The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579y101 286 1,620 SH   SOLE   0 0 1,620
3M Co COM 88579y101 35 200 SH   DFND 2 0 0 200
Abbott Laboratories COM 002824100 813 9,357 SH   SOLE   0 0 9,357
AbbVie Inc COM 00287y109 2,349 26,530 SH   SOLE   0 0 26,530
AbbVie Inc COM 00287y109 18 200 SH   DFND 2 0 0 200
Adobe Inc COM 00724f101 2,325 7,049 SH   SOLE   397 0 6,652
Aflac Inc COM 001055102 286 5,400 SH   SOLE   5,400 0 0
Agnico Eagle Mines Ltd COM 008474108 850 13,800 SH   SOLE   0 0 13,800
Air Prods & Chems Inc COM 009158106 1,379 5,867 SH   SOLE   80 0 5,787
Aldeyra Therapeutics Inc COM 01438t106 70 11,964 SH   SOLE   0 0 11,964
Alibaba Group Holding Ltd Sp A COM 01609w102 3,451 16,272 SH   SOLE   800 0 15,472
Alibaba Group Holding Ltd Sp A COM 01609w102 4 21 SH   DFND 2 0 0 21
Allstate Corp COM 020002101 1,106 9,835 SH   SOLE   0 0 9,835
Alphabet Inc Cap Stock Cl A COM 02079k305 7,178 5,359 SH   SOLE   453 0 4,906
Alphabet Inc Cap Stock Cl A COM 02079k305 59 44 SH   DFND 2 0 0 44
Alphabet Inc Cap Stock Cl C COM 02079k107 5,372 4,018 SH   SOLE   224 0 3,794
Alphabet Inc Cap Stock Cl C COM 02079k107 16 12 SH   DFND 2 0 0 12
Alteryx Inc Cl A COM 02156b103 1,464 14,630 SH   SOLE   0 0 14,630
Altria Group Inc COM 02209s103 297 5,954 SH   SOLE   400 0 5,554
Altria Group Inc COM 02209s103 35 700 SH   DFND 2 0 0 700
Amazon.com Inc COM 023135106 6,748 3,652 SH   SOLE   227 0 3,425
Amazon.com Inc COM 023135106 85 46 SH   DFND 2 0 0 46
American Express Co COM 025816109 1,792 14,396 SH   SOLE   1,575 0 12,821
American Express Co COM 025816109 88 710 SH   DFND 2 0 0 710
American States Water Co COM 029899101 173 2,000 SH   SOLE   0 0 2,000
American States Water Co COM 029899101 30 352 SH   DFND 2 0 0 352
Amgen Inc COM 031162100 601 2,494 SH   SOLE   0 0 2,494
Amgen Inc COM 031162100 53 218 SH   DFND 2 0 0 218
Amphenol Corp Cl A COM 032095101 6,125 56,597 SH   SOLE   0 0 56,597
Apple Inc COM 037833100 22,128 75,357 SH   SOLE   4,264 0 71,093
Apple Inc COM 037833100 145 493 SH   DFND 2 0 0 493
Ares Capital Corp COM 04010l103 6,013 322,418 SH   SOLE   0 0 322,418
Ashland Global Holdings Inc COM 044186104 759 9,915 SH   SOLE   0 0 9,915
AT&T Inc COM 00206r102 1,705 43,639 SH   SOLE   8,269 0 35,370
AT&T Inc COM 00206r102 49 1,253 SH   DFND 2 0 0 1,253
Automatic Data Processing Inc COM 053015103 1,703 9,990 SH   SOLE   0 0 9,990
Baidu Inc Sp ADR A COM 056752108 449 3,550 SH   SOLE   0 0 3,550
Bank America Corp COM 060505104 1,708 48,502 SH   SOLE   7,769 0 40,733
Bank America Corp COM 060505104 77 2,196 SH   DFND 2 0 0 2,196
Becton Dickinson & Co COM 075887109 1,295 4,762 SH   SOLE   979 0 3,783
