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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   366,800 3,232 SH   SOLE   3,232 0 0
ALPHABET INC CAP STK CL A 02079K305   388,067 3,242 SH   SOLE   3,242 0 0
APPLE INC COM 037833100   366,797 1,891 SH   SOLE   1,891 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,494,380 13,180 SH   SOLE   13,180 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,512,862 71,045 SH   SOLE   71,045 0 0
GLOBAL PMTS INC COM 37940X102   1,603,709 16,278 SH   SOLE   16,278 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,218,695 24,725 SH   SOLE   24,725 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   6,469,416 66,285 SH   SOLE   66,285 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   10,738,816 76,270 SH   SOLE   76,270 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   4,386,569 27,793 SH   SOLE   27,793 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,175,119 42,625 SH   SOLE   42,625 0 0
ISHARES TR MSCI EAFE ETF 464287465   326,250 4,500 SH   SOLE   4,500 0 0
ISHARES TR TIPS BD ETF 464287176   4,538,874 42,175 SH   SOLE   42,175 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   668,330 24,580 SH   SOLE   24,580 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,511,018 9,125 SH   SOLE   9,125 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   9,627,536 39,675 SH   SOLE   39,675 0 0
ISHARES TR RUS 1000 ETF 464287622   2,247,283 9,220 SH   SOLE   9,220 0 0
ISHARES TR CORE S&P SCP ETF 464287804   640,152 6,424 SH   SOLE   6,424 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   14,138,323 75,497 SH   SOLE   75,497 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   230,437 5,825 SH   SOLE   5,825 0 0
JPMORGAN CHASE & CO COM 46625H100   626,846 4,310 SH   SOLE   4,310 0 0
LANDS END INC NEW COM 51509F105   85,360 11,000 SH   SOLE   11,000 0 0
MICROSOFT CORP COM 594918104   278,902 819 SH   SOLE   819 0 0
ONCONOVA THERAPEUTICS INC COM NEW 68232V801   19,733 16,723 SH   SOLE   16,723 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   263,485 3,927 SH   SOLE   3,927 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   324,686 16,625 SH   SOLE   16,625 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,238,344 66,400 SH   SOLE   66,400 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   268,300 2,500 SH   SOLE   2,500 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,552,941 11,700 SH   SOLE   11,700 0 0
SPDR GOLD TR GOLD SHS 78463V107   499,156 2,800 SH   SOLE   2,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,385,647 25,685 SH   SOLE   25,685 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,469,978 17,668 SH   SOLE   17,668 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,985,436 24,355 SH   SOLE   24,355 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   807,103 8,770 SH   SOLE   8,770 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,743,702 23,074 SH   SOLE   23,074 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   236,024 3,247 SH   SOLE   3,247 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   417,800 5,000 SH   SOLE   5,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   38,506,695 94,546 SH   SOLE   94,546 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   264,336 1,200 SH   SOLE   1,200 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,999,376 10,600 SH   SOLE   10,600 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,477,187 24,470 SH   SOLE   24,470 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   11,959,808 219,809 SH   SOLE   219,809 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,728,973 91,666 SH   SOLE   91,666 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,273,298 28,765 SH   SOLE   28,765 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,449,093 182,960 SH   SOLE   182,960 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   291,675 1,500 SH   SOLE   1,500 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   563,754 1,275 SH   SOLE   1,275 0 0