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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 343,708 3,024 SH   SOLE   3,024 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 548,500 1,087 SH   SOLE   1,087 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 500,860 2,775 SH   SOLE   2,775 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 BBG001S7YHX0 718,469 6,606 SH   SOLE   6,606 0 0
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 882,263 6,697 SH   SOLE   6,697 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,115,976 7,394 SH   SOLE   7,394 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,523,746 16,575 SH   SOLE   16,575 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 911,460 5,053 SH   SOLE   5,053 0 0
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315 BBG0161JWX22 1,005,681 20,499 SH   SOLE   20,499 0 0
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299 BBG0161JYFR2 385,970 6,780 SH   SOLE   6,780 0 0
APPLE INC COM 037833100 BBG001S5N8V8 82,850,173 483,148 SH   SOLE   483,148 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 547,541 2,655 SH   SOLE   2,655 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,107,377 20,420 SH   SOLE   20,420 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,823,356 4,976 SH   SOLE   4,976 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 243,551 1,544 SH   SOLE   1,544 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 385,704 7,728 SH   SOLE   7,728 0 0
CLOROX CO DEL COM 189054109 BBG001S5PX50 408,957 2,671 SH   SOLE   2,671 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 210,265 287 SH   SOLE   287 0 0
DANA INC COM 235825205 BBG001SRW699 520,014 40,946 SH   SOLE   40,946 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 8,536,401 328,829 SH   SOLE   328,829 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 BBG01B92NHL4 564,186 16,396 SH   SOLE   16,396 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 297,702 2,433 SH   SOLE   2,433 0 0
EBAY INC. COM 278642103 BBG001S9B9J5 653,508 12,382 SH   SOLE   12,382 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 2,683,461 102,854 SH   SOLE   102,854 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 7,997,623 176,509 SH   SOLE   176,509 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U307 BBG00X9DXZP8 290,751 6,842 SH   SOLE   6,842 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 BBG00RPK2N78 744,630 16,447 SH   SOLE   16,447 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U208 BBG00VZR6K84 2,197,830 49,445 SH   SOLE   49,445 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 7,992,185 183,307 SH   SOLE   183,307 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 3,962,221 127,690 SH   SOLE   127,690 0 0
FRANKLIN TEMPLETON ETF TR INTL AGGREGTE BD 35473P611 BBG00L2CLCB2 619,645 30,630 SH   SOLE   30,630 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 11,610,638 158,507 SH   SOLE   158,507 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 215,583 562 SH   SOLE   562 0 0
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 BBG00HZ6Q3N0 720,481 29,540 SH   SOLE   29,540 0 0
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 2,531,633 58,145 SH   SOLE   58,145 0 0
INTEL CORP COM 458140100 BBG001S5SF65 583,165 13,203 SH   SOLE   13,203 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 6,737,737 204,919 SH   SOLE   204,919 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 4,280,397 139,563 SH   SOLE   139,563 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 6,642,726 100,846 SH   SOLE   100,846 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 9,994,193 165,412 SH   SOLE   165,412 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 224,225 505 SH   SOLE   505 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 1,028,363 31,907 SH   SOLE   31,907 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 413,112 4,102 SH   SOLE   4,102 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 19,568,376 340,083 SH   SOLE   340,083 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 411,708 6,133 SH   SOLE   6,133 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 5,351,380 88,103 SH   SOLE   88,103 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 328,144 2,846 SH   SOLE   2,846 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 14,652,819 321,404 SH   SOLE   321,404 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 7,729,229 78,918 SH   SOLE   78,918 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 295,990 5,441 SH   SOLE   5,441 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 536,839 13,331 SH   SOLE   13,331 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 2,109,631 18,351 SH   SOLE   18,351 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 302,455 6,427 SH   SOLE   6,427 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 1,513,099 22,209 SH   SOLE   22,209 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,710,011 37,874 SH   SOLE   37,874 0 0
ISHARES TR ESG SCRD S&P MID 46436E551 BBG00XDJF7W4 747,779 18,203 SH   SOLE   18,203 0 0
ISHARES TR GENOMICS IMMUN 46435U192 BBG00PC1H2K3 246,700 10,245 SH   SOLE   10,245 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 248,732 17,792 SH   SOLE   17,792 0 0
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 4,895,206 105,115 SH   SOLE   105,115 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 4,824,662 122,984 SH   SOLE   122,984 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 2,179,991 54,967 SH   SOLE   54,967 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 224,719 2,689 SH   SOLE   2,689 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 8,306,484 44,337 SH   SOLE   44,337 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 5,620,261 16,675 SH   SOLE   16,675 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 2,934,523 16,384 SH   SOLE   16,384 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 209,879 998 SH   SOLE   998 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1,892,995 16,003 SH   SOLE   16,003 0 0
