The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   857,631 8,855 SH   SOLE   8,855 0 0
ABBVIE INC COM 00287Y109   2,103,802 14,114 SH   SOLE   14,114 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   213,441 695 SH   SOLE   695 0 0
ADOBE INC COM 00724F101   684,796 1,343 SH   SOLE   1,343 0 0
ADVANCED MICRO DEVICES INC COM 007903107   328,510 3,195 SH   SOLE   3,195 0 0
AIR PRODS & CHEMS INC COM 009158106   239,323 844 SH   SOLE   844 0 0
ALPHABET INC CAP STK CL C 02079K107   1,743,057 13,220 SH   SOLE   13,220 0 0
ALPHABET INC CAP STK CL A 02079K305   4,526,670 34,591 SH   SOLE   34,591 0 0
ALTRIA GROUP INC COM 02209S103   260,010 6,183 SH   SOLE   6,183 0 0
AMAZON COM INC COM 023135106   4,351,390 34,229 SH   SOLE   34,229 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,122,340 14,921 SH   SOLE   14,921 0 0
AMERICAN EXPRESS CO COM 025816109   200,659 1,345 SH   SOLE   1,345 0 0
AMERICAN TOWER CORP NEW COM 03027X100   225,800 1,373 SH   SOLE   1,373 0 0
AMGEN INC COM 031162100   961,052 3,576 SH   SOLE   3,576 0 0
APPLE INC COM 037833100   18,430,961 107,652 SH   SOLE   107,652 0 0
ARES CAPITAL CORP COM 04010L103   364,090 18,700 SH   SOLE   18,700 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   5,739,861 84,759 SH   SOLE   84,759 0 0
AT&T INC COM 00206R102   222,211 14,794 SH   SOLE   14,794 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   323,339 1,344 SH   SOLE   1,344 0 0
BANK AMERICA CORP COM 060505104   302,713 11,056 SH   SOLE   11,056 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,062,954 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,373,395 9,630 SH   SOLE   9,630 0 0
BLACKROCK INC COM 09247X101   388,542 601 SH   SOLE   601 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   211,140 23,000 SH   SOLE   23,000 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   234,980 15,500 SH   SOLE   15,500 0 0
BLACKSTONE INC COM 09260D107   1,866,272 17,419 SH   SOLE   17,419 0 0
BOEING CO COM 097023105   426,106 2,223 SH   SOLE   2,223 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   452,868 7,803 SH   SOLE   7,803 0 0
BROADCOM INC COM 11135F101   1,618,801 1,949 SH   SOLE   1,949 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   281,160 1,200 SH   SOLE   1,200 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   202,805 3,674 SH   SOLE   3,674 0 0
CHEMOURS CO COM 163851108   747,688 26,656 SH   SOLE   26,656 0 0
CHEVRON CORP NEW COM 166764100   1,265,831 7,507 SH   SOLE   7,507 0 0
CISCO SYS INC COM 17275R102   768,876 14,302 SH   SOLE   14,302 0 0
CME GROUP INC COM 12572Q105   696,101 3,477 SH   SOLE   3,477 0 0
COCA COLA CO COM 191216100   1,577,666 28,182 SH   SOLE   28,182 0 0
COMCAST CORP NEW CL A 20030N101   254,778 5,746 SH   SOLE   5,746 0 0
CONOCOPHILLIPS COM 20825C104   842,944 7,036 SH   SOLE   7,036 0 0
CONSTELLATION BRANDS INC CL A 21036P108   290,790 1,157 SH   SOLE   1,157 0 0
CORTEVA INC COM 22052L104   2,572,746 50,289 SH   SOLE   50,289 0 0
COSTCO WHSL CORP NEW COM 22160K105   736,144 1,303 SH   SOLE   1,303 0 0
CROWN CASTLE INC COM 22822V101   213,293 2,317 SH   SOLE   2,317 0 0
CSX CORP COM 126408103   430,287 13,993 SH   SOLE   13,993 0 0
CVS HEALTH CORP COM 126650100   451,146 6,462 SH   SOLE   6,462 0 0
DANAHER CORPORATION COM 235851102   354,791 1,430 SH   SOLE   1,430 0 0
DARDEN RESTAURANTS INC COM 237194105   397,149 2,773 SH   SOLE   2,773 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   285,978 1,917 SH   SOLE   1,917 0 0
DIGITAL RLTY TR INC COM 253868103   263,941 2,181 SH   SOLE   2,181 0 0
DISNEY WALT CO COM 254687106   277,762 3,427 SH   SOLE   3,427 0 0
