The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   457,954 3,399 SH   SOLE 0 0 0 3,399
AMAZON COM INC COM 023135106   204,535 1,569 SH   SOLE 0 0 0 1,569
ANALOG DEVICES INC COM 032654105   452,180 2,321 SH   SOLE 0 0 0 2,321
APPLE INC COM 037833100   2,793,959 14,404 SH   SOLE 0 0 0 14,404
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   312,039 6,389 SH   SOLE 0 0 0 6,389
CISCO SYS INC COM 17275R102   259,123 5,008 SH   SOLE 0 0 0 5,008
HOME DEPOT INC COM 437076102   259,135 834 SH   SOLE 0 0 0 834
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   280,134 801 SH   SOLE 0 0 0 801
ISHARES INC CORE MSCI EMKT 46434G103   4,372,682 88,713 SH   SOLE 0 0 0 88,713
ISHARES INC MSCI EMERG MRKT 464286533   1,525,629 27,749 SH   SOLE 0 0 0 27,749
ISHARES INC ESG AWR MSCI EM 46434G863   295,171 9,332 SH   SOLE 0 0 0 9,332
ISHARES TR MSCI KLD400 SOC 464288570   1,100,859 13,079 SH   SOLE 0 0 0 13,079
ISHARES TR CORE TOTAL USD 46434V613   3,916,500 86,134 SH   SOLE 0 0 0 86,134
ISHARES TR ESG ADV TTL USD 46436E619   1,049,469 24,647 SH   SOLE 0 0 0 24,647
ISHARES TR US TREAS BD ETF 46429B267   2,996,517 130,852 SH   SOLE 0 0 0 130,852
ISHARES TR CORE MSCI TOTAL 46432F834   3,683,895 58,829 SH   SOLE 0 0 0 58,829
ISHARES TR 3 7 YR TREAS BD 464288661   3,001,972 26,045 SH   SOLE 0 0 0 26,045
ISHARES TR ESG EAFE ETF 46436E759   490,874 8,059 SH   SOLE 0 0 0 8,059
ISHARES TR CORE S&P TTL STK 464287150   8,772,951 89,666 SH   SOLE 0 0 0 89,666
ISHARES TR TIPS BD ETF 464287176   471,291 4,379 SH   SOLE 0 0 0 4,379
ISHARES TR 10-20 YR TRS ETF 464288653   10,718,076 96,760 SH   SOLE 0 0 0 96,760
ISHARES TR MSCI USA QLT FCT 46432F339   11,630,717 86,237 SH   SOLE 0 0 0 86,237
ISHARES TR ESG MSCI USA ETF 46436E767   889,978 24,756 SH   SOLE 0 0 0 24,756
ISHARES TR MSCI USA MIN VOL 46429B697   11,431,822 153,798 SH   SOLE 0 0 0 153,798
ISHARES TR INTL SEL DIV ETF 464288448   862,190 32,746 SH   SOLE 0 0 0 32,746
ISHARES TR ESG AW MSCI EAFE 46435G516   488,193 6,694 SH   SOLE 0 0 0 6,694
ISHARES TR U.S. MED DVC ETF 464288810   335,485 5,942 SH   SOLE 0 0 0 5,942
ISHARES TR MSCI USA SZE FT 46432F370   7,175,985 58,465 SH   SOLE 0 0 0 58,465
ISHARES TR MSCI USA VALUE 46432F388   1,535,869 16,376 SH   SOLE 0 0 0 16,376
ISHARES TR U.S. TECH ETF 464287721   14,319,119 131,525 SH   SOLE 0 0 0 131,525
ISHARES TR JPMORGAN USD EMG 464288281   5,663,009 65,438 SH   SOLE 0 0 0 65,438
ISHARES TR ESG AWR MSCI USA 46435G425   19,706,741 202,203 SH   SOLE 0 0 0 202,203
ISHARES TR USD INV GRDE ETF 464288620   1,363,400 27,219 SH   SOLE 0 0 0 27,219
ISHARES TR ESG AWARE MSCI 46435U663   545,516 15,358 SH   SOLE 0 0 0 15,358
ISHARES TR CORE MSCI EAFE 46432F842   33,099,164 490,358 SH   SOLE 0 0 0 490,358
ISHARES TR RUS 1000 GRW ETF 464287614   724,859 2,634 SH   SOLE 0 0 0 2,634
