The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 2,815 15,850 SH   SOLE NONE 0 0 15,850
ABBVIE INC COM 00287Y109 3,482 25,721 SH   SOLE NONE 0 0 25,721
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 5,573 1,926 SH   SOLE NONE 0 0 1,926
AMAZON.COM INC COM 023135106 1,943 583 SH   SOLE NONE 0 0 583
AMGEN INC COM 031162100 218 973 SH   SOLE NONE 0 0 973
APPLE INC COM 037833100 20,288 114,256 SH   SOLE NONE 0 0 114,256
APPLIED MATLS INC COM COM 038222105 439 2,790 SH   SOLE NONE 0 0 2,790
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 4,760 15,921 SH   SOLE NONE 0 0 15,921
BK OF AMERICA CORP COM COM 060505104 281 6,320 SH   SOLE NONE 0 0 6,320
BLACKROCK ULTRA SHORT-TERM BOND ETF BLACKROCK ULTRA 46434V878 223 4,441 SH   SOLE NONE 0 0 4,441
BROADCOM INC COM COM 11135F101 260 391 SH   SOLE NONE 0 0 391
CISCO SYS INC COM 17275R102 888 14,022 SH   SOLE NONE 0 0 14,022
CITIGROUP INC COM NEW 172967424 2,532 41,937 SH   SOLE NONE 0 0 41,937
COSTCO WHOLESALE CORP COM 22160K105 6,134 10,805 SH   SOLE NONE 0 0 10,805
DISNEY WALT CO COM COM 254687106 967 6,244 SH   SOLE NONE 0 0 6,244
FAIR ISAAC CORP COM COM 303250104 604 1,393 SH   SOLE NONE 0 0 1,393
FINANCIAL SELECT SECTOR SPDR FUND ETF FINANCIAL 81369Y605 1,760 45,083 SH   SOLE NONE 0 0 45,083
GOOGLE INC CAP STK CL A 02079K305 9,348 3,227 SH   SOLE NONE 0 0 3,227
HOME DEPOT COM 437076102 242 585 SH   SOLE NONE 0 0 585
HONEYWELL INTL INC COM 438516106 481 2,308 SH   SOLE NONE 0 0 2,308
ILLUMINA INC COM 452327109 521 1,371 SH   SOLE NONE 0 0 1,371
INTEL CORP COM COM 458140100 510 9,906 SH   SOLE NONE 0 0 9,906
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 10,256 36,230 SH   SOLE NONE 0 0 36,230
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226 440 3,861 SH   SOLE NONE 0 0 3,861
ISHARES GLOBAL HEALTHCARE ETF GLOB HLTHCRE ETF 464287325 5,231 57,913 SH   SOLE NONE 0 0 57,913
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 4,399 90,063 SH   SOLE NONE 0 0 90,063
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556 4,083 26,753 SH   SOLE NONE 0 0 26,753
ISHARES NORTH AMERICAN TECHNOLOGY ETF EXPND TEC SC ETF 464287549 2,492 5,677 SH   SOLE NONE 0 0 5,677
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 1,128 2,365 SH   SOLE NONE 0 0 2,365
ISHARES TR DOW JONES U S TOTAL MKT INDEX DOW JONES US ETF 464287846 258 2,192 SH   SOLE NONE 0 0 2,192
JOHNSON & JOHNSON COM COM 478160104 3,141 18,366 SH   SOLE NONE 0 0 18,366
JPMORGAN CHASE & CO COM COM 46625H100 3,017 19,053 SH   SOLE NONE 0 0 19,053
JPMORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332 227 3,607 SH   SOLE NONE 0 0 3,607
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 289 5,735 SH   SOLE NONE 0 0 5,735
MASTERCARD INC CL A 57636Q104 603 1,679 SH   SOLE NONE 0 0 1,679
META PLATFORMS INC CL A CL A 30303M102 2,711 8,061 SH   SOLE NONE 0 0 8,061
MICROSOFT CORP COM 594918104 2,215 6,587 SH   SOLE NONE 0 0 6,587
NETFLIX COM INC COM 64110L106 627 1,042 SH   SOLE NONE 0 0 1,042
NIKE INC CLASS B CL B 654106103 210 1,264 SH   SOLE NONE 0 0 1,264
NUTANIX INC CL A CL A 67059N108 787 24,722 SH   SOLE NONE 0 0 24,722
NVIDIA CORP COM 67066G104 1,599 5,437 SH   SOLE NONE 0 0 5,437
ORACLE CORPORATION COM 68389X105 300 3,447 SH   SOLE NONE 0 0 3,447
PAYPAL HLDGS INC COM COM 70450Y103 1,213 6,435 SH   SOLE NONE 0 0 6,435
PINTEREST INC CL A CL A 72352L106 292 8,060 SH   SOLE NONE 0 0 8,060
POWERSHARES QQQ TR UNIT SER 1 46090E103 16,246 40,836 SH   SOLE NONE 0 0 40,836
PROCTER AND GAMBLE CO COM COM 742718109 858 5,251 SH   SOLE NONE 0 0 5,251
QUALCOMM INC COM 747525103 286 1,564 SH   SOLE NONE 0 0 1,564
ROKU INC COM CL A COM CL A 77543R102 546 2,395 SH   SOLE NONE 0 0 2,395
SALESFORCE COM COM 79466L302 293 1,156 SH   SOLE NONE 0 0 1,156
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 266 2,338 SH   SOLE NONE 0 0 2,338
SPDR DOW JONES INDUSTRIAL ETF UT SER 1 78467X109 892 2,456 SH   SOLE NONE 0 0 2,456
SPDR S&P 500 ETF TR UNIT 78462F103 14,216 29,932 SH   SOLE NONE 0 0 29,932
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 349 2,707 SH   SOLE NONE 0 0 2,707
SYNOPSYS INC COM COM 871607107 2,107 5,720 SH   SOLE NONE 0 0 5,720
TARGET CORP COM COM 87612E106 299 1,293 SH   SOLE NONE 0 0 1,293
TESLA MOTORS INC COM 88160R101 2,942 2,784 SH   SOLE NONE 0 0 2,784
UNITEDHEALTH GROUP COM 91324P102 200 400 SH   SOLE NONE 0 0 400
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 6,704 19,679 SH   SOLE NONE 0 0 19,679
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 11,678 67,998 SH   SOLE NONE 0 0 67,998
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 253 4,959 SH   SOLE NONE 0 0 4,959
VANGUARD GROWTH ETF GROWTH ETF 922908736 398 1,243 SH   SOLE NONE 0 0 1,243
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 561 1,286 SH   SOLE NONE 0 0 1,286
VANGUARD S&P 500 GROWTH ETF 500 GRTH IDX F 921932505 213 708 SH   SOLE NONE 0 0 708
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 8,191 36,245 SH   SOLE NONE 0 0 36,245
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 10,433 164,124 SH   SOLE NONE 0 0 164,124
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 18,617 77,111 SH   SOLE NONE 0 0 77,111
VEEVA SYSTEMS INC COM CL A CL A COM 922475108 212 831 SH   SOLE NONE 0 0 831
VISA INC COM CL A 92826C839 4,232 19,530 SH   SOLE NONE 0 0 19,530
WISDOMTREE CLOUD COMPUTING FUND CLOUD COMPUTNG 97717Y691 3,680 70,974 SH   SOLE NONE 0 0 70,974
WORKDAY INC COM CL A 98138H101 769 2,815 SH   SOLE NONE 0 0 2,815