The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 35,072 108,502 SH   SOLE   0 0 108,502
SPDR S&P 500 ETF TR TR UNIT 78462F103 30,371 94,361 SH   SOLE   0 0 94,361
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,529 42,356 SH   SOLE   0 0 42,356
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 12,460 204,838 SH   SOLE   0 0 204,838
ISHARES TR CORE S&P SCP ETF 464287804 9,902 118,095 SH   SOLE   0 0 118,095
ISHARES TR MSCI MIN VOL ETF 46429B697 8,903 135,714 SH   SOLE   0 0 135,714
SPDR GOLD TRUST GOLD SHS 78463V107 8,523 59,646 SH   SOLE   0 0 59,646
VANGUARD INDEX FDS VALUE ETF 922908744 6,634 55,355 SH   SOLE   0 0 55,355
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 5,957 373,473 SH   SOLE   0 0 373,473
VANGUARD INDEX FDS GROWTH ETF 922908736 4,414 24,228 SH   SOLE   0 0 24,228
ISHARES TR S&P 500 GRWT ETF 464287309 4,313 22,272 SH   SOLE   0 0 22,272
ISHARES TR US HLTHCR PR ETF 464288828 2,902 14,455 SH   SOLE   0 0 14,455
ISHARES TR S&P 500 VAL ETF 464287408 2,563 19,705 SH   SOLE   0 0 19,705
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,488 24,706 SH   SOLE   0 0 24,706
WATFORD HOLDINGS LTD SHS G94787101 1,790 71,145 SH   SOLE   0 0 71,145
ISHARES TR CORE DIV GRWTH 46434V621 1,776 42,225 SH   SOLE   0 0 42,225
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,689 4,500 SH   SOLE   0 0 4,500
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,689 20,733 SH   SOLE   0 0 20,733
SPDR SERIES TRUST S&P INS ETF 78464A789 1,645 46,435 SH   SOLE   0 0 46,435
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,481 22,465 SH   SOLE   0 0 22,465
ISHARES TR TIPS BD ETF 464287176 1,228 10,533 SH   SOLE   0 0 10,533
APPLE INC COM 037833100 1,195 4,068 SH   SOLE   0 0 4,068
MICROSOFT CORP COM 594918104 1,176 7,459 SH   SOLE   0 0 7,459
ISHARES TR USA QUALITY FCTR 46432F339 1,142 11,303 SH   SOLE   0 0 11,303
ISHARES TR RUSSELL 2000 ETF 464287655 1,118 6,750 SH   SOLE   0 0 6,750
SELECT SECTOR SPDR TR ENERGY 81369Y506 993 16,535 SH   SOLE   0 0 16,535
ISHARES TR CORE MSCI EAFE 46432F842 951 14,570 SH   SOLE   0 0 14,570
CVS HEALTH CORP COM 126650100 838 11,285 SH   SOLE   0 0 11,285
THERMO FISHER SCIENTIFIC INC COM 883556102 817 2,514 SH   SOLE   0 0 2,514
ISHARES TR 1 3 YR TREAS BD 464287457 728 8,600 SH   SOLE   0 0 8,600
ACTIVISION BLIZZARD INC COM 00507V109 726 12,222 SH   SOLE   0 0 12,222
ALPHABET INC CAP STK CL A 02079K305 702 524 SH   SOLE   0 0 524
ISHARES TR MSCI EMG MKT ETF 464287234 691 15,405 SH   SOLE   0 0 15,405
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 672 7,334 SH   SOLE   0 0 7,334
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 665 4,863 SH   SOLE   0 0 4,863
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 625 7,757 SH   SOLE   0 0 7,757
EATON VANCE ENH EQTY INC FD COM 278277108 623 34,921 SH   SOLE   0 0 34,921
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 586 12,885 SH   SOLE   0 0 12,885
BLACKSTONE GROUP INC COM CL A 09260D107 558 9,977 SH   SOLE   0 0 9,977
NVIDIA CORP COM 67066G104 555 2,357 SH   SOLE   0 0 2,357
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 549 33,135 SH   SOLE   0 0 33,135
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 540 17,560 SH   SOLE   0 0 17,560
WELLS FARGO CO NEW COM 949746101 540 10,030 SH   SOLE   0 0 10,030
