The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 527 2,537 SH   SOLE 881 1,656 0
ABBVIE INC COM 00287Y109 249 3,093 SH   SOLE 1,557 1,536 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,490 8,165 SH   SOLE 6,535 1,630 0
ALPHABET INC CAP STK CL A 02079K305 61 52 SH   DFND 1 52 0 0
ALPHABET INC CAP STK CL A 02079K305 2,916 2,478 SH   SOLE 1,012 1,466 0
ALPHABET INC CAP STK CL C 02079K107 20 17 SH   DFND 1 17 0 0
ALPHABET INC CAP STK CL C 02079K107 1,408 1,200 SH   SOLE 181 1,019 0
ALTRIA GROUP INC COM 02209S103 790 13,760 SH   SOLE 8,284 5,476 0
AMAZON COM INC COM 023135106 91 51 SH   DFND 1 51 0 0
AMAZON COM INC COM 023135106 9,324 5,236 SH   SOLE 2,872 2,364 0
AMERICAN INTL GROUP INC COM NEW 026874784 216 5,026 SH   SOLE 5,001 25 0
AMGEN INC COM 031162100 47 249 SH   DFND 1 249 0 0
AMGEN INC COM 031162100 174 916 SH   SOLE 77 839 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 399 4,750 SH   SOLE 2,600 2,150 0
APPLE INC COM 037833100 76 402 SH   DFND 1 402 0 0
APPLE INC COM 037833100 8,585 45,195 SH   SOLE 15,302 29,893 0
AT&T INC COM 00206R102 50 1,585 SH   DFND 1 1,585 0 0
AT&T INC COM 00206R102 798 25,436 SH   SOLE 14,916 10,519 0
BANK AMER CORP COM 060505104 69 2,500 SH   DFND 1 2,500 0 0
BANK AMER CORP COM 060505104 1,618 58,628 SH   SOLE 45,851 12,778 0
BECTON DICKINSON & CO COM 075887109 220 880 SH   SOLE 0 880 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,205 4 SH   SOLE 0 4 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,875 9,333 SH   SOLE 3,570 5,763 0
BOEING CO COM 097023105 1,228 3,219 SH   SOLE 1,313 1,906 0
BP PLC SPONSORED ADR 055622104 297 6,783 SH   SOLE 1,009 5,774 0
BROADCOM INC COM 11135F101 500 1,663 SH   SOLE 1,163 500 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 467 10,000 SH   SOLE 10,000 0 0
CATERPILLAR INC DEL COM 149123101 40 293 SH   DFND 1 293 0 0
CATERPILLAR INC DEL COM 149123101 586 4,328 SH   SOLE 1,190 3,138 0
CHEVRON CORP NEW COM 166764100 1,352 10,978 SH   SOLE 3,794 7,184 0
CHEVRON CORP NEW COM 166764100 73 596 SH   DFND 1 596 0 0
CISCO SYS INC COM 17275R102 89 1,645 SH   DFND 1 1,645 0 0
CISCO SYS INC COM 17275R102 286 5,291 SH   SOLE 2,070 3,221 0
COCA COLA CO COM 191216100 558 11,911 SH   SOLE 5,458 6,454 0
COMCAST CORP NEW CL A 20030N101 569 14,241 SH   SOLE 8,880 5,361 0
CONOCOPHILLIPS COM 20825C104 457 6,840 SH   SOLE 1,875 4,965 0
DEERE & CO COM 244199105 333 2,085 SH   SOLE 1,829 256 0
DISNEY WALT CO COM DISNEY 254687106 53 480 SH   DFND 1 480 0 0
DISNEY WALT CO COM DISNEY 254687106 1,415 12,740 SH   SOLE 4,140 8,600 0
DOMINION ENERGY INC COM 25746U109 323 4,215 SH   SOLE 2,800 1,415 0
DOWDUPONT INC COM 26078J100 379 7,108 SH   SOLE 1,759 5,349 0
DUKE ENERGY CORP NEW COM NEW 26441C204 218 2,419 SH   SOLE 280 2,139 0
EXXON MOBIL CORP COM 30231G102 1,865 23,078 SH   SOLE 7,286 15,792 0
FACEBOOK INC CL A 30303M102 19 113 SH   DFND 1 113 0 0
FACEBOOK INC CL A 30303M102 1,799 10,794 SH   SOLE 3,529 7,265 0