DOW INC COM 260557103   2,508,524 48,653 SH   SOLE   48,653 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   479,147 5,429 SH   SOLE   5,429 0 0
DUPONT DE NEMOURS INC COM 26614N102   2,982,874 39,991 SH   SOLE   39,991 0 0
ELEVANCE HEALTH INC COM 036752103   304,360 699 SH   SOLE   699 0 0
ELI LILLY & CO COM 532457108   11,548,295 21,500 SH Put SOLE   0 0 0
ELI LILLY & CO COM 532457108   3,824,340 7,120 SH   SOLE   7,120 0 0
EMERSON ELEC CO COM 291011104   565,418 5,855 SH   SOLE   5,855 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   166,575 24,862 SH   SOLE   24,862 0 0
EXPEDITORS INTL WASH INC COM 302130109   2,248,124 19,612 SH   SOLE   19,612 0 0
EXXON MOBIL CORP COM 30231G102   2,708,995 23,040 SH   SOLE   23,040 0 0
FEDEX CORP COM 31428X106   266,775 1,007 SH   SOLE   1,007 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652   1,247,261 48,985 SH   SOLE   48,985 0 0
GENERAL DYNAMICS CORP COM 369550108   796,820 3,606 SH   SOLE   3,606 0 0
GENERAL ELECTRIC CO COM NEW 369604301   413,348 3,739 SH   SOLE   3,739 0 0
GENERAL MLS INC COM 370334104   583,516 9,119 SH   SOLE   9,119 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   206,948 6,812 SH   SOLE   6,812 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   327,778 1,013 SH   SOLE   1,013 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101   8,864,234 484,915 SH   SOLE   484,915 0 0
HOME DEPOT INC COM 437076102   985,342 3,261 SH   SOLE   3,261 0 0
HONEYWELL INTL INC COM 438516106   462,961 2,506 SH   SOLE   2,506 0 0
ILLINOIS TOOL WKS INC COM 452308109   378,861 1,645 SH   SOLE   1,645 0 0
INGEVITY CORP COM 45688C107   226,005 4,747 SH   SOLE   4,747 0 0
INTEL CORP COM 458140100   358,443 10,083 SH   SOLE   10,083 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   797,045 5,681 SH   SOLE   5,681 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   367,735 5,394 SH   SOLE   5,394 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,064,743 7,223 SH   SOLE   7,223 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   238,568 21,787 SH   SOLE   21,787 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   610,652 4,310 SH   SOLE   4,310 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,270,678 76,043 SH   SOLE   76,043 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   221,372 7,864 SH   SOLE   7,864 0 0
INVESCO PA VALUE MUN INC TR COM 46132K109   247,976 27,707 SH   SOLE   27,707 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,537,085 7,080 SH   SOLE   7,080 0 0
ISHARES GOLD TR ISHARES NEW 464285204   314,910 9,000 SH   SOLE   9,000 0 0
ISHARES INC MSCI PAC JP ETF 464286665   364,305 9,158 SH   SOLE   9,158 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   426,586 14,088 SH   SOLE   14,088 0 0
ISHARES INC CORE MSCI EMKT 46434G103   5,946,213 124,946 SH   SOLE   124,946 0 0
ISHARES TR CORE MSCI EURO 46434V738   887,822 17,878 SH   SOLE   17,878 0 0
ISHARES TR CORE MSCI PAC 46434V696   541,322 9,736 SH   SOLE   9,736 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,265,079 2,947 SH   SOLE   2,947 0 0
ISHARES TR CORE S&P MCP ETF 464287507   561,466 2,252 SH   SOLE   2,252 0 0
ISHARES TR CORE S&P SCP ETF 464287804   521,878 5,533 SH   SOLE   5,533 0 0
ISHARES TR CORE S&P TTL STK 464287150   613,513 6,514 SH   SOLE   6,514 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   3,951,441 39,958 SH   SOLE   39,958 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   856,656 8,841 SH   SOLE   8,841 0 0
ISHARES TR MSCI EAFE ETF 464287465   878,248 12,743 SH   SOLE   12,743 0 0
ISHARES TR NATIONAL MUN ETF 464288414   7,864,213 76,695 SH   SOLE   76,695 0 0
