The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   8,005 89,708 SH   SOLE   0 0 89,708
ADVANCED MICRO DEVICES INC COM 007903107   297 4,589 SH   SOLE   0 0 4,589
ALPHABET INC CAP STK CL C 02079K107   309 3,480 SH   SOLE   0 0 3,480
ALPHABET INC CAP STK CL A 02079K305   1,145 12,972 SH   SOLE   0 0 12,972
AMAZON COM INC COM 023135106   646 7,690 SH   SOLE   0 0 7,690
APOLLO SR FLOATING RATE FD I COM 037636107   247 20,012 SH   SOLE   0 0 20,012
APPLE INC COM 037833100   2,616 20,134 SH   SOLE   0 0 20,134
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   321 1,040 SH   SOLE   0 0 1,040
BILL COM HLDGS INC COM 090043100   1,634 15,000 SH   SOLE   0 0 15,000
BLACKROCK FLOATING RATE INCO COM 09255X100   156 13,868 SH   SOLE   0 0 13,868
BLUEPRINT MEDICINES CORP COM 09627Y109   262 5,987 SH   SOLE   0 0 5,987
BROADCOM INC COM 11135F101   543 972 SH   SOLE   0 0 972
CATALENT INC COM 148806102   283 6,296 SH   SOLE   0 0 6,296
CHEVRON CORP NEW COM 166764100   444 2,476 SH   SOLE   0 0 2,476
CO-DIAGNOSTICS INC COM 189763105   31 12,325 SH   SOLE   0 0 12,325
COPART INC COM 217204106   877 14,400 SH   SOLE   0 0 14,400
COSTCO WHSL CORP NEW COM 22160K105   692 1,516 SH   SOLE   0 0 1,516
DIAMONDBACK ENERGY INC COM 25278X109   308 2,255 SH   SOLE   0 0 2,255
DISNEY WALT CO COM 254687106   254 2,929 SH   SOLE   0 0 2,929
DUTCH BROS INC CL A 26701L100   205 7,271 SH   SOLE   0 0 7,271
ETF SER SOLUTIONS US GLB JETS 26922A842   662 38,766 SH   SOLE   0 0 38,766
ELECTRONIC ARTS INC COM 285512109   538 4,407 SH   SOLE   0 0 4,407
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   612 51,528 SH   SOLE   0 0 51,528
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   230 3,066 SH   SOLE   0 0 3,066
FLEXSHARES TR HIG YLD VL ETF 33939L662   679 17,046 SH   SOLE   0 0 17,046
FLEXSHARES TR CR SCD US BD 33939L761   525 11,327 SH   SOLE   0 0 11,327
FORGEROCK INC CL A 34631B101   2,055 90,261 SH   SOLE   0 0 90,261
HOME DEPOT INC COM 437076102   920 2,913 SH   SOLE   0 0 2,913
INGERSOLL RAND INC COM 45687V106   759 14,523 SH   SOLE   0 0 14,523
INVESCO QQQ TR UNIT SER 1 46090E103   239 899 SH   SOLE   0 0 899
INVESCO DB MULTI-SECTOR COMM PRECIOUS METAL 46140H502   1,653 34,413 SH   SOLE   0 0 34,413
ISHARES INC JP MRGN EM HI BD 464286285   274 7,827 SH   SOLE   0 0 7,827
ISHARES TR CORE US AGGBD ET 464287226   3,593 37,047 SH   SOLE   0 0 37,047
ISHARES TR MSCI EMG MKT ETF 464287234   3,808 100,476 SH   SOLE   0 0 100,476
ISHARES TR IBOXX INV CP ETF 464287242   584 5,537 SH   SOLE   0 0 5,537
ISHARES TR 20 YR TR BD ETF 464287432   353 3,547 SH   SOLE   0 0 3,547
ISHARES TR MSCI EAFE ETF 464287465   6,738 102,654 SH   SOLE   0 0 102,654
ISHARES TR CORE S&P MCP ETF 464287507   255 1,055 SH   SOLE   0 0 1,055
ISHARES TR RUS 1000 VAL ETF 464287598   8,278 54,586 SH   SOLE   0 0 54,586
ISHARES TR RUS 1000 GRW ETF 464287614   2,510 11,714 SH   SOLE   0 0 11,714
ISHARES TR RUSSELL 2000 ETF 464287655   4,580 26,265 SH   SOLE   0 0 26,265
ISHARES TR JPMORGAN USD EMG 464288281   411 4,854 SH   SOLE   0 0 4,854
ISHARES TR CALIF MUN BD ETF 464288356   744 13,264 SH   SOLE   0 0 13,264
ISHARES TR NATIONAL MUN ETF 464288414   4,979 47,183 SH   SOLE   0 0 47,183
ISHARES TR CORE HIGH DV ETF 46429B663   476 4,563 SH   SOLE   0 0 4,563
ISHARES TR 0-5YR HI YL CP 46434V407   473 11,571 SH   SOLE   0 0 11,571
ISHARES TR FALN ANGLS USD 46435G474   1,179 47,891 SH   SOLE   0 0 47,891
ISHARES TR US INFRASTRUC 46435U713   688 18,971 SH   SOLE   0 0 18,971
JPMORGAN CHASE & CO COM 46625H100   1,899 14,160 SH   SOLE   0 0 14,160
JOHNSON & JOHNSON COM 478160104   242 1,370 SH   SOLE   0 0 1,370
KINDER MORGAN INC DEL COM 49456B101   415 22,931 SH   SOLE   0 0 22,931
LAUDER ESTEE COS INC CL A 518439104   423 1,703 SH   SOLE   0 0 1,703
LEGEND BIOTECH CORP SPONSORED ADS 52490G102   356 7,123 SH   SOLE   0 0 7,123
LEIDOS HOLDINGS INC COM 525327102   240 2,278 SH   SOLE   0 0 2,278
