The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 2,171 16,781 SH   SOLE NONE 0 0 16,781
ABBVIE INC COM 00287Y109 4,067 26,556 SH   SOLE NONE 0 0 26,556
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 2,041 933 SH   SOLE NONE 0 0 933
AMAZON.COM INC COM 023135106 1,572 14,805 SH   SOLE NONE 0 0 14,805
AMGEN INC COM 031162100 234 963 SH   SOLE NONE 0 0 963
APPLE INC COM 037833100 17,556 128,413 SH   SOLE NONE 0 0 128,413
APPLIED MATLS INC COM COM 038222105 255 2,808 SH   SOLE NONE 0 0 2,808
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 4,477 16,399 SH   SOLE NONE 0 0 16,399
BK OF AMERICA CORP COM COM 060505104 214 6,896 SH   SOLE NONE 0 0 6,896
BLACKROCK ULTRA SHORT-TERM BOND ETF BLACKROCK ULTRA 46434V878 389 7,774 SH   SOLE NONE 0 0 7,774
CHEVRON CORP NEW COM COM 166764100 682 4,715 SH   SOLE NONE 0 0 4,715
CISCO SYS INC COM 17275R102 556 13,047 SH   SOLE NONE 0 0 13,047
CITIGROUP INC COM NEW 172967424 2,197 47,792 SH   SOLE NONE 0 0 47,792
COSTCO WHOLESALE CORP COM 22160K105 5,435 11,340 SH   SOLE NONE 0 0 11,340
DISNEY WALT CO COM COM 254687106 723 7,663 SH   SOLE NONE 0 0 7,663
FINANCIAL SELECT SECTOR SPDR FUND ETF FINANCIAL 81369Y605 1,423 45,273 SH   SOLE NONE 0 0 45,273
FLEXSHARES IBOXX 3-YEAR TARGET DURATION TIPS INDEX FUND IBOXX 3R TARGT 33939L506 268 10,807 SH   SOLE NONE 0 0 10,807
FLEXSHARES MORNINGSTAR US MARKET FACTORS TILT INDEX FUND MORNSTAR USMKT 33939L100 205 1,415 SH   SOLE NONE 0 0 1,415
GOOGLE INC CAP STK CL A 02079K305 5,360 2,460 SH   SOLE NONE 0 0 2,460
HONEYWELL INTL INC COM 438516106 401 2,308 SH   SOLE NONE 0 0 2,308
ILLUMINA INC COM 452327109 235 1,276 SH   SOLE NONE 0 0 1,276
INTEL CORP COM COM 458140100 358 9,590 SH   SOLE NONE 0 0 9,590
ISHARES CORE MSCI EMERGING MKTS CORE MSCI EMKT 46434G103 245 5,003 SH   SOLE NONE 0 0 5,003
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 8,695 38,438 SH   SOLE NONE 0 0 38,438
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 215 2,333 SH   SOLE NONE 0 0 2,333
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226 612 6,020 SH   SOLE NONE 0 0 6,020
ISHARES GLOBAL HEALTHCARE ETF GLOB HLTHCRE ETF 464287325 4,887 60,236 SH   SOLE NONE 0 0 60,236
ISHARES GROWTH ALLOCATION FUND GRWT ALLOCAT ETF 464289867 216 4,517 SH   SOLE NONE 0 0 4,517
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 3,918 97,721 SH   SOLE NONE 0 0 97,721
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556 3,341 28,406 SH   SOLE NONE 0 0 28,406
ISHARES NORTH AMERICAN TECHNOLOGY ETF EXPND TEC SC ETF 464287549 1,632 5,546 SH   SOLE NONE 0 0 5,546
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 297 1,362 SH   SOLE NONE 0 0 1,362
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 905 2,389 SH   SOLE NONE 0 0 2,389
ISHARES TR DOW JONES U S TOTAL MKT INDEX DOW JONES US ETF 464287846 201 2,179 SH   SOLE NONE 0 0 2,179
JOHNSON & JOHNSON COM COM 478160104 3,521 19,838 SH   SOLE NONE 0 0 19,838
