The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALMADEN MINERALS LTD COM CL B 020283305   5,800 40,000 SH   SOLE   0 0 40,000
AMAZON COM INC COM 023135106   263,768 1,736 SH   SOLE   0 0 1,736
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,669,025 18,586 SH   SOLE   0 0 18,586
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   4,240,251 73,412 SH   SOLE   0 0 73,412
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   3,736,567 72,583 SH   SOLE   0 0 72,583
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   8,022,592 142,270 SH   SOLE   0 0 142,270
APPLE INC COM 037833100   1,004,343 5,217 SH   SOLE   0 0 5,217
CHEVRON CORP NEW COM 166764100   782,488 5,246 SH   SOLE   0 0 5,246
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   6,588,446 253,597 SH   SOLE   0 0 253,597
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   13,408,337 495,687 SH   SOLE   0 0 495,687
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   6,306,561 169,440 SH   SOLE   0 0 169,440
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   474,474 14,270 SH   SOLE   0 0 14,270
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   21,292,294 619,683 SH   SOLE   0 0 619,683
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   31,471,018 1,260,858 SH   SOLE   0 0 1,260,858
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,731,726 71,826 SH   SOLE   0 0 71,826
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   951,550 38,966 SH   SOLE   0 0 38,966
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   8,145,301 279,715 SH   SOLE   0 0 279,715
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,387,083 48,432 SH   SOLE   0 0 48,432
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,141,695 27,657 SH   SOLE   0 0 27,657
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,658,139 69,905 SH   SOLE   0 0 69,905
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   18,929,756 783,192 SH   SOLE   0 0 783,192
EXXON MOBIL CORP COM 30231G102   328,699 3,288 SH   SOLE   0 0 3,288
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   405,736 16,400 SH   SOLE   0 0 16,400
FLEXSHARES TR MORNSTAR UPSTR 33939L407   271,021 6,618 SH   SOLE   0 0 6,618
FORD MTR CO DEL COM 345370860   253,414 20,789 SH   SOLE   0 0 20,789
HUMANA INC COM 444859102   284,758 622 SH   SOLE   0 0 622
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   702,509 33,637 SH   SOLE   0 0 33,637
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   733,935 24,695 SH   SOLE   0 0 24,695
INVESCO QQQ TR UNIT SER 1 46090E103   698,712 1,706 SH   SOLE   0 0 1,706
ISHARES TR CORE INTL AGGR 46435G672   1,275,876 25,620 SH   SOLE   0 0 25,620
ISHARES TR RUS MDCP VAL ETF 464287473   554,248 4,766 SH   SOLE   0 0 4,766
ISHARES TR CORE US AGGBD ET 464287226   1,345,985 13,562 SH   SOLE   0 0 13,562
ISHARES TR RUS 1000 ETF 464287622   205,612 784 SH   SOLE   0 0 784
ISHARES TR RUS 1000 GRW ETF 464287614   3,013,828 9,941 SH   SOLE   0 0 9,941
ISHARES TR CORE MSCI EAFE 46432F842   295,470 4,200 SH   SOLE   0 0 4,200
ISHARES TR S&P MC 400GR ETF 464287606   339,960 4,291 SH   SOLE   0 0 4,291
ISHARES TR S&P 500 GRWT ETF 464287309   4,944,248 65,836 SH   SOLE   0 0 65,836
ISHARES TR MSCI EAFE ETF 464287465   394,220 5,232 SH   SOLE   0 0 5,232
ISHARES TR RUS MD CP GR ETF 464287481   623,447 5,968 SH   SOLE   0 0 5,968
ISHARES TR EAFE VALUE ETF 464288877   347,351 6,667 SH   SOLE   0 0 6,667
ISHARES TR ISHS 1-5YR INVS 464288646   11,036,021 215,232 SH   SOLE   0 0 215,232
ISHARES TR CORE S&P500 ETF 464287200   871,197 1,824 SH   SOLE   0 0 1,824
ISHARES TR S&P 500 VAL ETF 464287408   1,870,516 10,757 SH   SOLE   0 0 10,757
ISHARES TR S&P MC 400VL ETF 464287705   604,208 5,298 SH   SOLE   0 0 5,298
ISHARES TR CORE S&P SCP ETF 464287804   720,188 6,653 SH   SOLE   0 0 6,653
