The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 220 64 SH   SOLE   0 0 64
APPLE INC COM 037833100 456 3,331 SH   SOLE   0 0 3,331
BRISTOL-MYERS SQUIBB CO COM 110122108 201 3,001 SH   SOLE   0 0 3,001
CORNING INC COM 219350105 423 10,338 SH   SOLE   0 0 10,338
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 262 6,148 SH   SOLE   0 0 6,148
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 4,434 54,679 SH   SOLE   0 0 54,679
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 377 5,912 SH   SOLE   0 0 5,912
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 4,616 85,122 SH   SOLE   0 0 85,122
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 3,466 75,015 SH   SOLE   0 0 75,015
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 3,122 76,089 SH   SOLE   0 0 76,089
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 9,326 178,096 SH   SOLE   0 0 178,096
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 5,393 268,437 SH   SOLE   0 0 268,437
ISHARES INC CORE MSCI EMKT 46434G103 421 6,280 SH   SOLE   0 0 6,280
ISHARES INC MSCI EMERG MRKT 464286533 7,516 117,145 SH   SOLE   0 0 117,145
ISHARES TR 0-5 YR TIPS ETF 46429B747 366 3,444 SH   SOLE   0 0 3,444
ISHARES TR 1 3 YR TREAS BD 464287457 808 9,379 SH   SOLE   0 0 9,379
ISHARES TR 3 7 YR TREAS BD 464288661 280 2,143 SH   SOLE   0 0 2,143
ISHARES TR BARCLAYS 7 10 YR 464287440 255 2,211 SH   SOLE   0 0 2,211
ISHARES TR CORE DIV GRWTH 46434V621 301 5,968 SH   SOLE   0 0 5,968
ISHARES TR CORE INTL AGGR 46435G672 6,523 118,378 SH   SOLE   0 0 118,378
ISHARES TR CORE MSCI EAFE 46432F842 14,720 196,634 SH   SOLE   0 0 196,634
ISHARES TR CORE S&P MCP ETF 464287507 18,311 68,141 SH   SOLE   0 0 68,141
ISHARES TR CORE S&P SCP ETF 464287804 8,856 78,385 SH   SOLE   0 0 78,385
ISHARES TR CORE S&P500 ETF 464287200 1,672 3,890 SH   SOLE   0 0 3,890
ISHARES TR CORE US AGGBD ET 464287226 32,132 278,606 SH   SOLE   0 0 278,606
ISHARES TR FLTG RATE NT ETF 46429B655 5,088 100,109 SH   SOLE   0 0 100,109
ISHARES TR IBONDS DEC25 ETF 46434VBD1 296 10,977 SH   SOLE   0 0 10,977
ISHARES TR JPMORGAN USD EMG 464288281 2,620 23,298 SH   SOLE   0 0 23,298
ISHARES TR MSCI EAFE ETF 464287465 973 12,331 SH   SOLE   0 0 12,331
ISHARES TR MSCI EAFE MIN VL 46429B689 8,492 112,414 SH   SOLE   0 0 112,414
ISHARES TR MSCI LW CRB TG 46434V464 248 1,493 SH   SOLE   0 0 1,493
ISHARES TR MSCI USA MIN VOL 46429B697 421 5,724 SH   SOLE   0 0 5,724
ISHARES TR NATIONAL MUN ETF 464288414 2,804 23,928 SH   SOLE   0 0 23,928
ISHARES TR NEW YORK MUN ETF 464288323 1,049 17,943 SH   SOLE   0 0 17,943
ISHARES TR PFD AND INCM SEC 464288687 676 17,168 SH   SOLE   0 0 17,168
ISHARES TR RUS 1000 GRW ETF 464287614 569 2,096 SH   SOLE   0 0 2,096
ISHARES TR S&P 500 GRWT ETF 464287309 16,009 220,118 SH   SOLE   0 0 220,118
ISHARES TR S&P 500 VAL ETF 464287408 18,123 122,752 SH   SOLE   0 0 122,752
ISHARES TR SELECT DIVID ETF 464287168 630 5,402 SH   SOLE   0 0 5,402
ISHARES TR SHRT NAT MUN ETF 464288158 3,666 34,000 SH   SOLE   0 0 34,000
ISHARES TR SP SMCP600VL ETF 464287879 8,572 81,308 SH   SOLE   0 0 81,308
ISHARES TR TIPS BD ETF 464287176 4,233 33,065 SH   SOLE   0 0 33,065
ISHARES U S ETF TR INT RT HDG C B 46431W705 12,541 130,228 SH   SOLE   0 0 130,228
PROSHARES TR S&P MDCP 400 DIV 74347B680 882 12,362 SH   SOLE   0 0 12,362
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,174 28,264 SH   SOLE   0 0 28,264
SMITH A O CORP COM 831865209 8,647 120,001 SH   SOLE   0 0 120,001