The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   465,551 4,096 SH   SOLE   0 0 4,096
ABBVIE INC COM 00287Y109   810,262 4,450 SH   SOLE   0 0 4,450
ALPHABET INC CAP STK CL A 02079K305   1,117,033 7,401 SH   SOLE   0 0 7,401
ALPHABET INC CAP STK CL C 02079K107   3,513,297 23,074 SH   SOLE   0 0 23,074
AMAZON COM INC COM 023135106   1,817,870 10,078 SH   SOLE   0 0 10,078
AMERICAN CENTY ETF TR US EQT ETF 025072885   373,752 4,176 SH   SOLE   0 0 4,176
AMERICAN EXPRESS CO COM 025816109   327,874 1,440 SH   SOLE   0 0 1,440
AMGEN INC COM 031162100   353,614 1,244 SH   SOLE   0 0 1,244
ANALOG DEVICES INC COM 032654105   248,072 1,254 SH   SOLE   0 0 1,254
APPLE INC COM 037833100   4,285,901 24,994 SH   SOLE   0 0 24,994
AT&T INC COM 00206R102   307,636 17,479 SH   SOLE   0 0 17,479
AUTOMATIC DATA PROCESSING IN COM 053015103   540,687 2,165 SH   SOLE   0 0 2,165
BANK AMERICA CORP COM 060505104   305,673 8,061 SH   SOLE   0 0 8,061
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   597,979 1,422 SH   SOLE   0 0 1,422
BRISTOL-MYERS SQUIBB CO COM 110122108   215,775 3,979 SH   SOLE   0 0 3,979
BROADCOM INC COM 11135F101   210,740 159 SH   SOLE   0 0 159
CATERPILLAR INC COM 149123101   414,066 1,130 SH   SOLE   0 0 1,130
CHEVRON CORP NEW COM 166764100   352,910 2,237 SH   SOLE   0 0 2,237
CHUBB LIMITED COM H1467J104   264,313 1,020 SH   SOLE   0 0 1,020
CISCO SYS INC COM 17275R102   235,824 4,725 SH   SOLE   0 0 4,725
COCA COLA CO COM 191216100   238,405 3,897 SH   SOLE   0 0 3,897
COLGATE PALMOLIVE CO COM 194162103   444,624 4,938 SH   SOLE   0 0 4,938
CSX CORP COM 126408103   418,483 11,289 SH   SOLE   0 0 11,289
DISNEY WALT CO COM 254687106   255,121 2,085 SH   SOLE   0 0 2,085
EASTGROUP PPTYS INC COM 277276101   264,801 1,473 SH   SOLE   0 0 1,473
EXXON MOBIL CORP COM 30231G102   2,529,222 21,759 SH   SOLE   0 0 21,759
GENERAL ELECTRIC CO COM NEW 369604301   282,020 1,607 SH   SOLE   0 0 1,607
HOME DEPOT INC COM 437076102   740,738 1,931 SH   SOLE   0 0 1,931
INNOVATIVE SOLUTIONS & SUPPO COM 45769N105   73,200 10,000 SH   SOLE   0 0 10,000
INTEL CORP COM 458140100   811,845 18,380 SH   SOLE   0 0 18,380
INTERNATIONAL BUSINESS MACHS COM 459200101   379,247 1,986 SH   SOLE   0 0 1,986
INVESCO QQQ TR UNIT SER 1 46090E103   913,380 2,057 SH   SOLE   0 0 2,057
ISHARES INC MSCI GBL MIN VOL 464286525   1,502,940 14,277 SH   SOLE   0 0 14,277
ISHARES TR ESG MSCI USA MIN 46436E445   686,077 25,773 SH   SOLE   0 0 25,773
ISHARES TR ESG AWR MSCI USA 46435G425   7,220,498 62,809 SH   SOLE   0 0 62,809
ISHARES TR RUS 1000 VAL ETF 464287598   1,271,681 7,100 SH   SOLE   0 0 7,100
ISHARES TR RUS 1000 GRW ETF 464287614   5,784,254 17,161 SH   SOLE   0 0 17,161
ISHARES TR ESG AWARE MSCI 46435U663   2,789,915 69,280 SH   SOLE   0 0 69,280
ISHARES TR MSCI EAFE ETF 464287465   240,458 3,011 SH   SOLE   0 0 3,011
