The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101 745 6,746 SH   SOLE   6,746 0 0
3M CO Common Stock 88579Y101 230 2,084 SH   OTR   2,084 0 0
ABBOTT LABS Common Stock 002824100 2,019 20,870 SH   SOLE   20,870 0 0
ABBOTT LABS Common Stock 002824100 170 1,760 SH   OTR   1,760 0 0
ABBVIE INC Common Stock 00287Y109 1,698 12,654 SH   SOLE   12,654 0 0
ABBVIE INC Common Stock 00287Y109 94 701 SH   OTR   701 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 803 3,119 SH   SOLE   3,119 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 163 633 SH   OTR   633 0 0
AFLAC INC Common Stock 001055102 745 13,253 SH   SOLE   13,253 0 0
AFLAC INC Common Stock 001055102 141 2,509 SH   OTR   2,509 0 0
ALPHABET INC Common Stock 02079K107 2,738 28,480 SH   SOLE   28,480 0 0
ALPHABET INC Common Stock 02079K107 358 3,720 SH   OTR   3,720 0 0
ALPHABET INC Common Stock 02079K305 1,676 17,520 SH   SOLE   17,520 0 0
ALPHABET INC Common Stock 02079K305 180 1,880 SH   OTR   1,880 0 0
ALTRIA GROUP INC Common Stock 02209S103 633 15,664 SH   SOLE   15,664 0 0
AMAZON COM INC Common Stock 023135106 1,550 13,720 SH   SOLE   13,720 0 0
AMAZON COM INC Common Stock 023135106 95 840 SH   OTR   840 0 0
AMERICAN EXPRESS CO Common Stock 025816109 359 2,663 SH   SOLE   2,663 0 0
AMERICAN EXPRESS CO Common Stock 025816109 36 270 SH   OTR   270 0 0
AMERICAN TOWER CORP NEW Common Stock 03027X100 226 1,052 SH   SOLE   1,052 0 0
AMERICAN WTR WKS CO INC NEW Common Stock 030420103 603 4,633 SH   SOLE   4,633 0 0
AMGEN INC Common Stock 031162100 1,074 4,764 SH   SOLE   4,764 0 0
APPLE INC Common Stock 037833100 9,111 65,923 SH   SOLE   65,923 0 0
APPLE INC Common Stock 037833100 729 5,272 SH   OTR   5,272 0 0
APPLIED MATLS INC Common Stock 038222105 21 262 SH   SOLE   262 0 0
APPLIED MATLS INC Common Stock 038222105 293 3,575 SH   OTR   3,575 0 0
AT&T INC Common Stock 00206R102 189 12,349 SH   SOLE   12,349 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 749 3,310 SH   SOLE   3,310 0 0
BAXTER INTL INC Common Stock 071813109 287 5,320 SH   SOLE   5,320 0 0
BAXTER INTL INC Common Stock 071813109 30 550 SH   OTR   550 0 0
BECTON DICKINSON & CO Common Stock 075887109 289 1,299 SH   SOLE   1,299 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 2,102 7,873 SH   SOLE   7,873 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 342 1,280 SH   OTR   1,280 0 0
BK OF AMERICA CORP Common Stock 060505104 360 11,907 SH   SOLE   11,907 0 0
BK OF AMERICA CORP Common Stock 060505104 36 1,200 SH   OTR   1,200 0 0
BLACKROCK INC Common Stock 09247X101 515 936 SH   SOLE   936 0 0
BLACKROCK INC Common Stock 09247X101 25 45 SH   OTR   45 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 451 6,350 SH   SOLE   6,350 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 21 300 SH   OTR   300 0 0
BROADCOM INC Common Stock 11135F101 206 463 SH   SOLE   463 0 0
CANADIAN PAC RY LTD Int'l Common Stock 13645T100 689 10,328 SH   SOLE   10,328 0 0
CATERPILLAR INC Common Stock 149123101 162 985 SH   SOLE   985 0 0
CATERPILLAR INC Common Stock 149123101 304 1,850 SH   OTR   1,850 0 0
CHEVRON CORP NEW Common Stock 166764100 3,058 21,287 SH   SOLE   21,287 0 0
CHEVRON CORP NEW Common Stock 166764100 478 3,327 SH   OTR   3,327 0 0
CISCO SYS INC Common Stock 17275R102 668 16,711 SH   SOLE   16,711 0 0
CISCO SYS INC Common Stock 17275R102 198 4,955 SH   OTR   4,955 0 0
CITIGROUP INC Common Stock 172967424 249 5,968 SH   SOLE   5,968 0 0
CITIGROUP INC Common Stock 172967424 21 508 SH   OTR   508 0 0
