0001765594-24-000002.txt : 20240417 0001765594-24-000002.hdr.sgml : 20240417 20240417143021 ACCESSION NUMBER: 0001765594-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240417 DATE AS OF CHANGE: 20240417 EFFECTIVENESS DATE: 20240417 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CRA Financial Services, LLC CENTRAL INDEX KEY: 0001765594 ORGANIZATION NAME: IRS NUMBER: 223672834 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19056 FILM NUMBER: 24850388 BUSINESS ADDRESS: STREET 1: 332 TILTON ROAD CITY: NORTHFIELD STATE: NJ ZIP: 08225 BUSINESS PHONE: 609-380-3500 MAIL ADDRESS: STREET 1: 332 TILTON ROAD CITY: NORTHFIELD STATE: NJ ZIP: 08225 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001765594 XXXXXXXX 03-31-2024 03-31-2024 CRA Financial Services, LLC
332 TILTON ROAD NORTHFIELD NJ 08225
13F HOLDINGS REPORT 028-19056 000124004 801-62232 N
Donna Savastani Chief Compliance Officer (609) 380-3500 Donna Savastani Northfield NJ 04-17-2024 0 244 460359900 false
INFORMATION TABLE 2 cra1q24.xml ABBOTT LABS COM 002824100 575798 5066 SH SOLE 5066 0 0 ABBVIE INC COM 00287Y109 2081095 11428 SH SOLE 11428 0 0 ADAMS DIVERSIFIED EQUITY FD COM 006212104 195200 10000 SH SOLE 10000 0 0 ADOBE INC COM 00724F101 251291 498 SH SOLE 498 0 0 ALPHABET INC CAP STK CL C 02079K107 4226601 27759 SH SOLE 27759 0 0 ALPHABET INC CAP STK CL A 02079K305 10007414 66305 SH SOLE 66305 0 0 ALTRIA GROUP INC COM 02209S103 240785 5520 SH SOLE 5520 0 0 AMAZON COM INC COM 023135106 24808383 137534 SH SOLE 137534 0 0 AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 645697 12332 SH SOLE 12332 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 877727 13659 SH SOLE 13659 0 0 AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 315735 6246 SH SOLE 6246 0 0 AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752 324351 4925 SH SOLE 4925 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 1454087 15517 SH SOLE 15517 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 226899 2535 SH SOLE 2535 0 0 AMERICAN EXPRESS CO COM 025816109 231561 1017 SH SOLE 1017 0 0 AMERICAN INTL GROUP INC COM NEW 026874784 392882 5026 SH SOLE 5026 0 0 AMGEN INC COM 031162100 656211 2308 SH SOLE 2308 0 0 APPLE INC COM 037833100 35343194 206107 SH SOLE 206107 0 0 AT&T INC COM 00206R102 289803 16466 SH SOLE 16466 0 0 ATAI LIFE SCIENCES NV SHS N0731H103 25419 12903 SH SOLE 12903 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 290448 1163 SH SOLE 1163 0 0 BANK AMERICA CORP COM 060505104 1635238 43123 SH SOLE 43123 0 0 BECTON DICKINSON & CO COM 075887109 214906 868 SH SOLE 868 0 0 BERKSHIRE HATHAWAY INC DEL CL A 084670108 1268880 2 SH SOLE 2 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4397798 10458 SH SOLE 10458 0 0 BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702 3001101 107720 SH SOLE 107720 0 0 BLACKROCK INC COM 09247X101 287627 345 SH SOLE 345 0 0 BLACKSTONE INC COM 09260D107 334074 2543 SH SOLE 2543 0 0 BOEING CO COM 097023105 584919 3031 SH SOLE 3031 0 0 BP PLC SPONSORED ADR 055622104 301783 8009 SH SOLE 8009 0 0 BROADCOM INC COM 11135F101 2746125 2072 SH SOLE 2072 0 0 BROOKFIELD CORP CL A LTD VT SH 11271J107 471038 11250 SH SOLE 11250 0 0 CATERPILLAR INC COM 149123101 1600566 4368 SH SOLE 4368 0 0 CHEVRON CORP NEW COM 166764100 1994277 12643 SH SOLE 12643 0 0 CISCO SYS INC COM 17275R102 600268 12027 SH SOLE 12027 0 0 COCA COLA CO COM 191216100 853253 13947 SH SOLE 13947 0 0 COINBASE GLOBAL INC COM CL A 19260Q107 408020 1539 SH SOLE 1539 0 0 COMCAST CORP NEW CL A 20030N101 791839 18266 SH SOLE 18266 0 0 CONOCOPHILLIPS COM 20825C104 588707 4625 SH SOLE 4625 0 0 CONSTELLATION ENERGY CORP COM 21037T109 502237 2717 SH SOLE 2717 