Chief Compliance Officer

0001765594-24-000007.txt : 20241010 0001765594-24-000007.hdr.sgml : 20241010 20241010160829 ACCESSION NUMBER: 0001765594-24-000007 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240930 FILED AS OF DATE: 20241010 DATE AS OF CHANGE: 20241010 EFFECTIVENESS DATE: 20241010 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CRA Financial Services, LLC CENTRAL INDEX KEY: 0001765594 ORGANIZATION NAME: IRS NUMBER: 223672834 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19056 FILM NUMBER: 241365282 BUSINESS ADDRESS: STREET 1: 332 TILTON ROAD CITY: NORTHFIELD STATE: NJ ZIP: 08225 BUSINESS PHONE: 609-380-3500 MAIL ADDRESS: STREET 1: 332 TILTON ROAD CITY: NORTHFIELD STATE: NJ ZIP: 08225 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001765594 XXXXXXXX 09-30-2024 09-30-2024 CRA Financial Services, LLC

332 TILTON ROAD NORTHFIELD NJ 08225

13F HOLDINGS REPORT 028-19056 000124004 801-62232 N Donna Savastani Chief Compliance Officer (609) 380-3500 Donna Savastani Northfield NJ 10-10-2024 0 267 545022928 false INFORMATION TABLE 2 cra3q24.xml ABBOTT LABS COM 002824100 548000 4807 SH SOLE 4807 0 0 ABBVIE INC COM 00287Y109 2235832 11322 SH SOLE 11322 0 0 ADAMS DIVERSIFIED EQUITY FD COM 006212104 215600 10000 SH SOLE 10000 0 0 ADOBE INC COM 00724F101 276734 534 SH SOLE 534 0 0 ADVANCED MICRO DEVICES INC COM 007903107 212669 1296 SH SOLE 1296 0 0 ALPHABET INC CAP STK CL C 02079K107 4465017 26706 SH SOLE 26706 0 0 ALPHABET INC CAP STK CL A 02079K305 10813556 65201 SH SOLE 65201 0 0 ALTRIA GROUP INC COM 02209S103 273258 5354 SH SOLE 5354 0 0 AMAZON COM INC COM 023135106 24975518 134039 SH SOLE 134039 0 0 AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 828278 15333 SH SOLE 15333 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1626791 24712 SH SOLE 24712 0 0 AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752 321623 4575 SH SOLE 4575 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 1610317 16783 SH SOLE 16783 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 236466 2485 SH SOLE 2485 0 0 AMERICAN EXPRESS CO COM 025816109 275810 1017 SH SOLE 1017 0 0 AMERICAN INTL GROUP INC COM NEW 026874784 367981 5025 SH SOLE 5025 0 0 AMGEN INC COM 031162100 743661 2308 SH SOLE 2308 0 0 APPLE INC COM 037833100 46829550 200985 SH SOLE 200985 0 0 AT&T INC COM 00206R102 260872 11858 SH SOLE 11858 0 0 ATAI LIFE SCIENCES NV SHS N0731H103 14967 12903 SH SOLE 12903 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 273985 990 SH SOLE 990 0 0 BANK AMERICA CORP COM 060505104 1728303 43556 SH SOLE 43556 0 0 BECTON DICKINSON & CO COM 075887109 209466 869 SH SOLE 869 0 0 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1382360 2 SH SOLE 2 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4981394 10823 SH SOLE 10823 0 0 BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702 4679035 154640 SH SOLE 154640 0 0 BLACKROCK INC COM 09247X101 321884 339 SH SOLE 339 0 0 BLACKSTONE INC COM 09260D107 397066 2593 SH SOLE 2593 0 0 BOEING CO COM 097023105 451836 2972 SH SOLE 2972 0 0 BOSTON SCIENTIFIC CORP COM 101137107 238076 2841 SH SOLE 2841 0 0 BP PLC SPONSORED ADR 055622104 238062 7584 SH SOLE 7584 0 0 BROADCOM INC COM 11135F101 3958876 22950 SH SOLE 22950 0 0 BROOKFIELD CORP CL A LTD VT SH 11271J107 507583 9550 SH SOLE 9550 0 0 CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 221891 6378 SH SOLE 6378 0 0 CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 1190714 44150 SH SOLE 44150 0 0 CATERPILLAR INC COM 149123101 1669300 4268 SH SOLE 4268 0 0 CHEVRON CORP NEW COM 166764100 1900979 12908 SH SOLE 12908 0 0 CISCO SYS INC COM 17275R102 588720 11062 SH SOLE 11062 0 0 COCA COLA CO COM 191216100 989513 13770 SH SOLE 13770 0 0 COINBASE GLOBAL INC COM CL A 19260Q107 251932 1414 SH SOLE 1414 0 0 COMCAST CORP NEW CL A 20030N101 674687 16152 SH SOLE 16152 0 0 CONOCOPHILLIPS COM 20825C104 452735 4300 SH SOLE 4300 0 0 CONSTELLATION ENERGY CORP COM 21037T109 706474 2717 SH SOLE 2717 0 0 COSTCO WHSL CORP NEW COM 22160K105 1290067 1455 SH SOLE 1455 0 0 CROWDSTRIKE