ISHARES TR MSCI EMG MKT ETF 464287234   487,270 12,317 SH   SOLE 0 0 0 12,317
ISHARES TR MBS ETF 464288588   655,153 7,025 SH   SOLE 0 0 0 7,025
ISHARES TR ESG AWRE USD ETF 46435G193   204,433 8,990 SH   SOLE 0 0 0 8,990
ISHARES TR MSCI EAFE ETF 464287465   436,419 6,020 SH   SOLE 0 0 0 6,020
ISHARES TR EAFE VALUE ETF 464288877   487,687 9,965 SH   SOLE 0 0 0 9,965
ISHARES TR EAFE GRWTH ETF 464288885   2,878,553 30,170 SH   SOLE 0 0 0 30,170
ISHARES TR US INFRASTRUC 46435U713   4,863,363 124,446 SH   SOLE 0 0 0 124,446
ISHARES TR MSCI USA MMENTM 46432F396   7,450,777 51,652 SH   SOLE 0 0 0 51,652
ISHARES TR CORE S&P500 ETF 464287200   12,784,263 28,683 SH   SOLE 0 0 0 28,683
ISHARES TR CORE HIGH DV ETF 46429B663   1,175,514 11,663 SH   SOLE 0 0 0 11,663
ISHARES TR GLOBAL TECH ETF 464287291   1,695,765 27,267 SH   SOLE 0 0 0 27,267
ISHARES TR 0-5YR HI YL CP 46434V407   3,621,984 87,382 SH   SOLE 0 0 0 87,382
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   1,512,662 58,224 SH   SOLE 0 0 0 58,224
JOHNSON & JOHNSON COM 478160104   546,339 3,301 SH   SOLE 0 0 0 3,301
MICROSOFT CORP COM 594918104   1,392,599 4,089 SH   SOLE 0 0 0 4,089
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,906,910 23,493 SH   SOLE 0 0 0 23,493
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   235,590 7,240 SH   SOLE 0 0 0 7,240
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   12,548,603 364,997 SH   SOLE 0 0 0 364,997
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,460,662 3,295 SH   SOLE 0 0 0 3,295
SPDR SER TR PORTFLI TIPS ETF 78464A656   779,309 30,159 SH   SOLE 0 0 0 30,159
SPDR SER TR PORTFLI HIGH YLD 78468R606   478,673 20,958 SH   SOLE 0 0 0 20,958
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,086,903 38,420 SH   SOLE 0 0 0 38,420
TESLA INC COM 88160R101   384,017 1,467 SH   SOLE 0 0 0 1,467
UNITED PARCEL SERVICE INC CL B 911312106   310,358 1,731 SH   SOLE 0 0 0 1,731
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   62,354,117 857,809 SH   SOLE 0 0 0 857,809
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,979,994 45,151 SH   SOLE 0 0 0 45,151
VANGUARD INDEX FDS VALUE ETF 922908744   2,458,678 17,302 SH   SOLE 0 0 0 17,302
VANGUARD INDEX FDS GROWTH ETF 922908736   4,743,710 16,765 SH   SOLE 0 0 0 16,765
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   101,109,396 248,255 SH   SOLE 0 0 0 248,255
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,514,332 61,808 SH   SOLE 0 0 0 61,808
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   22,350,659 485,990 SH   SOLE 0 0 0 485,990
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,177,899 7,252 SH   SOLE 0 0 0 7,252
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,968,023 194,197 SH   SOLE 0 0 0 194,197