Berkshire Hathaway Inc Cl B COM 084670702 4,193 18,513 SH   SOLE   0 0 18,513
BlackRock Inc COM 09247x101 1,898 3,776 SH   SOLE   130 0 3,646
BlackRock Inc COM 09247x101 22 44 SH   DFND 2 0 0 44
Blackstone REIT Inc Cl D COM 09259k302 375 33,218 SH   SOLE   0 0 33,218
Boeing Co COM 097023105 1,134 3,480 SH   SOLE   933 0 2,547
Booking Holdings Inc COM 09857l108 499 243 SH   SOLE   0 0 243
BP PLC Sp ADR COM 055622104 537 14,234 SH   SOLE   0 0 14,234
Bristol-Myers Squibb Co COM 110122108 440 6,858 SH   SOLE   3,208 0 3,650
Business Development Corp of A COM 12325j101 1,110 143,208 SH   SOLE   0 0 143,208
CDW Corp COM 12514g108 491 3,439 SH   SOLE   3,439 0 0
Century Bancorp Inc MA Cl A No COM 156432106 1,015 11,284 SH   SOLE   0 0 11,284
Chevron Corp COM 166764100 4,612 38,273 SH   SOLE   2,429 0 35,844
Chevron Corp COM 166764100 63 523 SH   DFND 2 0 0 523
Chubb Limited COM h1467j104 249 1,599 SH   SOLE   1,153 0 446
Cincinnati Financial Corp COM 172062101 210 2,000 SH   SOLE   2,000 0 0
Cisco Systems Inc COM 17275r102 622 12,962 SH   SOLE   0 0 12,962
Cisco Systems Inc COM 17275r102 83 1,741 SH   DFND 2 0 0 1,741
Citigroup Inc COM 172967424 904 11,318 SH   SOLE   5,089 0 6,229
Coca-Cola Co COM 191216100 462 8,339 SH   SOLE   0 0 8,339
Coca-Cola Co COM 191216100 11 200 SH   DFND 2 0 0 200
Cole RE Income Strat Dly NAV W COM 19330a108 523 29,502 SH   SOLE   0 0 29,502
Comcast Corp Cl A COM 20030n101 711 15,808 SH   SOLE   5,261 0 10,547
Consolidated Water Co Inc COM g23773107 299 18,323 SH   SOLE   0 0 18,323
Costco Wholesale Corp COM 22160k105 4,985 16,962 SH   SOLE   802 0 16,160
CSX Corp COM 126408103 473 6,538 SH   SOLE   0 0 6,538
Danaher Corp COM 235851102 1,273 8,295 SH   SOLE   1,281 0 7,014
Danaher Corp COM 235851102 42 276 SH   DFND 2 0 0 276
Datadog Inc Cl A COM 23804l103 769 20,350 SH   SOLE   0 0 20,350
Digital Realty Trust Inc COM 253868103 253 2,115 SH   SOLE   1,125 0 990
Disney Walt Co Disney COM 254687106 6,538 45,204 SH   SOLE   1,773 0 43,431
Disney Walt Co Disney COM 254687106 56 388 SH   DFND 2 0 0 388
Dominion Energy Inc COM 25746u109 939 11,335 SH   SOLE   0 0 11,335
Dominion Energy Inc COM 25746u109 17 200 SH   DFND 2 0 0 200
Duke Energy Corp COM 26441c204 302 3,312 SH   SOLE   222 0 3,090
Ecolab Inc COM 278865100 332 1,721 SH   SOLE   55 0 1,666
Elastic NV Ord COM n14506104 367 5,700 SH   SOLE   0 0 5,700
Empire State Realty OP LP COM 292102100 240 17,206 SH   SOLE   0 0 17,206
Empire State Realty Trust Inc COM 292104106 304 21,797 SH   SOLE   0 0 21,797
Exelon Corp COM 30161n101 318 6,976 SH   SOLE   0 0 6,976
