The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 33,053 414,404 SH   SOLE   0 0 414,404
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 24,880 479,577 SH   SOLE   0 0 479,577
VANGUARD INDEX FDS VALUE ETF 922908744 16,441 152,757 SH   SOLE   0 0 152,757
VANGUARD INDEX FDS GROWTH ETF 922908736 15,488 99,014 SH   SOLE   0 0 99,014
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,165 149,156 SH   SOLE   0 0 149,156
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,594 58,991 SH   SOLE   0 0 58,991
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 6,574 130,503 SH   SOLE   0 0 130,503
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,780 72,769 SH   SOLE   0 0 72,769
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,207 48,264 SH   SOLE   0 0 48,264
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,835 81,166 SH   SOLE   0 0 81,166
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 4,602 87,567 SH   SOLE   0 0 87,567
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,160 23,146 SH   SOLE   0 0 23,146
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,201 53,078 SH   SOLE   0 0 53,078
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,833 19,846 SH   SOLE   0 0 19,846
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,802 32,244 SH   SOLE   0 0 32,244
ISHARES TR S&P 500 GRWT ETF 464287309 2,738 15,885 SH   SOLE   0 0 15,885
CHEVRON CORP NEW COM 166764100 2,006 16,285 SH   SOLE   0 0 16,285
PROCTER AND GAMBLE CO COM 742718109 1,695 16,295 SH   SOLE   0 0 16,295
ISHARES TR GLB INFRASTR ETF 464288372 1,633 36,429 SH   SOLE   0 0 36,429
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,189 14,647 SH   SOLE   0 0 14,647
ISHARES TR S&P 500 VAL ETF 464287408 1,163 10,318 SH   SOLE   0 0 10,318
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 825 13,815 SH   SOLE   0 0 13,815
ISHARES TR RUS 1000 GRW ETF 464287614 705 4,659 SH   SOLE   0 0 4,659
ISHARES TR RUS MDCP VAL ETF 464287473 633 7,291 SH   SOLE   0 0 7,291
ISHARES TR RUS MD CP GR ETF 464287481 560 4,131 SH   SOLE   0 0 4,131
ISHARES TR S&P SML 600 GWT 464287887 534 2,994 SH   SOLE   0 0 2,994
ISHARES TR S&P MC 400VL ETF 464287705 475 3,026 SH   SOLE   0 0 3,026
ISHARES TR EAFE GRWTH ETF 464288885 373 4,818 SH   SOLE   0 0 4,818
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 373 7,435 SH   SOLE   0 0 7,435
ISHARES TR RUS 2000 VAL ETF 464287630 343 2,862 SH   SOLE   0 0 2,862
JOHNSON & JOHNSON COM 478160104 316 2,262 SH   SOLE   0 0 2,262
ISHARES TR S&P MC 400GR ETF 464287606 228 1,042 SH   SOLE   0 0 1,042
ISHARES TR RUS 2000 GRW ETF 464287648 220 1,118 SH   SOLE   0 0 1,118
AMERISOURCEBERGEN CORP COM 03073E105 205 2,579 SH   SOLE   0 0 2,579