COCA COLA CO Common Stock 191216100 1,096 19,568 SH   SOLE   19,568 0 0
COCA COLA CO Common Stock 191216100 134 2,400 SH   OTR   2,400 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 374 6,504 SH   SOLE   6,504 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 14 250 SH   OTR   250 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 228 3,244 SH   SOLE   3,244 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 189 2,686 SH   OTR   2,686 0 0
COMCAST CORP NEW Common Stock 20030N101 204 6,967 SH   SOLE   6,967 0 0
COMCAST CORP NEW Common Stock 20030N101 48 1,650 SH   OTR   1,650 0 0
CONOCOPHILLIPS Common Stock 20825C104 498 4,868 SH   SOLE   4,868 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109 247 2,973 SH   SOLE   2,973 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 954 2,019 SH   SOLE   2,019 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 25 52 SH   OTR   52 0 0
CVS HEALTH CORP Common Stock 126650100 903 9,465 SH   SOLE   9,465 0 0
CVS HEALTH CORP Common Stock 126650100 70 738 SH   OTR   738 0 0
DANAHER CORPORATION Common Stock 235851102 2,428 9,400 SH   SOLE   9,400 0 0
DANAHER CORPORATION Common Stock 235851102 298 1,154 SH   OTR   1,154 0 0
DEERE & CO Common Stock 244199105 945 2,830 SH   SOLE   2,830 0 0
DEERE & CO Common Stock 244199105 572 1,713 SH   OTR   1,713 0 0
DISNEY WALT CO Common Stock 254687106 211 2,234 SH   SOLE   2,234 0 0
DOMINION ENERGY INC Common Stock 25746U109 557 8,062 SH   SOLE   8,062 0 0
DOMINION ENERGY INC Common Stock 25746U109 131 1,900 SH   OTR   1,900 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204 186 2,001 SH   SOLE   2,001 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204 47 500 SH   OTR   500 0 0
EATON CORP PLC Int'l Common Stock G29183103 294 2,207 SH   SOLE   2,207 0 0
EXELON CORP Common Stock 30161N101 360 9,620 SH   SOLE   9,620 0 0
EXXON MOBIL CORP Common Stock 30231G102 3,548 40,641 SH   SOLE   40,641 0 0
EXXON MOBIL CORP Common Stock 30231G102 841 9,637 SH   OTR   9,637 0 0
FISERV INC Common Stock 337738108 560 5,989 SH   SOLE   5,989 0 0
FISERV INC Common Stock 337738108 107 1,141 SH   OTR   1,141 0 0
FLEXSHARES TR Exchange Traded Fund 33939L407 7,954 211,603 SH   SOLE   211,522 0 81
FLEXSHARES TR Exchange Traded Fund 33939L407 431 11,459 SH   OTR   11,459 0 0
FLEXSHARES TR Exchange Traded Fund 33939L860 18,413 389,693 SH   SOLE   389,518 0 175
FLEXSHARES TR Exchange Traded Fund 33939L860 811 17,169 SH   OTR   17,169 0 0
FLEXSHARES TR Fixed Income ETF 33939L506 5,506 235,491 SH   SOLE   235,418 0 73
FLEXSHARES TR Fixed Income ETF 33939L506 101 4,321 SH   OTR   4,321 0 0
FLEXSHARES TR Fixed Income ETF 33939L605 4,584 195,907 SH   SOLE   195,835 0 72
FLEXSHARES TR Fixed Income ETF 33939L605 77 3,304 SH   OTR   3,304 0 0
FORTIVE CORP Common Stock 34959J108 302 5,173 SH   SOLE   5,173 0 0
FORTIVE CORP Common Stock 34959J108 23 399 SH   OTR   399 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109 565 3,300 SH   SOLE   3,300 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 292 1,377 SH   SOLE   1,377 0 0
GENERAL MLS INC Common Stock 370334104 321 4,187 SH   SOLE   4,187 0 0
HALLIBURTON CO Common Stock 406216101 417 16,932 SH   SOLE   16,932 0 0
HALLIBURTON CO Common Stock 406216101 90 3,639 SH   OTR   3,639 0 0
HCA HEALTHCARE INC Common Stock 40412C101 403 2,190 SH   SOLE   2,190 0 0
HCA HEALTHCARE INC Common Stock 40412C101 55 300 SH   OTR   300 0 0
HOME DEPOT INC Common Stock 437076102 352 1,275 SH   SOLE   1,275 0 0
