The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   919,030 9,076 SH   SOLE   9,076 0 0
ABBVIE INC COM 00287Y109   2,231,471 14,002 SH   SOLE   14,002 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   236,651 828 SH   SOLE   828 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   536,820 1,393 SH   SOLE   1,393 0 0
ADVANCED MICRO DEVICES INC COM 007903107   385,767 3,936 SH   SOLE   3,936 0 0
AIR PRODS & CHEMS INC COM 009158106   279,880 974 SH   SOLE   974 0 0
ALPHABET INC CAP STK CL C 02079K107   1,413,568 13,592 SH   SOLE   13,592 0 0
ALPHABET INC CAP STK CL A 02079K305   3,660,690 35,290 SH   SOLE   35,290 0 0
ALTRIA GROUP INC COM 02209S103   259,036 5,805 SH   SOLE   5,805 0 0
AMAZON COM INC COM 023135106   3,683,459 35,660 SH   SOLE   35,660 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,495,483 16,436 SH   SOLE   16,436 0 0
AMERICAN EXPRESS CO COM 025816109   260,786 1,581 SH   SOLE   1,581 0 0
AMERICAN TOWER CORP NEW COM 03027X100   399,485 1,955 SH   SOLE   1,955 0 0
AMGEN INC COM 031162100   890,967 3,685 SH   SOLE   3,685 0 0
APPLE INC COM 037833100   18,061,912 109,533 SH   SOLE   109,533 0 0
ARES CAPITAL CORP COM 04010L103   344,484 18,850 SH   SOLE   18,850 0 0
ASHLAND INC COM 044186104   227,297 2,213 SH   SOLE   2,213 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   6,216,133 89,557 SH   SOLE   89,557 0 0
AT&T INC COM 00206R102   325,058 16,886 SH   SOLE   16,886 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   646,732 2,905 SH   SOLE   2,905 0 0
BANK AMERICA CORP COM 060505104   781,066 27,310 SH   SOLE   27,310 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,110,857 10,075 SH   SOLE   10,075 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   931,200 2 SH   SOLE   2 0 0
BLACKROCK INC COM 09247X101   408,163 610 SH   SOLE   610 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   215,000 20,000 SH   SOLE   20,000 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   224,000 12,500 SH   SOLE   12,500 0 0
BLACKSTONE INC COM 09260D107   1,739,232 19,800 SH   SOLE   19,800 0 0
BOEING CO COM 097023105   615,622 2,898 SH   SOLE   2,898 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   540,874 7,804 SH   SOLE   7,804 0 0
BROADCOM INC COM 11135F101   1,265,758 1,973 SH   SOLE   1,973 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   252,108 1,200 SH   SOLE   1,200 0 0
CHEMOURS CO COM 163851108   810,780 27,081 SH   SOLE   27,081 0 0
CHEVRON CORP NEW COM 166764100   1,457,671 8,934 SH   SOLE   8,934 0 0
CISCO SYS INC COM 17275R102   806,655 15,431 SH   SOLE   15,431 0 0
CITIGROUP INC COM NEW 172967424   287,951 6,141 SH   SOLE   6,141 0 0
CME GROUP INC COM 12572Q105   865,414 4,519 SH   SOLE   4,519 0 0
COCA COLA CO COM 191216100   1,786,367 28,798 SH   SOLE   28,798 0 0
COLGATE PALMOLIVE CO COM 194162103   271,991 3,619 SH   SOLE   3,619 0 0
COMCAST CORP NEW CL A 20030N101   233,564 6,161 SH   SOLE   6,161 0 0
CONOCOPHILLIPS COM 20825C104   696,256 7,018 SH   SOLE   7,018 0 0
CONSOLIDATED EDISON INC COM 209115104   202,199 2,114 SH   SOLE   2,114 0 0
CONSTELLATION BRANDS INC CL A 21036P108   261,355 1,157 SH   SOLE   1,157 0 0
CONSTELLATION ENERGY CORP COM 21037T109   394,261 5,022 SH   SOLE   5,022 0 0
CORTEVA INC COM 22052L104   3,183,085 52,779 SH   SOLE   52,779 0 0
COSTCO WHSL CORP NEW COM 22160K105   689,656 1,388 SH   SOLE   1,388 0 0
CROWN CASTLE INC COM 22822V101   530,006 3,959 SH   SOLE   3,959 0 0
CSX CORP COM 126408103   487,902 16,296 SH   SOLE   16,296 0 0
CVS HEALTH CORP COM 126650100   581,961 7,832 SH   SOLE   7,832 0 0
DANAHER CORPORATION COM 235851102   442,333 1,755 SH   SOLE   1,755 0 0
DARDEN RESTAURANTS INC COM 237194105   496,512 3,200 SH   SOLE   3,200 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   346,416 1,912 SH   SOLE   1,912 0 0
DIGITAL RLTY TR INC COM 253868103   751,677 7,646 SH   SOLE   7,646 0 0
DISNEY WALT CO COM 254687106   429,571 4,290 SH   SOLE   4,290 0 0