JPMORGAN CHASE & CO COM COM 46625H100 2,552 22,667 SH   SOLE NONE 0 0 22,667
JPMORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332 871 15,710 SH   SOLE NONE 0 0 15,710
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 423 8,446 SH   SOLE NONE 0 0 8,446
MASTERCARD INC CL A 57636Q104 545 1,730 SH   SOLE NONE 0 0 1,730
MCDONALDS CORP COM COM 580135101 209 847 SH   SOLE NONE 0 0 847
META PLATFORMS INC CL A CL A 30303M102 1,556 9,654 SH   SOLE NONE 0 0 9,654
MICROSOFT CORP COM 594918104 2,017 7,853 SH   SOLE NONE 0 0 7,853
NUTANIX INC CL A CL A 67059N108 361 24,722 SH   SOLE NONE 0 0 24,722
NVIDIA CORP COM 67066G104 959 6,331 SH   SOLE NONE 0 0 6,331
ORACLE CORPORATION COM 68389X105 267 3,822 SH   SOLE NONE 0 0 3,822
PAYPAL HLDGS INC COM COM 70450Y103 532 7,631 SH   SOLE NONE 0 0 7,631
POWERSHARES QQQ TR UNIT SER 1 46090E103 12,276 43,800 SH   SOLE NONE 0 0 43,800
PROCTER AND GAMBLE CO COM COM 742718109 627 4,364 SH   SOLE NONE 0 0 4,364
ROKU INC COM CL A COM CL A 77543R102 204 2,495 SH   SOLE NONE 0 0 2,495
SALESFORCE COM COM 79466L302 209 1,271 SH   SOLE NONE 0 0 1,271
SCHWAB INTMEDIATE TERM US TREASURY ETF INT-TRM U.S TRES 808524854 209 4,058 SH   SOLE NONE 0 0 4,058
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862 300 6,110 SH   SOLE NONE 0 0 6,110
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 208 4,672 SH   SOLE NONE 0 0 4,672
SPDR DOW JONES INDUSTRIAL ETF UT SER 1 78467X109 993 3,229 SH   SOLE NONE 0 0 3,229
SPDR S&P 500 ETF TR UNIT 78462F103 12,529 33,213 SH   SOLE NONE 0 0 33,213
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 320 2,698 SH   SOLE NONE 0 0 2,698
SYNOPSYS INC COM COM 871607107 1,589 5,234 SH   SOLE NONE 0 0 5,234
TARGET CORP COM COM 87612E106 259 1,834 SH   SOLE NONE 0 0 1,834
TESLA MOTORS INC COM 88160R101 2,231 3,314 SH   SOLE NONE 0 0 3,314
UNITEDHEALTH GROUP COM 91324P102 269 524 SH   SOLE NONE 0 0 524
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 4,569 20,087 SH   SOLE NONE 0 0 20,087
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 10,681 74,451 SH   SOLE NONE 0 0 74,451
VANGUARD GROWTH ETF GROWTH ETF 922908736 294 1,321 SH   SOLE NONE 0 0 1,321
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406 228 2,242 SH   SOLE NONE 0 0 2,242
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 458 1,322 SH   SOLE NONE 0 0 1,322
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 6,832 38,799 SH   SOLE NONE 0 0 38,799
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 8,950 173,430 SH   SOLE NONE 0 0 173,430
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 14,518 76,971 SH   SOLE NONE 0 0 76,971
VISA INC COM CL A 92826C839 4,118 20,919 SH   SOLE NONE 0 0 20,919
WISDOMTREE CLOUD COMPUTING FUND CLOUD COMPUTNG 97717Y691 1,800 64,247 SH   SOLE NONE 0 0 64,247
WORKDAY INC COM CL A 98138H101 375 2,692 SH   SOLE NONE 0 0 2,692