The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 232 2,366 SH   SOLE   0 0 2,366
AMAZON COM INC COM 023135106 395 143 SH   SOLE   0 0 143
APPLE INC COM 037833100 380 1,041 SH   SOLE   0 0 1,041
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,435 13,640 SH   SOLE   0 0 13,640
BEST BUY INC COM 086516101 278 3,190 SH   SOLE   0 0 3,190
BRISTOL-MYERS SQUIBB CO COM 110122108 251 4,263 SH   SOLE   0 0 4,263
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 299 5,359 SH   SOLE   0 0 5,359
FS KKR CAP CORP II COM 35952V303 288 22,371 SH   SOLE   1,886 0 22,371
GLACIER BANCORP INC NEW COM 37637Q105 605 17,130 SH   SOLE   0 0 17,130
HEALTHCARE TR AMER INC CL A NEW 42225P501 1,197 45,132 SH   SOLE   0 0 45,132
HONEYWELL INTL INC COM 438516106 625 4,321 SH   SOLE   0 0 4,321
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 355 9,507 SH   SOLE   0 0 9,507
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 200 4,837 SH   SOLE   0 0 4,837
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 447 21,005 SH   SOLE   1,080 0 21,005
INVESCO EXCHANGE-TRADED FD T SOLAR ETF 46138G706 542 15,005 SH   SOLE   0 0 15,005
INVESCO QQQ TR UNIT SER 1 46090E103 866 3,499 SH   SOLE   0 0 3,499
ISHARES GOLD TRUST ISHARES 464285105 3,922 230,823 SH   SOLE   7,279 0 230,823
ISHARES INC CORE MSCI EMKT 46434G103 5,455 114,603 SH   SOLE   740 0 114,603
ISHARES TR MSCI AC ASIA ETF 464288182 622 8,995 SH   SOLE   0 0 8,995
ISHARES TR U.S. REAL ES ETF 464287739 542 6,874 SH   SOLE   0 0 6,874
ISHARES TR SHRT NAT MUN ETF 464288158 394 3,655 SH   SOLE   0 0 3,655
ISHARES TR S&P SML 600 GWT 464287887 990 5,832 SH   SOLE   0 0 5,832
ISHARES TR SP SMCP600VL ETF 464287879 784 6,511 SH   SOLE   0 0 6,511
ISHARES TR S&P MC 400VL ETF 464287705 327 2,462 SH   SOLE   0 0 2,462
ISHARES TR S&P 500 VAL ETF 464287408 7,509 69,395 SH   SOLE   331 0 69,395
ISHARES TR S&P 500 GRWT ETF 464287309 7,664 36,939 SH   SOLE   0 0 36,939
ISHARES TR RUSSELL 2000 ETF 464287655 3,186 22,254 SH   SOLE   0 0 22,254
ISHARES TR MSCI KLD400 SOC 464288570 1,412 11,967 SH   SOLE   0 0 11,967
ISHARES TR MSCI LW CRB TG 46434V464 444 3,677 SH   SOLE   0 0 3,677
ISHARES TR MSCI EAFE ETF 464287465 779 12,804 SH   SOLE   0 0 12,804
ISHARES TR CORE S&P MCP ETF 464287507 7,843 44,107 SH   SOLE   222 0 44,107
ISHARES TR CORE S&P TTL STK 464287150 630 9,075 SH   SOLE   0 0 9,075
ISHARES TR CORE S&P500 ETF 464287200 7,982 25,774 SH   SOLE   0 0 25,774
ISHARES TR IBOXX HI YD ETF 464288513 1,757 21,531 SH   SOLE   119 0 21,531
ISHARES TR CORE US AGGBD ET 464287226 9,177 77,629 SH   SOLE   372 0 77,629
ISHARES TR CORE S&P SCP ETF 464287804 18,259 267,380 SH   SOLE   3,792 0 267,380
ISHARES TR CORE MSCI EAFE 46432F842 2,223 38,886 SH   SOLE   0 0 38,886
ISHARES TR CORE TOTAL USD 46434V613 394 7,255 SH   SOLE   0 0 7,255
ISHARES TR MIN VOL EAFE ETF 46429B689 18,251 276,285 SH   SOLE   5,208 0 276,285
ISHARES TR MSCI MIN VOL ETF 46429B697 50,547 833,697 SH   SOLE   11,492 0 833,697
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 1,310 26,202 SH   SOLE   0 0 26,202
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 220 4,390 SH   SOLE   0 0 4,390
MARSH & MCLENNAN COS INC COM 571748102 523 4,872 SH   SOLE   0 0 4,872
MERCADOLIBRE INC COM 58733R102 394 400 SH   SOLE   0 0 400
MICROSOFT CORP COM 594918104 433 2,126 SH   SOLE   0 0 2,126
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 448 4,403 SH   SOLE   0 0 4,403
POLYMET MNG CORP COM 731916102 4 10,278 SH   SOLE   0 0 10,278
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 280 2,681 SH   SOLE   0 0 2,681
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,843 18,949 SH   SOLE   0 0 18,949
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,774 8,550 SH   SOLE   0 0 8,550
SPDR SER TR NUVEEN BRC MUNIC 78468R721 701 13,575 SH   SOLE   566 0 13,575
SPDR SER TR NUVEEN BLMBRG SR 78468R739 899 18,035 SH   SOLE   0 0 18,035
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,363 150,557 SH   SOLE   8,132 0 150,557
US BANCORP DEL COM NEW 902973304 604 16,396 SH   SOLE   0 0 16,396
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 253 14,060 SH   SOLE   0 0 14,060
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 202 3,412 SH   SOLE   0 0 3,412
VANGUARD INDEX FDS SMALL CP ETF 922908751 362 2,482 SH   SOLE   0 0 2,482
VANGUARD INDEX FDS TOTAL STK MKT 922908769 227 1,448 SH   SOLE   0 0 1,448
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 399 7,374 SH   SOLE   0 0 7,374
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 417 10,759 SH   SOLE   0 0 10,759
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 202 2,562 SH   SOLE   0 0 2,562
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 923 4,791 SH   SOLE   0 0 4,791
WALMART INC COM 931142103 216 1,803 SH   SOLE   0 0 1,803