ISHARES TR RUS 1000 ETF 464287622   792,351 3,373 SH   SOLE   3,373 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   377,951 5,524 SH   SOLE   5,524 0 0
ISHARES TR GLOBAL TECH ETF 464287291   860,196 14,872 SH   SOLE   14,872 0 0
ISHARES TR S&P MC 400GR ETF 464287606   693,287 9,597 SH   SOLE   9,597 0 0
ISHARES TR SP SMCP600VL ETF 464287879   398,236 4,464 SH   SOLE   4,464 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   12,902,664 125,438 SH   SOLE   125,438 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   1,771,310 29,527 SH   SOLE   29,527 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   1,845,148 26,691 SH   SOLE   26,691 0 0
ISHARES TR ESG AWARE MSCI 46435U663   345,383 10,264 SH   SOLE   10,264 0 0
ISHARES TR IBONDS DEC 46435U697   870,147 33,871 SH   SOLE   33,871 0 0
ISHARES TR IBONDS DEC 25 46435U432   496,127 19,023 SH   SOLE   19,023 0 0
ISHARES TR IBONDS DEC2023 46435G318   1,083,007 42,430 SH   SOLE   42,430 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,244,207 20,978 SH   SOLE   20,978 0 0
ISHARES TR INTL SEL DIV ETF 464288448   864,949 34,053 SH   SOLE   34,053 0 0
ISHARES TR ISHARES BIOTECH 464287556   631,758 5,166 SH   SOLE   5,166 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   203,486 3,120 SH   SOLE   3,120 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   258,438 7,689 SH   SOLE   7,689 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,194,767 44,139 SH   SOLE   44,139 0 0
ISHARES TR MSCI USA MMENTM 46432F396   275,768 1,974 SH   SOLE   1,974 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   980,650 7,441 SH   SOLE   7,441 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   220,864 5,383 SH   SOLE   5,383 0 0
ISHARES TR CORE DIV GRWTH 46434V621   797,730 16,106 SH   SOLE   16,106 0 0
ISHARES TR CORE MSCI EAFE 46432F842   18,551,544 288,292 SH   SOLE   288,292 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   9,601,936 453,564 SH   SOLE   453,564 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,407,527 127,008 SH   SOLE   127,008 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   2,106,146 41,435 SH   SOLE   41,435 0 0
JOHNSON & JOHNSON COM 478160104   2,071,335 13,300 SH   SOLE   13,300 0 0
JPMORGAN CHASE & CO COM 46625H100   3,739,457 25,786 SH   SOLE   25,786 0 0
KIMBERLY-CLARK CORP COM 494368103   258,498 2,139 SH   SOLE   2,139 0 0
KINDER MORGAN INC DEL COM 49456B101   320,674 19,341 SH   SOLE   19,341 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   234,966 8,585 SH   SOLE   8,585 0 0
LIGHTWAVE LOGIC INC COM 532275104   271,661 60,774 SH   SOLE   60,774 0 0
LOCKHEED MARTIN CORP COM 539830109   1,373,698 3,359 SH   SOLE   3,359 0 0
LOWES COS INC COM 548661107   636,198 3,061 SH   SOLE   3,061 0 0
LULULEMON ATHLETICA INC COM 550021109   282,887 734 SH   SOLE   734 0 0
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   229,392 14,400 SH   SOLE   14,400 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,209,899 3,056 SH   SOLE   3,056 0 0
MCDONALDS CORP COM 580135101   2,327,581 8,835 SH   SOLE   8,835 0 0
MERCK & CO INC COM 58933Y105   2,874,346 27,920 SH   SOLE   27,920 0 0
META PLATFORMS INC CL A 30303M102   811,110 2,702 SH   SOLE   2,702 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   307,675 3,942 SH   SOLE   3,942 0 0
MICROSOFT CORP COM 594918104   8,785,774 27,825 SH   SOLE   27,825 0 0
MONDELEZ INTL INC CL A 609207105   206,186 2,971 SH   SOLE   2,971 0 0
MORGAN STANLEY COM NEW 617446448   214,634 2,628 SH   SOLE   2,628 0 0
NETFLIX INC COM 64110L106   307,681 815 SH   SOLE   815 0 0
NEXTERA ENERGY INC COM 65339F101   1,471,094 25,678 SH   SOLE   25,678 0 0
NORFOLK SOUTHN CORP COM 655844108   255,813 1,299 SH   SOLE   1,299 0 0
