The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CERNER CORP COM Stock 156782104 31 335 SH   SOLE   0 0 335
PRUDENTIAL FINL INC COM Stock 744320102 1 12 SH   SOLE   0 0 12
INVESCO QQQ TRUST ETF 46090E103 243 611 SH   SOLE   0 0 611
IONIS PHARMACEUTICALS INC COM Stock 462222100 6 200 SH   SOLE   0 0 200
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF ETF 78464A672 636 19,863 SH   SOLE   0 0 19,863
MONSTER BEVERAGE CORP NEW COM Stock 61174X109 4 50 SH   SOLE   0 0 50
JOHNSON & JOHNSON COM Stock 478160104 13 80 SH   SOLE   0 0 80
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 8 47 SH   SOLE   0 0 47
PROCTER AND GAMBLE CO COM Stock 742718109 74 457 SH   SOLE   0 0 457
COCA COLA CO COM Stock 191216100 5 100 SH   SOLE   0 0 100
GENERAL MLS INC COM Stock 370334104 0 10 SH   SOLE   0 0 10
UNITED PARCEL SERVICE INC CL B Stock 911312106 1 5 SH   SOLE   0 0 5
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 168 463 SH   SOLE   0 0 463
CAPITOL FED FINL INC COM Stock 14057J101 2 226 SH   SOLE   0 0 226
MERCK & CO INC COM Stock 58933Y105 45 597 SH   SOLE   0 0 597
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 2,125 19,796 SH   SOLE   0 0 19,796
INNOVATIVE INDL PPTYS INC COM REIT 45781V101 5 20 SH   SOLE   0 0 20
CORNING INC COM Stock 219350105 1 30 SH   SOLE   0 0 30
VERIZON COMMUNICATIONS INC COM Stock 92343V104 16 319 SH   SOLE   0 0 319
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 1,904 22,259 SH   SOLE   0 0 22,259
FORD MTR CO DEL COM Stock 345370860 41 2,000 SH   SOLE   0 0 2,000
US BANCORP DEL COM NEW Stock 902973304 7 135 SH   SOLE   0 0 135
XCEL ENERGY INC COM Stock 98389B100 64 956 SH   SOLE   0 0 956
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 219 891 SH   SOLE   0 0 891
DARE BIOSCIENCE INC COM Stock 23666P101 22 11,400 SH   SOLE   0 0 11,400
BRIGHTHOUSE FINL INC COM Stock 10922N103 0 12 SH   SOLE   0 0 12
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 5,484 53,560 SH   SOLE   0 0 53,560
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 640 2,096 SH   SOLE   0 0 2,096
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 0 1 SH   SOLE   0 0 1
VIRGIN GALACTIC HOLDINGS INC COM Stock 92766K106 7 560 SH   SOLE   0 0 560
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 0 1 SH   SOLE   0 0 1
TWO HBRS INVT CORP COM NEW REIT 90187B408 0 46 SH   SOLE   0 0 46
ISHARES S&P SMALL-CAP FUND ETF 464287804 6,503 56,792 SH   SOLE   0 0 56,792
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 140 469 SH   SOLE   0 0 469
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 323 3,484 SH   SOLE   0 0 3,484
PURPLE INNOVATION INC COM Stock 74640Y106 23 1,781 SH   SOLE   0 0 1,781
MICROSOFT CORP COM Stock 594918104 21 65 SH   SOLE   0 0 65
ARES CAPITAL CORP COM CEF 04010L103 0 30 SH   SOLE   0 0 30
ANDERSONS INC COM Stock 034164103 1 42 SH   SOLE   0 0 42
MONMOUTH REAL ESTATE INVT CORP CL A REIT 609720107 17 833 SH   SOLE   0 0 833
BOEING CO COM Stock 097023105 4 21 SH   SOLE   0 0 21
VANGUARD MID-CAP INDEX FUND ETF 922908629 2,215 8,696 SH   SOLE   0 0 8,696
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 14,147 232,567 SH   SOLE   0 0 232,567
TESLA INC COM Stock 88160R101 340 322 SH   SOLE   0 0 322
GOLDEN STAR RES LTD CDA COM Stock 38119T807 0 1 SH   SOLE   0 0 1
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 2 60 SH   SOLE   0 0 60
MODERNA INC COM Stock 60770K107 27 110 SH   SOLE   0 0 110
