The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 220 2,044 SH   SOLE   0 0 2,044
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 7,838 90,660 SH   SOLE   0 0 90,660
ADVANCED MICRO DEVICES INC COM 007903107 861 8,368 SH   SOLE   0 0 8,368
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 437 2,949 SH   SOLE   0 0 2,949
ALPHABET INC CAP STK CL C 02079K107 421 158 SH   SOLE   0 0 158
ALPHABET INC CAP STK CL A 02079K305 1,703 637 SH   SOLE   0 0 637
AMAZON COM INC COM 023135106 1,498 456 SH   SOLE   0 0 456
APPLE INC COM 037833100 3,684 26,037 SH   SOLE   0 0 26,037
BLUEPRINT MEDICINES CORP COM 09627Y109 663 6,452 SH   SOLE   0 0 6,452
BRISTOL-MYERS SQUIBB CO COM 110122108 289 4,880 SH   SOLE   0 0 4,880
CSX CORP COM 126408103 329 11,073 SH   SOLE   0 0 11,073
CO-DIAGNOSTICS INC COM 189763105 308 31,647 SH   SOLE   0 0 31,647
DUKE REALTY CORP COM NEW 264411505 345 7,213 SH   SOLE   0 0 7,213
ETF SER SOLUTIONS DEFIANCE NXT GN 26922B204 581 25,344 SH   SOLE   0 0 25,344
ELECTRONIC ARTS INC COM 285512109 1,185 8,327 SH   SOLE   0 0 8,327
FACEBOOK INC CL A 30303M102 786 2,316 SH   SOLE   0 0 2,316
FLEXSHARES TR HIG YLD VL ETF 33939L662 1,199 24,051 SH   SOLE   0 0 24,051
FLEXSHARES TR CR SCORED LONG 33939L753 412 6,887 SH   SOLE   0 0 6,887
FLEXSHARES TR CR SCD US BD 33939L761 859 15,947 SH   SOLE   0 0 15,947
FUTU HLDGS LTD SPON ADS CL A 36118L106 433 4,759 SH   SOLE   0 0 4,759
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100 174 15,029 SH   SOLE   0 0 15,029
GUARDANT HEALTH INC COM 40131M109 592 4,736 SH   SOLE   0 0 4,736
INGERSOLL RAND INC COM 45687V106 881 17,473 SH   SOLE   0 0 17,473
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 2,893 104,247 SH   SOLE   0 0 104,247
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 3,773 140,451 SH   SOLE   0 0 140,451
ISHARES TR CORE US AGGBD ET 464287226 4,682 40,770 SH   SOLE   0 0 40,770
ISHARES TR MSCI EMG MKT ETF 464287234 4,701 93,314 SH   SOLE   0 0 93,314
ISHARES TR IBOXX INV CP ETF 464287242 928 6,972 SH   SOLE   0 0 6,972
ISHARES TR 1 3 YR TREAS BD 464287457 431 5,000 SH   SOLE   0 0 5,000
ISHARES TR MSCI EAFE ETF 464287465 7,467 95,712 SH   SOLE   0 0 95,712
ISHARES TR RUS MID CAP ETF 464287499 236 3,019 SH   SOLE   0 0 3,019
ISHARES TR CORE S&P MCP ETF 464287507 278 1,055 SH   SOLE   0 0 1,055
ISHARES TR RUS 1000 VAL ETF 464287598 6,152 39,307 SH   SOLE   0 0 39,307
ISHARES TR RUS 1000 GRW ETF 464287614 1,945 7,097 SH   SOLE   0 0 7,097
ISHARES TR RUSSELL 2000 ETF 464287655 4,236 19,363 SH   SOLE   0 0 19,363
ISHARES TR JPMORGAN USD EMG 464288281 1,719 15,621 SH   SOLE   0 0 15,621
ISHARES TR CALIF MUN BD ETF 464288356 1,780 28,679 SH   SOLE   0 0 28,679
ISHARES TR NATIONAL MUN ETF 464288414 12,256 105,496 SH   SOLE   0 0 105,496
ISHARES TR MBS ETF 464288588 8,612 79,639 SH   SOLE   0 0 79,639
ISHARES TR MODERT ALLOC ETF 464289875 4,513 100,864 SH   SOLE   0 0 100,864
ISHARES TR 0-5YR HI YL CP 46434V407 2,783 60,903 SH   SOLE   0 0 60,903
JPMORGAN CHASE & CO COM 46625H100 419 2,559 SH   SOLE   0 0 2,559
KINDER MORGAN INC DEL COM 49456B101 447 26,718 SH   SOLE   0 0 26,718
LEIDOS HOLDINGS INC COM 525327102 461 4,792 SH   SOLE   0 0 4,792