DOW INC COM 260557103   2,809,544 51,251 SH   SOLE   51,251 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   522,926 5,421 SH   SOLE   5,421 0 0
DUPONT DE NEMOURS INC COM 26614N102   3,026,083 42,162 SH   SOLE   42,162 0 0
ELEVANCE HEALTH INC COM 036752103   322,327 701 SH   SOLE   701 0 0
EMERSON ELEC CO COM 291011104   514,213 5,901 SH   SOLE   5,901 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   172,984 13,872 SH   SOLE   13,872 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   145,940 24,862 SH   SOLE   24,862 0 0
EXELON CORP COM 30161N101   664,768 15,870 SH   SOLE   15,870 0 0
EXPEDITORS INTL WASH INC COM 302130109   1,993,833 18,106 SH   SOLE   18,106 0 0
EXXON MOBIL CORP COM 30231G102   2,519,881 22,979 SH   SOLE   22,979 0 0
FEDEX CORP COM 31428X106   287,212 1,257 SH   SOLE   1,257 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652   1,301,659 48,985 SH   SOLE   48,985 0 0
GENERAL DYNAMICS CORP COM 369550108   1,006,406 4,410 SH   SOLE   4,410 0 0
GENERAL ELECTRIC CO COM NEW 369604301   430,869 4,507 SH   SOLE   4,507 0 0
GENERAL MLS INC COM 370334104   755,149 8,836 SH   SOLE   8,836 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   384,027 1,174 SH   SOLE   1,174 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101   9,624,027 493,287 SH   SOLE   493,287 0 0
HASHICORP INC COM CL A 418100103   300,603 10,263 SH   SOLE   10,263 0 0
HOME DEPOT INC COM 437076102   962,386 3,261 SH   SOLE   3,261 0 0
HONEYWELL INTL INC COM 438516106   506,850 2,652 SH   SOLE   2,652 0 0
ILLINOIS TOOL WKS INC COM 452308109   405,344 1,665 SH   SOLE   1,665 0 0
INGEVITY CORP COM 45688C107   339,505 4,747 SH   SOLE   4,747 0 0
INTEL CORP COM 458140100   393,841 12,055 SH   SOLE   12,055 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   758,487 5,786 SH   SOLE   5,786 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   557,198 6,059 SH   SOLE   6,059 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   250,115 21,787 SH   SOLE   21,787 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   953,508 7,223 SH   SOLE   7,223 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,429,948 80,199 SH   SOLE   80,199 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   622,701 4,306 SH   SOLE   4,306 0 0
INVESCO PA VALUE MUN INC TR COM 46132K109   306,381 30,516 SH   SOLE   30,516 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,626,509 8,184 SH   SOLE   8,184 0 0
ISHARES GOLD TR ISHARES NEW 464285204   336,330 9,000 SH   SOLE   9,000 0 0
ISHARES INC MSCI PAC JP ETF 464286665   401,029 9,158 SH   SOLE   9,158 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   363,531 11,548 SH   SOLE   11,548 0 0
ISHARES INC CORE MSCI EMKT 46434G103   5,463,702 111,984 SH   SOLE   111,984 0 0
ISHARES TR MSCI USA MMENTM 46432F396   274,465 1,974 SH   SOLE   1,974 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   211,068 3,120 SH   SOLE   3,120 0 0
ISHARES TR MODERT ALLOC ETF 464289875   214,071 5,371 SH   SOLE   5,371 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   9,646,051 420,673 SH   SOLE   420,673 0 0
ISHARES TR IBONDS DEC2023 46435G318   1,490,130 58,597 SH   SOLE   58,597 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,212,908 16,959 SH   SOLE   16,959 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   352,928 5,524 SH   SOLE   5,524 0 0
ISHARES TR S&P MC 400GR ETF 464287606   784,822 10,975 SH   SOLE   10,975 0 0
ISHARES TR ISHARES BIOTECH 464287556   787,497 6,097 SH   SOLE   6,097 0 0
ISHARES TR CORE DIV GRWTH 46434V621   823,535 16,474 SH   SOLE   16,474 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   1,683,427 23,433 SH   SOLE   23,433 0 0
ISHARES TR SP SMCP600VL ETF 464287879   201,660 2,156 SH   SOLE   2,156 0 0
ISHARES TR CORE MSCI PAC 46434V696   550,766 9,736 SH   SOLE   9,736 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,327,517 21,899 SH   SOLE   21,899 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   24,966,069 251,600 SH   SOLE   251,600 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   3,791,003 37,291 SH   SOLE   37,291 0 0
