 10,746 SH   SOLE   0 0 10,746
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,070 3,172 SH   SOLE   0 0 3,172
FORTINET INC COM 34959E109 1,064 3,113 SH   SOLE   0 0 3,113
VIRTU FINL INC CL A 928254101 1,028 27,610 SH   SOLE   0 0 27,610
EMERSON ELEC CO COM 291011104 1,025 10,455 SH   SOLE   0 0 10,455
MOODYS CORP COM 615369105 1,003 2,974 SH   SOLE   0 0 2,974
EOG RES INC COM 26875P101 980 8,221 SH   SOLE   0 0 8,221
COLGATE PALMOLIVE CO COM 194162103 979 12,908 SH   SOLE   0 0 12,908
FMC CORP COM NEW 302491303 965 7,338 SH   SOLE   0 0 7,338
ISHARES TR CORE S&P TTL STK 464287150 944 9,350 SH   SOLE   0 0 9,350
ABBOTT LABS COM 002824100 943 7,964 SH   SOLE   0 0 7,964
GENERAL MLS INC COM 370334104 943 13,932 SH   SOLE   0 0 13,932
MARRIOTT INTL INC NEW CL A 571903202 943 5,368 SH   SOLE   0 0 5,368
GARTNER INC COM 366651107 934 3,139 SH   SOLE   0 0 3,139
ALLSTATE CORP COM 020002101 912 6,583 SH   SOLE   0 0 6,583
EMPLOYERS HLDGS INC COM 292218104 911 22,205 SH   SOLE   0 0 22,205
AMDOCS LTD SHS G02602103 888 10,800 SH   SOLE   0 0 10,800
INTERNATIONAL BUSINESS MACHS COM 459200101 861 6,621 SH   SOLE   0 0 6,621
NATIONAL BK HLDGS CORP CL A 633707104 861 21,373 SH   SOLE   0 0 21,373
KIMBERLY-CLARK CORP COM 494368103 844 6,853 SH   SOLE   0 0 6,853
ONE GAS INC COM 68235P108 822 9,314 SH   SOLE   0 0 9,314
NVIDIA CORPORATION COM 67066G104 818 2,996 SH   SOLE   0 0 2,996
ALPHABET INC CAP STK CL A 02079K305 802 289 SH   SOLE   0 0 289
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 787 18,058 SH   SOLE   0 0 18,058
PREMIER INC CL A 74051N102 781 21,955 SH   SOLE   0 0 21,955
HCA HEALTHCARE INC COM 40412C101 757 3,019 SH   SOLE   0 0 3,019
LOWES COS INC COM 548661107 753 3,725 SH   SOLE   0 0 3,725
TESLA INC COM 88160R101 753 698 SH   SOLE   0 0 698
NETAPP INC COM 64110D104 752 9,065 SH   SOLE   0 0 9,065
ULTA BEAUTY INC COM 90384S303 734 1,843 SH   SOLE   0 0 1,843
HORMEL FOODS CORP COM 440452100 727 14,103 SH   SOLE   0 0 14,103
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 707 8,791 SH   SOLE   0 0 8,791
LANCASTER COLONY CORP COM 513847103 679 4,552 SH   SOLE   0 0 4,552
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 662 18,026 SH   SOLE   0 0 18,026
BUCKLE INC COM 118440106 631 19,090 SH   SOLE   0 0 19,090
3M CO COM 88579Y101 598 4,020 SH   SOLE   0 0 4,020
KELLOGG CO COM 487836108 566 8,782 SH   SOLE   0 0 8,782
GILEAD SCIENCES INC COM 375558103 563 9,473 SH   SOLE   0 0 9,473
MEDIFAST INC COM 58470H101 561 3,285 SH   SOLE   0 0 3,285
UNILEVER PLC SPON ADR NEW 904767704 545 11,964 SH   SOLE   0 0 11,964
AMAZON COM INC COM 023135106 449 138 SH   SOLE   0 0 138
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 443 1,256 SH   SOLE   0 0 1,256
US BANCORP DEL COM NEW 902973304 379 7,127 SH   SOLE   0 0 7,127
GOLD FIELDS LTD SPONSORED ADR 38059T106 353 22,860 SH   SOLE   0 0 22,860
NRG ENERGY INC COM NEW 629377508 299 7,799 SH   SOLE   0 0 7,799
SCHWAB STRATEGIC TR US TIPS ETF 808524870 284 4,686 SH   SOLE   0 0 4,686
ERICSSON ADR B SEK 10 294821608 281 30,780 SH   SOLE   0 0 30,780
ONEMAIN HLDGS INC COM 68268W103 263 5,541 SH   SOLE   0 0 5,541
AT&T INC COM 00206R102 256 10,820 SH   SOLE   0 0 10,820
SPDR GOLD TR GOLD SHS 78463V107 240 1,328 SH   SOLE   0 0 1,328
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 234 3,086 SH   SOLE   0 0 3,086
ALPHABET INC CAP STK CL C 02079K107 233 83 SH   SOLE   0 0 83
ISHARES SILVER TR ISHARES 46428Q109 231 10,114 SH   SOLE   0 0 10,114
AMERICAN ELEC PWR CO INC COM 025537101 229 2,295 SH   SOLE   0 0 2,295
LOCKHEED MARTIN CORP COM 539830109 213 482 SH   SOLE   0 0 482
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 211 3,783 SH   SOLE   0 0 3,783
ISHARES TR CORE MSCI TOTAL 46432F834 206 3,093 SH   SOLE   0 0 3,093
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 857 857 SH   DFND 1 0 0 857
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 530 530 SH   DFND 1 0 0 530
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 487 487 SH   DFND 1 0 0 487
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 402 402 SH   DFND 1 0 0 402
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 394 394 SH   DFND 1 0 0 394
VANGUARD WORLD FD ESG US STK ETF 921910733 323 323 SH   DFND 1 0 0 323
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 313 313 SH   DFND 1 0 0 313
VANGUARD BD INDEX FDS INTERMED TERM 921937819 281 281 SH   DFND 1 0 0 281
VANGUARD INDEX FDS TOTAL STK MKT 922908769 240 240 SH   DFND 1 0 0 240
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 209 209 SH   DFND 1 0 0 209