The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   11,352,270 124,463 SH   SOLE   0 0 124,463
ADVANCED MICRO DEVICES INC COM 007903107   294,912 3,009 SH   SOLE   0 0 3,009
ALPHABET INC CAP STK CL C 02079K107   341,120 3,280 SH   SOLE   0 0 3,280
ALPHABET INC CAP STK CL A 02079K305   1,116,550 10,764 SH   SOLE   0 0 10,764
AMAZON COM INC COM 023135106   571,194 5,530 SH   SOLE   0 0 5,530
APOLLO SR FLOATING RATE FD I COM 037636107   941,314 74,530 SH   SOLE   0 0 74,530
APPLE INC COM 037833100   3,053,402 18,517 SH   SOLE   0 0 18,517
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   321,121 1,040 SH   SOLE   0 0 1,040
BILL HOLDINGS INC COM 090043100   1,217,100 15,000 SH   SOLE   0 0 15,000
BLACKROCK FLOATING RATE INCO COM 09255X100   136,083 11,631 SH   SOLE   0 0 11,631
BROADCOM INC COM 11135F101   404,170 630 SH   SOLE   0 0 630
CATALENT INC COM 148806102   278,610 4,240 SH   SOLE   0 0 4,240
CHEVRON CORP NEW COM 166764100   315,207 1,932 SH   SOLE   0 0 1,932
CHIPOTLE MEXICAN GRILL INC COM 169656105   276,743 162 SH   SOLE   0 0 162
COHERENT CORP COM 19247G107   350,031 9,192 SH   SOLE   0 0 9,192
COPART INC COM 217204106   792,112 10,532 SH   SOLE   0 0 10,532
COSTCO WHSL CORP NEW COM 22160K105   548,048 1,103 SH   SOLE   0 0 1,103
DIAMONDBACK ENERGY INC COM 25278X109   356,443 2,637 SH   SOLE   0 0 2,637
DISNEY WALT CO COM 254687106   298,304 2,979 SH   SOLE   0 0 2,979
ETF SER SOLUTIONS US GLB JETS 26922A842   361,403 19,399 SH   SOLE   0 0 19,399
ELECTRONIC ARTS INC COM 285512109   290,405 2,411 SH   SOLE   0 0 2,411
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   429,230 34,421 SH   SOLE   0 0 34,421
ENPHASE ENERGY INC COM 29355A107   290,607 1,382 SH   SOLE   0 0 1,382
FLEXSHARES TR HIG YLD VL ETF 33939L662   868,404 21,321 SH   SOLE   0 0 21,321
FLEXSHARES TR CR SCD US BD 33939L761   244,691 5,159 SH   SOLE   0 0 5,159
FORGEROCK INC CL A 34631B101   494,544 24,007 SH   SOLE   0 0 24,007
HOME DEPOT INC COM 437076102   699,357 2,370 SH   SOLE   0 0 2,370
INGERSOLL RAND INC COM 45687V106   481,963 8,284 SH   SOLE   0 0 8,284
INVESCO QQQ TR UNIT SER 1 46090E103   312,586 974 SH   SOLE   0 0 974
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   1,242,205 52,458 SH   SOLE   0 0 52,458
ISHARES INC JP MRGN EM HI BD 464286285   388,591 11,027 SH   SOLE   0 0 11,027
ISHARES TR CORE US AGGBD ET 464287226   4,071,294 40,860 SH   SOLE   0 0 40,860
ISHARES TR MSCI EMG MKT ETF 464287234   4,626,527 117,246 SH   SOLE   0 0 117,246
ISHARES TR IBOXX INV CP ETF 464287242   539,369 4,921 SH   SOLE   0 0 4,921
ISHARES TR 20 YR TR BD ETF 464287432   339,533 3,192 SH   SOLE   0 0 3,192
ISHARES TR MSCI EAFE ETF 464287465   8,325,441 116,407 SH   SOLE   0 0 116,407
ISHARES TR CORE S&P MCP ETF 464287507   263,919 1,055 SH   SOLE   0 0 1,055
ISHARES TR RUS 1000 VAL ETF 464287598   10,709,900 70,340 SH   SOLE   0 0 70,340
ISHARES TR RUS 1000 GRW ETF 464287614   3,137,896 12,843 SH   SOLE   0 0 12,843
ISHARES TR RUSSELL 2000 ETF 464287655   5,323,114 29,838 SH   SOLE   0 0 29,838
ISHARES TR JPMORGAN USD EMG 464288281   368,329 4,269 SH   SOLE   0 0 4,269
ISHARES TR CALIF MUN BD ETF 464288356   761,619 13,264 SH   SOLE   0 0 13,264
ISHARES TR NATIONAL MUN ETF 464288414   5,966,986 55,383 SH   SOLE   0 0 55,383
ISHARES TR CORE HIGH DV ETF 46429B663   531,987 5,233 SH   SOLE   0 0 5,233
ISHARES TR 0-5YR HI YL CP 46434V407   421,468 10,112 SH   SOLE   0 0 10,112
ISHARES TR FALN ANGLS USD 46435G474   812,885 32,168 SH   SOLE   0 0 32,168
ISHARES TR US INFRASTRUC 46435U713   388,837 10,419 SH   SOLE   0 0 10,419
JPMORGAN CHASE & CO COM 46625H100   1,550,428 11,898 SH   SOLE   0 0 11,898
JOHNSON & JOHNSON COM 478160104   216,225 1,395 SH   SOLE   0 0 1,395
KINDER MORGAN INC DEL COM 49456B101   211,118 12,057 SH   SOLE   0 0 12,057
KRANESHARES TR KFA MOUNT LUCAS 500767652   4,758,544 161,416 SH   SOLE   0 0 161,416
LAUDER ESTEE COS INC CL A 518439104   249,418 1,012 SH   SOLE   0 0 1,012
LIQUIDITY SVCS INC COM 53635B107   370,801 28,155 SH   SOLE   0 0 28,155
