The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 12 88 SH   SOLE   0 0 88
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7 24 SH   SOLE   0 0 24
FIDELITY NATL INFORMATION SV COM 31620M106 32 224 SH   SOLE   0 0 224
GENERAL ELECTRIC CO COM 369604103 7 492 SH   SOLE   0 0 492
HORMEL FOODS CORP COM 440452100 38 800 SH   SOLE   0 0 800
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 267 1,774 SH   SOLE   0 0 1,774
ISHARES TR CORE S&P TTL STK 464287150 1,469 14,870 SH   SOLE   0 0 14,870
ISHARES TR TIPS BD ETF 464287176 316 19,491 SH   SOLE   0 0 19,491
ISHARES TR CORE S&P500 ETF 464287200 3,956 9,201 SH   SOLE   0 0 9,201
ISHARES TR CORE US AGGBD ET 464287226 2,128 117,242 SH   SOLE   0 0 117,242
ISHARES TR MSCI EMG MKT ETF 464287234 712 52,077 SH   SOLE   0 0 52,077
ISHARES TR S&P 500 GRWT ETF 464287309 56 772 SH   SOLE   0 0 772
ISHARES TR MSCI EAFE ETF 464287465 1,521 109,814 SH   SOLE   0 0 109,814
ISHARES TR CORE S&P MCP ETF 464287507 22 83 SH   SOLE   0 0 83
ISHARES TR COHEN STEER REIT 464287564 520 23,723 SH   SOLE   0 0 23,723
ISHARES TR RUS 1000 GRW ETF 464287614 109 403 SH   SOLE   0 0 403
ISHARES TR RUS 1000 ETF 464287622 86,684 425,332 SH   SOLE   0 0 425,332
ISHARES TR RUSSELL 2000 ETF 464287655 21,930 123,113 SH   SOLE   0 0 123,113
ISHARES TR U.S. REAL ES ETF 464287739 103 1,013 SH   SOLE   0 0 1,013
ISHARES TR CORE S&P SCP ETF 464287804 1,601 14,171 SH   SOLE   0 0 14,171
ISHARES TR NATIONAL MUN ETF 464288414 433 3,694 SH   SOLE   0 0 3,694
ISHARES TR IBOXX HI YD ETF 464288513 376 25,772 SH   SOLE   0 0 25,772
ISHARES TR SHORT TREAS BD 464288679 538 51,462 SH   SOLE   0 0 51,462
ISHARES TR EAFE GRWTH ETF 464288885 33 311 SH   SOLE   0 0 311
ISHARES TR CORE MSCI EAFE 46432F842 194 2,597 SH   SOLE   0 0 2,597
ISHARES INC CORE MSCI EMKT 46434G103 215 3,211 SH   SOLE   0 0 3,211
ISHARES TR EXPONENTIAL TECH 46434V381 405 6,409 SH   SOLE   0 0 6,409
LILLY ELI & CO COM 532457108 23 100 SH   SOLE   0 0 100
MCDONALDS CORP COM 580135101 4 18 SH   SOLE   0 0 18
NEXTERA ENERGY INC COM 65339F101 29 400 SH   SOLE   0 0 400
NORTHROP GRUMMAN CORP COM 666807102 40 111 SH   SOLE   0 0 111
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,265 12,299 SH   SOLE   0 0 12,299
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 8,945 173,717 SH   SOLE   0 0 173,717
SPDR SER TR PRTFLO S&P500 HI 78468R788 2 46 SH   SOLE   0 0 46
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1 10 SH   SOLE   0 0 10
TWO HBRS INVT CORP COM NEW 90187B408 0 31 SH   SOLE   0 0 31
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 70 1,108 SH   SOLE   0 0 1,108
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 124 2,289 SH   SOLE   0 0 2,289
VANGUARD INDEX FDS LARGE CAP ETF 922908637 18,327 91,295 SH   SOLE   0 0 91,295
VANGUARD INDEX FDS SMALL CP ETF 922908751 24,713 109,699 SH   SOLE   0 0 109,699
VANGUARD INDEX FDS TOTAL STK MKT 922908769 282 1,267 SH   SOLE   0 0 1,267
WABTEC COM 929740108 4 44 SH   SOLE   0 0 44