The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   324,660 1,682 SH   SOLE   0 0 1,682
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,706,947 17,404 SH   SOLE   0 0 17,404
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   4,189,899 63,861 SH   SOLE   0 0 63,861
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   3,609,129 66,320 SH   SOLE   0 0 66,320
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   8,069,063 127,877 SH   SOLE   0 0 127,877
APPLE INC COM 037833100   1,231,865 5,246 SH   SOLE   0 0 5,246
CHEVRON CORP NEW COM 166764100   798,310 5,060 SH   SOLE   0 0 5,060
CINCINNATI FINL CORP COM 172062101   224,358 1,793 SH   SOLE   0 0 1,793
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   9,857,969 372,420 SH   SOLE   0 0 372,420
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   490,851 7,876 SH   SOLE   0 0 7,876
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   20,450,971 676,289 SH   SOLE   0 0 676,289
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   5,426,119 131,606 SH   SOLE   0 0 131,606
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   39,407,719 1,427,299 SH   SOLE   0 0 1,427,299
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   538,802 13,766 SH   SOLE   0 0 13,766
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   25,538,088 684,300 SH   SOLE   0 0 684,300
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,875,531 69,904 SH   SOLE   0 0 69,904
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   10,304,932 329,863 SH   SOLE   0 0 329,863
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,396,030 45,252 SH   SOLE   0 0 45,252
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,181,338 28,618 SH   SOLE   0 0 28,618
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,798,348 67,454 SH   SOLE   0 0 67,454
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   316,217 11,987 SH   SOLE   0 0 11,987
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   22,973,785 886,676 SH   SOLE   0 0 886,676
EXXON MOBIL CORP COM 30231G102   271,559 2,340 SH   SOLE   0 0 2,340
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   405,408 16,400 SH   SOLE   0 0 16,400
FLEXSHARES TR MORNSTAR UPSTR 33939L407   272,213 6,590 SH   SOLE   0 0 6,590
FORD MTR CO DEL COM 345370860   298,050 20,712 SH   SOLE   0 0 20,712
HUMANA INC COM 444859102   246,063 622 SH   SOLE   0 0 622
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   710,077 33,637 SH   SOLE   0 0 33,637
INVESCO QQQ TR UNIT SER 1 46090E103   799,201 1,610 SH   SOLE   0 0 1,610
ISHARES TR S&P MC 400GR ETF 464287606   388,919 4,158 SH   SOLE   0 0 4,158
ISHARES TR CORE US AGGBD ET 464287226   1,270,061 12,901 SH   SOLE   0 0 12,901
ISHARES TR RUS MDCP VAL ETF 464287473   512,922 4,033 SH   SOLE   0 0 4,033
ISHARES TR CORE INTL AGGR 46435G672   1,261,240 24,980 SH   SOLE   0 0 24,980
ISHARES TR RUS 1000 VAL ETF 464287598   298,142 1,635 SH   SOLE   0 0 1,635
ISHARES TR S&P MC 400VL ETF 464287705   597,666 4,935 SH   SOLE   0 0 4,935
ISHARES TR RUS 1000 GRW ETF 464287614   3,026,116 8,017 SH   SOLE   0 0 8,017
ISHARES TR CORE MSCI EAFE 46432F842   324,607 4,300 SH   SOLE   0 0 4,300
ISHARES TR S&P 500 VAL ETF 464287408   2,031,900 10,735 SH   SOLE   0 0 10,735
ISHARES TR MSCI EAFE ETF 464287465   384,375 4,731 SH   SOLE   0 0 4,731
ISHARES TR EAFE VALUE ETF 464288877   333,856 6,058 SH   SOLE   0 0 6,058
ISHARES TR ISHS 1-5YR INVS 464288646   9,358,500 181,296 SH   SOLE   0 0 181,296
ISHARES TR S&P 500 GRWT ETF 464287309   5,250,468 54,670 SH   SOLE   0 0 54,670
ISHARES TR GL CLEAN ENE ETF 464288224   20,971,321 1,488,383 SH   SOLE   0 0 1,488,383
ISHARES TR RUS 2000 GRW ETF 464287648   1,591,598 5,492 SH   SOLE   0 0 5,492
ISHARES TR CORE S&P SCP ETF 464287804   755,079 6,463 SH   SOLE   0 0 6,463