FIDELITY DIVID ETF RISI 316092832 399 12,630 SH   SOLE 5,330 7,300 0
FIDELITY MSCI FINLS IDX 316092501 373 9,953 SH   SOLE 4,865 5,088 0
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 1,353 4,470 SH   SOLE 2,500 1,970 0
FORD MTR CO DEL COM 345370860 159 18,114 SH   SOLE 2,318 15,796 0
GENERAL ELECTRIC CO COM 369604103 125 12,541 SH   SOLE 909 11,632 0
GENERAL MTRS CO COM 37045V100 259 6,969 SH   SOLE 4,519 2,450 0
HOME DEPOT INC COM 437076102 77 401 SH   DFND 1 401 0 0
HOME DEPOT INC COM 437076102 2,026 10,558 SH   SOLE 8,648 1,482 428
HONEYWELL INTL INC COM 438516106 51 322 SH   DFND 1 322 0 0
HONEYWELL INTL INC COM 438516106 764 4,808 SH   SOLE 3,382 1,426 0
INTEL CORP COM 458140100 579 10,786 SH   SOLE 3,615 7,171 0
INTEL CORP COM 458140100 77 1,435 SH   DFND 1 1,435 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 803 5,690 SH   SOLE 1,626 3,859 205
INTL PAPER CO COM 460146103 22 486 SH   DFND 1 486 0 0
INTL PAPER CO COM 460146103 583 12,593 SH   SOLE 3,910 8,683 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 411 3,629 SH   SOLE 1,654 1,975 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 612 3,099 SH   SOLE 1,535 1,564 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 626 5,998 SH   SOLE 2,733 3,265 0
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 149 10,250 SH   SOLE 6,500 3,750 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 312 5,932 SH   SOLE 1,640 4,292 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,811 21,214 SH   SOLE 10,079 11,136 0
ISHARES SILVER TRUST ISHARES 46428Q109 245 17,271 SH   SOLE 1,445 15,826 0
ISHARES TR CORE DIV GRWTH 46434V621 681 18,532 SH   SOLE 7,643 10,889 0
ISHARES TR CORE HIGH DV ETF 46429B663 3,324 35,629 SH   SOLE 12,895 22,733 0
ISHARES TR CORE MSCI EAFE 46432F842 268 4,403 SH   SOLE 4,293 110 0
ISHARES TR CORE S&P MCP ETF 464287507 3,488 18,416 SH   SOLE 11,398 7,018 0
ISHARES TR CORE S&P SCP ETF 464287804 3,474 45,030 SH   SOLE 26,724 18,306 0
ISHARES TR CORE S&P TTL STK 464287150 201 3,117 SH   SOLE 789 2,328 0
ISHARES TR CORE S&P500 ETF 464287200 2,047 7,193 SH   SOLE 4,042 3,151 0
ISHARES TR CORE US AGGBD ET 464287226 330 3,025 SH   SOLE 3,025 0 0
ISHARES TR EAFE GRWTH ETF 464288885 265 3,425 SH   SOLE 3,425 0 0
ISHARES TR EAFE VALUE ETF 464288877 462 9,457 SH   SOLE 1,365 8,092 0
ISHARES TR MSCI EAFE ETF 464287465 303 4,671 SH   SOLE 2,465 2,206 0
ISHARES TR MSCI KLD400 SOC 464288570 243 2,304 SH   SOLE 0 2,304 0
ISHARES TR NATIONAL MUN ETF 464288414 213 1,915 SH   SOLE 1,915 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 569 3,758 SH   SOLE 2,673 1,085 0
ISHARES TR RUS 1000 VAL ETF 464287598 289 2,343 SH   SOLE 1,381 962 0
ISHARES TR RUSSELL 2000 ETF 464287655 369 2,408 SH   SOLE 1,789 619 0
ISHARES TR S&P 100 ETF 464287101 1,510 12,050 SH   SOLE 12,025 25 0
ISHARES TR S&P 500 GRWT ETF 464287309 383 2,220 SH   SOLE 1,719 501 0
ISHARES TR S&P MC 400GR ETF 464287606 435 1,986 SH   SOLE 575 1,411 0
ISHARES TR S&P MC 400VL ETF 464287705 286 1,819 SH   SOLE 175 1,644 0