ISHARES TR CORE S&P SCP ETF 464287804   533,715 5,520 SH   SOLE   5,520 0 0
ISHARES TR IBONDS DEC 46435U697   1,251,934 48,393 SH   SOLE   48,393 0 0
ISHARES TR CORE S&P MCP ETF 464287507   573,797 2,294 SH   SOLE   2,294 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,563,858 48,994 SH   SOLE   48,994 0 0
ISHARES TR CORE S&P TTL STK 464287150   649,892 7,177 SH   SOLE   7,177 0 0
ISHARES TR RUS 1000 ETF 464287622   759,701 3,373 SH   SOLE   3,373 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   211,859 5,083 SH   SOLE   5,083 0 0
ISHARES TR GLOBAL TECH ETF 464287291   806,320 14,833 SH   SOLE   14,833 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   11,736,362 112,116 SH   SOLE   112,116 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   2,000,641 32,294 SH   SOLE   32,294 0 0
ISHARES TR CORE MSCI EURO 46434V738   936,450 17,878 SH   SOLE   17,878 0 0
ISHARES TR ESG AWARE MSCI 46435U663   291,974 8,590 SH   SOLE   8,590 0 0
ISHARES TR NATIONAL MUN ETF 464288414   7,655,304 71,054 SH   SOLE   71,054 0 0
ISHARES TR IBONDS DEC 25 46435U432   661,471 24,858 SH   SOLE   24,858 0 0
ISHARES TR CORE MSCI EAFE 46432F842   16,231,279 242,802 SH   SOLE   242,802 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   215,399 4,305 SH   SOLE   4,305 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   266,138 7,539 SH   SOLE   7,539 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   643,994 4,700 SH   SOLE   4,700 0 0
ISHARES TR INTL SEL DIV ETF 464288448   1,101,112 40,055 SH   SOLE   40,055 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,226,326 2,982 SH   SOLE   2,982 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   608,663 4,906 SH   SOLE   4,906 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   2,342,162 43,877 SH   SOLE   43,877 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   7,564,271 148,932 SH   SOLE   148,932 0 0
JOHNSON & JOHNSON COM 478160104   2,142,555 13,823 SH   SOLE   13,823 0 0
JPMORGAN CHASE & CO COM 46625H100   3,749,153 28,772 SH   SOLE   28,772 0 0
KIMBERLY-CLARK CORP COM 494368103   335,953 2,503 SH   SOLE   2,503 0 0
KINDER MORGAN INC DEL COM 49456B101   482,085 27,532 SH   SOLE   27,532 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   267,759 8,585 SH   SOLE   8,585 0 0
LIGHTWAVE LOGIC INC COM 532275104   169,959 32,497 SH   SOLE   32,497 0 0
LILLY ELI & CO COM 532457108   1,201,970 3,500 SH Put SOLE   3,500 0 0
LILLY ELI & CO COM 532457108   2,431,210 7,079 SH   SOLE   7,079 0 0
LOCKHEED MARTIN CORP COM 539830109   1,698,047 3,592 SH   SOLE   3,592 0 0
LOWES COS INC COM 548661107   618,707 3,094 SH   SOLE   3,094 0 0
LULULEMON ATHLETICA INC COM 550021109   267,173 734 SH   SOLE   734 0 0
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   224,202 12,900 SH   SOLE   12,900 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,247,950 3,434 SH   SOLE   3,434 0 0
MCDONALDS CORP COM 580135101   2,563,794 9,169 SH   SOLE   9,169 0 0
MERCK & CO INC COM 58933Y105   3,037,664 28,553 SH   SOLE   28,553 0 0
META PLATFORMS INC CL A 30303M102   678,590 3,202 SH   SOLE   3,202 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   329,423 3,932 SH   SOLE   3,932 0 0
MICROSOFT CORP COM 594918104   8,227,273 28,537 SH   SOLE   28,537 0 0
MONDELEZ INTL INC CL A 609207105   212,158 3,043 SH   SOLE   3,043 0 0
MORGAN STANLEY COM NEW 617446448   220,466 2,511 SH   SOLE   2,511 0 0
NETFLIX INC COM 64110L106   327,458 948 SH   SOLE   948 0 0
NEXTERA ENERGY INC COM 65339F101   2,569,663 33,338 SH   SOLE   33,338 0 0
NIKE INC CL B 654106103   217,848 1,776 SH   SOLE   1,776 0 0
NORFOLK SOUTHN CORP COM 655844108   275,388 1,299 SH   SOLE   1,299 0 0
NOVARTIS AG SPONSORED ADR 66987V109   205,896 2,238 SH   SOLE   2,238 0 0
NVIDIA CORPORATION COM 67066G104   2,215,045 7,974 SH   SOLE   7,974 0 0
ORACLE CORP COM 68389X105   260,362 2,802 SH   SOLE   2,802 0 0
PACCAR INC COM 693718108   590,797 8,071 SH   SOLE   8,071 0 0