NVIDIA CORPORATION COM 67066G104   3,185,396 7,323 SH   SOLE   7,323 0 0
ORACLE CORP COM 68389X105   203,790 1,924 SH   SOLE   1,924 0 0
PACCAR INC COM 693718108   607,894 7,150 SH   SOLE   7,150 0 0
PEPSICO INC COM 713448108   2,236,897 13,201 SH   SOLE   13,201 0 0
PFIZER INC COM 717081103   1,684,230 50,775 SH   SOLE   50,775 0 0
PHILLIPS 66 COM 718546104   450,216 3,747 SH   SOLE   3,747 0 0
PNC FINL SVCS GROUP INC COM 693475105   888,487 7,237 SH   SOLE   7,237 0 0
POET TECHNOLOGIES INC COM NEW 73044W302   377,544 123,380 SH   SOLE   123,380 0 0
PROCTER AND GAMBLE CO COM 742718109   2,874,336 19,706 SH   SOLE   19,706 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   264,499 2,987 SH   SOLE   2,987 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   664,425 11,675 SH   SOLE   11,675 0 0
RTX CORPORATION COM 75513E101   534,090 7,421 SH   SOLE   7,421 0 0
SALESFORCE INC COM 79466L302   380,417 1,876 SH   SOLE   1,876 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,368,120 32,565 SH   SOLE   32,565 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,448,230 37,981 SH   SOLE   37,981 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,817,784 117,703 SH   SOLE   117,703 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   93,467,539 2,752,289 SH   SOLE   2,752,289 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   33,208,624 693,434 SH   SOLE   693,434 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   543,638 6,922 SH   SOLE   6,922 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,046,736 31,434 SH   SOLE   31,434 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,077,075 19,117 SH   SOLE   19,117 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,592,246 78,151 SH   SOLE   78,151 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   1,322,503 13,045 SH   SOLE   13,045 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   711,373 4,340 SH   SOLE   4,340 0 0
SOUTHERN CO COM 842587107   269,366 4,162 SH   SOLE   4,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   896,855 5,231 SH   SOLE   5,231 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   1,067,474 32,446 SH   SOLE   32,446 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,990,224 4,656 SH   SOLE   4,656 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   12,368,767 208,651 SH   SOLE   208,651 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   572,282 12,379 SH   SOLE   12,379 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   17,836,197 432,290 SH   SOLE   432,290 0 0
SPDR SER TR S&P DIVID ETF 78464A763   291,781 2,537 SH   SOLE   2,537 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   17,022,980 235,221 SH   SOLE   235,221 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   242,691 5,788 SH   SOLE   5,788 0 0
STARBUCKS CORP COM 855244109   506,365 5,548 SH   SOLE   5,548 0 0
STIFEL FINL CORP COM 860630102   3,032,986 49,365 SH   SOLE   49,365 0 0
STRYKER CORPORATION COM 863667101   607,753 2,224 SH   SOLE   2,224 0 0
TARGET CORP COM 87612E106   361,785 3,272 SH   SOLE   3,272 0 0
TESLA INC COM 88160R101   1,047,129 4,185 SH   SOLE   4,185 0 0
THE CIGNA GROUP COM 125523100   260,048 909 SH   SOLE   909 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   592,218 1,170 SH   SOLE   1,170 0 0
UNION PAC CORP COM 907818108   1,348,023 6,620 SH   SOLE   6,620 0 0
UNITED PARCEL SERVICE INC CL B 911312106   223,117 1,431 SH   SOLE   1,431 0 0