LIQUIDITY SVCS INC COM 53635B107   698 49,649 SH   SOLE   0 0 49,649
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   11,787 404,902 SH   SOLE   0 0 404,902
MAMAMANCINI S HLDGS INC COM 56146T103   71 39,614 SH   SOLE   0 0 39,614
MASTERCARD INCORPORATED CL A 57636Q104   544 1,564 SH   SOLE   0 0 1,564
MICROSOFT CORP COM 594918104   1,969 8,212 SH   SOLE   0 0 8,212
MODERNA INC COM 60770K107   640 3,562 SH   SOLE   0 0 3,562
NVIDIA CORPORATION COM 67066G104   593 4,057 SH   SOLE   0 0 4,057
PALANTIR TECHNOLOGIES INC CL A 69608A108   64 10,000 SH   SOLE   0 0 10,000
PALO ALTO NETWORKS INC COM 697435105   736 5,274 SH   SOLE   0 0 5,274
PENNYMAC FINL SVCS INC NEW COM 70932M107   752 13,279 SH   SOLE   0 0 13,279
PFIZER INC COM 717081103   545 10,640 SH   SOLE   0 0 10,640
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,155 22,482 SH   SOLE   0 0 22,482
PROCTER AND GAMBLE CO COM 742718109   425 2,803 SH   SOLE   0 0 2,803
PROLOGIS INC. COM 74340W103   399 3,543 SH   SOLE   0 0 3,543
PROSHARES TR INVT INT RT HG 74347B607   652 9,174 SH   SOLE   0 0 9,174
PRUDENTIAL FINL INC COM 744320102   534 5,364 SH   SOLE   0 0 5,364
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,278 13,801 SH   SOLE   0 0 13,801
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   261 6,370 SH   SOLE   0 0 6,370
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,288 53,136 SH   SOLE   0 0 53,136
SALESFORCE INC COM 79466L302   399 3,008 SH   SOLE   0 0 3,008
SAREPTA THERAPEUTICS INC COM 803607100   757 5,843 SH   SOLE   0 0 5,843
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,489 77,871 SH   SOLE   0 0 77,871
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   19,933 358,769 SH   SOLE   0 0 358,769
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   26,637 403,462 SH   SOLE   0 0 403,462
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   8,044 198,577 SH   SOLE   0 0 198,577
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   8,223 347,406 SH   SOLE   0 0 347,406
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   722 9,551 SH   SOLE   0 0 9,551
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   12,762 396,197 SH   SOLE   0 0 396,197
STARBUCKS CORP COM 855244109   569 5,740 SH   SOLE   0 0 5,740
T-MOBILE US INC COM 872590104   569 4,063 SH   SOLE   0 0 4,063
TESLA INC COM 88160R101   201 1,632 SH   SOLE   0 0 1,632
VANECK ETF TRUST EMERGING MRKT HI 92189F353   1,901 104,394 SH   SOLE   0 0 104,394
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   221 8,171 SH   SOLE   0 0 8,171
VANECK ETF TRUST LONG MUNI ETF 92189F536   1,364 78,145 SH   SOLE   0 0 78,145
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   297 12,277 SH   SOLE   0 0 12,277
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   452 8,933 SH   SOLE   0 0 8,933
VANGUARD STAR FDS VG TL INTL STK F 921909768   224 4,330 SH   SOLE   0 0 4,330
VANGUARD WORLD FD MEGA CAP INDEX 921910873   23,928 180,723 SH   SOLE   0 0 180,723
VANGUARD BD INDEX FDS INTERMED TERM 921937819   20,464 275,346 SH   SOLE   0 0 275,346
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   964 12,810 SH   SOLE   0 0 12,810
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   466 11,098 SH   SOLE   0 0 11,098
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   442 4,086 SH   SOLE   0 0 4,086
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,620 61,899 SH   SOLE   0 0 61,899
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,005 141,552 SH   SOLE   0 0 141,552
VANGUARD INDEX FDS SM CP VAL ETF 922908611   449 2,826 SH   SOLE   0 0 2,826
VANGUARD INDEX FDS TOTAL STK MKT 922908769   325 1,700 SH   SOLE   0 0 1,700
VICTORY CAP HLDGS INC COM CL A 92645B103   395 14,714 SH   SOLE   0 0 14,714
VISA INC COM CL A 92826C839   813 3,915 SH   SOLE   0 0 3,915
VISTRA CORP COM 92840M102   271 11,685 SH   SOLE   0 0 11,685