The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   549,452 3,400 SH   SOLE 0 0 0 3,400
ALPHABET INC CAP STK CL A 02079K305   439,385 4,980 SH   SOLE 0 0 0 4,980
ALPHABET INC CAP STK CL C 02079K107   393,961 4,440 SH   SOLE 0 0 0 4,440
ANALOG DEVICES INC COM 032654105   382,154 2,330 SH   SOLE 0 0 0 2,330
APPLE INC COM 037833100   8,037,968 61,864 SH   SOLE 0 0 0 61,864
BOEING CO COM 097023105   262,795 1,380 SH   SOLE 0 0 0 1,380
BRISTOL-MYERS SQUIBB CO COM 110122108   264,337 3,674 SH   SOLE 0 0 0 3,674
CHEVRON CORP NEW COM 166764100   529,033 2,947 SH   SOLE 0 0 0 2,947
CISCO SYS INC COM 17275R102   238,648 5,009 SH   SOLE 0 0 0 5,009
EXXON MOBIL CORP COM 30231G102   452,001 4,098 SH   SOLE 0 0 0 4,098
HOME DEPOT INC COM 437076102   228,136 722 SH   SOLE 0 0 0 722
INTEL CORP COM 458140100   248,504 9,402 SH   SOLE 0 0 0 9,402
INTERNATIONAL BUSINESS MACHS COM 459200101   299,825 2,128 SH   SOLE 0 0 0 2,128
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   396,583 1,437 SH   SOLE 0 0 0 1,437
INVESCO QQQ TR UNIT SER 1 46090E103   255,221 958 SH   SOLE 0 0 0 958
ISHARES INC ESG AWR MSCI EM 46434G863   214,038 7,118 SH   SOLE 0 0 0 7,118
ISHARES INC MSCI EMERG MRKT 464286533   1,555,842 29,328 SH   SOLE 0 0 0 29,328
ISHARES INC CORE MSCI EMKT 46434G103   4,473,573 95,794 SH   SOLE 0 0 0 95,794
ISHARES TR MSCI KLD400 SOC 464288570   664,273 9,253 SH   SOLE 0 0 0 9,253
ISHARES TR CORE TOTAL USD 46434V613   6,204,641 138,096 SH   SOLE 0 0 0 138,096
ISHARES TR CORE MSCI TOTAL 46432F834   2,941,300 50,817 SH   SOLE 0 0 0 50,817
ISHARES TR ESG ADV TTL USD 46436E619   621,268 14,722 SH   SOLE 0 0 0 14,722
ISHARES TR US TREAS BD ETF 46429B267   9,756,970 429,444 SH   SOLE 0 0 0 429,444
ISHARES TR U.S. MED DVC ETF 464288810   687,078 13,070 SH   SOLE 0 0 0 13,070
ISHARES TR TIPS BD ETF 464287176   2,407,176 22,615 SH   SOLE 0 0 0 22,615
ISHARES TR 10-20 YR TRS ETF 464288653   8,256,892 76,325 SH   SOLE 0 0 0 76,325
ISHARES TR MSCI USA QLT FCT 46432F339   11,289,612 99,066 SH   SOLE 0 0 0 99,066
ISHARES TR MSCI USA SZE FT 46432F370   7,109,820 62,516 SH   SOLE 0 0 0 62,516
ISHARES TR MSCI USA VALUE 46432F388   2,777,455 30,475 SH   SOLE 0 0 0 30,475
ISHARES TR U.S. TECH ETF 464287721   8,727,011 117,157 SH   SOLE 0 0 0 117,157
ISHARES TR MSCI USA MIN VOL 46429B697   7,647,700 106,071 SH   SOLE 0 0 0 106,071
ISHARES TR INTL SEL DIV ETF 464288448   950,777 35,007 SH   SOLE 0 0 0 35,007
ISHARES TR ESG AW MSCI EAFE 46435G516   342,374 5,208 SH   SOLE 0 0 0 5,208
ISHARES TR ESG MSCI USA ETF 46436E767   550,439 17,953 SH   SOLE 0 0 0 17,953
ISHARES TR ESG AWARE MSCI 46435U663   360,200 10,955 SH   SOLE 0 0 0 10,955
ISHARES TR S&P 500 GRWT ETF 464287309   963,527 16,471 SH   SOLE 0 0 0 16,471
ISHARES TR RUS 1000 ETF 464287622   1,326,071 6,299 SH   SOLE 0 0 0 6,299
ISHARES TR ESG AWR MSCI USA 46435G425   18,953,105 223,635 SH   SOLE 0 0 0 223,635
ISHARES TR 3 7 YR TREAS BD 464288661   5,572,477 48,503 SH   SOLE 0 0 0 48,503
ISHARES TR IBOXX INV CP ETF 464287242   642,666 6,096 SH   SOLE 0 0 0 6,096
ISHARES TR ESG EAFE ETF 46436E759   339,893 6,263 SH   SOLE 0 0 0 6,263
ISHARES TR CORE S&P TTL STK 464287150   13,108,868 154,586 SH   SOLE 0 0 0 154,586
