The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 210 64 SH   SOLE   0 0 64
APPLE INC COM 037833100 458 3,237 SH   SOLE   0 0 3,237
CORNING INC COM 219350105 374 10,237 SH   SOLE   0 0 10,237
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 4,498 56,038 SH   SOLE   0 0 56,038
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 300 4,707 SH   SOLE   0 0 4,707
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 4,560 87,869 SH   SOLE   0 0 87,869
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 3,480 78,614 SH   SOLE   0 0 78,614
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 3,203 77,809 SH   SOLE   0 0 77,809
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 9,503 181,873 SH   SOLE   0 0 181,873
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 5,143 244,330 SH   SOLE   0 0 244,330
ISHARES INC CORE MSCI EMKT 46434G103 401 6,487 SH   SOLE   0 0 6,487
ISHARES INC MSCI EMERG MRKT 464286533 7,556 120,567 SH   SOLE   0 0 120,567
ISHARES TR 0-5 YR TIPS ETF 46429B747 376 3,556 SH   SOLE   0 0 3,556
ISHARES TR 1 3 YR TREAS BD 464287457 642 7,450 SH   SOLE   0 0 7,450
ISHARES TR 3 7 YR TREAS BD 464288661 279 2,145 SH   SOLE   0 0 2,145
ISHARES TR BARCLAYS 7 10 YR 464287440 211 1,830 SH   SOLE   0 0 1,830
ISHARES TR CORE DIV GRWTH 46434V621 260 5,166 SH   SOLE   0 0 5,166
ISHARES TR CORE INTL AGGR 46435G672 6,676 121,335 SH   SOLE   0 0 121,335
ISHARES TR CORE MSCI EAFE 46432F842 15,008 202,126 SH   SOLE   0 0 202,126
ISHARES TR CORE S&P MCP ETF 464287507 18,638 70,849 SH   SOLE   0 0 70,849
ISHARES TR CORE S&P SCP ETF 464287804 8,877 81,297 SH   SOLE   0 0 81,297
ISHARES TR CORE S&P500 ETF 464287200 857 1,989 SH   SOLE   0 0 1,989
ISHARES TR CORE US AGGBD ET 464287226 32,470 282,765 SH   SOLE   0 0 282,765
ISHARES TR FLTG RATE NT ETF 46429B655 5,171 101,711 SH   SOLE   0 0 101,711
ISHARES TR IBONDS DEC25 ETF 46434VBD1 335 12,484 SH   SOLE   0 0 12,484
ISHARES TR JPMORGAN USD EMG 464288281 2,598 23,603 SH   SOLE   0 0 23,603
ISHARES TR MSCI EAFE ETF 464287465 985 12,623 SH   SOLE   0 0 12,623
ISHARES TR MSCI EAFE MIN VL 46429B689 8,588 113,987 SH   SOLE   0 0 113,987
ISHARES TR MSCI LW CRB TG 46434V464 245 1,493 SH   SOLE   0 0 1,493
ISHARES TR MSCI USA MIN VOL 46429B697 376 5,113 SH   SOLE   0 0 5,113
ISHARES TR NATIONAL MUN ETF 464288414 2,839 24,436 SH   SOLE   0 0 24,436
ISHARES TR NEW YORK MUN ETF 464288323 1,086 18,775 SH   SOLE   0 0 18,775
ISHARES TR PFD AND INCM SEC 464288687 343 8,833 SH   SOLE   0 0 8,833
ISHARES TR RUS 1000 GRW ETF 464287614 574 2,096 SH   SOLE   0 0 2,096
ISHARES TR S&P 500 GRWT ETF 464287309 16,385 221,684 SH   SOLE   0 0 221,684
ISHARES TR S&P 500 VAL ETF 464287408 18,197 125,135 SH   SOLE   0 0 125,135
ISHARES TR SELECT DIVID ETF 464287168 310 2,701 SH   SOLE   0 0 2,701
ISHARES TR SHRT NAT MUN ETF 464288158 3,747 34,829 SH   SOLE   0 0 34,829
ISHARES TR SP SMCP600VL ETF 464287879 8,516 84,591 SH   SOLE   0 0 84,591
ISHARES TR TIPS BD ETF 464287176 4,368 34,208 SH   SOLE   0 0 34,208
ISHARES U S ETF TR INT RT HDG C B 46431W705 12,923 134,883 SH   SOLE   0 0 134,883
PROSHARES TR S&P MDCP 400 DIV 74347B680 781 11,524 SH   SOLE   0 0 11,524
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,271 28,601 SH   SOLE   0 0 28,601
SMITH A O CORP COM 831865209 7,328 120,001 SH   SOLE   0 0 120,001
SPDR S&P 500 ETF TR TR UNIT 78462F103 200 465 SH   SOLE   0 0 465