Expeditors Intl Wash Inc COM 302130109 581 7,445 SH   SOLE   0 0 7,445
Exxon Mobil Corp COM 30231g102 985 14,115 SH   SOLE   6,197 0 7,918
Exxon Mobil Corp COM 30231g102 14 200 SH   DFND 2 0 0 200
Facebook Inc Cl A COM 30303m102 2,914 14,195 SH   SOLE   1,798 0 12,397
Facebook Inc Cl A COM 30303m102 23 113 SH   DFND 2 0 0 113
Facebook Inc Cl A COM 30303m102 164 800 SH Call SOLE   0 0 800
Fashion Hse Holding Inc COM 31185p106 0 50,000 SH   SOLE   0 0 50,000
FedEx Corp COM 31428x106 2,211 14,620 SH   SOLE   710 0 13,910
FedEx Corp COM 31428x106 34 228 SH   DFND 2 0 0 228
Fidelity Natl Information Serv COM 31620m106 404 2,908 SH   SOLE   100 0 2,808
Fiserv Inc COM 337738108 509 4,404 SH   SOLE   2,489 0 1,915
Fiserv Inc COM 337738108 23 200 SH   DFND 2 0 0 200
Flexshopper Inc COM 33939j303 137 54,000 SH   SOLE   0 0 54,000
FS Investment Corp II COM 35952v105 155 21,039 SH   SOLE   0 0 21,039
Fs KKR Capital Corp COM 302635107 128 20,800 SH   SOLE   0 0 20,800
Gallagher Arthur J & Co COM 363576109 282 2,962 SH   SOLE   2,920 0 42
General Electric Co COM 369604103 201 17,991 SH   SOLE   2,040 0 15,951
Global Net Lease Inc COM 379378201 483 23,801 SH   SOLE   0 0 23,801
Grayscale Bitcoin Tr Btc COM 389637109 164 20,000 SH   SOLE   0 0 20,000
Hershey Co COM 427866108 1,775 12,076 SH   SOLE   125 0 11,951
Hershey Co COM 427866108 56 383 SH   DFND 2 0 0 383
Home Depot Inc COM 437076102 3,063 14,024 SH   SOLE   1,748 0 12,276
Home Depot Inc COM 437076102 62 286 SH   DFND 2 0 0 286
Honeywell Intl Inc COM 438516106 4,434 25,049 SH   SOLE   2,335 0 22,714
Honeywell Intl Inc COM 438516106 59 335 SH   DFND 2 0 0 335
Intel Corp COM 458140100 757 12,640 SH   SOLE   0 0 12,640
Intel Corp COM 458140100 76 1,263 SH   DFND 2 0 0 1,263
International Paper Co COM 460146103 414 9,000 SH   SOLE   0 0 9,000
International Paper Co COM 460146103 29 634 SH   DFND 2 0 0 634
Iteris Inc COM 46564t107 54 10,900 SH   SOLE   0 0 10,900
Johnson & Johnson COM 478160104 3,134 21,485 SH   SOLE   600 0 20,885
Johnson & Johnson COM 478160104 67 456 SH   DFND 2 0 0 456
Jones Lang LaSalle Inc Propert COM 48021r401 300 24,233 SH   SOLE   0 0 24,233
JPMorgan Chase & Co COM 46625h100 4,911 35,226 SH   SOLE   5,957 0 29,269
JPMorgan Chase & Co COM 46625h100 38 273 SH   DFND 2 0 0 273
Kirkland Lake Gold Ltd COM 49741e100 450 10,200 SH   SOLE   0 0 10,200
Lauder Estee Cos Inc Cl A COM 518439104 394 1,906 SH   SOLE   1,665 0 241
Lilly Eli & Co COM 532457108 555 4,224 SH   SOLE   0 0 4,224
Lockheed Martin Corp COM 539830109 1,507 3,869 SH   SOLE   670 0 3,199
Lockheed Martin Corp COM 539830109 56 144 SH   DFND 2 0 0 144
