The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 412 1,985 SH   SOLE   0 0 1,985
ALPHABET INC CAP STK CL A 02079K305 216 184 SH   SOLE   0 0 184
AMAZON COM INC COM 023135106 239 134 SH   SOLE   0 0 134
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,085 10,380 SH   SOLE   0 0 10,380
BEST BUY INC COM 086516101 227 3,190 SH   SOLE   0 0 3,190
BRISTOL MYERS SQUIBB CO COM 110122108 203 4,263 SH   SOLE   0 0 4,263
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 241 4,715 SH   SOLE   0 0 4,715
GLACIER BANCORP INC NEW COM 37637Q105 686 17,130 SH   SOLE   0 0 17,130
HALLIBURTON CO COM 406216101 205 6,984 SH   SOLE   0 0 6,984
HEALTHCARE TR AMER INC CL A NEW 42225P501 1,424 49,802 SH   SOLE   0 0 49,802
HONEYWELL INTL INC COM 438516106 685 4,308 SH   SOLE   0 0 4,308
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 524 24,759 SH   SOLE   0 0 24,759
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 364 2,680 SH   SOLE   0 0 2,680
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 426 12,040 SH   SOLE   0 0 12,040
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 219 4,400 SH   SOLE   0 0 4,400
INVESCO QQQ TR UNIT SER 1 46090E103 847 4,713 SH   SOLE   0 0 4,713
ISHARES GOLD TRUST ISHARES 464285105 1,154 93,214 SH   SOLE   0 0 93,214
ISHARES INC MIN VOL EMRG MKT 464286533 453 7,640 SH   SOLE   0 0 7,640
ISHARES INC CORE MSCI EMKT 46434G103 7,655 141,553 SH   SOLE   0 0 141,553
ISHARES TR IBOXX HI YD ETF 464288513 1,637 18,935 SH   SOLE   0 0 18,935
ISHARES TR MSCI AC ASIA ETF 464288182 902 12,762 SH   SOLE   0 0 12,762
ISHARES TR SHRT NAT MUN ETF 464288158 1,959 18,485 SH   SOLE   0 0 18,485
ISHARES TR MSCI KLD400 SOC 464288570 1,256 11,912 SH   SOLE   0 0 11,912
ISHARES TR MIN VOL USA ETF 46429B697 51,881 838,599 SH   SOLE   0 0 838,599
ISHARES TR MSCI LW CRB TG 46434V464 429 3,677 SH   SOLE   0 0 3,677
ISHARES TR CORE S&P SCP ETF 464287804 15,237 197,497 SH   SOLE   0 0 197,497
ISHARES TR CORE HIGH DV ETF 46429B663 431 8,979 SH   SOLE   0 0 8,979
ISHARES TR PFD AND INCM SEC 464288687 952 26,047 SH   SOLE   0 0 26,047
ISHARES TR S&P SML 600 GWT 464287887 3,925 23,998 SH   SOLE   0 0 23,998
ISHARES TR S&P 500 GRWT ETF 464287309 10,994 63,784 SH   SOLE   0 0 63,784
ISHARES TR MSCI EMG MKT ETF 464287234 247 5,745 SH   SOLE   0 0 5,745
ISHARES TR CORE US AGGBD ET 464287226 22,799 149,922 SH   SOLE   0 0 149,922
ISHARES TR CORE S&P TTL STK 464287150 685 10,641 SH   SOLE   0 0 10,641
ISHARES TR U.S. ENERGY ETF 464287796 531 6,159 SH   SOLE   0 0 6,159
ISHARES TR S&P 500 VAL ETF 464287408 9,554 84,746 SH   SOLE   0 0 84,746
ISHARES TR S&P MC 400VL ETF 464287705 786 5,008 SH   SOLE   0 0 5,008
ISHARES TR MSCI EAFE ETF 464287465 3,155 48,649 SH   SOLE   0 0 48,649
ISHARES TR RUSSELL 2000 ETF 464287655 5,154 33,627 SH   SOLE   0 0 33,627
ISHARES TR CORE S&P MCP ETF 464287507 12,170 64,257 SH   SOLE   0 0 64,257
ISHARES TR S&P MC 400GR ETF 464287606 326 1,490 SH   SOLE   0 0 1,490
MARSH & MCLENNAN COS INC COM 571748102 455 4,844 SH   SOLE   0 0 4,844
MERCADOLIBRE INC COM 58733R102 203 400 SH   SOLE   0 0 400
POLYMET MINING CORP COM 731916102 7 10,278 SH   SOLE   0 0 10,278
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 298 1,151 SH   SOLE   0 0 1,151
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,561 26,765 SH   SOLE   0 0 26,765
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,568 13,224 SH   SOLE   0 0 13,224
SPDR SER TR SSGA GNDER ETF 78468R747 411 5,792 SH   SOLE   0 0 5,792
SPDR SER TR NUVEEN BLMBRG SR 78468R739 4,406 90,725 SH   SOLE   0 0 90,725
SPDR SER TR BLOMBERG BRC INV 78468R200 452 14,710 SH   SOLE   0 0 14,710
US BANCORP DEL COM NEW 902973304 1,212 25,148 SH   SOLE   0 0 25,148
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 772 12,369 SH   SOLE   0 0 12,369
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 290 3,640 SH   SOLE   0 0 3,640
VANGUARD INDEX FDS TOTAL STK MKT 922908769 377 2,605 SH   SOLE   0 0 2,605
VANGUARD INDEX FDS VALUE ETF 922908744 335 3,108 SH   SOLE   0 0 3,108
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 417 4,803 SH   SOLE   0 0 4,803
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 563 10,043 SH   SOLE   0 0 10,043
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 321 3,742 SH   SOLE   0 0 3,742
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,490 8,640 SH   SOLE   0 0 8,640
WELLS FARGO CO NEW COM 949746101 823 17,042 SH   SOLE   0 0 17,042