ISHARES TR US AER DEF ETF 464288760 606 3,038 SH   SOLE 1,011 2,027 0
ISHARES TR USA MOMENTUM FCT 46432F396 616 5,490 SH   SOLE 1,640 3,850 0
JOHNSON & JOHNSON COM 478160104 1,309 9,367 SH   SOLE 2,335 7,032 0
JOHNSON & JOHNSON COM 478160104 41 291 SH   DFND 1 291 0 0
JPMORGAN CHASE & CO COM 46625H100 29 285 SH   DFND 1 285 0 0
JPMORGAN CHASE & CO COM 46625H100 582 5,747 SH   SOLE 1,662 4,085 0
LILLY ELI & CO COM 532457108 591 4,554 SH   SOLE 3,840 714 0
LOCKHEED MARTIN CORP COM 539830109 309 1,031 SH   SOLE 263 768 0
LOCKHEED MARTIN CORP COM 539830109 47 155 SH   DFND 1 155 0 0
MARATHON PETE CORP COM 56585A102 235 3,926 SH   SOLE 3,000 926 0
MASTERCARD INC CL A 57636Q104 1,602 6,805 SH   SOLE 2,855 3,950 0
MATINAS BIOPHARMA HLDGS INC COM 576810105 11 10,000 SH   SOLE 10,000 0 0
MCDONALDS CORP COM 580135101 630 3,317 SH   SOLE 1,519 1,682 116
MEDICAL PPTYS TRUST INC COM 58463J304 185 10,000 SH   SOLE 7,000 3,000 0
MERCK & CO INC COM 58933Y105 93 1,115 SH   DFND 1 1,115 0 0
MERCK & CO INC COM 58933Y105 494 5,936 SH   SOLE 3,336 2,600 0
MICROSOFT CORP COM 594918104 89 754 SH   DFND 1 754 0 0
MICROSOFT CORP COM 594918104 2,476 20,990 SH   SOLE 15,682 5,308 0
MONDELEZ INTL INC CL A 609207105 201 4,026 SH   SOLE 1,013 3,013 0
NETFLIX INC COM 64110L106 566 1,587 SH   SOLE 507 1,080 0
NEXTERA ENERGY INC COM 65339F101 1,156 5,977 SH   SOLE 1,473 3,865 639
NVIDIA CORP COM 67066G104 248 1,380 SH   SOLE 750 630 0
OPKO HEALTH INC COM 68375N103 65 25,000 SH   SOLE 25,000 0 0
PAYCHEX INC COM 704326107 404 5,042 SH   SOLE 4,337 705 0
PEPSICO INC COM 713448108 81 659 SH   DFND 1 659 0 0
PEPSICO INC COM 713448108 728 5,939 SH   SOLE 1,475 4,464 0
PFIZER INC COM 717081103 343 8,070 SH   SOLE 2,547 5,523 0
PFIZER INC COM 717081103 20 466 SH   DFND 1 466 0 0
PHILIP MORRIS INTL INC COM 718172109 444 5,028 SH   SOLE 1,922 3,106 0
PNC FINL SVCS GROUP INC COM 693475105 291 2,375 SH   SOLE 970 1,405 0
PPL CORP COM 69351T106 1,103 34,740 SH   SOLE 17,525 17,215 0
PROCTER AND GAMBLE CO COM 742718109 86 826 SH   DFND 1 826 0 0
PROCTER AND GAMBLE CO COM 742718109 861 8,277 SH   SOLE 4,308 3,969 0
QUALCOMM INC COM 747525103 522 9,147 SH   SOLE 3,952 5,195 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 548 17,501 SH   SOLE 17,219 282 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 296 5,699 SH   SOLE 2,283 3,416 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,356 19,928 SH   SOLE 16,227 3,701 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,147 79,331 SH   SOLE 64,898 14,433 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,731 46,976 SH   SOLE 37,190 9,786 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 648 11,691 SH   SOLE 9,196 2,495 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 473 8,608 SH   SOLE 4,863 3,745 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 340 5,149 SH   SOLE 3,567 1,582 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 312 4,165 SH   SOLE 2,710 1,455 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 724 12,452 SH   SOLE 4,002 8,450 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 215 2,909 SH   SOLE 2,909 0 0