HLDGS INC CL A 22788C105 618385 2205 SH SOLE 2205 0 0 CUMMINS INC COM 231021106 221796 685 SH SOLE 685 0 0 CVS HEALTH CORP COM 126650100 274651 4368 SH SOLE 4368 0 0 DANAHER CORPORATION COM 235851102 263867 949 SH SOLE 949 0 0 DEERE & CO COM 244199105 500575 1199 SH SOLE 1199 0 0 DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 986990 15868 SH SOLE 15868 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 478148 7372 SH SOLE 7372 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 863937 25195 SH SOLE 25195 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 381172 9143 SH SOLE 9143 0 0 DIREXION SHS ETF TR DRX S&P500BULL 25459W862 235432 1436 SH SOLE 1436 0 0 DISNEY WALT CO COM 254687106 1606147 16698 SH SOLE 16698 0 0 DNP SELECT INCOME FD INC COM 23325P104 232349 23142 SH SOLE 23142 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 364348 3160 SH SOLE 3160 0 0 ELI LILLY & CO COM 532457108 3661827 4133 SH SOLE 4133 0 0 EOG RES INC COM 26875P101 233444 1899 SH SOLE 1899 0 0 EXELON CORP COM 30161N101 268928 6632 SH SOLE 6632 0 0 EXXON MOBIL CORP COM 30231G102 3907681 33336 SH SOLE 33336 0 0 FEDEX CORP COM 31428X106 332881 1216 SH SOLE 1216 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 2033268 28398 SH SOLE 28398 0 0 FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 1068010 24971 SH SOLE 24971 0 0 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 227556 9450 SH SOLE 9450 0 0 FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 807926 26096 SH SOLE 26096 0 0 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1967614 42097 SH SOLE 42097 0 0 FIDELITY WISE ORIGIN BITCOIN SHS 315948109 484201 8720 SH SOLE 8720 0 0 FISERV INC COM 337738108 510745 2843 SH SOLE 2843 0 0 FORD MTR CO COM 345370860 228757 21663 SH SOLE 21663 0 0 GE AEROSPACE COM NEW 369604301 320344 1699 SH SOLE 1699 0 0 GENERAL DYNAMICS CORP COM 369550108 283161 937 SH SOLE 937 0 0 GENERAL MLS INC COM 370334104 231959 3141 SH SOLE 3141 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 370764 749 SH SOLE 749 0 0 GRAYSCALE BITCOIN MINI TR BT SHS 389930108 166023 29489 SH SOLE 29489 0 0 GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109 1470257 29114 SH SOLE 29114 0 0 GRAYSCALE ETHEREUM MINI TR E COM UNIT 38964R104 43664 17895 SH SOLE 17895 0 0 GRAYSCALE ETHEREUM TR ETH SHS 389638107 393035 17955 SH SOLE 17955 0 0 HARBOR ETF TRUST INTERNATNAL COMP 41151J885 469447 16227 SH SOLE 16227 0 0 HOME DEPOT INC COM 437076102 7042373 17380 SH SOLE 17380 0 0 HONEYWELL INTL INC COM 438516106 888853 4300 SH SOLE 4300 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276 588251 9672 SH SOLE 9672 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318 215868 6125 SH SOLE 6125 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C334 592387 12179 SH SOLE 12179 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 1013514 25822 SH SOLE 25822 0 0 INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 488135 10484 SH SOLE 10484 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 962989 26720 SH SOLE 26720 0 0 INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 362870 8648 SH SOLE 8648 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466 429024 9235 SH SOLE 9235 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 3406793 82449 SH SOLE 82449 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 1621174 42317 SH SOLE 42317 0 0 INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 466762 10835 SH SOLE 10835 0 0 INNOVATOR ETFS TRUST US EQTY ULTRA BU 45782C565 216049 6375 SH SOLE 6375 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 1428213 38684 SH SOLE 38684 0 0 INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 323326 8480 SH SOLE 8480 0 0 INNOVATOR ETFS TRUST US SML CP PWR B 45782C599 322423 10620 SH SOLE 10620 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C615 375286 7520 SH SOLE 7520 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 219621 5700 SH SOLE 5700 0 0 INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C672 908328 25930 SH SOLE 25930 0 0 INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 3533890 93341 SH SOLE 93341 0 0 INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 616157 14404 SH SOLE 14404 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 1130431 30655 SH SOLE 30655 0 0 INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 245217 6025 SH SOLE 6025 0 0 INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 395304 9050 SH SOLE 9050 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 422583 10849 SH SOLE 10849 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 2793113 69000 SH SOLE 69000 0 0 INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 2567913 71450 SH SOLE 71450 0 0 INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 227606 5248 SH SOLE 5248 0 0 INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y301 256809 7695 SH SOLE 7695 0 0 INNOVATOR ETFS TRUST U S EQ 10 BUFFER 45783Y442 5611055 191831 SH SOLE 191831 0 0 INNOVATOR ETFS TRUST US EQTY ACCELRT9 45783Y848 747954 25154 SH SOLE 25154 0 0 INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 7278720 236092 SH SOLE 236092 0 0 INNOVATOR ETFS TRUST EQUITY DEFINED P 45784N106 974531 39185 SH SOLE 39185 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 995384 4502 SH SOLE 4502 0 0 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 308207 4297 SH SOLE 4297 0 0 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 612593 3050 SH SOLE 3050 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528 391840 16000 SH SOLE 16000 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 223380 9000 SH SOLE 9000 0 0 INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 315688 16783 SH SOLE 16783 0 0 INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 259999 11085 SH SOLE 11085 0 0 INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 765264 37221 SH SOLE 37221 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 1227531 62248 SH SOLE 62248 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 2044548 104527 SH SOLE 104527 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 777109 33612 SH SOLE 33612 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 3713693 179840 SH SOLE 179840 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 571726 25164 SH SOLE 25164 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 470870 22295 SH SOLE 22295 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 742312 23032 SH SOLE 23032 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 4660037 26010 SH SOLE 26010 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 506574 12468 SH SOLE 12468 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 18524860 37955 SH SOLE 37955 0 0 ISHARES GOLD TR ISHARES NEW 464285204 200043 4025 SH SOLE 4025 0 0 ISHARES TR CORE S&P TTL STK 464287150 340663 2712 SH SOLE 2712 0 0 ISHARES TR SELECT DIVID ETF 464287168 1247101 9233 SH SOLE 9233 0 0 ISHARES TR CORE S&P500 ETF 464287200 14027197 24318 SH SOLE 24318 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 327082 3416 SH SOLE 3416 0 0 ISHARES TR S&P 500 VAL ETF 464287408 1122489 5693 SH SOLE 5693 0 0 ISHARES TR MSCI EAFE ETF 464287465 243191 2908 SH SOLE 2908 0 0 ISHARES TR RUS MD CP GR ETF 464287481 287126 2448 SH SOLE 2448 0 0 ISHARES TR RUS MID CAP ETF 464287499 359282 4076 SH SOLE 4076 0 0 ISHARES TR CORE S&P MCP ETF 464287507 4891846 78496 SH SOLE 78496 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 850304 4480 SH SOLE 4480 0 0 ISHARES TR S&P MC 400GR ETF 464287606 513889 5590 SH SOLE 5590 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 3431134 9140 SH SOLE 9140 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 216976 764 SH SOLE 764 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 740002 3350 SH SOLE 3350 0 0 ISHARES TR RUSSELL 3000 ETF 464287689 219540 672 SH SOLE 672 0 0 ISHARES TR S&P MC 400VL ETF 464287705 344458 2786 SH SOLE 2786 0 0 ISHARES TR CORE S&P SCP ETF 464287804 2971707 25408 SH SOLE 25408 0 0 ISHARES TR S&P SML 600 GWT 464287887 348725 2500 SH SOLE 2500 0 0 ISHARES TR NATIONAL MUN ETF 464288414 259626 