UNITED RENTALS INC COM 911363109   1,500,868 3,376 SH   SOLE   3,376 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,271,064 2,521 SH   SOLE   2,521 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   476,116 22,022 SH   SOLE   22,022 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   341,184 6,953 SH   SOLE   6,953 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   5,650,882 128,138 SH   SOLE   128,138 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,007,820 39,037 SH   SOLE   39,037 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,897,008 24,434 SH   SOLE   24,434 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   360,479 1,683 SH   SOLE   1,683 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   70,100,943 257,431 SH   SOLE   257,431 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   929,657 4,376 SH   SOLE   4,376 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   88,849,042 644,162 SH   SOLE   644,162 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   415,023 1,057 SH   SOLE   1,057 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   937,159 4,789 SH   SOLE   4,789 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   558,850 9,647 SH   SOLE   9,647 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,296,672 19,389 SH   SOLE   19,389 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   608,869 6,534 SH   SOLE   6,534 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   25,227,202 643,388 SH   SOLE   643,388 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   225,866 4,354 SH   SOLE   4,354 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,030,379 104,582 SH   SOLE   104,582 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   365,470 5,340 SH   SOLE   5,340 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   39,809,940 523,953 SH   SOLE   523,953 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   39,913,940 698,408 SH   SOLE   698,408 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   49,484,673 658,482 SH   SOLE   658,482 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   556,394 3,581 SH   SOLE   3,581 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,504,938 28,120 SH   SOLE   28,120 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,752,568 108,705 SH   SOLE   108,705 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,531,808 14,825 SH   SOLE   14,825 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   566,574 7,943 SH   SOLE   7,943 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   3,740,052 49,722 SH   SOLE   49,722 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   356,436 1,323 SH   SOLE   1,323 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   293,627 1,702 SH   SOLE   1,702 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   2,101,554 10,778 SH   SOLE   10,778 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   802,891 3,415 SH   SOLE   3,415 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   509,069 6,338 SH   SOLE   6,338 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,331,454 12,658 SH   SOLE   12,658 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   501,668 2,746 SH   SOLE   2,746 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   11,995,815 28,913 SH   SOLE   28,913 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   553,978 17,093 SH   SOLE   17,093 0 0
VISA INC COM CL A 92826C839   635,518 2,763 SH   SOLE   2,763 0 0
WALMART INC COM 931142103   811,647 5,075 SH   SOLE   5,075 0 0
WEC ENERGY GROUP INC COM 92939U106   317,367 3,940 SH   SOLE   3,940 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   762,642 20,348 SH   SOLE   20,348 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   980,940 19,496 SH   SOLE   19,496 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   18,920,086 516,097 SH   SOLE   516,097 0 0
ZOETIS INC CL A 98978V103   329,000 1,891 SH   SOLE   1,891 0 0