SOUTH JERSEY INDS INC COM 838518108 315 9,809 SH   SOLE 3,055 6,754 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,147 4,425 SH   SOLE 1,725 2,700 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,457 8,697 SH   SOLE 2,749 5,947 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 305 883 SH   SOLE 427 456 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 7,079 71,214 SH   SOLE 35,064 36,150 0
STARBUCKS CORP COM 855244109 167 2,252 SH   SOLE 2,130 122 0
STARBUCKS CORP COM 855244109 50 670 SH   DFND 1 670 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 461 8,491 SH   SOLE 100 8,391 0
TRAVELERS COMPANIES INC COM 89417E109 55 399 SH   DFND 1 399 0 0
TRAVELERS COMPANIES INC COM 89417E109 166 1,209 SH   SOLE 44 1,165 0
UNITED PARCEL SERVICE INC CL B 911312106 449 4,015 SH   SOLE 960 3,055 0
UNITEDHEALTH GROUP INC COM 91324P102 86 346 SH   DFND 1 346 0 0
UNITEDHEALTH GROUP INC COM 91324P102 358 1,446 SH   SOLE 217 1,229 0
VALERO ENERGY CORP NEW COM 91913Y100 206 2,431 SH   SOLE 2,431 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 255 1,994 SH   SOLE 1,144 850 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,416 10,088 SH   SOLE 5,194 4,894 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,602 19,731 SH   SOLE 535 19,196 0
VANGUARD GROUP DIV APP ETF 921908844 8,205 74,833 SH   SOLE 32,832 42,001 0
VANGUARD INDEX FDS GROWTH ETF 922908736 407 2,602 SH   SOLE 2,602 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,585 9,863 SH   SOLE 4,762 5,100 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,488 17,125 SH   SOLE 8,839 8,286 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,420 48,562 SH   SOLE 17,204 31,358 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 885 6,119 SH   SOLE 2,615 3,504 0
VANGUARD INDEX FDS VALUE ETF 922908744 504 4,685 SH   SOLE 4,289 396 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,024 23,297 SH   SOLE 8,627 14,670 0
VANGUARD STAR FD VG TL INTL STK F 921909768 251 4,840 SH   SOLE 1,897 2,943 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 654 7,631 SH   SOLE 4,610 3,021 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 874 5,068 SH   SOLE 2,375 2,693 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 452 2,253 SH   SOLE 0 2,253 0
VERIZON COMMUNICATIONS INC COM 92343V104 483 8,163 SH   SOLE 1,728 6,435 0
VISA INC COM CL A 92826C839 2,500 16,008 SH   SOLE 7,135 8,873 0
WALMART INC COM 931142103 19 199 SH   DFND 1 199 0 0
WALMART INC COM 931142103 322 3,302 SH   SOLE 2,041 1,261 0
WEC ENERGY GROUP INC COM 92939U106 240 3,030 SH   SOLE 30 3,000 0
WELLS FARGO CO NEW COM 949746101 328 6,781 SH   SOLE 3,809 2,972 0
WESTWATER RES INC COM 961684107 2 14,544 SH   SOLE 14,544 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 337 5,270 SH   SOLE 2,811 2,459 0