ISHARES TR GL CLEAN ENE ETF 464288224   19,564,576 1,256,556 SH   SOLE   0 0 1,256,556
ISHARES TR RUS 2000 GRW ETF 464287648   1,531,851 6,073 SH   SOLE   0 0 6,073
ISHARES TR RUS 1000 VAL ETF 464287598   270,124 1,635 SH   SOLE   0 0 1,635
ISHARES TR RUS 2000 VAL ETF 464287630   395,863 2,549 SH   SOLE   0 0 2,549
ISHARES TR EAFE SML CP ETF 464288273   3,722,094 60,131 SH   SOLE   0 0 60,131
ISHARES TR SHRT NAT MUN ETF 464288158   1,354,565 12,848 SH   SOLE   0 0 12,848
ISHARES TR GLB INFRASTR ETF 464288372   4,064,287 86,382 SH   SOLE   0 0 86,382
ISHARES TR EAFE GRWTH ETF 464288885   1,538,172 15,882 SH   SOLE   0 0 15,882
ISHARES TR S&P SML 600 GWT 464287887   565,217 4,517 SH   SOLE   0 0 4,517
JOHNSON & JOHNSON COM 478160104   340,910 2,175 SH   SOLE   0 0 2,175
PROCTER AND GAMBLE CO COM 742718109   4,133,370 28,206 SH   SOLE   0 0 28,206
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   45,610,950 978,356 SH   SOLE   0 0 978,356
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,138,034 98,096 SH   SOLE   0 0 98,096
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   8,772,866 125,148 SH   SOLE   0 0 125,148
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   298,564 3,964 SH   SOLE   0 0 3,964
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,679,690 38,428 SH   SOLE   0 0 38,428
SPDR S&P 500 ETF TR TR UNIT 78462F103   517,112 1,088 SH   SOLE   0 0 1,088
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,186,522 14,188 SH   SOLE   0 0 14,188
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,818,484 45,835 SH   SOLE   0 0 45,835
SPDR SER TR PORTFOLIO SHORT 78464A474   3,523,123 118,305 SH   SOLE   0 0 118,305
SPDR SER TR S&P 400 MDCP VAL 78464A839   7,810,275 106,436 SH   SOLE   0 0 106,436
SPDR SER TR S&P 400 MDCP GRW 78464A821   5,133,214 67,837 SH   SOLE   0 0 67,837
TESLA INC COM 88160R101   478,076 1,924 SH   SOLE   0 0 1,924
URANIUM ENERGY CORP COM 916896103   64,000 10,000 SH   SOLE   0 0 10,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,572,916 48,578 SH   SOLE   0 0 48,578
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   539,389 7,003 SH   SOLE   0 0 7,003
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   14,865,930 301,143 SH   SOLE   0 0 301,143
VANGUARD INDEX FDS SM CP VAL ETF 922908611   17,308,020 96,172 SH   SOLE   0 0 96,172
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   13,277,720 60,471 SH   SOLE   0 0 60,471
VANGUARD INDEX FDS LARGE CAP ETF 922908637   319,372 1,464 SH   SOLE   0 0 1,464
VANGUARD INDEX FDS GROWTH ETF 922908736   46,667,860 150,115 SH   SOLE   0 0 150,115
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,657,761 75,348 SH   SOLE   0 0 75,348
VANGUARD INDEX FDS SML CP GRW ETF 922908595   14,674,198 60,695 SH   SOLE   0 0 60,695
VANGUARD INDEX FDS VALUE ETF 922908744   44,640,566 298,599 SH   SOLE   0 0 298,599
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   21,874,176 150,846 SH   SOLE   0 0 150,846
VANGUARD INDEX FDS SMALL CP ETF 922908751   329,822 1,546 SH   SOLE   0 0 1,546
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   662,695 16,124 SH   SOLE   0 0 16,124
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   5,917,583 138,943 SH   SOLE   0 0 138,943
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,274,797 22,111 SH   SOLE   0 0 22,111
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,667,796 77,233 SH   SOLE   0 0 77,233
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   61,254,266 791,706 SH   SOLE   0 0 791,706
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   473,470 2,779 SH   SOLE   0 0 2,779
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   400,202 8,355 SH   SOLE   0 0 8,355
WISDOMTREE TR INTL SMCAP DIV 97717W760   261,958 4,103 SH   SOLE   0 0 4,103