0 0 COSTCO WHSL CORP NEW COM 22160K105 1008099 1376 SH SOLE 1376 0 0 CROWDSTRIKE HLDGS INC CL A 22788C105 260640 813 SH SOLE 813 0 0 CUMMINS INC COM 231021106 201835 685 SH SOLE 685 0 0 CVS HEALTH CORP COM 126650100 541382 6788 SH SOLE 6788 0 0 CYBIN INC COM 23256X100 16441 39760 SH SOLE 39760 0 0 DANAHER CORPORATION COM 235851102 231998 929 SH SOLE 929 0 0 DEERE & CO COM 244199105 492650 1199 SH SOLE 1199 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 904159 15868 SH SOLE 15868 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 459570 7372 SH SOLE 7372 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 804980 25195 SH SOLE 25195 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 396444 9693 SH SOLE 9693 0 0 DISNEY WALT CO COM 254687106 2121129 17335 SH SOLE 17335 0 0 DNP SELECT INCOME FD INC COM 23325P104 208616 23001 SH SOLE 23001 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 305604 3160 SH SOLE 3160 0 0 ELI LILLY & CO COM 532457108 3117798 4008 SH SOLE 4008 0 0 EOG RES INC COM 26875P101 242768 1899 SH SOLE 1899 0 0 EXELON CORP COM 30161N101 311718 8297 SH SOLE 8297 0 0 EXXON MOBIL CORP COM 30231G102 3920954 33732 SH SOLE 33732 0 0 FEDEX CORP COM 31428X106 420215 1450 SH SOLE 1450 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 1989716 30896 SH SOLE 30896 0 0 FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 658837 17126 SH SOLE 17126 0 0 FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 244472 9450 SH SOLE 9450 0 0 FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 826154 28293 SH SOLE 28293 0 0 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 325300 7179 SH SOLE 7179 0 0 FIDELITY WISE ORIGIN BITCOIN SHS 315948109 364603 5875 SH SOLE 5875 0 0 FISERV INC COM 337738108 454368 2843 SH SOLE 2843 0 0 FORD MTR CO DEL COM 345370860 297303 22387 SH SOLE 22387 0 0 GENERAL DYNAMICS CORP COM 369550108 264693 937 SH SOLE 937 0 0 GENERAL ELECTRIC CO COM NEW 369604301 284086 1618 SH SOLE 1618 0 0 GENERAL MLS INC COM 370334104 218677 3125 SH SOLE 3125 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 312683 749 SH SOLE 749 0 0 GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109 2053215 32503 SH SOLE 32503 0 0 HOME DEPOT INC COM 437076102 6724759 17531 SH SOLE 17531 0 0 HONEYWELL INTL INC COM 438516106 925062 4507 SH SOLE 4507 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276 557582 9672 SH SOLE 9672 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C334 289398 6359 SH SOLE 6359 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 819648 22267 SH SOLE 22267 0 0 INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 594713 13659 SH SOLE 13659 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 1007378 29490 SH SOLE 29490 0 0 INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 371117 9448 SH SOLE 9448 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466 461294 10585 SH SOLE 10585 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 3443557 88048 SH SOLE 88048 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 1869644 51086 SH SOLE 51086 0 0 INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 531910 13100 SH SOLE 13100 0 0 INNOVATOR ETFS TRUST US EQTY ULTRA BU 45782C565 246031 7525 SH SOLE 7525 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 1648880 46382 SH SOLE 46382 0 0 INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 427969 11730 SH SOLE 11730 0 0 INNOVATOR ETFS TRUST US SML CP PWR B 45782C599 302305 10620 SH SOLE 10620 0 0 INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C615 405326 8520 SH SOLE 8520 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 403508 11055 SH SOLE 11055 0 0 INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C672 830290 25430 SH SOLE 25430 0 0 INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 2080379 58801 SH SOLE 58801 0 0 INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 727024 18704 SH SOLE 18704 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 697131 20195 SH SOLE 20195 0 0 INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 226535 6025 SH SOLE 6025 0 0 INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 358937 8900 SH SOLE 8900 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 401120 10699 SH SOLE 10699 0 0 INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 1990722 52415 SH SOLE 52415 0 0 INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 314570 9365 SH SOLE 9365 0 0 INNOVATOR ETFS TRUST U S EQ 10 BUFFER 45783Y442 4345498 158537 SH SOLE 158537 0 0 INNOVATOR ETFS TRUST US EQTY ACCELRT9 45783Y848 722702 25154 SH SOLE 25154 0 0 INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 6102773 208570 SH SOLE 208570 0 0 INTEL CORP COM 458140100 366580 8299 SH SOLE 8299 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 888233 4651 SH SOLE 4651 0 0 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 282393 4287 SH SOLE 4287 0 0 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 327015 1790 SH SOLE 1790 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 24973 1300 SH SOLE 1300 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 335368 17458 SH SOLE 17458 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 25538 1250 SH SOLE 1250 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 438428 21460 SH SOLE 21460 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 905135 28472 SH SOLE 28472 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3763708 22222 SH SOLE 22222 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 494069 12843 SH SOLE 12843 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 16252326 36604 SH SOLE 36604 0 0 ISHARES TR CORE S&P TTL STK 464287150 356458 3092 SH SOLE 3092 0 0 ISHARES TR SELECT DIVID ETF 464287168 965115 7835 SH SOLE 7835 0 0 ISHARES TR CORE S&P500 ETF 464287200 12275572 23350 SH SOLE 23350 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 289714 3431 SH SOLE 3431 0 0 ISHARES TR S&P 500 VAL ETF 464287408 904908 4844 SH SOLE 4844 0 0 ISHARES TR RUS MD CP GR ETF 464287481 285921 2505 SH SOLE 2505 0 0 ISHARES TR RUS MID CAP ETF 464287499 293139 3486 SH SOLE 3486 0 0 ISHARES TR CORE S&P MCP ETF 464287507 4884727 80420 SH SOLE 80420 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 813339 4541 SH SOLE 4541 0 0 ISHARES TR S&P MC 400GR ETF 464287606 532900 5840 SH SOLE 5840 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 2945042 8738 SH SOLE 8738 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 206891 764 SH SOLE 764 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 734853 3494 SH SOLE 3494 0 0 ISHARES TR RUSSELL 3000 ETF 464287689 201633 672 SH SOLE 672 0 0 ISHARES TR S&P MC 400VL ETF 464287705 335495 2836 SH SOLE 2836 0 0 ISHARES TR CORE S&P SCP ETF 464287804 2910039 26330 SH SOLE 26330 0 0 ISHARES TR S&P SML 600 GWT 464287887 318458 2436 SH SOLE 2436 0 0 ISHARES TR NATIONAL MUN ETF 464288414 289444 2690 SH SOLE 2690 0 0 ISHARES TR MSCI KLD400 SOC 464288570 242744 2408 SH SOLE 2408 0 0 ISHARES TR US AER DEF ETF 464288760 502328 3808 SH SOLE 3808 0 0 ISHARES TR EAFE VALUE ETF 464288877 293053 5387 SH SOLE 5387 0 0 ISHARES TR EAFE GRWTH ETF 464288885 235188 2266 SH SOLE 2266 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 2941170 26687 SH SOLE 26687 0 0 ISHARES TR MSCI USA MMENTM 46432F396 636428 3397 SH SOLE 3397 0 0 ISHARES TR CORE MSCI EAFE 46432F842 861541 11608 SH SOLE 11608 