Lowes Cos Inc COM 548661107 268 2,234 SH   SOLE   2,125 0 109
Lululemon Athletica Inc COM 550021109 310 1,338 SH   SOLE   0 0 1,338
M & T Bank Corp COM 55261f104 3,479 20,492 SH   SOLE   0 0 20,492
Masco Corp COM 574599106 266 5,545 SH   SOLE   5,545 0 0
MasterCard Incorporated Cl A COM 57636q104 1,560 5,223 SH   SOLE   1,144 0 4,079
McDonalds Corp COM 580135101 2,388 12,082 SH   SOLE   1,243 0 10,839
Medtronic PLC COM g5960l103 554 4,886 SH   SOLE   260 0 4,626
Medtronic PLC COM g5960l103 23 200 SH   DFND 2 0 0 200
Merck & Co Inc COM 58933y105 2,483 27,296 SH   SOLE   5,895 0 21,401
Merck & Co Inc COM 58933y105 88 971 SH   DFND 2 0 0 971
Microchip Technology Inc COM 595017104 436 4,160 SH   SOLE   4,160 0 0
Microsoft Corp COM 594918104 5,581 35,392 SH   SOLE   5,245 0 30,148
Microsoft Corp COM 594918104 97 613 SH   DFND 2 0 0 613
Mondelez Intl Inc Cl A COM 609207105 297 5,401 SH   SOLE   4,680 0 721
Morgan Stanley COM 617446448 504 9,852 SH   SOLE   0 0 9,852
Nestle S A COM 641069406 423 3,906 SH   SOLE   0 0 3,906
Nestle S A COM 641069406 3 25 SH   DFND 2 0 0 25
New Residential Inv Corp COM 64828t201 200 12,400 SH   SOLE   0 0 12,400
Nextera Energy Inc COM 65339f101 1,476 6,095 SH   SOLE   1,184 0 4,911
Nike Inc Cl B COM 654106103 2,608 25,746 SH   SOLE   3,486 0 22,260
Nike Inc Cl B COM 654106103 35 341 SH   DFND 2 0 0 341
Novartis A G COM 66987v109 732 7,735 SH   SOLE   165 0 7,570
NVIDIA Corp COM 67066g104 179 761 SH   SOLE   0 0 761
NVIDIA Corp COM 67066g104 28 120 SH   DFND 2 0 0 120
Oneok Inc COM 682680103 334 4,410 SH   SOLE   0 0 4,410
Oracle Corp COM 68389x105 292 5,520 SH   SOLE   3,242 0 2,278
Paypal Holdings Inc COM 70450y103 2,072 19,152 SH   SOLE   600 0 18,552
PepsiCo Inc COM 713448108 8,799 64,378 SH   SOLE   0 0 64,378
PepsiCo Inc COM 713448108 77 566 SH   DFND 2 0 0 566
Pfizer Inc COM 717081103 4,135 105,544 SH   SOLE   11,195 0 94,349
Pfizer Inc COM 717081103 55 1,416 SH   DFND 2 0 0 1,416
Phillips Edison Gro REIT I Inc COM 71844v102 1,480 133,312 SH   SOLE   0 0 133,312
Plug Power Inc COM 72919p202 107 34,000 SH   SOLE   0 0 34,000
PPL Corp COM 69351t106 270 7,519 SH   SOLE   7,519 0 0
PPL Corp COM 69351t106 18 500 SH   DFND 2 0 0 500
Procter And Gamble Co COM 742718109 1,912 15,306 SH   SOLE   1,380 0 13,926
Procter And Gamble Co COM 742718109 85 684 SH   DFND 2 0 0 684
Qualcomm Inc COM 747525103 283 3,202 SH   SOLE   0 0 3,202
Quest Diagnostics Inc COM 74834l100 447 4,190 SH   SOLE   0 0 4,190
Raytheon Co COM 755111507 497 2,262 SH   SOLE   850 0 1,412
Raytheon Co COM 755111507 69 312 SH   DFND 2 0 0 312
Republic Services Inc COM 760759100 1,549 17,280 SH   SOLE   0 0 17,280