MAMAMANCINI S HLDGS INC COM 56146T103 99 40,940 SH   SOLE   0 0 40,940
MASTERCARD INCORPORATED CL A 57636Q104 543 1,560 SH   SOLE   0 0 1,560
MEDIFAST INC COM 58470H101 493 2,559 SH   SOLE   0 0 2,559
MERCADOLIBRE INC COM 58733R102 542 323 SH   SOLE   0 0 323
MICROSOFT CORP COM 594918104 1,923 6,822 SH   SOLE   0 0 6,822
NUTRIEN LTD COM 67077M108 371 5,721 SH   SOLE   0 0 5,721
PALO ALTO NETWORKS INC COM 697435105 902 1,884 SH   SOLE   0 0 1,884
PENNYMAC FINL SVCS INC NEW COM 70932M107 873 14,287 SH   SOLE   0 0 14,287
PRIMORIS SVCS CORP COM 74164F103 287 11,734 SH   SOLE   0 0 11,734
PROCTER AND GAMBLE CO COM 742718109 202 1,443 SH   SOLE   0 0 1,443
PROSHARES TR INVT INT RT HG 74347B607 751 9,932 SH   SOLE   0 0 9,932
REGENERON PHARMACEUTICALS COM 75886F107 1,158 1,913 SH   SOLE   0 0 1,913
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,181 2,751 SH   SOLE   0 0 2,751
SPDR SER TR NUVEEN BBG BRCLY 78464A284 2,287 38,146 SH   SOLE   0 0 38,146
SPDR SER TR BLOMBERG BRC INT 78464A334 3,520 113,225 SH   SOLE   0 0 113,225
SALESFORCE COM INC COM 79466L302 981 3,616 SH   SOLE   0 0 3,616
SAREPTA THERAPEUTICS INC COM 803607100 215 2,329 SH   SOLE   0 0 2,329
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,103 39,508 SH   SOLE   0 0 39,508
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 32,343 218,402 SH   SOLE   0 0 218,402
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,099 238,570 SH   SOLE   0 0 238,570
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,927 89,181 SH   SOLE   0 0 89,181
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,534 247,191 SH   SOLE   0 0 247,191
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,189 16,012 SH   SOLE   0 0 16,012
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,944 334,477 SH   SOLE   0 0 334,477
T-MOBILE US INC COM 872590104 1,027 8,038 SH   SOLE   0 0 8,038
TIDAL ETF TR RPAR RISK PARI 886364603 8,255 341,538 SH   SOLE   0 0 341,538
VANECK ETF TRUST EMERGING MRKT HI 92189F353 2,072 89,313 SH   SOLE   0 0 89,313
VANECK ETF TRUST CHINA BOND ETF 92189F379 496 20,346 SH   SOLE   0 0 20,346
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,727 68,808 SH   SOLE   0 0 68,808
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 2,305 69,737 SH   SOLE   0 0 69,737
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 1,757 58,620 SH   SOLE   0 0 58,620
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 704 11,275 SH   SOLE   0 0 11,275
VANGUARD WORLD FD MEGA CAP INDEX 921910873 29,509 193,638 SH   SOLE   0 0 193,638
VANGUARD BD INDEX FDS INTERMED TERM 921937819 22,691 253,705 SH   SOLE   0 0 253,705
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 290 5,792 SH   SOLE   0 0 5,792
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,941 58,348 SH   SOLE   0 0 58,348
VIATRIS INC COM 92556V106 322 23,748 SH   SOLE   0 0 23,748
VISA INC COM CL A 92826C839 988 4,435 SH   SOLE   0 0 4,435
VISTRA CORP COM 92840M102 178 10,410 SH   SOLE   0 0 10,410
ZENDESK INC COM 98936J101 210 1,806 SH   SOLE   0 0 1,806
MEDTRONIC PLC SHS G5960L103 633 5,049 SH   SOLE   0 0 5,049
STELLANTIS N.V SHS N82405106 233 12,196 SH   SOLE   0 0 12,196