HONEYWELL INTL INC Common Stock 438516106 766 4,585 SH   SOLE   4,585 0 0
INTEL CORP Common Stock 458140100 917 35,599 SH   SOLE   35,599 0 0
INTEL CORP Common Stock 458140100 82 3,200 SH   OTR   3,200 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 416 4,606 SH   SOLE   4,606 0 0
INVESCO ACTVELY MNGD ETC FD TR Common Stock 46090F100 416 25,720 SH   SOLE   25,720 0 0
ISHARES TR Exchange Traded Fund 464287150 423 5,324 SH   SOLE   5,324 0 0
ISHARES TR Exchange Traded Fund 464287507 1,191 5,432 SH   SOLE   5,432 0 0
ISHARES TR Exchange Traded Fund 464287507 259 1,180 SH   OTR   1,180 0 0
ISHARES TR Exchange Traded Fund 464287655 1,029 6,242 SH   SOLE   6,242 0 0
ISHARES TR Exchange Traded Fund 464287804 1,978 22,682 SH   SOLE   22,682 0 0
ISHARES TR Exchange Traded Fund 464287804 128 1,464 SH   OTR   1,464 0 0
ISHARES TR Fixed Income ETF 464287242 474 4,625 SH   SOLE   4,625 0 0
ISHARES TR International Equity ETF 464287465 481 8,579 SH   SOLE   8,579 0 0
JOHNSON & JOHNSON Common Stock 478160104 2,016 12,343 SH   SOLE   12,343 0 0
JOHNSON & JOHNSON Common Stock 478160104 167 1,025 SH   OTR   1,025 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 2,265 21,679 SH   SOLE   21,679 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 86 820 SH   OTR   820 0 0
LABORATORY CORP AMER HLDGS Common Stock 50540R409 205 1,000 SH   SOLE   1,000 0 0
LAM RESEARCH CORP Common Stock 512807108 206 564 SH   SOLE   564 0 0
LILLY ELI & CO Common Stock 532457108 1,199 3,709 SH   SOLE   3,709 0 0
LINDE PLC Int'l Common Stock G5494J103 342 1,270 SH   SOLE   1,270 0 0
LINDE PLC Int'l Common Stock G5494J103 27 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 208 539 SH   SOLE   539 0 0
LOWES COS INC Common Stock 548661107 2,128 11,332 SH   SOLE   11,332 0 0
LOWES COS INC Common Stock 548661107 733 3,902 SH   OTR   3,902 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102 585 3,921 SH   SOLE   3,921 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102 27 180 SH   OTR   180 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104 1,180 4,151 SH   SOLE   4,151 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104 71 250 SH   OTR   250 0 0
MCDONALDS CORP Common Stock 580135101 1,634 7,080 SH   SOLE   7,080 0 0
MCDONALDS CORP Common Stock 580135101 106 458 SH   OTR   458 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103 470 5,817 SH   SOLE   5,817 0 0
MERCK & CO INC Common Stock 58933Y105 895 10,393 SH   SOLE   10,393 0 0
MERCK & CO INC Common Stock 58933Y105 206 2,388 SH   OTR   2,388 0 0
META PLATFORMS INC Common Stock 30303M102 274 2,023 SH   SOLE   2,023 0 0
MICROSOFT CORP Common Stock 594918104 6,585 28,276 SH   SOLE   28,276 0 0
MICROSOFT CORP Common Stock 594918104 82 350 SH   OTR   350 0 0
MONDELEZ INTL INC Common Stock 609207105 370 6,751 SH   SOLE   6,751 0 0
NEXTERA ENERGY INC Common Stock 65339F101 946 12,069 SH   SOLE   12,069 0 0
NEXTERA ENERGY INC Common Stock 65339F101 467 5,960 SH   OTR   5,960 0 0
NIKE INC Common Stock 654106103 1,526 18,365 SH   SOLE   18,365 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 846 4,033 SH   SOLE   4,033 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 42 200 SH   OTR   200 0 0
NUCOR CORP Common Stock 670346105 295 2,761 SH   SOLE   2,761 0 0
NUCOR CORP Common Stock 670346105 136 1,267 SH   OTR   1,267 0 0
ORACLE CORP Common Stock 68389X105 529 8,655 SH   SOLE   8,655 0 0
ORACLE CORP Common Stock 68389X105 44 720 SH   OTR   720 0 0
PALO ALTO NETWORKS INC Common Stock 697435105 331 2,019 SH   SOLE   2,019 0 0