Republic Services Inc COM 760759100 44 487 SH   DFND 2 0 0 487
Rightscorp Inc COM 76658a102 0 200,000 SH   SOLE   0 0 200,000
Royal Dutch Shell PLC Sp ADR A COM 780259206 313 5,300 SH   SOLE   0 0 5,300
Royal Dutch Shell PLC Sp ADR A COM 780259206 2 39 SH   DFND 2 0 0 39
Royal Dutch Shell PLC Sp ADR B COM 780259107 1,689 28,165 SH   SOLE   2,681 0 25,484
Royal Dutch Shell PLC Sp ADR B COM 780259107 51 843 SH   DFND 2 0 0 843
Royal Mines & Minerals Corp COM 78033p101 0 50,000 SH   SOLE   50,000 0 0
Sap SE Sp ADR COM 803054204 1,287 9,608 SH   SOLE   0 0 9,608
Sap SE Sp ADR COM 803054204 4 28 SH   DFND 2 0 0 28
Sorrento Therapeutics Inc COM 83587f202 41 12,000 SH   SOLE   0 0 12,000
Starbucks Corp COM 855244109 1,583 18,005 SH   SOLE   0 0 18,005
Starbucks Corp COM 855244109 70 794 SH   DFND 2 0 0 794
Stryker Corp COM 863667101 507 2,417 SH   SOLE   1,240 0 1,177
Stryker Corp COM 863667101 32 154 SH   DFND 2 0 0 154
Surgery Partners Inc COM 86881a100 235 15,000 SH   SOLE   0 0 15,000
Target Corp COM 87612e106 302 2,358 SH   SOLE   2,295 0 63
Tencent Holdings Ltd ADR COM 88032q109 1,629 33,935 SH   SOLE   0 0 33,935
Tencent Holdings Ltd ADR COM 88032q109 4 81 SH   DFND 2 0 0 81
Union Pacific Corp COM 907818108 394 2,180 SH   SOLE   861 0 1,319
United Technologies Corp COM 913017109 1,796 11,994 SH   SOLE   2,135 0 9,859
UnitedHealth Group Inc COM 91324p102 3,511 11,944 SH   SOLE   200 0 11,744
UnitedHealth Group Inc COM 91324p102 59 201 SH   DFND 2 0 0 201
US Bancorp Del COM 902973304 304 5,119 SH   SOLE   0 0 5,119
US Bancorp Del COM 902973304 24 400 SH   DFND 2 0 0 400
Verizon Communications Inc COM 92343v104 656 10,677 SH   SOLE   150 0 10,527
Verizon Communications Inc COM 92343v104 18 300 SH   DFND 2 0 0 300
Visa Inc Cl A COM 92826c839 7,689 40,923 SH   SOLE   5,072 0 35,851
W P Carey Inc COM 92936u109 344 4,300 SH   SOLE   0 0 4,300
Wal-Mart Inc COM 931142103 5,251 44,189 SH   SOLE   90 0 44,099
Wal-Mart Inc COM 931142103 24 199 SH   DFND 2 0 0 199
Zoetis Inc Cl A COM 98978v103 2,759 20,849 SH   SOLE   2,267 0 18,582
Zscaler Inc COM 98980g102 839 18,050 SH   SOLE   0 0 18,050
Aberdeen Std Gold ETF Tr Physc ETF 00326a104 677 46,320 SH   SOLE   0 0 46,320
Ark ETF Tr Innovation ETF ETF 00214q104 3,974 79,406 SH   SOLE   4,766 0 74,640
First Trust Morningstar Div Le ETF 336917109 2,089 64,116 SH   SOLE   0 0 64,116
Industrial Select Sector SPDR ETF 81369y704 257 3,158 SH   SOLE   0 0 3,158
Invesco Exchange Traded Fund T ETF 46137v357 277 2,397 SH   SOLE   0 0 2,397
Invesco Exchange Traded Fund T ETF 46137v266 1,551 12,234 SH   SOLE   0 0 12,234