ISHARES TR MSCI EAFE ETF 464287465   395,359 6,023 SH   SOLE 0 0 0 6,023
ISHARES TR EAFE VALUE ETF 464288877   460,869 10,045 SH   SOLE 0 0 0 10,045
ISHARES TR US INFRASTRUC 46435U713   4,433,847 122,279 SH   SOLE 0 0 0 122,279
ISHARES TR CORE S&P500 ETF 464287200   12,566,263 32,707 SH   SOLE 0 0 0 32,707
ISHARES TR GLOBAL TECH ETF 464287291   2,527,967 56,390 SH   SOLE 0 0 0 56,390
ISHARES TR MBS ETF 464288588   795,557 8,577 SH   SOLE 0 0 0 8,577
ISHARES TR RUS 1000 GRW ETF 464287614   861,376 4,021 SH   SOLE 0 0 0 4,021
ISHARES TR MSCI EMG MKT ETF 464287234   549,429 14,497 SH   SOLE 0 0 0 14,497
ISHARES TR CORE MSCI EAFE 46432F842   27,754,953 450,275 SH   SOLE 0 0 0 450,275
ISHARES TR FALN ANGLS USD 46435G474   513,169 20,852 SH   SOLE 0 0 0 20,852
ISHARES TR EAFE GRWTH ETF 464288885   3,243,737 38,727 SH   SOLE 0 0 0 38,727
ISHARES TR MSCI USA MMENTM 46432F396   6,227,477 42,674 SH   SOLE 0 0 0 42,674
ISHARES TR CORE HIGH DV ETF 46429B663   2,542,305 24,389 SH   SOLE 0 0 0 24,389
ISHARES TR 0-5YR HI YL CP 46434V407   10,854,418 265,454 SH   SOLE 0 0 0 265,454
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   534,711 10,853 SH   SOLE 0 0 0 10,853
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   2,914,748 103,397 SH   SOLE 0 0 0 103,397
JOHNSON & JOHNSON COM 478160104   525,563 2,975 SH   SOLE 0 0 0 2,975
MICROSOFT CORP COM 594918104   1,974,587 8,234 SH   SOLE 0 0 0 8,234
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,561,368 52,148 SH   SOLE 0 0 0 52,148
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   8,582,971 260,406 SH   SOLE 0 0 0 260,406
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   214,956 7,240 SH   SOLE 0 0 0 7,240
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,620,807 4,238 SH   SOLE 0 0 0 4,238
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,260,437 48,930 SH   SOLE 0 0 0 48,930
SPDR SER TR PORTFLI HIGH YLD 78468R606   656,629 29,393 SH   SOLE 0 0 0 29,393
SPDR SER TR PORTFLI INTRMDIT 78464A672   2,437,699 86,321 SH   SOLE 0 0 0 86,321
TESLA INC COM 88160R101   573,896 4,659 SH   SOLE 0 0 0 4,659
UNITED PARCEL SERVICE INC CL B 911312106   490,652 2,822 SH   SOLE 0 0 0 2,822
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   50,915,114 708,729 SH   SOLE 0 0 0 708,729
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,811,612 53,458 SH   SOLE 0 0 0 53,458
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   84,260,626 239,826 SH   SOLE 0 0 0 239,826
VANGUARD INDEX FDS VALUE ETF 922908744   2,926,845 20,851 SH   SOLE 0 0 0 20,851
VANGUARD INDEX FDS GROWTH ETF 922908736   6,348,595 29,790 SH   SOLE 0 0 0 29,790
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   211,666 4,222 SH   SOLE 0 0 0 4,222
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,319,850 85,168 SH   SOLE 0 0 0 85,168
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   14,312,798 314,429 SH   SOLE 0 0 0 314,429
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,598,137 10,524 SH   SOLE 0 0 0 10,524
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,177,577 218,670 SH   SOLE 0 0 0 218,670
WP CAREY INC COM 92936U109   277,035 3,545 SH   SOLE 0 0 0 3,545