PEPSICO INC Common Stock 713448108 2,096 12,836 SH   SOLE   12,836 0 0
PEPSICO INC Common Stock 713448108 400 2,450 SH   OTR   2,450 0 0
PFIZER INC Common Stock 717081103 1,748 39,940 SH   SOLE   39,940 0 0
PFIZER INC Common Stock 717081103 284 6,500 SH   OTR   6,500 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 515 6,204 SH   SOLE   6,204 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 16 190 SH   OTR   190 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 1,467 11,621 SH   SOLE   11,621 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 560 4,438 SH   OTR   4,438 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 785 9,594 SH   SOLE   9,594 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 55 675 SH   OTR   675 0 0
SABINE RTY TR Common Stock 785688102 1,708 24,024 SH   SOLE   24,024 0 0
SALESFORCE INC Common Stock 79466L302 1,263 8,784 SH   SOLE   8,784 0 0
SALESFORCE INC Common Stock 79466L302 41 284 SH   OTR   284 0 0
SCHLUMBERGER LTD Int'l Common Stock 806857108 341 9,510 SH   SOLE   9,510 0 0
SOUTHERN CO Common Stock 842587107 137 2,012 SH   SOLE   2,012 0 0
SOUTHERN CO Common Stock 842587107 68 1,000 SH   OTR   1,000 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103 2,982 8,350 SH   SOLE   8,350 0 0
SPDR S&P MIDCAP 400 ETF TR Exchange Traded Fund 78467Y107 621 1,545 SH   SOLE   1,545 0 0
STARBUCKS CORP Common Stock 855244109 1,510 17,923 SH   SOLE   17,923 0 0
STARBUCKS CORP Common Stock 855244109 66 780 SH   OTR   780 0 0
SYSCO CORP Common Stock 871829107 81 1,139 SH   SOLE   1,139 0 0
SYSCO CORP Common Stock 871829107 122 1,725 SH   OTR   1,725 0 0
TARGET CORP Common Stock 87612E106 235 1,582 SH   SOLE   1,582 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 553 1,090 SH   SOLE   1,090 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 51 100 SH   OTR   100 0 0
UNION PAC CORP Common Stock 907818108 881 4,524 SH   SOLE   4,524 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 737 4,563 SH   SOLE   4,563 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 105 650 SH   OTR   650 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 723 1,432 SH   SOLE   1,432 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 56 110 SH   OTR   110 0 0
US BANCORP DEL Common Stock 902973304 582 14,431 SH   SOLE   14,431 0 0
US BANCORP DEL Common Stock 902973304 35 867 SH   OTR   867 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908629 1,585 8,433 SH   SOLE   8,433 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908744 280 2,264 SH   SOLE   2,264 0 0
VANGUARD INTL EQUITY INDEX FDS Exchange Traded Fund 922042858 310 8,504 SH   SOLE   8,504 0 0
VANGUARD TAX-MANAGED FDS International Equity ETF 921943858 327 8,983 SH   SOLE   8,983 0 0
VANGUARD WHITEHALL FDS Exchange Traded Fund 921946406 1,783 18,793 SH   SOLE   18,793 0 0
VANGUARD WHITEHALL FDS Exchange Traded Fund 921946406 439 4,630 SH   OTR   4,630 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 873 22,980 SH   SOLE   22,980 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 93 2,450 SH   OTR   2,450 0 0
VISA INC Common Stock 92826C839 248 1,395 SH   SOLE   1,395 0 0
VISA INC Common Stock 92826C839 22 126 SH   OTR   126 0 0
WASTE MGMT INC DEL Common Stock 94106L109 1,023 6,384 SH   SOLE   6,384 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 193 1,842 SH   SOLE   1,842 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 13 120 SH   OTR   120 0 0
ZOETIS INC Common Stock 98978V103 243 1,640 SH   SOLE   1,640 0 0