The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 361,194 3,567 SH   SOLE   3,567 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 457,820 1,188 SH   SOLE   1,188 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 258,844 2,641 SH   SOLE   2,641 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 BBG001S7YHX0 441,612 5,640 SH   SOLE   5,640 0 0
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 1,315,188 5,950 SH   SOLE   5,950 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 819,467 7,900 SH   SOLE   7,900 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 307,514 2,956 SH   SOLE   2,956 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 457,988 4,434 SH   SOLE   4,434 0 0
APPLE INC COM 037833100 BBG001S5N8V8 53,314,577 323,314 SH   SOLE   323,314 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,426,816 20,586 SH   SOLE   20,586 0 0
CAPITAL GROUP FIXED INCOME E SHORT DURATION 14020Y409 BBG019XFYS46 5,940,592 232,811 SH   SOLE   232,811 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 562,946 2,460 SH   SOLE   2,460 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 328,705 6,288 SH   SOLE   6,288 0 0
CLOROX CO DEL COM 189054109 BBG001S5PX50 422,659 2,671 SH   SOLE   2,671 0 0
DANA INC COM 235825205 BBG001SRW699 492,752 32,741 SH   SOLE   32,741 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 6,592,206 281,999 SH   SOLE   281,999 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 237,709 2,374 SH   SOLE   2,374 0 0
EBAY INC. COM 278642103 BBG001S9B9J5 557,858 12,572 SH   SOLE   12,572 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 1,567,462 62,925 SH   SOLE   62,925 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 5,133,002 111,587 SH   SOLE   111,587 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208 BBG00VZR6K84 1,607,218 44,435 SH   SOLE   44,435 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 5,142,247 114,120 SH   SOLE   114,120 0 0
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 BBG00RPK2N78 445,121 11,908 SH   SOLE   11,908 0 0
FRANKLIN TEMPLETON ETF TR INTL AGGREGTE BD 35473P611 BBG00L2CLCB2 267,648 13,600 SH   SOLE   13,600 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 13,052,509 157,316 SH   SOLE   157,316 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 200,386 679 SH   SOLE   679 0 0
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 BBG00HZ6Q3N0 344,260 14,000 SH   SOLE   14,000 0 0
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 1,857,151 52,820 SH   SOLE   52,820 0 0
INTEL CORP COM 458140100 BBG001S5SF65 306,501 9,381 SH   SOLE   9,381 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 6,771,716 218,372 SH   SOLE   218,372 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 4,201,195 159,047 SH   SOLE   159,047 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 4,870,382 78,051 SH   SOLE   78,051 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 7,060,333 149,204 SH   SOLE   149,204 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 546,021 17,345 SH   SOLE   17,345 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 600,966 5,975 SH   SOLE   5,975 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 14,146,221 246,364 SH   SOLE   246,364 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 385,617 6,377 SH   SOLE   6,377 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 3,418,953 13,667 SH   SOLE   13,667 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 229,092 2,530 SH   SOLE   2,530 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 9,492,676 205,691 SH   SOLE   205,691 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 582,950 6,445 SH   SOLE   6,445 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 229,102 4,767 SH   SOLE   4,767 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 1,115,227 18,715 SH   SOLE   18,715 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,464,803 44,294 SH   SOLE   44,294 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 227,514 11,502 SH   SOLE   11,502 0 0
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 3,687,180 94,586 SH   SOLE   94,586 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 3,970,797 122,863 SH   SOLE   122,863 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 1,361,627 38,573 SH   SOLE   38,573 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 6,042,828 43,461 SH   SOLE   43,461 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 4,225,062 17,292 SH   SOLE   17,292 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 2,718,589 17,854 SH   SOLE   17,854 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1,810,191 17,614 SH   SOLE   17,614 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 599,814 11,920 SH   SOLE   11,920 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 479,712 9,445 SH   SOLE   9,445 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,016,025 6,554 SH   SOLE   6,554 0 0