Invesco Exchange Traded Fund T ETF 46137v241 2,633 72,004 SH   SOLE   0 0 72,004
Invesco Exchng Traded Fund Tr ETF 46138e578 206 3,816 SH   SOLE   0 0 3,816
Invesco Exchng Traded Fund Tr ETF 46138e230 1,740 50,984 SH   SOLE   0 0 50,984
Invesco Exchng Traded Fund Tr ETF 46138g102 530 10,414 SH   SOLE   0 0 10,414
Invesco QQQ Ser 1 ETF 46090e103 18,970 89,224 SH   SOLE   0 0 89,224
iShares Aggressive Alloc ETF ETF 464289859 303 5,218 SH   SOLE   2,044 0 3,174
iShares Conser Alloc ETF ETF 464289883 1,552 42,830 SH   SOLE   385 0 42,445
IShares Core S&P 500 ETF ETF 464287200 1,188 3,676 SH   SOLE   2,749 0 927
IShares Global 100 ETF ETF 464287572 388 7,190 SH   SOLE   0 0 7,190
iShares Growth Allocat ETF ETF 464289867 897 18,759 SH   SOLE   700 0 18,059
iShares Min Vol EAFE ETF ETF 46429b689 535 7,176 SH   SOLE   0 0 7,176
iShares Min Vol USA ETF ETF 46429b697 505 7,692 SH   SOLE   0 0 7,692
iShares Moderate Alloc ETF ETF 464289875 10,515 262,014 SH   SOLE   8,058 0 253,956
iShares MSCI ACWI ex-US Index ETF 464288240 937 19,068 SH   SOLE   18,120 0 948
iShares MSCI EAFE ETF ETF 464287465 241 3,474 SH   SOLE   0 0 3,474
iShares MSCI Emerg Mkt ETF ETF 464287234 4,011 89,392 SH   SOLE   26,455 0 62,937
iShares NASDAQ Biotech ETF 464287556 3,055 25,350 SH   SOLE   0 0 25,350
iShares Rus 2000 Growth ETF ETF 464287648 1,691 7,895 SH   SOLE   7,895 0 0
iShares Rus 2000 Val ETF ETF 464287630 1,551 12,063 SH   SOLE   12,063 0 0
iShares Russell 1000 Growth ET ETF 464287614 6,077 34,544 SH   SOLE   33,732 0 812
iShares Russell 1000 Val ETF ETF 464287598 5,256 38,510 SH   SOLE   37,550 0 960
iShares Russell 2000 ETF ETF 464287655 262 1,581 SH   SOLE   0 0 1,581
iShares Russell 3000 ETF ETF 464287689 389 2,065 SH   SOLE   147 0 1,918
iShares S&P Smallcap ETF ETF 464287804 526 6,274 SH   SOLE   1,525 0 4,749
iShares Select Div ETF ETF 464287168 344 3,256 SH   SOLE   0 0 3,256
iShares USA Quality Fctr ETF 46432f339 2,314 22,913 SH   SOLE   6,292 0 16,621
Lattice Strategies Tr Hartford ETF 518416102 3,822 130,137 SH   SOLE   0 0 130,137
ProShares S&P 500 Dv Arist ETF 74348a467 856 11,324 SH   SOLE   0 0 11,324
ProShares Ult Healthcare ETF 74347r735 242 1,900 SH   SOLE   0 0 1,900
ProShares Ult S&P 500 ETF 74347r107 644 4,270 SH   SOLE   0 0 4,270
ProShares Ultra MSCI Brazi ETF 74347b490 283 3,130 SH   SOLE   0 0 3,130
ProShares Ultra Tech ETF 74347r693 406 2,550 SH   SOLE   0 0 2,550
Schwab Intl Equity ETF ETF 808524805 1,386 41,223 SH   SOLE   0 0 41,223
Schwab US Large Cap Value ETF ETF 808524409 778 12,942 SH   SOLE   0 0 12,942
SPDR Dow Jones Industrial Avrg ETF 78467x109 206 722 SH   SOLE   0 0 722
