The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 290 89 SH   SOLE 0 0 0 89
JOHNSON & JOHNSON COM Stock 478160104 1,112 7,063 SH   SOLE 0 0 0 7,063
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 25,655 131,805 SH   SOLE 0 4,320 0 127,484
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717X628 960 38,242 SH   SOLE 0 0 0 38,241
ISHARES GLOBAL TECH ETF ETF 464287291 357 1,190 SH   SOLE 0 170 0 1,020
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 483 6,751 SH   SOLE 0 108 0 6,643
VANGUARD REIT INDEX ETF ETF 922908553 1,862 21,921 SH   SOLE 0 8 0 21,913
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 1,777 21,578 SH   SOLE 0 0 0 21,578
ISHARES MSCI ACWI EX US ETF 464288240 4,815 90,776 SH   SOLE 0 0 0 90,776
INTEL CORP COM Stock 458140100 443 8,898 SH   SOLE 0 0 0 8,898
ISHARES MSCI JAPAN ETF ETF 46434G822 241 3,562 SH   SOLE 0 0 0 3,562
ISHARES TIPS BOND ETF ETF 464287176 988 7,736 SH   SOLE 0 0 0 7,736
ISHARES S&P 100 ETF ETF 464287101 650 3,789 SH   SOLE 0 0 0 3,789
VERIZON COMMUNICATIONS Stock 92343V104 336 5,726 SH   SOLE 0 0 0 5,726
ISHARES COHEN & STEERS REIT ETF ETF 464287564 502 9,324 SH   SOLE 0 0 0 9,324
PEPSICO INC COM Stock 713448108 1,012 6,826 SH   SOLE 0 0 0 6,826
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 1,180 18,787 SH   SOLE 0 0 0 18,786
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425 285 3,307 SH   SOLE 0 2,682 0 625
SPDR GOLD ETF ETF 78463V107 265 1,483 SH   SOLE 0 0 0 1,483
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 947 10,403 SH   SOLE 0 0 0 10,403
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 2,456 68,200 SH   SOLE 0 0 0 68,200
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 2,656 29,203 SH   SOLE 0 974 0 28,229
ISHARES S&P SMALL-CAP FUND ETF 464287804 213 2,320 SH   SOLE 0 320 0 2,000
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 358 1,542 SH   SOLE 0 850 0 692
VANGUARD SHORT TERM CORP BOND FD ETF ETF 92206C409 1,267 15,214 SH   SOLE 0 0 0 15,214
ISHARES MSCI PACIFIC EX JAPAN ETF ETF 464286665 275 5,740 SH   SOLE 0 0 0 5,740
MICROSOFT CORP COM Stock 594918104 2,108 9,476 SH   SOLE 0 0 0 9,476
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 548 7,894 SH   SOLE 0 0 0 7,894
VANGUARD MID CAP ETF 922908629 442 2,139 SH   SOLE 0 0 0 2,138
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 279 4,536 SH   SOLE 0 38 0 4,498
BLACKROCK BUILD AMER BD CEF 09248X100 288 10,697 SH   SOLE 0 0 0 10,696
VANGUARD FTSE EUROPE ETF ETF 922042874 219 3,642 SH   SOLE 0 0 0 3,642
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 279 790 SH   SOLE 0 775 0 15
GLADSTONE LD CORP COM REIT 376549101 243 16,628 SH   SOLE 0 0 0 16,628
SCHWAB US AGGREGATE BOND ETF ETF 808524839 6,446 115,054 SH   SOLE 0 5,201 0 109,852
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 2,727 40,171 SH   SOLE 0 411 0 39,759
VANGUARD VALUE INDEX FUND ETF 922908744 448 3,762 SH   SOLE 0 0 0 3,762
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 412 6,638 SH   SOLE 0 0 0 6,638
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 3,683 41,758 SH   SOLE 0 450 0 41,308
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 6,969 119,415 SH   SOLE 0 0 0 119,414
QUALCOMM INC Stock 747525103 1,266 8,313 SH   SOLE 0 0 0 8,313
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 881 15,042 SH   SOLE 0 1,976 0 13,066
AT&T INC COM Stock 00206R102 287 9,962 SH   SOLE 0 0 0 9,962
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 1,709 11,279 SH   SOLE 0 760 0 10,519
GENERAL ELECTRIC CO COM Stock 369604103 323 29,870 SH   SOLE 0 0 0 29,870
ISHARES CORE S&P 500 ETF ETF 464287200 15,216 40,535 SH   SOLE 0 4,547 0 35,987
CINTAS CORP Stock 172908105 558 1,580 SH   SOLE 0 0 0 1,580
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 643 1,381 SH   SOLE 0 0 0 1,381
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 516 4,401 SH   SOLE 0 0 0 4,400
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 2,626 55,627 SH   SOLE 0 90 0 55,537
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 3,977 79,362 SH   SOLE 0 9 0 79,353
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 3,374 110,732 SH   SOLE 0 14,016 0 96,715
ALLIANT ENERGY CORP COM Stock 018802108 847 16,443 SH   SOLE 0 0 0 16,443
ISHARES RUSSELL 3000 ETF ETF 464287689 440 1,967 SH   SOLE 0 0 0 1,967
EXXON MOBIL CORP COM Stock 30231G102 543 13,184 SH   SOLE 0 0 0 13,184
APPLE INC COM Stock 037833100 303 2,284 SH   SOLE 0 0 0 2,284