The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 97 600 SH   SOLE   0 0 600
APPLE INC COM 037833100 71 408 SH   SOLE   0 0 408
BAXTER INTL INC COM 071813109 99 1,282 SH   SOLE   0 0 1,282
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 65 184 SH   SOLE   0 0 184
BOEING CO COM 097023105 19 100 SH   SOLE   0 0 100
BRISTOL-MYERS SQUIBB CO COM 110122108 20 267 SH   SOLE   0 0 267
CSX CORP COM 126408103 55 1,457 SH   SOLE   0 0 1,457
CVS HEALTH CORP COM 126650100 131 1,291 SH   SOLE   0 0 1,291
COMCAST CORP NEW CL A 20030N101 34 733 SH   SOLE   0 0 733
DOW INC COM 260557103 12 192 SH   SOLE   0 0 192
DUPONT DE NEMOURS INC COM 26614N102 13 171 SH   SOLE   0 0 171
EDWARDS LIFESCIENCES CORP COM 28176E108 123 1,044 SH   SOLE   0 0 1,044
EXXON MOBIL CORP COM 30231G102 60 721 SH   SOLE   0 0 721
FIDELITY NATL INFORMATION SV COM 31620M106 22 224 SH   SOLE   0 0 224
FORD MTR CO DEL COM 345370860 14 837 SH   SOLE   0 0 837
FORTUNE BRANDS HOME & SEC IN COM 34964C106 2 30 SH   SOLE   0 0 30
GENTEX CORP COM 371901109 5 165 SH   SOLE   0 0 165
HOME DEPOT INC COM 437076102 278 927 SH   SOLE   0 0 927
HORMEL FOODS CORP COM 440452100 41 800 SH   SOLE   0 0 800
INTEL CORP COM 458140100 18 365 SH   SOLE   0 0 365
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 280 1,774 SH   SOLE   0 0 1,774
ISHARES TR CORE S&P TTL STK 464287150 1,434 14,202 SH   SOLE   0 0 14,202
ISHARES TR TIPS BD ETF 464287176 327 19,995 SH   SOLE   0 0 19,995
ISHARES TR CORE S&P500 ETF 464287200 6,668 14,698 SH   SOLE   0 0 14,698
ISHARES TR CORE US AGGBD ET 464287226 1,957 120,320 SH   SOLE   0 0 120,320
ISHARES TR MSCI EMG MKT ETF 464287234 627 54,110 SH   SOLE   0 0 54,110
ISHARES TR S&P 500 GRWT ETF 464287309 59 772 SH   SOLE   0 0 772
ISHARES TR MSCI EAFE ETF 464287465 1,447 110,698 SH   SOLE   0 0 110,698
ISHARES TR CORE S&P MCP ETF 464287507 22 83 SH   SOLE   0 0 83
ISHARES TR COHEN STEER REIT 464287564 543 22,028 SH   SOLE   0 0 22,028
ISHARES TR RUS 1000 GRW ETF 464287614 112 403 SH   SOLE   0 0 403
ISHARES TR RUS 1000 ETF 464287622 87,070 409,131 SH   SOLE   0 0 409,131
ISHARES TR RUSSELL 2000 ETF 464287655 19,810 123,710 SH   SOLE   0 0 123,710
ISHARES TR U.S. REAL ES ETF 464287739 110 1,013 SH   SOLE   0 0 1,013
ISHARES TR CORE S&P SCP ETF 464287804 2,640 24,472 SH   SOLE   0 0 24,472
ISHARES TR NATIONAL MUN ETF 464288414 419 3,826 SH   SOLE   0 0 3,826
ISHARES TR IBOXX HI YD ETF 464288513 402 28,663 SH   SOLE   0 0 28,663
ISHARES TR SHORT TREAS BD 464288679 503 48,381 SH   SOLE   0 0 48,381
ISHARES TR EAFE GRWTH ETF 464288885 30 311 SH   SOLE   0 0 311
ISHARES TR CORE MSCI EAFE 46432F842 149 2,143 SH   SOLE   0 0 2,143
ISHARES INC CORE MSCI EMKT 46434G103 165 2,968 SH   SOLE   0 0 2,968
ISHARES TR EXPONENTIAL TECH 46434V381 379 6,411 SH   SOLE   0 0 6,411
JPMORGAN CHASE & CO COM 46625H100 14 102 SH   SOLE   0 0 102
JOHNSON & JOHNSON COM 478160104 18 101 SH   SOLE   0 0 101
LILLY ELI & CO COM 532457108 40 141 SH   SOLE   0 0 141
NEXTERA ENERGY INC COM 65339F101 34 400 SH   SOLE   0 0 400
NORTHROP GRUMMAN CORP COM 666807102 101 225 SH   SOLE   0 0 225
NVIDIA CORPORATION COM 67066G104 27 100 SH   SOLE   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,930 10,915 SH   SOLE   0 0 10,915
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 8,004 148,187 SH   SOLE   0 0 148,187
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 14 952 SH   SOLE   0 0 952
UNITED PARCEL SERVICE INC CL B 911312106 3 14 SH   SOLE   0 0 14
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 64 1,118 SH   SOLE   0 0 1,118
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 136 2,939 SH   SOLE   0 0 2,939
VANGUARD INDEX FDS LARGE CAP ETF 922908637 17,708 84,935 SH   SOLE   0 0 84,935
VANGUARD INDEX FDS SMALL CP ETF 922908751 22,961 108,041 SH   SOLE   0 0 108,041
VANGUARD INDEX FDS TOTAL STK MKT 922908769 276 1,212 SH   SOLE   0 0 1,212