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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares ISHARES MSCI JAPAN ETF 46434G822 270 4,923 SH   SOLE   4,923 0 0
iShares ISHARES 7-10 YEAR TREASURY B 464287440 633 5,192 SH   SOLE   5,192 0 0
iShares ISHARES CORE MSCI EMERGING 46434G103 984 20,671 SH   SOLE   20,671 0 0
iShares ISHARES CORE S&P TOTAL U.S. 464287150 1,567 22,560 SH   SOLE   22,560 0 0
iShares ISHARES JP MORGAN EM LOCAL C 464286517 224 5,503 SH   SOLE   5,503 0 0
iShares ISHARES IBOXX INVESTMENT GRA 464287242 14,407 107,112 SH   SOLE   107,112 0 0
iShares ISHARES GLOBAL REIT ETF 46434V647 1,167 55,900 SH   SOLE   55,900 0 0
iShares ISHARES TIPS BOND ETF 464287176 9,048 73,562 SH   SOLE   73,562 0 0
Vanguard VANGUARD TOTAL STOCK MKT ETF 922908769 73,327 468,456 SH   SOLE   468,456 0 0
Vanguard VANGUARD FTSE EMERGING MARKE 922042858 5,894 148,805 SH   SOLE   148,805 0 0