0 0 ISHARES TR CORE DIV GRWTH 46434V621 1234588 21264 SH SOLE 21264 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 235017 4062 SH SOLE 4062 0 0 J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 775473 16625 SH SOLE 16625 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 32793 650 SH SOLE 650 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 613371 12158 SH SOLE 12158 0 0 JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 223414 4403 SH SOLE 4403 0 0 JOHNSON & JOHNSON COM 478160104 1691332 10692 SH SOLE 10692 0 0 JPMORGAN CHASE & CO COM 46625H100 2043652 10203 SH SOLE 10203 0 0 LINDE PLC SHS G54950103 331060 713 SH SOLE 713 0 0 LOCKHEED MARTIN CORP COM 539830109 1008447 2217 SH SOLE 2217 0 0 LOWES COS INC COM 548661107 618484 2428 SH SOLE 2428 0 0 MARATHON PETE CORP COM 56585A102 361788 1795 SH SOLE 1795 0 0 MASTERCARD INCORPORATED CL A 57636Q104 3505561 7279 SH SOLE 7279 0 0 MATINAS BIOPHARMA HLDGS INC COM 576810105 2710 10000 SH SOLE 10000 0 0 MCDONALDS CORP COM 580135101 1227571 4354 SH SOLE 4354 0 0 MCKESSON CORP COM 58155Q103 298489 556 SH SOLE 556 0 0 MERCK & CO INC COM 58933Y105 1856798 14072 SH SOLE 14072 0 0 META PLATFORMS INC CL A 30303M102 6643280 13681 SH SOLE 13681 0 0 MICROSOFT CORP COM 594918104 17080448 40598 SH SOLE 40598 0 0 NETFLIX INC COM 64110L106 1413864 2328 SH SOLE 2328 0 0 NEXTERA ENERGY INC COM 65339F101 2020829 31620 SH SOLE 31620 0 0 NORFOLK SOUTHN CORP COM 655844108 207209 813 SH SOLE 813 0 0 NOVO-NORDISK A S ADR 670100205 328832 2561 SH SOLE 2561 0 0 NVIDIA CORPORATION COM 67066G104 8742130 9675 SH SOLE 9675 0 0 OCEANFIRST FINL CORP COM 675234108 417689 25453 SH SOLE 25453 0 0 ORACLE CORP COM 68389X105 256879 2045 SH SOLE 2045 0 0 PACER FDS TR US CASH COWS 100 69374H881 245515 4225 SH SOLE 4225 0 0 PALO ALTO NETWORKS INC COM 697435105 863755 3040 SH SOLE 3040 0 0 PAYCHEX INC COM 704326107 340156 2770 SH SOLE 2770 0 0 PEPSICO INC COM 713448108 1427033 8154 SH SOLE 8154 0 0 PFIZER INC COM 717081103 531404 19150 SH SOLE 19150 0 0 PHILIP MORRIS INTL INC COM 718172109 340460 3716 SH SOLE 3716 0 0 PHILLIPS 66 COM 718546104 262651 1608 SH SOLE 1608 0 0 PNC FINL SVCS GROUP INC COM 693475105 218634 1353 SH SOLE 1353 0 0 PPL CORP COM 69351T106 370279 13450 SH SOLE 13450 0 0 PROCTER AND GAMBLE CO COM 742718109 1930907 11901 SH SOLE 11901 0 0 PROSHARES TR PSHS ULT S&P 500 74347R107 394970 5095 SH SOLE 5095 0 0 PROSHARES TR PSHS ULTRA QQQ 74347R206 248793 2844 SH SOLE 2844 0 0 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 271329 4063 SH SOLE 4063 0 0 QUALCOMM INC COM 747525103 1407730 8315 SH SOLE 8315 0 0 RTX CORPORATION COM 75513E101 330849 3392 SH SOLE 3392 0 0 SALESFORCE INC COM 79466L302 263533 875 SH SOLE 875 0 0 SCHWAB CHARLES CORP COM 808513105 260641 3603 SH SOLE 3603 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3286603 53835 SH SOLE 53835 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 21397237 230773 SH SOLE 230773 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 277594 3654 SH SOLE 3654 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2870079 35246 SH SOLE 35246 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1680501 34129 SH SOLE 34129 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 26093698 323623 SH SOLE 323623 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5465981 140082 SH SOLE 140082 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 353235 7327 SH SOLE 7327 0 0 SEELOS THERAPEUTICS INC COM NEW 81577F208 7026 11889 SH SOLE 11889 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 582019 3940 SH SOLE 3940 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 1116391 11825 SH SOLE 11825 