ISHARES TR RUSSELL 2000 ETF 464287655   1,541,289 7,329 SH   SOLE   0 0 7,329
ISHARES TR CORE S&P500 ETF 464287200   1,395,287 2,654 SH   SOLE   0 0 2,654
ISHARES TR MSCI ACWI EX US 464288240   550,451 10,310 SH   SOLE   0 0 10,310
ISHARES TR ESG AW MSCI EAFE 46435G516   2,423,284 30,325 SH   SOLE   0 0 30,325
ISHARES TR CORE S&P SCP ETF 464287804   52,760,101 477,381 SH   SOLE   0 0 477,381
ISHARES TR ESG MSCI USA ETF 46436E767   724,296 16,042 SH   SOLE   0 0 16,042
ISHARES TR ISHARES BIOTECH 464287556   239,371 1,744 SH   SOLE   0 0 1,744
ISHARES TR MSCI USA SMCP MN 46435G433   219,324 5,856 SH   SOLE   0 0 5,856
ISHARES TR MSCI ACWI EXUS 46435G847   53,429,206 1,700,755 SH   SOLE   0 0 1,700,755
ISHARES TR MSCI USA MIN VOL 46429B697   90,838,372 1,086,843 SH   SOLE   0 0 1,086,843
ISHARES TR MSCI USA QLT FCT 46432F339   56,067,551 341,147 SH   SOLE   0 0 341,147
ISHARES TR HDG MSCI EAFE 46434V803   2,704,700 77,543 SH   SOLE   0 0 77,543
JOHNSON & JOHNSON COM 478160104   1,184,065 7,485 SH   SOLE   0 0 7,485
JPMORGAN CHASE & CO COM 46625H100   2,369,735 11,831 SH   SOLE   0 0 11,831
LAM RESEARCH CORP COM 512807108   631,521 650 SH   SOLE   0 0 650
LOWES COS INC COM 548661107   582,722 2,288 SH   SOLE   0 0 2,288
MCDONALDS CORP COM 580135101   476,889 1,691 SH   SOLE   0 0 1,691
MICROSOFT CORP COM 594918104   9,003,022 21,399 SH   SOLE   0 0 21,399
MORGAN STANLEY COM NEW 617446448   515,637 5,476 SH   SOLE   0 0 5,476
NVIDIA CORPORATION COM 67066G104   240,393 266 SH   SOLE   0 0 266
PARKER-HANNIFIN CORP COM 701094104   470,754 847 SH   SOLE   0 0 847
PEPSICO INC COM 713448108   376,557 2,152 SH   SOLE   0 0 2,152
PROCTER AND GAMBLE CO COM 742718109   977,232 6,023 SH   SOLE   0 0 6,023
RTX CORPORATION COM 75513E101   533,392 5,469 SH   SOLE   0 0 5,469
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,534,889 31,172 SH   SOLE   0 0 31,172
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,654,824 75,005 SH   SOLE   0 0 75,005
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   80,727,283 870,657 SH   SOLE   0 0 870,657
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   68,120,054 896,552 SH   SOLE   0 0 896,552
SHERWIN WILLIAMS CO COM 824348106   208,398 600 SH   SOLE   0 0 600
STATE STR CORP COM 857477103   218,042 2,820 SH   SOLE   0 0 2,820
STRYKER CORPORATION COM 863667101   608,379 1,700 SH   SOLE   0 0 1,700
UNION PAC CORP COM 907818108   576,968 2,346 SH   SOLE   0 0 2,346
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   316,680 3,120 SH   SOLE   0 0 3,120
VANGUARD INDEX FDS TOTAL STK MKT 922908769   370,989 1,427 SH   SOLE   0 0 1,427
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   572,559 1,191 SH   SOLE   0 0 1,191
VANGUARD WORLD FD INF TECH ETF 92204A702   314,604 600 SH   SOLE   0 0 600
VERIZON COMMUNICATIONS INC COM 92343V104   714,159 17,020 SH   SOLE   0 0 17,020
WALMART INC COM 931142103   263,325 4,376 SH   SOLE   0 0 4,376