SPDR Gold Trust Gold ETF 78463v107 1,635 11,444 SH   SOLE   300 0 11,144
SPDR Portfolio Devlpd ETF 78463x889 2,168 69,149 SH   SOLE   33,482 0 35,667
SPDR Portfolio Emg MK ETF 78463x509 752 19,994 SH   SOLE   8,861 0 11,133
SPDR Portfolio MD ETF ETF 78464a847 410 11,313 SH   SOLE   0 0 11,313
SPDR Portfolio Tl Stock ETF 78464a805 7,725 193,812 SH   SOLE   28,162 0 165,650
SPDR S&P 500 ETF Tr ETF 78462f103 27,498 85,435 SH   SOLE   0 0 85,435
SPDR S&P Biotech ETF ETF 78464a870 2,120 22,286 SH   SOLE   500 0 21,786
SPDR S&P Mid Cap 400 ETF ETF 78467y107 8,615 22,951 SH   SOLE   0 0 22,951
Technology Select Sector SPDR ETF 81369y803 201 2,197 SH   SOLE   0 0 2,197
Tortoise Midstream Energy Fund ETF 89148b101 202 18,400 SH   SOLE   0 0 18,400
Vaneck Vectors ETF Tr Gold Min ETF 92189f106 452 15,447 SH   SOLE   0 0 15,447
Vaneck Vectors ETF Tr Jr Gold ETF 92189f791 374 8,850 SH   SOLE   0 0 8,850
Vanguard FTSE All World ex-US ETF 922042775 11,705 217,772 SH   SOLE   8,472 0 209,300
Vanguard FTSE Emerg Mkt ETF ETF 922042858 2,049 46,083 SH   SOLE   0 0 46,083
Vanguard Health Care ETF ETF 92204a504 1,908 9,949 SH   SOLE   0 0 9,949
Vanguard High Div Yield ETF 921946406 11,726 125,128 SH   SOLE   1,200 0 123,928
Vanguard S&P 500 ETF ETF 922908363 13,057 44,140 SH   SOLE   0 0 44,140
Vanguard Total Stock Mkt ETF 922908769 2,724 16,651 SH   SOLE   0 0 16,651
Vanguard Value ETF ETF 922908744 3,615 30,161 SH   SOLE   0 0 30,161
Invesco Exch Trd Slf Index Fun ETF 46138j502 285 13,407 SH   SOLE   0 0 13,407
Invesco Exchng Traded Fund Tr ETF 46138e537 403 15,246 SH   SOLE   0 0 15,246
Invesco Exchng Traded Fund Tr ETF 46138g870 6,164 238,626 SH   SOLE   0 0 238,626
iShares Core Intl Aggr ETF 46435g672 651 11,885 SH   SOLE   4,346 0 7,539
iShares Core US Aggbd Et ETF 464287226 279 2,485 SH   SOLE   1,960 0 525
iShares Ibonds Dec2021 ETF 46435g789 565 21,914 SH   SOLE   0 0 21,914
iShares Ibonds Dec2022 ETF 46435g755 563 21,510 SH   SOLE   0 0 21,510
iShares Ibonds Sep2020 ETF 46434v571 510 19,972 SH   SOLE   0 0 19,972
iShares Interm Term Tr Crp ETF ETF 464288638 1,179 20,342 SH   SOLE   20,342 0 0
iShares National Muni ETF ETF 464288414 3,408 29,922 SH   SOLE   0 0 29,922
iShares Sht Mat Bond ETF ETF 46431w507 620 12,337 SH   SOLE   0 0 12,337
JPMorgan Exchange Traded Fund ETF 46641q837 4,284 84,955 SH   SOLE   0 0 84,955
SPDR Portfolio Agrgte ETF 78464a649 5,361 182,464 SH   SOLE   32,590 0 149,874
SPDR Portfolio Interm ETF 78464a375 609 17,255 SH   SOLE   17,255 0 0
WisdomTree Yield Enhanced US A ETF 97717x511 3,092 59,172 SH   SOLE   19,147 0 40,025