2390 SH SOLE 2390 0 0 ISHARES TR MSCI KLD400 SOC 464288570 261960 2408 SH SOLE 2408 0 0 ISHARES TR PFD AND INCM SEC 464288687 351075 10565 SH SOLE 10565 0 0 ISHARES TR US AER DEF ETF 464288760 614707 4108 SH SOLE 4108 0 0 ISHARES TR EAFE VALUE ETF 464288877 309914 5387 SH SOLE 5387 0 0 ISHARES TR EAFE GRWTH ETF 464288885 228756 2125 SH SOLE 2125 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 3084580 26225 SH SOLE 26225 0 0 ISHARES TR MSCI USA MMENTM 46432F396 673569 3322 SH SOLE 3322 0 0 ISHARES TR CORE MSCI EAFE 46432F842 811931 10403 SH SOLE 10403 0 0 ISHARES TR CORE DIV GRWTH 46434V621 1276251 20358 SH SOLE 20358 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 219290 1738 SH SOLE 1738 0 0 ISHARES TR ESG SCRND S&P500 46436E569 233434 5278 SH SOLE 5278 0 0 ISHARES TR LARGE CAP MAX BU 46438G612 1340434 51575 SH SOLE 51575 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 331579 5572 SH SOLE 5572 0 0 J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 665712 13800 SH SOLE 13800 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2001304 39442 SH SOLE 39442 0 0 JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 627218 12327 SH SOLE 12327 0 0 JOHNSON & JOHNSON COM 478160104 1637597 10105 SH SOLE 10105 0 0 JPMORGAN CHASE & CO. COM 46625H100 2138082 10140 SH SOLE 10140 0 0 LINDE PLC SHS G54950103 366715 769 SH SOLE 769 0 0 LOCKHEED MARTIN CORP COM 539830109 1289539 2206 SH SOLE 2206 0 0 LOWES COS INC COM 548661107 670895 2477 SH SOLE 2477 0 0 MARATHON PETE CORP COM 56585A102 293044 1799 SH SOLE 1799 0 0 MASTERCARD INCORPORATED CL A 57636Q104 3536979 7163 SH SOLE 7163 0 0 MCDONALDS CORP COM 580135101 1337110 4391 SH SOLE 4391 0 0 MCKESSON CORP COM 58155Q103 271931 550 SH SOLE 550 0 0 MERCADOLIBRE INC COM 58733R102 201092 98 SH SOLE 98 0 0 MERCK & CO INC COM 58933Y105 1554715 13691 SH SOLE 13691 0 0 META PLATFORMS INC CL A 30303M102 7941972 13874 SH SOLE 13874 0 0 METLIFE INC COM 59156R108 200261 2428 SH SOLE 2428 0 0 MICROSOFT CORP COM 594918104 17673569 41073 SH SOLE 41073 0 0 NETFLIX INC COM 64110L106 1607348 2266 SH SOLE 2266 0 0 NEXTERA ENERGY INC COM 65339F101 2615352 30940 SH SOLE 30940 0 0 NORFOLK SOUTHN CORP COM 655844108 202031 813 SH SOLE 813 0 0 NORTHROP GRUMMAN CORP COM 666807102 244041 462 SH SOLE 462 0 0 NOVARTIS AG SPONSORED ADR 66987V109 214627 1866 SH SOLE 1866 0 0 NOVO-NORDISK A S ADR 670100205 326478 2742 SH SOLE 2742 0 0 NVIDIA CORPORATION COM 67066G104 13427755 110571 SH SOLE 110571 0 0 ORACLE CORP COM 68389X105 334435 1963 SH SOLE 1963 0 0 PACER FDS TR US CASH COWS 100 69374H881 260235 4500 SH SOLE 4500 0 0 PALANTIR TECHNOLOGIES INC CL A 69608A108 200694 5395 SH SOLE 5395 0 0 PALO ALTO NETWORKS INC COM 697435105 1191950 3487 SH SOLE 3487 0 0 PAYCHEX INC COM 704326107 318030 2370 SH SOLE 2370 0 0 PEPSICO INC COM 713448108 1369377 8053 SH SOLE 8053 0 0 PFIZER INC COM 717081103 486742 16819 SH SOLE 16819 0 0 PHILIP MORRIS INTL INC COM 718172109 400060 3295 SH SOLE 3295 0 0 PHILLIPS 66 COM 718546104 211372 1608 SH SOLE 1608 0 0 PNC FINL SVCS GROUP INC COM 693475105 233521 1263 SH SOLE 1263 0 0 PPL CORP COM 69351T106 347340 10500 SH SOLE 10500 0 0 PROCTER AND GAMBLE CO COM 742718109 1956888 11298 SH SOLE 11298 0 0 PROSHARES TR PSHS ULT S&P 500 74347R107 410544 4553 SH SOLE 4553 0 0 PROSHARES TR PSHS ULTRA QQQ 74347R206 288908 2869 SH SOLE 2869 0 0 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 344621 3863 SH SOLE 3863 0 0 QUALCOMM INC COM 747525103 1326390 7800 SH SOLE 7800 0 0 RTX CORPORATION COM 75513E101 462233 3815 SH SOLE 3815 0 0 SALESFORCE INC COM 79466L302 317563 1160 SH SOLE 1160 0 0 SCHWAB CHARLES CORP COM 808513105 223919 3455 SH SOLE 3455 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3527135 53024 SH SOLE 53024 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 23931558 229714 SH SOLE 229714 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2659487 32007 SH SOLE 32007 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1613269 31326 SH SOLE 31326 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 29287895 