PACKAGING CORP AMER COM 695156109   220,879 1,591 SH   SOLE   1,591 0 0
PAYCHEX INC COM 704326107   201,220 1,756 SH   SOLE   1,756 0 0
PEPSICO INC COM 713448108   2,440,599 13,387 SH   SOLE   13,387 0 0
PFIZER INC COM 717081103   2,457,431 60,231 SH   SOLE   60,231 0 0
PHILLIPS 66 COM 718546104   407,056 4,015 SH   SOLE   4,015 0 0
PNC FINL SVCS GROUP INC COM 693475105   920,967 7,246 SH   SOLE   7,246 0 0
POET TECHNOLOGIES INC COM NEW 73044W302   507,116 130,700 SH   SOLE   130,700 0 0
PROCTER AND GAMBLE CO COM 742718109   3,320,289 22,330 SH   SOLE   22,330 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   272,534 2,987 SH   SOLE   2,987 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   804,044 12,875 SH   SOLE   12,875 0 0
QUALCOMM INC COM 747525103   212,856 1,668 SH   SOLE   1,668 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   769,632 7,859 SH   SOLE   7,859 0 0
REGENERON PHARMACEUTICALS COM 75886F107   207,061 252 SH   SOLE   252 0 0
SALESFORCE INC COM 79466L302   454,500 2,275 SH   SOLE   2,275 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,943,846 120,058 SH   SOLE   120,058 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,122,110 32,563 SH   SOLE   32,563 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   93,664,339 2,691,509 SH   SOLE   2,691,509 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   41,990,333 860,633 SH   SOLE   860,633 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,525,657 38,513 SH   SOLE   38,513 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,655,925 82,612 SH   SOLE   82,612 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,532,054 35,008 SH   SOLE   35,008 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   213,359 3,152 SH   SOLE   3,152 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   756,289 5,008 SH   SOLE   5,008 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   707,305 8,769 SH   SOLE   8,769 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,348,122 13,324 SH   SOLE   13,324 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,029,615 20,261 SH   SOLE   20,261 0 0
SOUTHERN CO COM 842587107   289,592 4,162 SH   SOLE   4,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   958,424 5,231 SH   SOLE   5,231 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   1,190,613 34,732 SH   SOLE   34,732 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,093,485 5,114 SH   SOLE   5,114 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   16,069,703 394,640 SH   SOLE   394,640 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,524,523 172,046 SH   SOLE   172,046 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   17,315,226 227,293 SH   SOLE   227,293 0 0
SPDR SER TR S&P DIVID ETF 78464A763   310,512 2,510 SH   SOLE   2,510 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   588,621 12,379 SH   SOLE   12,379 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   267,085 9,685 SH   SOLE   9,685 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   239,970 5,788 SH   SOLE   5,788 0 0
STARBUCKS CORP COM 855244109   623,635 5,989 SH   SOLE   5,989 0 0
STIFEL FINL CORP COM 860630102   2,916,978 49,365 SH   SOLE   49,365 0 0
STRYKER CORPORATION COM 863667101   634,885 2,224 SH   SOLE   2,224 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   258,224 2,776 SH   SOLE   2,776 0 0
TARGET CORP COM 87612E106   579,208 3,497 SH   SOLE   3,497 0 0
TESLA INC COM 88160R101   906,101 4,367 SH   SOLE   4,367 0 0
TEXAS INSTRS INC COM 882508104   426,335 2,293 SH   SOLE   2,293 0 0
THE CIGNA GROUP COM 125523100   232,236 909 SH   SOLE   909 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   728,532 1,264 SH   SOLE   1,264 0 0
UNION PAC CORP COM 907818108   1,484,237 7,375 SH   SOLE   7,375 0 0
UNITED PARCEL SERVICE INC CL B 911312106   282,144 1,454 SH   SOLE   1,454 0 0
UNITED RENTALS INC COM 911363109   829,117 2,095 SH   SOLE   2,095 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,215,501 2,572 SH   SOLE   2,572 0 0