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 486,180 8,298 SH   SOLE   8,298 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 278,326 6,109 SH   SOLE   6,109 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 460,609 9,130 SH   SOLE   9,130 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,262,831 7,983 SH   SOLE   7,983 0 0
KRANESHARES TRUST QUADRTC INT RT 500767736 BBG00NW3SL00 2,534,956 133,905 SH   SOLE   133,905 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 535,109 1,102 SH   SOLE   1,102 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,463,699 8,233 SH   SOLE   8,233 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 330,388 544 SH   SOLE   544 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 267,911 4,192 SH   SOLE   4,192 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 390,111 4,151 SH   SOLE   4,151 0 0
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 213,529 1,663 SH   SOLE   1,663 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 2,593,516 66,740 SH   SOLE   66,740 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 BBG00FJ5HT75 989,748 28,940 SH   SOLE   28,940 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 2,766,707 3,062 SH   SOLE   3,062 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 534,935 2,159 SH   SOLE   2,159 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 315,952 3,020 SH   SOLE   3,020 0 0
ON24 INC COM 68339B104 BBG001TCT0B5 481,950 67,500 SH   SOLE   67,500 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 234,388 1,866 SH   SOLE   1,866 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 467,456 6,978 SH   SOLE   6,978 0 0
PEPSICO INC COM 713448108 BBG001S695T1 470,677 2,689 SH   SOLE   2,689 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 277,425 3,028 SH   SOLE   3,028 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 470,654 2,780 SH   SOLE   2,780 0 0
ROKU INC COM CL A 77543R102 BBG001ZZPQM2 358,761 5,505 SH   SOLE   5,505 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 274,449 2,814 SH   SOLE   2,814 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 393,040 1,305 SH   SOLE   1,305 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 2,724,463 2,724,463 SH   SOLE   2,724,463 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 11,190,311 168,885 SH   SOLE   168,885 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 11,430,894 169,623 SH   SOLE   169,623 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 6,377,608 111,829 SH   SOLE   111,829 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 22,206,752 623,610 SH   SOLE   623,610 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 5,841,777 164,696 SH   SOLE   164,696 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 280,259 6,093 SH   SOLE   6,093 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 10,993,637 180,076 SH   SOLE   180,076 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 1,538,179 19,077 SH   SOLE   19,077 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 8,418,234 90,792 SH   SOLE   90,792 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 7,852,081 103,344 SH   SOLE   103,344 0 0
SELECTQUOTE INC COM 816307300 BBG001SQZ7Z7 119,040 59,520 SH   SOLE   59,520 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 378,150 496 SH   SOLE   496 0 0
SONY GROUP CORP SPONSORED ADR 835699307 BBG001S5W6H8 907,301 10,582 SH   SOLE   10,582 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 6,730,644 187,797 SH   SOLE   187,797 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 8,021,333 221,645 SH   SOLE   221,645 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 733,873 1,403 SH   SOLE   1,403 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 208,167 3,245 SH   SOLE   3,245 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 206,633 2,261 SH   SOLE   2,261 0 0
SUPER MICRO COMPUTER INC COM 86800U104 BBG001SQGH95 204,026 202 SH   SOLE   202 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 244,172 1,389 SH   SOLE   1,389 0 0
TRIMBLE INC COM 896239100 BBG001S5SZP0 1,213,830 18,860 SH   SOLE   18,860 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 279,131 1,135 SH   SOLE   1,135 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 585,035 8,055 SH   SOLE   8,055 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 298,077 866 SH   SOLE   866 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 291,069 1,214 SH   SOLE   1,214 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 10,405,413 44,130 SH   SOLE   44,130 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 7,680,594 49,263 SH   SOLE   49,263 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 508,950 1,059 SH   SOLE   1,059 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 227,190 1,395 SH   SOLE   1,395 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,442,626 58,478 SH   SOLE   58,478 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,628,561 32,185 SH   SOLE   32,185 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 BBG00LWSF8K0 580,784 8,465 SH   SOLE   8,465 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 6,523,705 130,032 SH   SOLE   130,032 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,641,713 13,569 SH   SOLE   13,569 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 1,057,908 18,408 SH   SOLE   18,408 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 218,241 782 SH   SOLE   782 0 0
WISDOMTREE TR PUTWRITE STRAT 97717X560 BBG00C839794 2,782,126 83,547 SH   SOLE   83,547 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 1,062,991 21,796 SH   SOLE   21,796 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 829,978 3,043 SH   SOLE   3,043 0 0