The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK TCP CAPITAL CORP NOTE 5.250%12/1 87238QAB9 115 114,000 PRN   SOLE 114,000 0 0
CORNING INC COM 219350105 1,011 35,435 SH   SOLE 35,435 0 0
FIDELITY LTD TRM BD ETF 316188200 6,844 134,375 SH   SOLE 134,375 0 0
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 3,420 93,407 SH   SOLE 93,407 0 0
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 2,122 134,794 SH   SOLE 134,794 0 0
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 3,012 69,452 SH   SOLE 69,452 0 0
FIDELITY COVINGTON TR MSCI UTILS INDEX 316092865 4,647 109,364 SH   SOLE 109,364 0 0
FIDELITY COVINGTON TR VLU FACTOR ETF 316092782 236 6,861 SH   SOLE 6,861 0 0
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 220 14,058 SH   SOLE 14,058 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 1,809 120,278 SH   SOLE 120,278 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 4,551 79,715 SH   SOLE 79,715 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,256 12,542 SH   SOLE 12,542 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 5,855 69,024 SH   SOLE 69,024 0 0
ISHARES TR CORE INTL AGGR 46435G672 3,037 54,438 SH   SOLE 54,438 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,180 68,448 SH   SOLE 68,448 0 0
ISHARES TR CORE S&P MCP ETF 464287507 11,780 60,964 SH   SOLE 60,964 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,626 59,426 SH   SOLE 59,426 0 0
ISHARES TR CORE S&P500 ETF 464287200 366 1,225 SH   SOLE 1,225 0 0
ISHARES TR CORE US AGGBD ET 464287226 19,035 168,199 SH   SOLE 168,199 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 7,356 144,326 SH   SOLE 144,326 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 10,474 142,926 SH   SOLE 142,926 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,996 30,603 SH   SOLE 30,603 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 687 16,803 SH   SOLE 16,803 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,168 10,236 SH   SOLE 10,236 0 0
ISHARES TR NEW YORK MUN ETF 464288323 1,640 28,666 SH   SOLE 28,666 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 335 2,096 SH   SOLE 2,096 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 9,703 53,896 SH   SOLE 53,896 0 0
ISHARES TR S&P 500 VAL ETF 464287408 16,138 135,452 SH   SOLE 135,452 0 0
ISHARES TR SELECT DIVID ETF 464287168 405 3,977 SH   SOLE 3,977 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,641 34,172 SH   SOLE 34,172 0 0
ISHARES TR SP SMCP600VL ETF 464287879 5,474 36,445 SH   SOLE 36,445 0 0
ISHARES TR TIPS BD ETF 464287176 1,764 15,166 SH   SOLE 15,166 0 0
PROSPECT CAPITAL CORPORATION NOTE 4.750% 4/1 74348TAQ5 29 29,000 PRN   SOLE 29,000 0 0
TPG SPECIALTY LENDING INC NOTE 4.500%12/1 87265KAB8 27 27,000 PRN   SOLE 27,000 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 339 2,098 SH   SOLE 2,098 0 0