ISHARES TR RUS 2000 VAL ETF 464287630   399,439 2,365 SH   SOLE   0 0 2,365
ISHARES TR EAFE SML CP ETF 464288273   3,608,167 55,854 SH   SOLE   0 0 55,854
ISHARES TR SHRT NAT MUN ETF 464288158   1,150,456 10,950 SH   SOLE   0 0 10,950
ISHARES TR EAFE GRWTH ETF 464288885   1,589,091 15,007 SH   SOLE   0 0 15,007
ISHARES TR CORE S&P500 ETF 464287200   661,105 1,164 SH   SOLE   0 0 1,164
ISHARES TR RUS MD CP GR ETF 464287481   529,187 4,590 SH   SOLE   0 0 4,590
ISHARES TR GLB INFRASTR ETF 464288372   4,579,240 91,934 SH   SOLE   0 0 91,934
ISHARES TR S&P SML 600 GWT 464287887   592,136 4,213 SH   SOLE   0 0 4,213
JOHNSON & JOHNSON COM 478160104   289,127 1,915 SH   SOLE   0 0 1,915
NVIDIA CORPORATION COM 67066G104   277,617 2,197 SH   SOLE   0 0 2,197
PROCTER AND GAMBLE CO COM 742718109   3,534,093 21,169 SH   SOLE   0 0 21,169
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   66,197,605 1,432,849 SH   SOLE   0 0 1,432,849
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,373,394 80,082 SH   SOLE   0 0 80,082
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   313,750 3,817 SH   SOLE   0 0 3,817
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   8,430,906 109,194 SH   SOLE   0 0 109,194
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,638,108 37,306 SH   SOLE   0 0 37,306
SPDR S&P 500 ETF TR TR UNIT 78462F103   654,916 1,159 SH   SOLE   0 0 1,159
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,656,696 42,579 SH   SOLE   0 0 42,579
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,218,571 12,976 SH   SOLE   0 0 12,976
SPDR SER TR S&P 400 MDCP VAL 78464A839   7,782,908 99,947 SH   SOLE   0 0 99,947
SPDR SER TR PORTFOLIO SHORT 78464A474   2,620,698 87,825 SH   SOLE   0 0 87,825
SPDR SER TR S&P 400 MDCP GRW 78464A821   5,291,577 59,336 SH   SOLE   0 0 59,336
TESLA INC COM 88160R101   536,467 2,091 SH   SOLE   0 0 2,091
URANIUM ENERGY CORP COM 916896103   68,500 10,000 SH   SOLE   0 0 10,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,455,597 47,317 SH   SOLE   0 0 47,317
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   541,597 7,013 SH   SOLE   0 0 7,013
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   16,040,469 325,893 SH   SOLE   0 0 325,893
VANGUARD INDEX FDS SM CP VAL ETF 922908611   18,921,504 96,430 SH   SOLE   0 0 96,430
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   14,797,480 61,757 SH   SOLE   0 0 61,757
VANGUARD INDEX FDS GROWTH ETF 922908736   53,223,749 137,540 SH   SOLE   0 0 137,540
VANGUARD INDEX FDS LARGE CAP ETF 922908637   361,927 1,396 SH   SOLE   0 0 1,396
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,596,429 74,009 SH   SOLE   0 0 74,009
VANGUARD INDEX FDS VALUE ETF 922908744   49,178,575 294,060 SH   SOLE   0 0 294,060
VANGUARD INDEX FDS SMALL CP ETF 922908751   314,382 1,341 SH   SOLE   0 0 1,341
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   24,743,014 156,710 SH   SOLE   0 0 156,710
VANGUARD INDEX FDS SML CP GRW ETF 922908595   16,497,701 61,572 SH   SOLE   0 0 61,572
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   6,009,883 139,505 SH   SOLE   0 0 139,505
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,970,230 16,804 SH   SOLE   0 0 16,804
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   552,765 12,173 SH   SOLE   0 0 12,173
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,526,397 72,935 SH   SOLE   0 0 72,935
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   52,531,507 674,779 SH   SOLE   0 0 674,779
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   502,558 2,639 SH   SOLE   0 0 2,639
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   423,306 8,234 SH   SOLE   0 0 8,234
WISDOMTREE TR INTL SMCAP DIV 97717W760   273,444 4,103 SH   SOLE   0 0 4,103