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 329945 7833 SH SOLE 7833 0 0 SELECT SECTOR SPDR TR INDL 81369Y704 393543 3124 SH SOLE 3124 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 498665 2394 SH SOLE 2394 0 0 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 231343 2833 SH SOLE 2833 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 799314 12175 SH SOLE 12175 0 0 SELECTIVE INS GROUP INC COM 816300107 313645 2873 SH SOLE 2873 0 0 SHELL PLC SPON ADS 780259305 285255 4255 SH SOLE 4255 0 0 SHOPIFY INC CL A 82509L107 231201 2996 SH SOLE 2996 0 0 SOUTHERN CO COM 842587107 215148 2999 SH SOLE 2999 0 0 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1175906 2956 SH SOLE 2956 0 0 SPDR GOLD TR GOLD SHS 78463V107 783999 3811 SH SOLE 3811 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 6978964 13342 SH SOLE 13342 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 347194 624 SH SOLE 624 0 0 SPDR SER TR S&P DIVID ETF 78464A763 15324221 116765 SH SOLE 116765 0 0 STARBUCKS CORP COM 855244109 278557 3048 SH SOLE 3048 0 0 STRYKER CORPORATION COM 863667101 240489 672 SH SOLE 672 0 0 T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 724009 23950 SH SOLE 23950 0 0 TARGET CORP COM 87612E106 407937 2302 SH SOLE 2302 0 0 TESLA INC COM 88160R101 1298737 7388 SH SOLE 7388 0 0 TORONTO DOMINION BK ONT COM NEW 891160509 538166 8913 SH SOLE 8913 0 0 TRAVELERS COMPANIES INC COM 89417E109 279620 1215 SH SOLE 1215 0 0 UBER TECHNOLOGIES INC COM 90353T100 227967 2961 SH SOLE 2961 0 0 UBS AG LONDON BRANCH NT LKD 24 902677780 255566 303 SH SOLE 303 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1215745 8180 SH SOLE 8180 0 0 UNITEDHEALTH GROUP INC COM 91324P102 1545101 3123 SH SOLE 3123 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1776615 17504 SH SOLE 17504 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 476730 4628 SH SOLE 4628 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1963998 4086 SH SOLE 4086 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 992481 11476 SH SOLE 11476 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 8140483 32580 SH SOLE 32580 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 1362688 3959 SH SOLE 3959 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 1312153 8057 SH SOLE 8057 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 12475906 54578 SH SOLE 54578 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1114711 4289 SH SOLE 4289 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 80510 1000 SH SOLE 1000 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2293936 28493 SH SOLE 28493 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17338679 94949 SH SOLE 94949 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 476895 7909 SH SOLE 7909 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1156036 9555 SH SOLE 9555 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 268477 3902 SH SOLE 3902 0 0 VANGUARD WORLD FD ENERGY ETF 92204A306 259005 1967 SH SOLE 1967 0 0 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1324736 4897 SH SOLE 4897 0 0 VANGUARD WORLD FD INF TECH ETF 92204A702 1325007 2527 SH SOLE 2527 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 375029 8938 SH SOLE 8938 0 0 VISA INC COM CL A 92826C839 4794724 17180 SH SOLE 17180 0 0 WALMART INC COM 931142103 940571 15632 SH SOLE 15632 0 0 WASTE MGMT INC DEL COM 94106L109 227191 1066 SH SOLE 1066 0 0 WEC ENERGY GROUP INC COM 92939U106 250466 3050 SH SOLE 3050 0 0 WESTWATER RES INC COM NEW 961684206 7350 15000 SH SOLE 15000 0 0 WISDOMTREE TR US LARGECAP DIVD 97717W307 2220772 30763 SH SOLE 30763 0 0 WISDOMTREE TR US QTLY DIV GRT 97717X669 6981831 91637 SH SOLE 91637 0 0