• • • • • • • • • • • • • • • • • • • • • • • • •

• • • • • •

• •

▪

▪

▪ ▪

0 50 100 150 # of L oa ns Credit Score 0 50 100 150 200 250 300 # o f Lo a n s Coupon Rate (%)

Non Owner Occupied, 1% Investor Loans, 28% Just Missed Prime, 21% Loans Made to Bank Statement Borrowers, 50%

FL, 20% CA, 37% TX, 6% GA, 4% Other, 34%

FL, 20% CA, 37% TX, 8% GA, 4% Other, 31%

• • • ‒ ‒ • • • •

• • • ‒ • • •