BROOKFIELD RENEWABLE PARTNERS PARTNERSHIP UNIT Stock G16258108 13 375 SH   SOLE   0 0 375
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 17,989 353,780 SH   SOLE   0 0 353,780
TANGER FACTORY OUTLET CTRS INC COM REIT 875465106 9 500 SH   SOLE   0 0 500
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 11,209 24,464 SH   SOLE   0 0 24,464
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 0 0 SH   SOLE   0 0 0
KKR & CO INC COM Stock 48251W104 1 25 SH   SOLE   0 0 25
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100 14 154 SH   SOLE   0 0 154
VANGUARD S&P 500 ETF ETF 922908363 143 329 SH   SOLE   0 0 329
VANECK GOLD MINERS ETF ETF 92189F106 3 100 SH   SOLE   0 0 100
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300 0 0 SH   SOLE   0 0 0
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 0 0 SH   SOLE   0 0 0
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 0 1 SH   SOLE   0 0 1
WABTEC COM Stock 929740108 0 1 SH   SOLE   0 0 1
SCHWAB U.S. REIT ETF ETF 808524847 0 0 SH   SOLE   0 0 0
PPL CORP COM Stock 69351T106 8 288 SH   SOLE   0 0 288
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A Stock 11275Q107 3 50 SH   SOLE   0 0 50
SPIRIT AIRLS INC COM Stock 848577102 0 11 SH   SOLE   0 0 11
SELECTQUOTE INC COM Stock 816307300 1 185 SH   SOLE   0 0 185
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307 14 118 SH   SOLE   0 0 118
AMERICAN ELEC PWR CO INC COM Stock 025537101 50 571 SH   SOLE   0 0 571
BROOKFIELD RENEWABLE CORP CL A SUB VTG Stock 11284V105 3 93 SH   SOLE   0 0 93
GLADSTONE LD CORP COM REIT 376549101 29 876 SH   SOLE   0 0 876
ADVISORSHARES PURE US CANNABIS ETF ETF 00768Y453 3 155 SH   SOLE   0 0 155
VIATRIS INC COM Stock 92556V106 0 51 SH   SOLE   0 0 51
SPIRIT AEROSYSTEMS HLDGS INC COM CL A Stock 848574109 18 420 SH   SOLE   0 0 420
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 2 25 SH   SOLE   0 0 25
ALSET EHOME INTERNATIONAL INC COM Stock 02116A104 3 6,700 SH   SOLE   0 0 6,700
VANECK SOCIAL SENTIMENT ETF ETF 92189H839 0 40 SH   SOLE   0 0 40
ROBLOX CORP CL A Stock 771049103 1 16 SH   SOLE   0 0 16
COINBASE GLOBAL INC COM CL A Stock 19260Q107 8 33 SH   SOLE   0 0 33
ORGANON & CO COMMON STOCK Stock 68622V106 1 58 SH   SOLE   0 0 58
VISA INC COM CL A Stock 92826C839 23 110 SH   SOLE   0 0 110
SENTINELONE INC CL A Stock 81730H109 10 200 SH   SOLE   0 0 200
KRISPY KREME INC COM Stock 50101L106 1 56 SH   SOLE   0 0 56
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100 0 42 SH   SOLE   0 0 42
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103 20 200 SH   SOLE   0 0 200
EMBARK TECHNOLOGY INC COM Stock 29079J103 8 1,010 SH   SOLE   0 0 1,010
META PLATFORMS INC CL A Stock 30303M102 5 15 SH   SOLE   0 0 15
CARLYLE GROUP INC COM Stock 14316J108 1 20 SH   SOLE   0 0 20
WP CAREY INC COM REIT 92936U109 3 48 SH   SOLE   0 0 48
METLIFE INC COM Stock 59156R108 9 152 SH   SOLE   0 0 152
ISHARES CORE MSCI EAFE ETF ETF 46432F842 5,374 72,005 SH   SOLE   0 0 72,005
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 94 2,090 SH   SOLE   0 0 2,090
NVIDIA CORPORATION COM Stock 67066G104 37 128 SH   SOLE   0 0 128
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 4,726 87,715 SH   SOLE   0 0 87,715
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 3 52 SH   SOLE   0 0 52
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 4,304 50,787 SH   SOLE   0 0 50,787