VALVOLINE INC COM 92047W101   212,226 6,074 SH   SOLE   6,074 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   359,748 6,953 SH   SOLE   6,953 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   548,267 24,597 SH   SOLE   24,597 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   4,927,688 106,041 SH   SOLE   106,041 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,303,016 40,899 SH   SOLE   40,899 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   364,233 1,683 SH   SOLE   1,683 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,886,688 24,482 SH   SOLE   24,482 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   469,131 1,247 SH   SOLE   1,247 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   894,633 4,789 SH   SOLE   4,789 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   72,568,501 290,928 SH   SOLE   290,928 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,007,365 4,935 SH   SOLE   4,935 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   90,159,849 652,813 SH   SOLE   652,813 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,451,197 21,398 SH   SOLE   21,398 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   25,265,046 625,374 SH   SOLE   625,374 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   700,803 11,498 SH   SOLE   11,498 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   232,832 4,354 SH   SOLE   4,354 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   727,354 7,898 SH   SOLE   7,898 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,357,698 105,758 SH   SOLE   105,758 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   335,833 5,340 SH   SOLE   5,340 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   50,366,026 660,714 SH   SOLE   660,714 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   16,149,027 269,330 SH   SOLE   269,330 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   551,393 3,580 SH   SOLE   3,580 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,293,411 23,427 SH   SOLE   23,427 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,024,660 111,240 SH   SOLE   111,240 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,905,980 18,066 SH   SOLE   18,066 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   585,240 7,943 SH   SOLE   7,943 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   3,287,611 45,846 SH   SOLE   45,846 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   339,230 1,343 SH   SOLE   1,343 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   11,386,166 29,539 SH   SOLE   29,539 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   493,668 6,338 SH   SOLE   6,338 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   2,137,324 11,219 SH   SOLE   11,219 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   249,161 1,689 SH   SOLE   1,689 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   302,650 1,702 SH   SOLE   1,702 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,378,371 14,259 SH   SOLE   14,259 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,244,482 5,219 SH   SOLE   5,219 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   566,881 2,929 SH   SOLE   2,929 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   898,852 23,113 SH   SOLE   23,113 0 0
VISA INC COM CL A 92826C839   885,607 3,928 SH   SOLE   3,928 0 0
WALMART INC COM 931142103   753,617 5,111 SH   SOLE   5,111 0 0
WEC ENERGY GROUP INC COM 92939U106   379,444 4,003 SH   SOLE   4,003 0 0
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683   246,588 13,799 SH   SOLE   13,799 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   33,356,865 663,553 SH   SOLE   663,553 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   841,046 22,215 SH   SOLE   22,215 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   20,480,512 523,665 SH   SOLE   523,665 0 0
ZOETIS INC CL A 98978V103   310,411 1,865 SH   SOLE   1,865 0 0