The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 231 1,689 SH   SOLE   0 0 1,689
AMAZON COM INC COM 023135106 279 143 SH   SOLE   0 0 143
APPLE INC COM 037833100 265 1,041 SH   SOLE   0 0 1,041
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,279 12,463 SH   SOLE   0 0 12,463
BRISTOL-MYERS SQUIBB CO COM 110122108 240 4,302 SH   SOLE   0 0 4,302
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 256 5,359 SH   SOLE   0 0 5,359
GLACIER BANCORP INC NEW COM 37637Q105 583 17,134 SH   SOLE   0 0 17,134
HEALTHCARE TR AMER INC CL A NEW 42225P501 1,096 45,132 SH   SOLE   0 0 45,132
HONEYWELL INTL INC COM 438516106 578 4,321 SH   SOLE   0 0 4,321
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 401 19,075 SH   SOLE   0 0 19,075
INVESCO EXCHANGE-TRADED FD T S&P GBL WATER 46138E263 351 10,582 SH   SOLE   0 0 10,582
INVESCO EXCHANGE-TRADED FD T SOLAR ETF 46138G706 379 15,005 SH   SOLE   0 0 15,005
INVESCO EXCHANGE-TRADED FD T S&P MIDCP LOW 46138E198 422 10,597 SH   SOLE   0 0 10,597
INVESCO QQQ TR UNIT SER 1 46090E103 680 3,574 SH   SOLE   0 0 3,574
ISHARES GOLD TRUST ISHARES 464285105 3,103 205,896 SH   SOLE   6,996 0 198,900
ISHARES INC CORE MSCI EMKT 46434G103 5,119 126,480 SH   SOLE   471 0 126,009
ISHARES INC MIN VOL EMRG MKT 464286533 383 8,160 SH   SOLE   0 0 8,160
ISHARES TR MSCI KLD400 SOC 464288570 1,165 11,967 SH   SOLE   0 0 11,967
ISHARES TR SHRT NAT MUN ETF 464288158 418 3,935 SH   SOLE   0 0 3,935
ISHARES TR S&P SML 600 GWT 464287887 975 7,072 SH   SOLE   0 0 7,072
ISHARES TR SP SMCP600VL ETF 464287879 791 7,912 SH   SOLE   0 0 7,912
ISHARES TR S&P MC 400VL ETF 464287705 393 3,578 SH   SOLE   0 0 3,578
ISHARES TR S&P MC 400GR ETF 464287606 232 1,300 SH   SOLE   0 0 1,300
ISHARES TR S&P 500 VAL ETF 464287408 10,194 105,914 SH   SOLE   2,426 0 103,488
ISHARES TR S&P 500 GRWT ETF 464287309 6,529 39,556 SH   SOLE   0 0 39,556
ISHARES TR RUSSELL 2000 ETF 464287655 2,570 22,449 SH   SOLE   0 0 22,449
ISHARES TR U.S. REAL ES ETF 464287739 478 6,874 SH   SOLE   0 0 6,874
ISHARES TR MSCI LW CRB TG 46434V464 376 3,677 SH   SOLE   0 0 3,677
ISHARES TR MSCI AC ASIA ETF 464288182 740 12,384 SH   SOLE   0 0 12,384
ISHARES TR MSCI EAFE ETF 464287465 1,858 34,760 SH   SOLE   0 0 34,760
ISHARES TR IBOXX HI YD ETF 464288513 1,619 21,001 SH   SOLE   101 0 20,900
ISHARES TR MSCI MIN VOL ETF 46429B697 44,268 819,624 SH   SOLE   10,196 0 809,428
ISHARES TR MIN VOL EAFE ETF 46429B689 17,219 277,497 SH   SOLE   4,856 0 272,641
ISHARES TR CORE TOTAL USD 46434V613 431 8,200 SH   SOLE   0 0 8,200
ISHARES TR CORE MSCI EAFE 46432F842 1,142 22,886 SH   SOLE   0 0 22,886
ISHARES TR CORE S&P SCP ETF 464287804 14,421 257,014 SH   SOLE   3,658 0 253,356
ISHARES TR CORE S&P MCP ETF 464287507 11,102 77,174 SH   SOLE   1,147 0 76,027
ISHARES TR CORE US AGGBD ET 464287226 9,858 85,445 SH   SOLE   397 0 85,048
ISHARES TR CORE S&P500 ETF 464287200 6,815 26,372 SH   SOLE   0 0 26,372
ISHARES TR CORE S&P TTL STK 464287150 633 11,065 SH   SOLE   0 0 11,065
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 1,251 25,793 SH   SOLE   0 0 25,793
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 218 4,390 SH   SOLE   0 0 4,390
MARSH & MCLENNAN COS INC COM 571748102 421 4,872 SH   SOLE   0 0 4,872
MICROSOFT CORP COM 594918104 330 2,090 SH   SOLE   0 0 2,090
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 218 2,200 SH   SOLE   0 0 2,200
POLYMET MINING CORP COM 731916102 2 10,278 SH   SOLE   0 0 10,278
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 215 2,681 SH   SOLE   0 0 2,681
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,072 19,677 SH   SOLE   0 0 19,677
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,312 8,795 SH   SOLE   0 0 8,795
SPDR SER TR NUVEEN BRC MUNIC 78468R721 708 14,153 SH   SOLE   434 0 13,719
SPDR SER TR NUVEEN BLMBRG SR 78468R739 882 18,035 SH   SOLE   0 0 18,035
SPDR SER TR SSGA GNDER ETF 78468R747 342 5,792 SH   SOLE   0 0 5,792
US BANCORP DEL COM NEW 902973304 566 16,432 SH   SOLE   0 0 16,432
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 244 14,060 SH   SOLE   0 0 14,060
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 342 6,074 SH   SOLE   0 0 6,074
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 282 4,040 SH   SOLE   0 0 4,040
VANGUARD INDEX FDS TOTAL STK MKT 922908769 234 1,817 SH   SOLE   0 0 1,817
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 390 7,374 SH   SOLE   0 0 7,374
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 359 10,759 SH   SOLE   0 0 10,759
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 902 5,428 SH   SOLE   0 0 5,428
WALMART INC COM 931142103 205 1,803 SH   SOLE   0 0 1,803