NORWEGIAN CRUISE LINE HLDG LTD SHS Stock G66721104 0 19 SH   SOLE   0 0 19
ZOETIS INC CL A Stock 98978V103 14 60 SH   SOLE   0 0 60
MACYS INC COM Stock 55616P104 0 10 SH   SOLE   0 0 10
ALLETE INC COM NEW Stock 018522300 4 70 SH   SOLE   0 0 70
TURTLE BEACH CORP COM NEW Stock 900450206 1 50 SH   SOLE   0 0 50
T-MOBILE US INC COM Stock 872590104 1 12 SH   SOLE   0 0 12
MGM RESORTS INTERNATIONAL COM Stock 552953101 0 18 SH   SOLE   0 0 18
CISCO SYS INC COM Stock 17275R102 2 31 SH   SOLE   0 0 31
GLOBAL NET LEASE INC COM NEW REIT 379378201 8 534 SH   SOLE   0 0 534
AT&T INC COM Stock 00206R102 20 852 SH   SOLE   0 0 852
GENERAL ELECTRIC CO COM NEW Stock 369604301 3 38 SH   SOLE   0 0 38
NOKIA CORP SPONSORED ADR ADR 654902204 0 160 SH   SOLE   0 0 160
CLEAN ENERGY FUELS CORP COM Stock 184499101 0 160 SH   SOLE   0 0 160
TWITTER INC COM Stock 90184L102 0 15 SH   SOLE   0 0 15
ISHARES CORE S&P 500 ETF ETF 464287200 28,968 60,731 SH   SOLE   0 0 60,731
TEXAS PACIFIC LAND CORPORATION COM Stock 88262P102 23 19 SH   SOLE   0 0 19
ONEOK INC NEW COM Stock 682680103 9 155 SH   SOLE   0 0 155
VMWARE INC CL A COM Stock 928563402 1 10 SH   SOLE   0 0 10
SALESFORCE COM INC COM Stock 79466L302 0 3 SH   SOLE   0 0 3
JPMORGAN CHASE & CO COM Stock 46625H100 1 10 SH   SOLE   0 0 10
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,626 13,989 SH   SOLE   0 0 13,989
BK OF AMERICA CORP COM Stock 060505104 6 145 SH   SOLE   0 0 145
WALMART INC COM Stock 931142103 1 10 SH   SOLE   0 0 10
WISDOMTREE U.S. LARGECAP FUND ETF 97717W588 244 4,863 SH   SOLE   0 0 4,863
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 28 213 SH   SOLE   0 0 213
TARGET CORP COM Stock 87612E106 4 20 SH   SOLE   0 0 20
PFIZER INC COM Stock 717081103 24 416 SH   SOLE   0 0 416
3M CO COM Stock 88579Y101 28 158 SH   SOLE   0 0 158
GILEAD SCIENCES INC COM Stock 375558103 1 21 SH   SOLE   0 0 21
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 30 267 SH   SOLE   0 0 267
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 390 3,423 SH   SOLE   0 0 3,423
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 11,406 205,220 SH   SOLE   0 0 205,220
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT Stock G16252101 27 450 SH   SOLE   0 0 450
CDK GLOBAL INC COM Stock 12508E101 4 112 SH   SOLE   0 0 112
PLUG POWER INC COM NEW Stock 72919P202 8 300 SH   SOLE   0 0 300
SHAKE SHACK INC CL A Stock 819047101 2 35 SH   SOLE   0 0 35
REALTY INCOME CORP COM REIT 756109104 11 159 SH   SOLE   0 0 159
ALTRIA GROUP INC COM Stock 02209S103 10 227 SH   SOLE   0 0 227
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857 648 18,674 SH   SOLE   0 0 18,674
EXXON MOBIL CORP COM Stock 30231G102 8 141 SH   SOLE   0 0 141
UNITEDHEALTH GROUP INC COM Stock 91324P102 16 33 SH   SOLE   0 0 33
ARK INNOVATION ETF ETF 00214Q104 20 213 SH   SOLE   0 0 213
SOUTHWEST AIRLS CO COM Stock 844741108 8 192 SH   SOLE   0 0 192
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 11,421 313,096 SH   SOLE   0 0 313,096
ISHARES S&P MIDCAP FUND ETF 464287507 6,578 23,238 SH   SOLE   0 0 23,238
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NOA K-1A ETF ETF 46090F100 18 1,300 SH   SOLE   0 0 1,300
APPLE INC COM Stock 037833100 92 520 SH   SOLE   0 0 520
DISNEY WALT CO COM Stock 254687106 15 102 SH   SOLE   0 0 102
ISHARES RUSSELL 1000 ETF ETF 464287622 846 3,200 SH   SOLE   0 0 3,200
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 64 383 SH   SOLE   0 0 383