KRANESHARES TR QUADRTC INT RT 500767736 BBG00NW3SL00 1,681,030 73,989 SH   SOLE   73,989 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,197,988 7,623 SH   SOLE   7,623 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 253,928 735 SH   SOLE   735 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 467,136 3,809 SH   SOLE   3,809 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 1,710,995 50,220 SH   SOLE   50,220 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 BBG00FJ5HT75 643,739 22,430 SH   SOLE   22,430 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 860,815 3,099 SH   SOLE   3,099 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 406,702 2,181 SH   SOLE   2,181 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 259,582 3,010 SH   SOLE   3,010 0 0
ON24 INC COM 68339B104 BBG001TCT0B5 678,900 77,500 SH   SOLE   77,500 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 217,340 2,339 SH   SOLE   2,339 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 836,707 11,018 SH   SOLE   11,018 0 0
PEPSICO INC COM 713448108 BBG001S695T1 480,256 2,634 SH   SOLE   2,634 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 344,466 2,700 SH   SOLE   2,700 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 271,658 2,774 SH   SOLE   2,774 0 0
ROKU INC COM CL A 77543R102 BBG001ZZPQM2 362,010 5,500 SH   SOLE   5,500 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 221,956 1,111 SH   SOLE   1,111 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 190,015 190,015 SH   SOLE   190,015 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 8,254,429 152,520 SH   SOLE   152,520 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 9,591,723 174,649 SH   SOLE   174,649 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 5,112,345 105,041 SH   SOLE   105,041 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 19,030,609 608,590 SH   SOLE   608,590 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 4,328,890 130,663 SH   SOLE   130,663 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 631,132 13,454 SH   SOLE   13,454 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 7,489,289 156,515 SH   SOLE   156,515 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 1,350,314 18,457 SH   SOLE   18,457 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 6,115,553 93,840 SH   SOLE   93,840 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 6,559,053 100,016 SH   SOLE   100,016 0 0
SELECTQUOTE INC COM 816307300 BBG001SQZ7Z7 129,158 59,520 SH   SOLE   59,520 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 222,136 478 SH   SOLE   478 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 BBG001S5W6H8 454,157 5,010 SH   SOLE   5,010 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 4,864,156 151,437 SH   SOLE   151,437 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 6,702,484 196,381 SH   SOLE   196,381 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 452,391 1,105 SH   SOLE   1,105 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 571,850 24,734 SH   SOLE   24,734 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 301,352 2,894 SH   SOLE   2,894 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 270,735 1,305 SH   SOLE   1,305 0 0
TRIMBLE INC COM 896239100 BBG001S5SZP0 723,275 18,850 SH   SOLE   18,850 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 207,980 4,005 SH   SOLE   4,005 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 572,699 7,757 SH   SOLE   7,757 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 8,443,609 43,325 SH   SOLE   43,325 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 5,802,013 43,276 SH   SOLE   43,276 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 350,978 933 SH   SOLE   933 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,663,532 65,929 SH   SOLE   65,929 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 563,086 11,115 SH   SOLE   11,115 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 BBG00LWSF8K0 278,058 4,031 SH   SOLE   4,031 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4,699,035 104,030 SH   SOLE   104,030 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,435,750 13,609 SH   SOLE   13,609 0 0
WISDOMTREE TR EMERG MKTS ESG 97717X214 BBG00CMHTYQ7 533,375 19,010 SH   SOLE   19,010 0 0
WISDOMTREE TR PUTWRITE STRAT 97717X560 BBG00C839794 1,632,862 52,605 SH   SOLE   52,605 0 0
WISDOMTREE TR US ESG FUND 97717W596 BBG001SSZBH4 548,327 12,720 SH   SOLE   12,720 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 1,078,717 26,323 SH   SOLE   26,323 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 627,469 3,038 SH   SOLE   3,038 0 0