346479 SH SOLE 346479 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5292144 128700 SH SOLE 128700 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 272525 5564 SH SOLE 5564 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 538912 3499 SH SOLE 3499 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 1054180 12007 SH SOLE 12007 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 317243 7000 SH SOLE 7000 0 0 SELECT SECTOR SPDR TR INDL 81369Y704 388455 2868 SH SOLE 2868 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 479791 2125 SH SOLE 2125 0 0 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 212711 2353 SH SOLE 2353 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1024726 12685 SH SOLE 12685 0 0 SELECTIVE INS GROUP INC COM 816300107 275048 2948 SH SOLE 2948 0 0 SHELL PLC SPON ADS 780259305 237750 3605 SH SOLE 3605 0 0 SHOPIFY INC CL A 82509L107 217981 2720 SH SOLE 2720 0 0 SOUTHERN CO COM 842587107 270450 2999 SH SOLE 2999 0 0 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1261456 2981 SH SOLE 2981 0 0 SPDR GOLD TR GOLD SHS 78463V107 1269259 5222 SH SOLE 5222 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 8610973 15008 SH SOLE 15008 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 355468 624 SH SOLE 624 0 0 SPDR SER TR S&P DIVID ETF 78464A763 15964353 112393 SH SOLE 112393 0 0 STARBUCKS CORP COM 855244109 280576 2878 SH SOLE 2878 0 0 STRYKER CORPORATION COM 863667101 242767 672 SH SOLE 672 0 0 T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701 414600 8332 SH SOLE 8332 0 0 T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 1506657 45313 SH SOLE 45313 0 0 TARGET CORP COM 87612E106 340000 2181 SH SOLE 2181 0 0 TESLA INC COM 88160R101 1880596 7188 SH SOLE 7188 0 0 TORONTO DOMINION BK ONT COM NEW 891160509 575610 9099 SH SOLE 9099 0 0 TRAVELERS COMPANIES INC COM 89417E109 284222 1214 SH SOLE 1214 0 0 UBER TECHNOLOGIES INC COM 90353T100 254492 3386 SH SOLE 3386 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1057202 7754 SH SOLE 7754 0 0 UNITEDHEALTH GROUP INC COM 91324P102 1816685 3107 SH SOLE 3107 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1830159 16918 SH SOLE 16918 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 488856 4628 SH SOLE 4628 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4462270 8457 SH SOLE 8457 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 205245 843 SH SOLE 843 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1261004 12944 SH SOLE 12944 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 10052019 38100 SH SOLE 38100 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 1669328 4348 SH SOLE 4348 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 1517351 8692 SH SOLE 8692 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 13723034 57852 SH SOLE 57852 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1076857 3803 SH SOLE 3803 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4004761 47818 SH SOLE 47818 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17981490 90788 SH SOLE 90788 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 450650 6961 SH SOLE 6961 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1250294 9753 SH SOLE 9753 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1598801 21776 SH SOLE 21776 0 0 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1246760 4418 SH SOLE 4418 0 0 VANGUARD WORLD FD INF TECH ETF 92204A702 1496213 2551 SH SOLE 2551 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 362392 8069 SH SOLE 8069 0 0 VISA INC COM CL A 92826C839 4431225 16116 SH SOLE 16116 0 0 WALMART INC COM 931142103 1217679 15080 SH SOLE 15080 0 0 WASTE MGMT INC DEL COM 94106L109 231655 1116 SH SOLE 1116 0 0 WEC ENERGY GROUP INC COM 92939U106 293386 3050 SH SOLE 3050 0 0 WESTWATER RES INC COM NEW 961684206 7740 15000 SH SOLE 15000 0 0 WISDOMTREE TR US LARGECAP DIVD 97717W307 2352344 29943 SH SOLE 29943 0 0 WISDOMTREE TR US QTLY DIV GRT 97717X669 10745867 129142 SH SOLE 129142 0 0 XCEL ENERGY INC COM 98389B100 207458 3177 SH SOLE 3177 0 0