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   8,398,616 319,339 SH   SOLE   0 0 319,339
MAMAMANCINI S HLDGS INC COM 56146T103   46,020 24,221 SH   SOLE   0 0 24,221
MASTERCARD INCORPORATED CL A 57636Q104   349,600 962 SH   SOLE   0 0 962
MERCK & CO INC COM 58933Y105   506,316 4,759 SH   SOLE   0 0 4,759
MICROSOFT CORP COM 594918104   2,197,711 7,623 SH   SOLE   0 0 7,623
MODERNA INC COM 60770K107   325,282 2,118 SH   SOLE   0 0 2,118
NVIDIA CORPORATION COM 67066G104   836,643 3,012 SH   SOLE   0 0 3,012
PACWEST BANCORP DEL COM 695263103   291,219 29,930 SH   SOLE   0 0 29,930
PALO ALTO NETWORKS INC COM 697435105   761,009 3,810 SH   SOLE   0 0 3,810
PENNYMAC FINL SVCS INC NEW COM 70932M107   460,487 7,725 SH   SOLE   0 0 7,725
PFIZER INC COM 717081103   343,067 8,409 SH   SOLE   0 0 8,409
PIMCO ETF TR INTER MUN BD ACT 72201R866   772,089 14,774 SH   SOLE   0 0 14,774
PIONEER NAT RES CO COM 723787107   371,528 1,819 SH   SOLE   0 0 1,819
PROCTER AND GAMBLE CO COM 742718109   464,703 3,125 SH   SOLE   0 0 3,125
PROLOGIS INC. COM 74340W103   272,373 2,183 SH   SOLE   0 0 2,183
PROSHARES TR INVT INT RT HG 74347B607   543,969 7,573 SH   SOLE   0 0 7,573
PRUDENTIAL FINL INC COM 744320102   267,664 3,235 SH   SOLE   0 0 3,235
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,119,152 14,947 SH   SOLE   0 0 14,947
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,611,094 38,859 SH   SOLE   0 0 38,859
SPDR SER TR BLOOMBERG SHT TE 78468R408   895,383 36,046 SH   SOLE   0 0 36,046
SALESFORCE INC COM 79466L302   369,793 1,851 SH   SOLE   0 0 1,851
SAREPTA THERAPEUTICS INC COM 803607100   549,390 3,986 SH   SOLE   0 0 3,986
SCHWAB CHARLES CORP COM 808513105   464,296 8,864 SH   SOLE   0 0 8,864
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,747,040 78,308 SH   SOLE   0 0 78,308
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   24,836,132 381,098 SH   SOLE   0 0 381,098
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   28,634,215 436,630 SH   SOLE   0 0 436,630
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   8,928,293 212,933 SH   SOLE   0 0 212,933
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   9,610,744 391,955 SH   SOLE   0 0 391,955
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   702,691 9,605 SH   SOLE   0 0 9,605
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,111,000 434,224 SH   SOLE   0 0 434,224
SERVICENOW INC COM 81762P102   258,849 557 SH   SOLE   0 0 557
STARBUCKS CORP COM 855244109   349,773 3,359 SH   SOLE   0 0 3,359
T-MOBILE US INC COM 872590104   315,172 2,176 SH   SOLE   0 0 2,176
TESLA INC COM 88160R101   931,080 4,488 SH   SOLE   0 0 4,488
UNITED STS COMMODITY INDEX F CM REP COPP FD 911718104   215,058 8,623 SH   SOLE   0 0 8,623
VANECK ETF TRUST EMERGING MRKT HI 92189F353   1,335,284 72,491 SH   SOLE   0 0 72,491
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   257,672 9,196 SH   SOLE   0 0 9,196
VANECK ETF TRUST LONG MUNI ETF 92189F536   1,209,696 67,168 SH   SOLE   0 0 67,168
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   274,973 10,890 SH   SOLE   0 0 10,890
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   204,787 3,958 SH   SOLE   0 0 3,958
VANGUARD WORLD FD MEGA CAP INDEX 921910873   26,295,247 183,703 SH   SOLE   0 0 183,703
VANGUARD BD INDEX FDS INTERMED TERM 921937819   20,278,775 264,253 SH   SOLE   0 0 264,253
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   932,260 12,188 SH   SOLE   0 0 12,188
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   492,263 10,898 SH   SOLE   0 0 10,898
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   431,073 4,086 SH   SOLE   0 0 4,086
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,638,733 60,686 SH   SOLE   0 0 60,686
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,516,396 128,630 SH   SOLE   0 0 128,630
VANGUARD INDEX FDS SM CP VAL ETF 922908611   555,850 3,501 SH   SOLE   0 0 3,501
VICTORY CAP HLDGS INC COM CL A 92645B103   237,058 8,099 SH   SOLE   0 0 8,099
VISA INC COM CL A 92826C839   654,510 2,903 SH   SOLE   0 0 2,903
WALMART INC COM 931142103   243,293 1,650 SH   SOLE   0 0 1,650