SPDR SERIES TRUST AEROSPACE DEF 78464A631 537 4,925 SH   SOLE   0 0 4,925
AMAZON COM INC COM 023135106 532 288 SH   SOLE   0 0 288
CROWN CASTLE INTL CORP NEW COM 22822V101 528 3,715 SH   SOLE   0 0 3,715
ALPHABET INC CAP STK CL C 02079K107 527 394 SH   SOLE   0 0 394
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 521 2,458 SH   SOLE   0 0 2,458
ISHARES TR ULTR SH TRM BD 46434V878 494 9,811 SH   SOLE   0 0 9,811
WALGREENS BOOTS ALLIANCE INC COM 931427108 489 8,290 SH   SOLE   0 0 8,290
EATON VANCE TXMGD GL BUYWR O COM 27829C105 444 42,858 SH   SOLE   0 0 42,858
JD COM INC SPON ADR CL A 47215P106 441 12,509 SH   SOLE   0 0 12,509
BOOKING HLDGS INC COM 09857L108 425 207 SH   SOLE   0 0 207
ASSURANT INC COM 04621X108 423 3,225 SH   SOLE   0 0 3,225
DISNEY WALT CO COM DISNEY 254687106 410 2,836 SH   SOLE   0 0 2,836
CHEVRON CORP NEW COM 166764100 402 3,339 SH   SOLE   0 0 3,339
NUVEEN QUALITY MUNCP INCOME COM 67066V101 387 26,503 SH   SOLE   0 0 26,503
VANGUARD INDEX FDS SM CP VAL ETF 922908611 360 2,630 SH   SOLE   0 0 2,630
NETFLIX INC COM 64110L106 360 1,112 SH   SOLE   0 0 1,112
MASTERCARD INC CL A 57636Q104 359 1,203 SH   SOLE   0 0 1,203
NUVEEN MUN VALUE FD INC COM 670928100 359 33,530 SH   SOLE   0 0 33,530
EBAY INC COM 278642103 347 9,612 SH   SOLE   0 0 9,612
UNITEDHEALTH GROUP INC COM 91324P102 338 1,150 SH   SOLE   0 0 1,150
EATON VANCE TX MNG BY WRT OP COM 27828Y108 328 21,938 SH   SOLE   0 0 21,938
TRI CONTL CORP COM 895436103 327 11,613 SH   SOLE   0 0 11,613
FLAHERTY & CRUMRINE TOTAL RE COM 338479108 313 14,024 SH   SOLE   0 0 14,024
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 305 5,536 SH   SOLE   0 0 5,536
RAYTHEON CO COM NEW 755111507 302 1,374 SH   SOLE   0 0 1,374
LOCKHEED MARTIN CORP COM 539830109 298 765 SH   SOLE   0 0 765
DWS MUN INCOME TR NEW COM 233368109 298 26,280 SH   SOLE   0 0 26,280
DANAHER CORPORATION COM 235851102 292 1,904 SH   SOLE   0 0 1,904
CARLYLE GROUP L P COM UTS LTD PTN 14309L102 289 9,005 SH   SOLE   0 0 9,005
VIACOMCBS INC CL B 92556H206 267 6,367 SH   SOLE   0 0 6,367
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 264 15,597 SH   SOLE   0 0 15,597
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 263 1,767 SH   SOLE   0 0 1,767
EATON VANCE ENHANCED EQ INC COM 278274105 258 16,213 SH   SOLE   0 0 16,213
JPMORGAN CHASE & CO COM 46625H100 245 1,757 SH   SOLE   0 0 1,757
SPOTIFY TECHNOLOGY S A SHS L8681T102 234 1,568 SH   SOLE   0 0 1,568
INTERXION HOLDING N.V SHS N47279109 233 2,779 SH   SOLE   0 0 2,779
MERCK & CO INC COM 58933Y105 232 2,552 SH   SOLE   0 0 2,552
PAYPAL HLDGS INC COM 70450Y103 230 2,130 SH   SOLE   0 0 2,130
AMERICAN TOWER CORP NEW COM 03027X100 228 990 SH   SOLE   0 0 990
ONEOK INC NEW COM 682680103 225 2,971 SH   SOLE   0 0 2,971
NEXTERA ENERGY INC COM 65339F101 224 926 SH   SOLE   0 0 926
FIRST TR ENERGY INFRASTRCTR COM 33738C103 215 11,851 SH   SOLE   0 0 11,851
VANGUARD GROUP DIV APP ETF 921908844 212 1,700 SH   SOLE   0 0 1,700
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 206 911 SH   SOLE   0 0 911
SYNOVUS FINL CORP COM NEW 87161C501 206 5,252 SH   SOLE   0 0 5,252
BLACKROCK MUNIHLDGS FD II IN COM 09253P109 170 11,140 SH   SOLE   0 0 11,140
VOYA PRIME RATE TR SH BEN INT 92913A100 137 27,259 SH   SOLE   0 0 27,259